#xrpl
xrpl
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XRP Ledger developers want tighter rules on who can hold restricted tokens. 🔒
The proposed fixes would tighten holder permissions for permissioned tokens on the network. The XRP Ledger Foundation says no users were affected.
That last part is a relief—but the permission model is what catches my attention. 👀
For restricted tokens, would you welcome stricter holder controls, or worry about who gets to set the rules?
#XRPL #Tokenization
XRP Ledger developers want tighter rules on who can hold restricted tokens. 🔒
The proposed fixes would tighten holder permissions for permissioned tokens on the network. The XRP Ledger Foundation says no users were affected.
That last part is a relief—but the permission model is what catches my attention. 👀
For restricted tokens, would you welcome stricter holder controls, or worry about who gets to set the rules?
#XRPL #Tokenization
The proposed fixes would tighten holder permissions for permissioned tokens on the network. The XRP Ledger Foundation says no users were affected.
That last part is a relief—but the permission model is what catches my attention. 👀
For restricted tokens, would you welcome stricter holder controls, or worry about who gets to set the rules?
#XRPL #Tokenization
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Global $XRP ETPs just booked another strong quarter — and XRPL stablecoin supply cleared $1 billion.
Blockworks-linked Q3 2026 figures shared around October 30–31 show global XRP exchange-traded products took about $355.3 million in net inflows, up roughly 39.6% from Q2, lifting ETP assets under management about 65.2% to roughly $3.32 billion. Bitwise led issuers near $787 million AUM, followed by 21Shares, Franklin Templeton, and Canary Capital.
On the ledger side, XRPL-native stablecoin supply rose about 25.2% to $1.03 billion, with RLUSD near $1.01 billion (about 98.1% of that stack) and about $2.52 billion across all chains. Distributed tokenized RWA value on XRPL climbed about 29.2% to roughly $498.7 million, while native DEX volume rose about 20.2% to about $614.8 million.
#XRP #XRPL #RWA
DYOR. Not financial advice.
{spot}(XRPUSDT)
Global $XRP ETPs just booked another strong quarter — and XRPL stablecoin supply cleared $1 billion.
Blockworks-linked Q3 2026 figures shared around October 30–31 show global XRP exchange-traded products took about $355.3 million in net inflows, up roughly 39.6% from Q2, lifting ETP assets under management about 65.2% to roughly $3.32 billion. Bitwise led issuers near $787 million AUM, followed by 21Shares, Franklin Templeton, and Canary Capital.
On the ledger side, XRPL-native stablecoin supply rose about 25.2% to $1.03 billion, with RLUSD near $1.01 billion (about 98.1% of that stack) and about $2.52 billion across all chains. Distributed tokenized RWA value on XRPL climbed about 29.2% to roughly $498.7 million, while native DEX volume rose about 20.2% to about $614.8 million.
#XRP #XRPL #RWA
DYOR. Not financial advice.
Blockworks-linked Q3 2026 figures shared around October 30–31 show global XRP exchange-traded products took about $355.3 million in net inflows, up roughly 39.6% from Q2, lifting ETP assets under management about 65.2% to roughly $3.32 billion. Bitwise led issuers near $787 million AUM, followed by 21Shares, Franklin Templeton, and Canary Capital.
On the ledger side, XRPL-native stablecoin supply rose about 25.2% to $1.03 billion, with RLUSD near $1.01 billion (about 98.1% of that stack) and about $2.52 billion across all chains. Distributed tokenized RWA value on XRPL climbed about 29.2% to roughly $498.7 million, while native DEX volume rose about 20.2% to about $614.8 million.
#XRP #XRPL #RWA
DYOR. Not financial advice.
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Bullish
Verified
🚨 225 MILLION $XRP LOCKED AS COLLATERAL — A $280 MILLION DEVELOPMENT! 🐋
Something interesting is happening in the $XRP ecosystem!
According to a new CryptoSlate report, Maple Finance has approximately 225 million XRP, valued at around $280 million, locked as collateral to support stablecoin lending positions.
But there's another important detail: several loan maturity dates are approaching.
📊 THE NUMBERS YOU SHOULD KNOW
🔹 225 Million XRP — Total reported XRP collateral.
🔹 $280.2 Million — Estimated collateral value.
🔹 $151.8 Million — Combined nominal stablecoin loan principal.
🔹 $177.7 Million — XRP collateral backing syrupUSDC.
🔹 $102.5 Million — XRP collateral backing syrupUSDT.
⏳ IMPORTANT UPCOMING DATES
Three reported loan positions have the following maturity dates:
📅 December 4, 2026 — $41.6M $USDC loan.
📅 December 12, 2026 — $55M USDC loan.
📅 January 15, 2027 — $55.2M USDT loan.
🔥 WHY DOES THIS MATTER FOR XRP?
XRP is being used as collateral to access stablecoin liquidity without necessarily selling the underlying tokens.
There are three possible outcomes:
1️⃣ Loan Renewal: Borrowers renew their loans, potentially keeping XRP locked as collateral.
2️⃣ Loan Repayment: Borrowers repay their debt, potentially allowing authorized collateral releases.
3️⃣ Liquidation: If contractual liquidation conditions are triggered and not resolved, collateral could be sold to cover outstanding obligations.
⚠️ IMPORTANT: Loan maturity does not automatically mean XRP will be released or liquidated. The actual outcome depends on repayment, renewal agreements, and collateral-release authorization.
💬 THE BIG QUESTION
Could XRP's growing role in DeFi lending create stronger demand for the token?
Or could upcoming loan repayments eventually reduce the amount of XRP locked in collateral?
{spot}(XRPUSDT)
{spot}(USDCUSDT)
What is your take on this development?
👇 Share your thoughts!
#xrp #Ripple #XRPL
🚨 225 MILLION $XRP LOCKED AS COLLATERAL — A $280 MILLION DEVELOPMENT! 🐋
Something interesting is happening in the $XRP ecosystem!
According to a new CryptoSlate report, Maple Finance has approximately 225 million XRP, valued at around $280 million, locked as collateral to support stablecoin lending positions.
But there's another important detail: several loan maturity dates are approaching.
📊 THE NUMBERS YOU SHOULD KNOW
🔹 225 Million XRP — Total reported XRP collateral.
🔹 $280.2 Million — Estimated collateral value.
