I put $25 into BTC every week for a full year. Total invested 1300. Current value 1043. That is a -19.8% return. Most people would call this a failure. I call it a data point.
Weekly DCA means buying more when prices drop and less when prices rise. Monthly DCA does the same, but with bigger swings. The math is simple. Over 52 weeks, you smooth out the noise. You never catch the bottom, and you never buy the top. You just keep showing up.
The real test is not what happens in one year. It is what happens after five years or ten years. A -19.8% year feels painful, but it is the price you pay for owning an asset that goes up long term. Bitcoin has done this many times. It always recovers, but not on your schedule.
The shared insight is this. DCA is not a strategy to avoid losses. It is a strategy to stay in the game long enough to survive them. Weekly vs monthly does not matter as much as consistency. Pick one and do not stop when red.
So I ask you. Do you prefer weekly small buys or monthly larger ones? And would you stay calm after a -19.8% first year?