fintech

This is the kind of progress that makes me bullish on @Brickken

Brickken is among the 22 fintech companies selected for FinAccelerate 2026 in Silicon Valley, with @JonesDay empowering the program, is a big milestone.

As someone who has been following and supporting Brickken’s journey in RWA tokenization, I’m proud to see the team earning a seat at the table with investors, financial institutions and legal experts.

The RWA industry needs more than projects that can tokenize assets. It needs teams that understand what it takes to make those assets work in real financial markets, from legal rights and compliance to investor access and the entire asset lifecycle.

That’s the direction Brickken is building toward.

From expanding its institutional reach to now being part of a program like FinAccelerate, it’s good to see the progress happening beyond the tokenization narrative.

RWAs are moving toward institutional adoption, and Brickken is putting itself in the rooms where that future is being shaped.

Proud to be part of the $BKN community. The bigger picture is what keeps me bullish

#Fintech #FinAccelerate

📰 Souhoola receives FRA approval for fintech-based consumer finance
Egypt's FRA has approved Souhoola to provide consumer finance through fintech via V-Lens, covering four digital areas.
Source : Thepaypers
Time : 2026-10-27 10:06:11
Credit : claudia pincovski
#digital_identity #fintech #e-contracts #regulation #:_consumer_finance #fintech_licence

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Ripple taps the XRP Ledger for instant supplier payments.

On October 27 Ripple and C2FO announced C2FO Instant Pay, using the XRP Ledger and RLUSD to settle business payments in seconds, cutting the days‑long wait of traditional bank transfers.

Suppliers receive funds instantly while invoice terms and due dates remain unchanged; capital providers fund the payments and the XRPL handles settlement.

RLUSD, Ripple’s US‑dollar‑backed stablecoin, now has a market capitalization of more than $2.5 billion with over $1 billion issued on the XRP Ledger, expanding its use into supply‑chain finance.

How will faster, deterministic settlement on the XRP Ledger reshape supplier financing?

#XRP #FinTech #SupplyChainFinance #Stablecoin

🚀 Fintech Spotlight: SoFi Raises Guidance Amid Economic Uncertainty!
Strong demand for lending products is driving major growth! SoFi CEO Anthony Noto announced that the company has raised its full-year net revenue guidance to approximately $5.04 billion, proving that robust fintech platforms can thrive even during shifting market conditions. 📊💡
As traditional banking and digital finance continue to merge, keeping an eye on fintech sector performance is essential for diversified portfolios.
What’s your outlook on fintech stocks this quarter? Drop your thoughts below! 👇💬
$BTC $ETH#BinancePick #Fintech #SoFi #MarketUpdate

SoFi 这季财报，把「fintech 只会烧钱」这句老话又踩了一脚 👇

SoFi（NASDAQ: SOFI）10-27 美股盘后发 Q3 2026，官方 IR 数据：

1️⃣ 调整后净营收 $1.4B，同比 +44%，创纪录（LSEG 预期约 $1.25B）
2️⃣ 调整后 EBITDA 约 $470M，+70%，利润率 34%
3️⃣ 会员 1710 万，+35%，单季新增 120 万也是纪录；产品数 2670 万，+44%
4️⃣ 贷款发放 $16.9B 创新高，官方说信用表现符合预期
5️⃣ 连续第 12 个季度盈利，调整后 EPS $0.18（预期 $0.16）

更狠的是指引：
2026 全年营收上调到 $5.04B（市场预期约 $4.87B），还直接甩出 2027 指引：营收约 $6.4B、净利润 $1.28B、EPS $0.90。WSJ 显示当日股价 +13% 左右。

我的看法：
一个 1700 万用户、产品交叉销售越做越深的数字银行，开始稳定赚钱，还敢提前一年给指引——这就是美股的魅力，好公司会用数字说话。
对币圈也有参考意义：用户规模+合规牌照+多产品 loop，才是 CeFi 走向主流金融的正路。