🔹 $151.8 Million — Combined nominal stablecoin loan principal.
🔹 $177.7 Million — XRP collateral backing syrupUSDC.
🔹 $102.5 Million — XRP collateral backing syrupUSDT.
⏳ IMPORTANT UPCOMING DATES
Three reported loan positions have the following maturity dates:
📅 December 4, 2026 — $41.6M $USDC loan.
📅 December 12, 2026 — $55M USDC loan.
📅 January 15, 2027 — $55.2M USDT loan.
🔥 WHY DOES THIS MATTER FOR XRP?
XRP is being used as collateral to access stablecoin liquidity without necessarily selling the underlying tokens.
There are three possible outcomes:
1️⃣ Loan Renewal: Borrowers renew their loans, potentially keeping XRP locked as collateral.
2️⃣ Loan Repayment: Borrowers repay their debt, potentially allowing authorized collateral releases.
3️⃣ Liquidation: If contractual liquidation conditions are triggered and not resolved, collateral could be sold to cover outstanding obligations.
⚠️ IMPORTANT: Loan maturity does not automatically mean XRP will be released or liquidated. The actual outcome depends on repayment, renewal agreements, and collateral-release authorization.
💬 THE BIG QUESTION
Could XRP's growing role in DeFi lending create stronger demand for the token?
Or could upcoming loan repayments eventually reduce the amount of XRP locked in collateral?
What is your take on this development?
👇 Share your thoughts!
#xrp #Ripple #XRPL
Something interesting is happening in the $XRP ecosystem!
According to a new CryptoSlate report, Maple Finance has approximately 225 million XRP, valued at around $280 million, locked as collateral to support stablecoin lending positions.
But there's another important detail: several loan maturity dates are approaching.
📊 THE NUMBERS YOU SHOULD KNOW
🔹 225 Million XRP — Total reported XRP collateral.
🔹 $280.2 Million — Estimated collateral value.
🔹 $151.8 Million — Combined nominal stablecoin loan principal.
🔹 $177.7 Million — XRP collateral backing syrupUSDC.
🔹 $102.5 Million — XRP collateral backing syrupUSDT.
⏳ IMPORTANT UPCOMING DATES
Three reported loan positions have the following maturity dates:
📅 December 4, 2026 — $41.6M $USDC loan.
📅 December 12, 2026 — $55M USDC loan.
📅 January 15, 2027 — $55.2M USDT loan.
🔥 WHY DOES THIS MATTER FOR XRP?
XRP is being used as collateral to access stablecoin liquidity without necessarily selling the underlying tokens.
There are three possible outcomes:
1️⃣ Loan Renewal: Borrowers renew their loans, potentially keeping XRP locked as collateral.
2️⃣ Loan Repayment: Borrowers repay their debt, potentially allowing authorized collateral releases.
3️⃣ Liquidation: If contractual liquidation conditions are triggered and not resolved, collateral could be sold to cover outstanding obligations.
⚠️ IMPORTANT: Loan maturity does not automatically mean XRP will be released or liquidated. The actual outcome depends on repayment, renewal agreements, and collateral-release authorization.
💬 THE BIG QUESTION
Could XRP's growing role in DeFi lending create stronger demand for the token?
Or could upcoming loan repayments eventually reduce the amount of XRP locked in collateral?
What is your take on this development?
👇 Share your thoughts!
#xrp #Ripple #XRPL
faisalgani:
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XRP Ledger devs propose fixCleanup3_5_0 to block restricted tokens from reaching unapproved accountsOPENING
Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0. Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
KEY DETAILS
- Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0.
- Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
- The second change closes an exemption where the payment engine's authorization check only applied when a trust line's balance was exactly zero, so an unauthorized line that already held tokens could keep receiving more.
- Neither change has been merged into rippled; fixCleanup3_5_0 is listed on the develop branch as supported with a default 'no' vote, and like any XRPL amendment it would activate only after holding more than 80% support from trusted validators for two weeks.
- The work was originally split into four pull requests; two further layers, one limiting unauthorized balances to returning funds to the issuer and a trust-line authorization invariant, were closed after review.
WHY IT MATTERS
Stablecoin and tokenized-fund issuers rely on these approval rules. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- Source pull requests: XRPLF/rippled #8648 and #8650, last updated October 28-29, 2026.
- This is a protocol development update, not investment advice.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://x.com/CoinDesk/status/2116112415096242286
- Supporting: https://github.com/XRPLF/rippled/pull/8648
- Supporting: https://github.com/XRPLF/rippled/pull/8650
- Supporting: https://github.com/XRPLF/rippled/blob/develop/include/xrpl/protocol/detail/features.macro
- Supporting: https://xrpl.org/docs/concepts/networks-and-servers/amendments
- Supporting: https://www.coindesk.com/tech/2026/10/30/xrp-ledger-developers-tighten-the-rules-for-who-can-hold-restricted-tokens
#XRP #XRPL
XRP Ledger devs propose fixCleanup3_5_0 to block restricted tokens from reaching unapproved accounts
OPENING
Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0. Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
KEY DETAILS
- Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0.
- Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
- The second change closes an exemption where the payment engine's authorization check only applied when a trust line's balance was exactly zero, so an unauthorized line that already held tokens could keep receiving more.
- Neither change has been merged into rippled; fixCleanup3_5_0 is listed on the develop branch as supported with a default 'no' vote, and like any XRPL amendment it would activate only after holding more than 80% support from trusted validators for two weeks.
- The work was originally split into four pull requests; two further layers, one limiting unauthorized balances to returning funds to the issuer and a trust-line authorization invariant, were closed after review.
WHY IT MATTERS
Stablecoin and tokenized-fund issuers rely on these approval rules. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- Source pull requests: XRPLF/rippled #8648 and #8650, last updated October 28-29, 2026.
- This is a protocol development update, not investment advice.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://x.com/CoinDesk/status/2116112415096242286
- Supporting: https://github.com/XRPLF/rippled/pull/8648
- Supporting: https://github.com/XRPLF/rippled/pull/8650
- Supporting: https://github.com/XRPLF/rippled/blob/develop/include/xrpl/protocol/detail/features.macro
- Supporting: https://xrpl.org/docs/concepts/networks-and-servers/amendments
- Supporting: https://www.coindesk.com/tech/2026/10/30/xrp-ledger-developers-tighten-the-rules-for-who-can-hold-restricted-tokens
#XRP #XRPL
Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0. Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
KEY DETAILS
- Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0.
- Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
- The second change closes an exemption where the payment engine's authorization check only applied when a trust line's balance was exactly zero, so an unauthorized line that already held tokens could keep receiving more.
- Neither change has been merged into rippled; fixCleanup3_5_0 is listed on the develop branch as supported with a default 'no' vote, and like any XRPL amendment it would activate only after holding more than 80% support from trusted validators for two weeks.
- The work was originally split into four pull requests; two further layers, one limiting unauthorized balances to returning funds to the issuer and a trust-line authorization invariant, were closed after review.
WHY IT MATTERS
Stablecoin and tokenized-fund issuers rely on these approval rules. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- Source pull requests: XRPLF/rippled #8648 and #8650, last updated October 28-29, 2026.
- This is a protocol development update, not investment advice.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://x.com/CoinDesk/status/2116112415096242286
- Supporting: https://github.com/XRPLF/rippled/pull/8648
- Supporting: https://github.com/XRPLF/rippled/pull/8650
- Supporting: https://github.com/XRPLF/rippled/blob/develop/include/xrpl/protocol/detail/features.macro
- Supporting: https://xrpl.org/docs/concepts/networks-and-servers/amendments
- Supporting: https://www.coindesk.com/tech/2026/10/30/xrp-ledger-developers-tighten-the-rules-for-who-can-hold-restricted-tokens
#XRP #XRPL
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👀 Fresh off the crypto wire: XRP Ledger updates rules for restricted tokens control
Developers on the XRP Ledger have introduced new rules to better manage who can hold restricted tokens.
This update focuses on tightening the criteria for token access, aiming to give issuers more control over their digital assets. By refining these technical standards, the community hopes to create a more secure environment for specific tokenized projects. It is essentially a digital bouncer for your assets, ensuring only the right folks get into the club. 🛡️
Keep an eye on how these changes affect token distribution and project management on the network. It is a smart move for those looking to maintain stricter oversight of their digital ecosystems.
Grab a coffee, this one's worth a read ☕
$XRP $BTC $ETH #XRP #XRPL #Blockchain #CryptoNews
ℹ️ News roundup from public sources, not financial advice.
👀 Fresh off the crypto wire: XRP Ledger updates rules for restricted tokens control
Developers on the XRP Ledger have introduced new rules to better manage who can hold restricted tokens.
This update focuses on tightening the criteria for token access, aiming to give issuers more control over their digital assets. By refining these technical standards, the community hopes to create a more secure environment for specific tokenized projects. It is essentially a digital bouncer for your assets, ensuring only the right folks get into the club. 🛡️
Keep an eye on how these changes affect token distribution and project management on the network. It is a smart move for those looking to maintain stricter oversight of their digital ecosystems.
Grab a coffee, this one's worth a read ☕
$XRP $BTC $ETH #XRP #XRPL #Blockchain #CryptoNews
ℹ️ News roundup from public sources, not financial advice.
Developers on the XRP Ledger have introduced new rules to better manage who can hold restricted tokens.
This update focuses on tightening the criteria for token access, aiming to give issuers more control over their digital assets. By refining these technical standards, the community hopes to create a more secure environment for specific tokenized projects. It is essentially a digital bouncer for your assets, ensuring only the right folks get into the club. 🛡️
Keep an eye on how these changes affect token distribution and project management on the network. It is a smart move for those looking to maintain stricter oversight of their digital ecosystems.
Grab a coffee, this one's worth a read ☕
$XRP $BTC $ETH #XRP #XRPL #Blockchain #CryptoNews
ℹ️ News roundup from public sources, not financial advice.
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Bullish
🚀 XRP Ledger is working on wallets that could start with ZERO XRP
$XRPI.ETF
{etf_us}(XRPI.ETF)
Developers have proposed SponsoredAccountCreate, allowing apps to create wallets while covering the required 1 XRP reserve for users
That could remove a major onboarding hurdle for RLUSD payments, embedded wallets and AI agents
But there's an important distinction 👇
The XRP reserve doesn't disappear — the obligation shifts from the user to the sponsor
$XRP
{future}(XRPUSDT)
🔍 Users would still control their own private keys, while businesses take responsibility for funding account reserves
For 100,000 new accounts, that's 100,000 XRP in reserve obligations funded by sponsors rather than individual users
⚠️ This is still a proposal, not a live mainnet feature
The broader sponsorship amendment still needs validator approval
{spot}(XRPUSDT)
📌 The real milestone isn't the announcement — it's activation and actual adoption by payment applications
Removing friction could help XRPL grow, but it doesn't automatically create new buying pressure for $XRP
#Xrp🔥🔥 #XRPL #RLUSD
🚀 XRP Ledger is working on wallets that could start with ZERO XRP
$XRPI.ETF
Developers have proposed SponsoredAccountCreate, allowing apps to create wallets while covering the required 1 XRP reserve for users
That could remove a major onboarding hurdle for RLUSD payments, embedded wallets and AI agents
But there's an important distinction 👇
The XRP reserve doesn't disappear — the obligation shifts from the user to the sponsor
$XRP
🔍 Users would still control their own private keys, while businesses take responsibility for funding account reserves
For 100,000 new accounts, that's 100,000 XRP in reserve obligations funded by sponsors rather than individual users
⚠️ This is still a proposal, not a live mainnet feature
The broader sponsorship amendment still needs validator approval
📌 The real milestone isn't the announcement — it's activation and actual adoption by payment applications
Removing friction could help XRPL grow, but it doesn't automatically create new buying pressure for $XRP
#Xrp🔥🔥 #XRPL #RLUSD
$XRPI.ETF
Developers have proposed SponsoredAccountCreate, allowing apps to create wallets while covering the required 1 XRP reserve for users
That could remove a major onboarding hurdle for RLUSD payments, embedded wallets and AI agents
But there's an important distinction 👇
The XRP reserve doesn't disappear — the obligation shifts from the user to the sponsor
$XRP
🔍 Users would still control their own private keys, while businesses take responsibility for funding account reserves
For 100,000 new accounts, that's 100,000 XRP in reserve obligations funded by sponsors rather than individual users
⚠️ This is still a proposal, not a live mainnet feature
The broader sponsorship amendment still needs validator approval
📌 The real milestone isn't the announcement — it's activation and actual adoption by payment applications
Removing friction could help XRPL grow, but it doesn't automatically create new buying pressure for $XRP
#Xrp🔥🔥 #XRPL #RLUSD
XRP-0.52%
XRPIETF-2.33%
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Ripple & C2FO Could Bring a New Use Case to the $XRP Ledger! 🔥
Ripple is teaming up with C2FO on its Instant Pay initiative, using the XRP Ledger (XRPL) and RLUSD stablecoin to settle financing tied to approved supplier invoices.