风险点也写清楚：贷款业务对利率和信用周期敏感，2027 指引是管理层预测，不是保证。

来源：SoFi 投资者关系官网 / Business Wire 财报原文，Reuters、WSJ 报道
不构成投资建议，DYOR。

#SoFi #美股 #财报 #Fintech

YC 孵化的 Mochatrade 刚拿了 550 万，直接给印度散户上美股永续合约。

这波很稳，印度那边的散户交易情绪比谁都狂，真金白银的需求大得吓人。只要合规不掉链子，这盘子能做很大，比单纯炒小币种靠谱多了。

#DeFi #FinTech #CryptoNews

🚨 STABLECOINS MOVE INTO EVERYDAY PAYMENTS! 🌏💳

🏦 HSBC has launched RedCoin, a Hong Kong dollar-backed stablecoin, through its PayMe payment app. Wallet activation is being rolled out to more than 3.3 million PayMe users, with access to a merchant network of over 100,000 businesses.

🔎 Why does this matter?

💸 Real-world utility: Stablecoins may make digital payments and transfers easier.

🌐 Mainstream adoption: Traditional financial institutions are exploring blockchain-based money.

⚖️ What to watch: Regulation, security, accessibility, and actual user adoption will determine long-term impact.

💬 Your opinion: Would you use a bank-backed stablecoin for everyday payments instead of traditional digital payment methods? Why or why not?

🔔 Follow CryptoWithSahil for daily crypto news, market insights, and blockchain updates!

#Stablecoins #CryptoNews #blockchain #CryptoAdoption #FinTech

Cơ quan Quản lý Tiền tệ Singapore (MAS) vừa công bố ngày 23/10 rằng Ngân hàng Quốc gia Malaysia và Ngân hàng Trung ương Thái Lan đã chính thức tham gia sáng kiến tiền kỹ thuật số BLOOM. Dự án hướng tới chuẩn hóa và kết nối hạ tầng thanh toán xuyên biên giới với sự góp mặt của các định chế tài chính lớn như Mastercard, Visa, Ripple và Ngân hàng Thế giới.

Động thái này đánh dấu bước tiến quan trọng trong việc thể chế hóa tiền kỹ thuật số tại Đông Nam Á. Thay vì hoạt động phân mảnh, ba nền kinh tế hàng đầu khu vực đang xây dựng khung quản lý rủi ro và xác thực danh tính chung để tối ưu hóa dòng vốn thanh toán quốc tế.

Sự liên kết này giúp giảm đáng kể chi phí trung gian và thời gian xử lý giao dịch thương mại giữa các quốc gia. Về dài hạn, hạ tầng thanh toán số liên chính phủ sẽ củng cố niềm tin vào các giải pháp tài chính công nghệ cao và thúc đẩy lưu chuyển vốn trong khu vực.

Đối với thị trường crypto, việc các tổ chức lớn như Ripple ($XRP ) tham gia trực tiếp vào hạ tầng của các ngân hàng trung ương là tín hiệu tích cực cho tính ứng dụng thực tế. Dòng tiền thanh toán số xuyên biên giới sẽ mở đường cho sự chấp nhận rộng rãi hơn của các giải pháp blockchain quy chuẩn.

#CBDC #CrossBorderPayments #Fintech

🌏 Asia is making moves toward blockchain-powered payments.

Malaysia and Thailand’s central banks have joined Singapore’s BLOOM initiative to explore cross-border payments using stablecoins and tokenized deposits.

The goal is to make international payments more efficient while maintaining proper regulatory oversight.

It’s another sign that financial institutions across Asia are exploring how digital assets could fit into the future of payments.