💡 Why does this matter?
🔹 Real-world utility: Blockchain technology could support supplier payment settlements.
🔹 RLUSD adoption: The initiative creates another potential use case for Ripple’s USD-backed stablecoin.
🔹 Business finance: Faster settlement could help suppliers access funds and improve cash flow.
🔹 $XRP ecosystem: More activity around XRPL could strengthen its role in real-world financial applications.
⚠️ However, the announcement alone doesn't guarantee increased XRP demand or a price rally. The actual impact will depend on implementation, transaction volumes, and whether XRP itself is used in the settlement process.
The big question: Can Ripple turn real-world payment partnerships into meaningful, measurable blockchain adoption? 👀
#XRP #Ripple #XRPL
Ripple & C2FO Could Bring a New Use Case to the $XRP Ledger! 🔥
Ripple is teaming up with C2FO on its Instant Pay initiative, using the XRP Ledger (XRPL) and RLUSD stablecoin to settle financing tied to approved supplier invoices.
💡 Why does this matter?
🔹 Real-world utility: Blockchain technology could support supplier payment settlements.
🔹 RLUSD adoption: The initiative creates another potential use case for Ripple’s USD-backed stablecoin.
🔹 Business finance: Faster settlement could help suppliers access funds and improve cash flow.
🔹 $XRP ecosystem: More activity around XRPL could strengthen its role in real-world financial applications.
⚠️ However, the announcement alone doesn't guarantee increased XRP demand or a price rally. The actual impact will depend on implementation, transaction volumes, and whether XRP itself is used in the settlement process.
The big question: Can Ripple turn real-world payment partnerships into meaningful, measurable blockchain adoption? 👀
#XRP #Ripple #XRPL
Ripple is teaming up with C2FO on its Instant Pay initiative, using the XRP Ledger (XRPL) and RLUSD stablecoin to settle financing tied to approved supplier invoices.
💡 Why does this matter?
🔹 Real-world utility: Blockchain technology could support supplier payment settlements.
🔹 RLUSD adoption: The initiative creates another potential use case for Ripple’s USD-backed stablecoin.
🔹 Business finance: Faster settlement could help suppliers access funds and improve cash flow.
🔹 $XRP ecosystem: More activity around XRPL could strengthen its role in real-world financial applications.
⚠️ However, the announcement alone doesn't guarantee increased XRP demand or a price rally. The actual impact will depend on implementation, transaction volumes, and whether XRP itself is used in the settlement process.
The big question: Can Ripple turn real-world payment partnerships into meaningful, measurable blockchain adoption? 👀
#XRP #Ripple #XRPL
240
Partly True
🚨 XRP LEDGER'S STABLECOIN SUPPLY TOPS $1 BILLION AGAIN!
The stablecoin economy on @Ripple’s $XRP Ledger is gaining momentum, with its total stablecoin market cap climbing nearly 5% in just one week to reach $1.093 BILLION. 📈
🔥 The latest growth puts XRP Ledger back above the $1B milestone, highlighting expanding stablecoin activity across its ecosystem.
XRP Ledger remains ahead of @Arc but still trails @avax, which holds approximately $1.307 billion in stablecoins.
More stablecoins mean more capital on-chain and greater potential for payments, liquidity, and DeFi.
The next question: how far can XRP Ledger's stablecoin economy grow from here? 👀
{future}(XRPUSDT)
#XRP #XRPL #Ripple
🚨 XRP LEDGER'S STABLECOIN SUPPLY TOPS $1 BILLION AGAIN!
The stablecoin economy on @Ripple’s $XRP Ledger is gaining momentum, with its total stablecoin market cap climbing nearly 5% in just one week to reach $1.093 BILLION. 📈
🔥 The latest growth puts XRP Ledger back above the $1B milestone, highlighting expanding stablecoin activity across its ecosystem.
XRP Ledger remains ahead of @Arc but still trails @avax, which holds approximately $1.307 billion in stablecoins.
More stablecoins mean more capital on-chain and greater potential for payments, liquidity, and DeFi.
The next question: how far can XRP Ledger's stablecoin economy grow from here? 👀
#XRP #XRPL #Ripple
The stablecoin economy on @Ripple’s $XRP Ledger is gaining momentum, with its total stablecoin market cap climbing nearly 5% in just one week to reach $1.093 BILLION. 📈
🔥 The latest growth puts XRP Ledger back above the $1B milestone, highlighting expanding stablecoin activity across its ecosystem.
XRP Ledger remains ahead of @Arc but still trails @avax, which holds approximately $1.307 billion in stablecoins.
More stablecoins mean more capital on-chain and greater potential for payments, liquidity, and DeFi.
The next question: how far can XRP Ledger's stablecoin economy grow from here? 👀
#XRP #XRPL #Ripple
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Bullish
Verified
🔐 HOLDERS OF $XRP ⋙ 👁️SEE👁️ WHAT FIREBLOCKS CFO ⋙ MICHAEL LEVINE, JUST SAID ABOUT BANKS MIGRATING ON-CHAIN❗
✎𓂃During his interview with JD Durkin at Money20/20 USA, Levine explained how traditional financial institutions are increasingly using blockchain technology.
✨🔑Here’s the interesting part↴
Banks and payment companies now account for more transaction volume at Fireblocks than crypto trading firms.
Fireblocks processed approximately $6 TRILLION in stablecoin transactions in 2025.
And its institutional survey revealed that 88% of respondents had committed or planned budgets for digital assets in 2026, but only 16% were already in production.
Think about the amount of institutional infrastructure still being developed.
Now here’s the connection to #xrp ↴
Fireblocks already supports XRP and RLUSD on the XRP Ledger.
South Korea’s BDACS has custody relationships with both Ripple and
Fireblocks, supporting assets including XRP and RLUSD.
BNY, which invested in Fireblocks in 2021, recently expanded its institutional custody services to include XRP and $RLUSD .
BNY oversees approximately $63.4 trillion in assets under
custody or administration.
Meanwhile, #Ripple has more than 1,700 institutional relationships and more than 85 regulatory licenses.
Banks are preparing to move digital dollars, tokenized deposits, and other financial assets across different networks.
And XRP already has the ability to connect supported currency markets through #XRPL .
The next major development I want to see is financial institutions using XRP liquidity for recurring international settlements.
The infrastructure is already being built. More banks are getting ready to use it.
I’m extremely optimistic about the long-term role of $XRP in this financial transformation.
And
🤔What about you?
💡 Remember: 📖Always do your own research before investing.
🔐 HOLDERS OF $XRP ⋙ 👁️SEE👁️ WHAT FIREBLOCKS CFO ⋙ MICHAEL LEVINE, JUST SAID ABOUT BANKS MIGRATING ON-CHAIN❗
✎𓂃During his interview with JD Durkin at Money20/20 USA, Levine explained how traditional financial institutions are increasingly using blockchain technology.
✨🔑Here’s the interesting part↴
Banks and payment companies now account for more transaction volume at Fireblocks than crypto trading firms.
Fireblocks processed approximately $6 TRILLION in stablecoin transactions in 2025.
And its institutional survey revealed that 88% of respondents had committed or planned budgets for digital assets in 2026, but only 16% were already in production.
Think about the amount of institutional infrastructure still being developed.
Now here’s the connection to #xrp ↴
Fireblocks already supports XRP and RLUSD on the XRP Ledger.
South Korea’s BDACS has custody relationships with both Ripple and
Fireblocks, supporting assets including XRP and RLUSD.
BNY, which invested in Fireblocks in 2021, recently expanded its institutional custody services to include XRP and $RLUSD .
BNY oversees approximately $63.4 trillion in assets under
custody or administration.
Meanwhile, #Ripple has more than 1,700 institutional relationships and more than 85 regulatory licenses.
Banks are preparing to move digital dollars, tokenized deposits, and other financial assets across different networks.
And XRP already has the ability to connect supported currency markets through #XRPL .
The next major development I want to see is financial institutions using XRP liquidity for recurring international settlements.
The infrastructure is already being built. More banks are getting ready to use it.
I’m extremely optimistic about the long-term role of $XRP in this financial transformation.
And
🤔What about you?
💡 Remember: 📖Always do your own research before investing.
✎𓂃During his interview with JD Durkin at Money20/20 USA, Levine explained how traditional financial institutions are increasingly using blockchain technology.
✨🔑Here’s the interesting part↴
Banks and payment companies now account for more transaction volume at Fireblocks than crypto trading firms.
Fireblocks processed approximately $6 TRILLION in stablecoin transactions in 2025.
And its institutional survey revealed that 88% of respondents had committed or planned budgets for digital assets in 2026, but only 16% were already in production.
Think about the amount of institutional infrastructure still being developed.
Now here’s the connection to #xrp ↴
Fireblocks already supports XRP and RLUSD on the XRP Ledger.
South Korea’s BDACS has custody relationships with both Ripple and
Fireblocks, supporting assets including XRP and RLUSD.
BNY, which invested in Fireblocks in 2021, recently expanded its institutional custody services to include XRP and $RLUSD .
BNY oversees approximately $63.4 trillion in assets under
custody or administration.
Meanwhile, #Ripple has more than 1,700 institutional relationships and more than 85 regulatory licenses.
Banks are preparing to move digital dollars, tokenized deposits, and other financial assets across different networks.
And XRP already has the ability to connect supported currency markets through #XRPL .
The next major development I want to see is financial institutions using XRP liquidity for recurring international settlements.
The infrastructure is already being built. More banks are getting ready to use it.
I’m extremely optimistic about the long-term role of $XRP in this financial transformation.
And
🤔What about you?
💡 Remember: 📖Always do your own research before investing.
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🚀 XRP IN THE INSTITUTIONAL SPOTLIGHT
Ripple and BNY announced an expanded digital-asset partnership on October 27.
🔹 BNY is extending custody support to XRP and RLUSD.
🔹 Both firms are exploring tokenized trade finance using the XRP Ledger.
🔹 The focus: connecting blockchain technology with traditional financial markets.
⚠️ A stronger partnership does not guarantee an XRP price rally.
💬 Can institutional adoption create long-term value for XRP?
#XRP #Ripple #XRPL #crypto $BTC $XRP $ETH
🚀 XRP IN THE INSTITUTIONAL SPOTLIGHT
Ripple and BNY announced an expanded digital-asset partnership on October 27.
🔹 BNY is extending custody support to XRP and RLUSD.
🔹 Both firms are exploring tokenized trade finance using the XRP Ledger.
🔹 The focus: connecting blockchain technology with traditional financial markets.
⚠️ A stronger partnership does not guarantee an XRP price rally.
💬 Can institutional adoption create long-term value for XRP?
#XRP #Ripple #XRPL #crypto $BTC $XRP $ETH
Ripple and BNY announced an expanded digital-asset partnership on October 27.
🔹 BNY is extending custody support to XRP and RLUSD.
🔹 Both firms are exploring tokenized trade finance using the XRP Ledger.
🔹 The focus: connecting blockchain technology with traditional financial markets.
⚠️ A stronger partnership does not guarantee an XRP price rally.
💬 Can institutional adoption create long-term value for XRP?
#XRP #Ripple #XRPL #crypto $BTC $XRP $ETH
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XRPL aims to close an authorization gap: Should LP tokens also check the underlying assets?
Under this proposal, yes. Accounts receiving liquidity pool share tokens (LP Tokens) would also have to meet the issuer authorization requirements applicable to both assets in the pool.
The reason is specific: LP tokens can be transferred and represent rights to both assets in the pool. Checking eligibility only when assets are deposited into the pool does not cover subsequent transfers of the tokens.
Another proposal aims to prevent existing unauthorized balances from continuing to grow, while preserving the ability to transfer them to authorized holders.
This discussion concerns authorization requirements for issued tokens. XRPL’s official documentation makes clear that this type of allowlist does not apply to native XRP. As of this review, the two related PRs have not been merged; code discussions should not be treated as notice that anything is active on the mainnet.