#Stablecoins #blockchain #fintech

#MalaysiaAndThailandJoinSingaporeStablecoinInitiative #UNI #fintech
🌏 ASEAN Digital Payments Are Evolving! 🚀
Malaysia and Thailand have joined Singapore’s BLOOM initiative to improve cross-border digital payments using regulated stablecoins and tokenized assets.
💳 Key Players: Visa, Mastercard, Ripple & Maybank
⚡ Main Goals: Faster, cheaper payments, better interoperability, and AI-powered transactions.
📈 Could blockchain-based payments replace traditional cross-border systems in Asia?
👇 Share your thoughts!
"CLICK ON THE BELOW YELLOW COIN TAG TO GO TO DESIRED TRADING PAGE TO GET BENEFIT TRADE"$ETH $UNI $ASTER

🌏 Азія об’єднується заради цифрових платежів

Малайзія та Таїланд приєдналися до сінгапурської ініціативи BLOOM, яка має спростити міжнародні розрахунки за допомогою цифрових грошей.

🏦 Центральні банки трьох країн співпрацюватимуть із фінансовими та технологічними компаніями.

💵 Проєкт охоплює регульовані стейблкоїни та токенізовані банківські депозити.

🔄 Окрему увагу приділять сумісності різних платіжних мереж, щоб перекази між країнами працювали простіше.

🚀 Якщо ініціатива досягне своєї мети, цифрові розрахунки в регіоні можуть стати швидшими та зручнішими.

💬 Чи стануть стейблкоїни частиною повсякденних міжнародних платежів у майбутньому?

#crypto #Stablecoins #blockchain #Bloomberg #Fintech

🇬🇧 UK MOVES TO OPEN IPHONE CONTACTLESS PAYMENTS TO RIVALS

The UK’s Competition and Markets Authority (CMA) has proposed measures to give competing payment apps greater access to Apple’s iPhone contactless technology, alongside significantly lower access fees.

📱 What this could mean

- More competition for Apple Pay
- Greater opportunities for digital wallets and fintech companies
- Potentially lower barriers for rival payment providers

⚠️ The proposal is still under consultation, with the final outcome yet to be decided.

If implemented, the changes could reshape competition in the UK’s mobile payments market.

#Apple #UKNews #fintech #digitalpayments

🔥 $USDT: Tether Leads $15M Round in AI Payments Startup Mural

$USDT: Tether led a $15 million Series A funding round for New York-based Mural, bringing the startup's total capital to $28 million. Founded by former Palantir engineers, Mural builds infrastructure that lets autonomous software and fintechs execute payments across traditional banks and blockchains. The investment targets "agentic finance" so AI systems can initiate authorized transactions under preset limits. Tether's direct venture backing highlights programmable payments, though widespread adoption of autonomous agent settlements across legacy banking networks remains untested.

#USDT #Fintech

🚨 TRADITIONAL FINTECH CRUMBLES AS REVOLUT PARALYZED BY CLOUD BLACKOUT! ⚡

💡 Millions of global users were abruptly locked out of basic financial access this week as centralized cloud infrastructure suffered a critical power outage in London. Over 30 core features across payments, transfers, and card processing went completely dark, reminding the market why self-custody and decentralized settlement remain peerless.

📊 While legacy banking rails freeze the second a single server cluster trips, on-chain execution never sleeps. Smart capital continues to front-run the obvious lesson: financial sovereignty cannot rely on fragile, single-point-of-failure centralized architecture. 💬 Does this massive fintech disruption make the ultimate case for holding $BTC on-chain? 👇

⚠️ Not financial advice. Always manage your risk. 🛡️

🏷️ #BTC #Fintech #Crypto #Decentralization #Bitcoin

🔥 💎

英国金融科技巨头Revolut拿下直布罗陀加密牌照，准备全球扩张！这下加密爱好者又有新选择了，虽然还没公布具体哪些国家能用，但海外布局已经开始。Revolut这波操作挺猛的！

#加密 #金融科技
$BTC $ETH

Revolut just secured a crypto license in Gibraltar to fuel global expansion! The UK fintech giant is gearing up to offer crypto services in more international markets. No specific countries or launch dates yet, but this is big news for crypto users worldwide. More options coming your way!