Sources: XRPLF code proposals and XRPL official documentation:
https://github.com/XRPLF/rippled/pull/8648
https://github.com/XRPLF/rippled/pull/8650
https://xrpl.org/docs/concepts/tokens/fungible-tokens/authorized-trust-lines
$XRP #热币雷达 #XRPL
The accompanying image is an original concept illustration, not a wallet authorization interface. This is not investment advice.
XRPL aims to close an authorization gap: Should LP tokens also check the underlying assets?
Under this proposal, yes. Accounts receiving liquidity pool share tokens (LP Tokens) would also have to meet the issuer authorization requirements applicable to both assets in the pool.
The reason is specific: LP tokens can be transferred and represent rights to both assets in the pool. Checking eligibility only when assets are deposited into the pool does not cover subsequent transfers of the tokens.
Another proposal aims to prevent existing unauthorized balances from continuing to grow, while preserving the ability to transfer them to authorized holders.
This discussion concerns authorization requirements for issued tokens. XRPL’s official documentation makes clear that this type of allowlist does not apply to native XRP. As of this review, the two related PRs have not been merged; code discussions should not be treated as notice that anything is active on the mainnet.
Sources: XRPLF code proposals and XRPL official documentation:
https://github.com/XRPLF/rippled/pull/8648
https://github.com/XRPLF/rippled/pull/8650
https://xrpl.org/docs/concepts/tokens/fungible-tokens/authorized-trust-lines
$XRP #热币雷达 #XRPL
The accompanying image is an original concept illustration, not a wallet authorization interface. This is not investment advice.
Under this proposal, yes. Accounts receiving liquidity pool share tokens (LP Tokens) would also have to meet the issuer authorization requirements applicable to both assets in the pool.
The reason is specific: LP tokens can be transferred and represent rights to both assets in the pool. Checking eligibility only when assets are deposited into the pool does not cover subsequent transfers of the tokens.
Another proposal aims to prevent existing unauthorized balances from continuing to grow, while preserving the ability to transfer them to authorized holders.
This discussion concerns authorization requirements for issued tokens. XRPL’s official documentation makes clear that this type of allowlist does not apply to native XRP. As of this review, the two related PRs have not been merged; code discussions should not be treated as notice that anything is active on the mainnet.
Sources: XRPLF code proposals and XRPL official documentation:
https://github.com/XRPLF/rippled/pull/8648
https://github.com/XRPLF/rippled/pull/8650
https://xrpl.org/docs/concepts/tokens/fungible-tokens/authorized-trust-lines
$XRP #热币雷达 #XRPL
The accompanying image is an original concept illustration, not a wallet authorization interface. This is not investment advice.
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XRP Ledger developers propose zero-XRP accounts backed by a sponsorOPENING
An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve. Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
KEY DETAILS
- An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve.
- Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
- The proposal is still under review and depends on the broader Sponsor (XLS-68) amendment, which has not activated on mainnet.
- Under XRPL sponsorship, no XRP is transferred to the sponsored account and its owner keeps full control of their keys.
WHY IT MATTERS
Apps and AI agents could open stablecoin-ready XRPL wallets without pre-funding each one with XRP. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- The reserve requirement itself would not go away; the sponsor would carry it instead of the user.
- XRPL amendments need more than 80% support from trusted validators, held for two weeks, before they activate.
- The change is a proposal, not a live feature, and still needs code review and validator approval.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://github.com/XRPLF/rippled/pull/8606
- Supporting: https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
- Supporting: https://www.coindesk.com/tech/2026/10/28/xrp-ledger-developers-propose-creating-wallets-with-zero-xrp-for-stablecoin-payments
- Supporting: https://www.tokenpost.com/news/technology/42672
#XRPL #XRP #Stablecoins
XRP Ledger developers propose zero-XRP accounts backed by a sponsor
OPENING
An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve. Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
KEY DETAILS
- An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve.
- Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
- The proposal is still under review and depends on the broader Sponsor (XLS-68) amendment, which has not activated on mainnet.
- Under XRPL sponsorship, no XRP is transferred to the sponsored account and its owner keeps full control of their keys.
WHY IT MATTERS
Apps and AI agents could open stablecoin-ready XRPL wallets without pre-funding each one with XRP. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- The reserve requirement itself would not go away; the sponsor would carry it instead of the user.
- XRPL amendments need more than 80% support from trusted validators, held for two weeks, before they activate.
- The change is a proposal, not a live feature, and still needs code review and validator approval.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://github.com/XRPLF/rippled/pull/8606
- Supporting: https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
- Supporting: https://www.coindesk.com/tech/2026/10/28/xrp-ledger-developers-propose-creating-wallets-with-zero-xrp-for-stablecoin-payments
- Supporting: https://www.tokenpost.com/news/technology/42672
#XRPL #XRP #Stablecoins
An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve. Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
KEY DETAILS
- An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve.
- Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
- The proposal is still under review and depends on the broader Sponsor (XLS-68) amendment, which has not activated on mainnet.
- Under XRPL sponsorship, no XRP is transferred to the sponsored account and its owner keeps full control of their keys.
WHY IT MATTERS
Apps and AI agents could open stablecoin-ready XRPL wallets without pre-funding each one with XRP. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- The reserve requirement itself would not go away; the sponsor would carry it instead of the user.
- XRPL amendments need more than 80% support from trusted validators, held for two weeks, before they activate.
- The change is a proposal, not a live feature, and still needs code review and validator approval.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://github.com/XRPLF/rippled/pull/8606
- Supporting: https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
- Supporting: https://www.coindesk.com/tech/2026/10/28/xrp-ledger-developers-propose-creating-wallets-with-zero-xrp-for-stablecoin-payments
- Supporting: https://www.tokenpost.com/news/technology/42672
#XRPL #XRP #Stablecoins
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🚨 RIPPLE IS NOW A U.S. NATIONAL TRUST BANK — HOW BIG IS THIS FOR $XRP ?
This is BIG for Ripple, but don't confuse it with guaranteed XRP price appreciation.
🏦 Ripple now has a federally supervised platform for RLUSD reserves and institutional crypto custody.
Why I'm bullish long term:
🔹 Stronger regulatory credibility
🔹 Easier institutional integration
🔹 More infrastructure around XRPL
🔹 Potential growth in payments, custody & RLUSD
🔹 Greater institutional confidence in Ripple's ecosystem
But here's the catch:
RLUSD adoption does NOT automatically create equal demand for XRP.
Even on XRPL, institutions can move RLUSD without buying large amounts of XRP.
So my view:
🟢 LONG TERM: Bullish for the Ripple/XRP ecosystem
🟡 SHORT TERM: Don't expect the bank charter alone to send XRP flying
The real catalyst comes if Ripple converts regulatory approval into actual institutional adoption and increased XRP/XRPL usage.
Would you BUY $XRP on this news?
#XRP #Ripple #RLUSD #XRPL
🚨 RIPPLE IS NOW A U.S. NATIONAL TRUST BANK — HOW BIG IS THIS FOR $XRP ?
This is BIG for Ripple, but don't confuse it with guaranteed XRP price appreciation.
🏦 Ripple now has a federally supervised platform for RLUSD reserves and institutional crypto custody.
Why I'm bullish long term:
🔹 Stronger regulatory credibility
🔹 Easier institutional integration
🔹 More infrastructure around XRPL
🔹 Potential growth in payments, custody & RLUSD
🔹 Greater institutional confidence in Ripple's ecosystem
But here's the catch:
RLUSD adoption does NOT automatically create equal demand for XRP.
Even on XRPL, institutions can move RLUSD without buying large amounts of XRP.
So my view:
🟢 LONG TERM: Bullish for the Ripple/XRP ecosystem
🟡 SHORT TERM: Don't expect the bank charter alone to send XRP flying
The real catalyst comes if Ripple converts regulatory approval into actual institutional adoption and increased XRP/XRPL usage.
Would you BUY $XRP on this news?
#XRP #Ripple #RLUSD #XRPL
This is BIG for Ripple, but don't confuse it with guaranteed XRP price appreciation.
🏦 Ripple now has a federally supervised platform for RLUSD reserves and institutional crypto custody.
Why I'm bullish long term:
🔹 Stronger regulatory credibility
🔹 Easier institutional integration
🔹 More infrastructure around XRPL
🔹 Potential growth in payments, custody & RLUSD
🔹 Greater institutional confidence in Ripple's ecosystem
But here's the catch:
RLUSD adoption does NOT automatically create equal demand for XRP.
Even on XRPL, institutions can move RLUSD without buying large amounts of XRP.
So my view:
🟢 LONG TERM: Bullish for the Ripple/XRP ecosystem
🟡 SHORT TERM: Don't expect the bank charter alone to send XRP flying
The real catalyst comes if Ripple converts regulatory approval into actual institutional adoption and increased XRP/XRPL usage.
Would you BUY $XRP on this news?
#XRP #Ripple #RLUSD #XRPL
781
🛠️ Could a single server restart make a key XRP Ledger fix start all over again?
According to reports from NewsBTC, CoinDesk, and other media outlets, the maintenance amendment fixCleanup3_4_0 was originally scheduled to activate on October 23. But on October 21, validator support briefly fell from 29 to 26 votes (out of 35 trusted validators, more than 80%—at least 29 votes—is required), resetting the 14-day approval countdown.
📊 What happened
• The countdown began on October 9. After running for 12 days, support dropped on October 21 at 12:54 UTC
• Support recovered at 14:46 UTC, and the countdown restarted
• October 24 snapshot: 32/35 validators in support (91.43%)
• The earliest activation window has shifted to November 4, provided support remains uninterrupted
🔍 What does this amendment cover?
• Technical fixes involving Vault rounding, loan default determination, AMMs, permissioned trading, trust lines, NFTs, and more
• It does not mean native lending is launching; lending-related amendments have still not reached the voting threshold
• This is not an exploited vulnerability, nor is it an issuance of additional native XRP; holding XRP itself does not confer voting rights
📈 Market impact: This reflects a "strict" governance mechanism rather than bad news, but November 4 is only the "earliest window," not a confirmed date. XRP is currently around $1.236, down about 6.7% over 24 hours, with a 24-hour range of $1.223–$1.327. $1.223 is recent support; a break below it could put the $1.20 level in focus. Around $1.30 is resistance overhead.
💬 Is a strict upgrade mechanism a security safeguard, or could it make progress on key fixes too fragile?
👉 Trade XRP: https://www.binance.com/zh-CN/trade/XRP_USDT
#XRP账本漏洞修复推迟 #XRP #XRPL #Amendment
⚠️ This is not investment advice. Please be aware of the risks.
🛠️ Could a single server restart make a key XRP Ledger fix start all over again?
According to reports from NewsBTC, CoinDesk, and other media outlets, the maintenance amendment fixCleanup3_4_0 was originally scheduled to activate on October 23. But on October 21, validator support briefly fell from 29 to 26 votes (out of 35 trusted validators, more than 80%—at least 29 votes—is required), resetting the 14-day approval countdown.
📊 What happened
• The countdown began on October 9. After running for 12 days, support dropped on October 21 at 12:54 UTC
• Support recovered at 14:46 UTC, and the countdown restarted
• October 24 snapshot: 32/35 validators in support (91.43%)
• The earliest activation window has shifted to November 4, provided support remains uninterrupted
🔍 What does this amendment cover?
• Technical fixes involving Vault rounding, loan default determination, AMMs, permissioned trading, trust lines, NFTs, and more
• It does not mean native lending is launching; lending-related amendments have still not reached the voting threshold
• This is not an exploited vulnerability, nor is it an issuance of additional native XRP; holding XRP itself does not confer voting rights
📈 Market impact: This reflects a "strict" governance mechanism rather than bad news, but November 4 is only the "earliest window," not a confirmed date. XRP is currently around $1.236, down about 6.7% over 24 hours, with a 24-hour range of $1.223–$1.327. $1.223 is recent support; a break below it could put the $1.20 level in focus. Around $1.30 is resistance overhead.
💬 Is a strict upgrade mechanism a security safeguard, or could it make progress on key fixes too fragile?
👉 Trade XRP: https://www.binance.com/zh-CN/trade/XRP_USDT
#XRP账本漏洞修复推迟 #XRP #XRPL #Amendment
⚠️ This is not investment advice. Please be aware of the risks.