#Crypto #Fintech
$BTC $ETH

Goldman Sachs, Wells Fargo and Morgan Stanley told analysts that tokenization is a growth opportunity rather than a threat to their businesses. Goldman Sachs CEO David Solomon said the technology could create more products, greater activity, new clients and broader distribution channels, noting that current activity remains small and at the margin. Wells Fargo CFO Michael Santomassimo said its tokenized deposit system is already processing cross‑border payments in two minutes or less, though volumes are still low. Morgan Stanley CFO Sharon Yeshaya added that moving assets faster will increase the need for wealth‑management advice. The banks have been investing in digital asset infrastructure, with Goldman’s GS DAP platform dating back to 2022 and a July half‑day test of a DTCC tokenization service.

#Tokenization #Banking #FinTech

💳🪙 🔥 MASSIVE #Web3 x #fintech ALLIANCE! 🔥
Coinbase Partners with Marqeta to Launch Stablecoin-Backed Payment Cards! 🚀🌐

🛍️⚡ Instant Spend Tech:
Enabling users to spend crypto directly at global point-of-sale (POS) terminals with real-time, high-speed conversion to fiat currency! 💵🏦

📈 Key Highlights & Mechanics:

* ⚡ [Instant Settlement] Utilizing highly scalable blockchain architecture for rapid, low-cost asset liquidation.

* 🌍 [Global Acceptance] Bringing the deep liquidity of stablecoins straight to traditional payment rails worldwide.

* 🏢 [Institutional Adoption] Empowering enterprise clients to easily deploy customized corporate crypto card programs.

#Coinbase #Marqeta #Stablecoins #CryptoPayments #Web3Fintech #BinanceSquare #crypto Card #USDC 🚀🔥

$USDC
$COINB
$MQ.US

🌍 #Mastercard and BVNK have launched a platform allowing banks and fintechs to manage traditional currencies and #Stablecoins through a single API.

💳 What’s included?
Multicurrency accounts and currency conversion
Cross-border payments and local bank transfers
Stablecoin-funded payments with local-currency payouts
Card payment capabilities and treasury tools

🚀 Global reach: Mastercard Move is designed to support payouts across 200+ countries and territories, with more than 40 currencies targeted by 2027.

Nuvei, Marqeta, Ontop, Beem, and Almond #fintech are among the initial integrators. #Macro Insights#

#Write2Earn $USDC $USD1 $USDT

🚨 MAJOR FINTECH INSOLVENCY SHAKES WEB3 VC EXPOSURE ACROSS $USDC ECOSYSTEM 📉

Institutional order flow is digesting fresh macro headwind risks as fintech conglomerate CreditEase faces formal insolvency procedures following an RMB 30B capital freeze. 🔍 Public records confirm their investment vehicles held structural stakes across premier web3 ventures, including financing rounds tied to Circle. 🌊

While underlying token reserves remain segregated, institutional liquidity allocations face potential secondary market restructuring overhangs. 💡 When distressed legacy balance sheets unwind venture portfolios, smart money monitors cross-market collateral depth before establishing high-conviction positions. 💬 Do you expect secondary liquidity to absorb this venture overhang smoothly, or will volatility spread? 👇

⚠️ Not financial advice. Always manage your risk. 🛡️

🏷️ #USDC #CryptoLiquidity #VentureCapital #MacroMarket #Fintech

🎯 🦈

⚡ BREAKING: HSBC and Ant Digital have completed a technical trial exploring AI-agent payments with tokenized deposits.

• AI agents were able to discover services and execute micropayments autonomously.
• HSBC’s tokenized deposits enabled real-time settlement, while risk checks added controls around each transaction.
• The test points to a future where software agents can transact machine-to-machine, though broader adoption will depend on regulation, security and scalability.

Could AI-driven payments become a major use case for tokenized money? #Crypto #Blockchain #Fintech