According to reports from NewsBTC, CoinDesk, and other media outlets, the maintenance amendment fixCleanup3_4_0 was originally scheduled to activate on October 23. But on October 21, validator support briefly fell from 29 to 26 votes (out of 35 trusted validators, more than 80%—at least 29 votes—is required), resetting the 14-day approval countdown.
📊 What happened
• The countdown began on October 9. After running for 12 days, support dropped on October 21 at 12:54 UTC
• Support recovered at 14:46 UTC, and the countdown restarted
• October 24 snapshot: 32/35 validators in support (91.43%)
• The earliest activation window has shifted to November 4, provided support remains uninterrupted
🔍 What does this amendment cover?
• Technical fixes involving Vault rounding, loan default determination, AMMs, permissioned trading, trust lines, NFTs, and more
• It does not mean native lending is launching; lending-related amendments have still not reached the voting threshold
• This is not an exploited vulnerability, nor is it an issuance of additional native XRP; holding XRP itself does not confer voting rights
📈 Market impact: This reflects a "strict" governance mechanism rather than bad news, but November 4 is only the "earliest window," not a confirmed date. XRP is currently around $1.236, down about 6.7% over 24 hours, with a 24-hour range of $1.223–$1.327. $1.223 is recent support; a break below it could put the $1.20 level in focus. Around $1.30 is resistance overhead.
💬 Is a strict upgrade mechanism a security safeguard, or could it make progress on key fixes too fragile?
👉 Trade XRP: https://www.binance.com/zh-CN/trade/XRP_USDT
#XRP账本漏洞修复推迟 #XRP #XRPL #Amendment
⚠️ This is not investment advice. Please be aware of the risks.
250
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Crypto Radar | XRPL Proposes 0 XRP Account Creation: Have Network Costs Really Disappeared?
No. Users not needing to hold tokens upfront is not the same as the network no longer incurring costs.
On October 28, CoinDesk reported on the SponsoredAccountCreate proposal. It aims to let new accounts be created with a 0 XRP balance, with existing sponsor accounts taking responsibility for the reserve. For comparison, XRPL’s official documentation currently lists the mainnet base reserve as 1 XRP.
To be clear: someone still has to cover the reserve, and transaction fees do not automatically disappear, though they can be paid through the sponsorship mechanism. Covering the cost on someone’s behalf is not the same as gifting the equivalent amount of XRP to a user’s wallet; the official documentation also notes that sponsored users still control their own keys.
Don’t skip ahead on the status: our review of the original PR found it is still open and has not been merged, and the sponsorship documentation notes that it depends on an amendment. A development proposal should not be presented as already activated on mainnet, let alone used to draw conclusions about the price of $XRP .
What’s worth watching is whether payment applications can lower the barrier to entry for users, and who will bear the costs—not misreading “zero balance” as “the network is free forever.”
Sources: Original developer PR and XRPL official documentation on mechanisms and reserves.
https://github.com/XRPLF/rippled/pull/8606
https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
https://xrpl.org/docs/concepts/accounts/reserves
#热币雷达 #XRP #XRPL
The accompanying image is an original black-and-gold radar concept illustration, not a launch announcement or how-to guide. For reference only; not investment advice.
Crypto Radar | XRPL Proposes 0 XRP Account Creation: Have Network Costs Really Disappeared?
No. Users not needing to hold tokens upfront is not the same as the network no longer incurring costs.
On October 28, CoinDesk reported on the SponsoredAccountCreate proposal. It aims to let new accounts be created with a 0 XRP balance, with existing sponsor accounts taking responsibility for the reserve. For comparison, XRPL’s official documentation currently lists the mainnet base reserve as 1 XRP.
To be clear: someone still has to cover the reserve, and transaction fees do not automatically disappear, though they can be paid through the sponsorship mechanism. Covering the cost on someone’s behalf is not the same as gifting the equivalent amount of XRP to a user’s wallet; the official documentation also notes that sponsored users still control their own keys.
Don’t skip ahead on the status: our review of the original PR found it is still open and has not been merged, and the sponsorship documentation notes that it depends on an amendment. A development proposal should not be presented as already activated on mainnet, let alone used to draw conclusions about the price of $XRP .
What’s worth watching is whether payment applications can lower the barrier to entry for users, and who will bear the costs—not misreading “zero balance” as “the network is free forever.”
Sources: Original developer PR and XRPL official documentation on mechanisms and reserves.
https://github.com/XRPLF/rippled/pull/8606
https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
https://xrpl.org/docs/concepts/accounts/reserves
#热币雷达 #XRP #XRPL
The accompanying image is an original black-and-gold radar concept illustration, not a launch announcement or how-to guide. For reference only; not investment advice.
No. Users not needing to hold tokens upfront is not the same as the network no longer incurring costs.
On October 28, CoinDesk reported on the SponsoredAccountCreate proposal. It aims to let new accounts be created with a 0 XRP balance, with existing sponsor accounts taking responsibility for the reserve. For comparison, XRPL’s official documentation currently lists the mainnet base reserve as 1 XRP.
To be clear: someone still has to cover the reserve, and transaction fees do not automatically disappear, though they can be paid through the sponsorship mechanism. Covering the cost on someone’s behalf is not the same as gifting the equivalent amount of XRP to a user’s wallet; the official documentation also notes that sponsored users still control their own keys.
Don’t skip ahead on the status: our review of the original PR found it is still open and has not been merged, and the sponsorship documentation notes that it depends on an amendment. A development proposal should not be presented as already activated on mainnet, let alone used to draw conclusions about the price of $XRP .
What’s worth watching is whether payment applications can lower the barrier to entry for users, and who will bear the costs—not misreading “zero balance” as “the network is free forever.”
Sources: Original developer PR and XRPL official documentation on mechanisms and reserves.
https://github.com/XRPLF/rippled/pull/8606
https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
https://xrpl.org/docs/concepts/accounts/reserves
#热币雷达 #XRP #XRPL
The accompanying image is an original black-and-gold radar concept illustration, not a launch announcement or how-to guide. For reference only; not investment advice.
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Aviva Investors just put a tokenized share class of its £22B sterling money-market fund on the XRP Ledger — with Ripple and a £50M seed.
On October 26, 2026, Aviva Investors and Ripple announced a tokenized share class of the Aviva Investors Sterling Liquidity Fund (about £22 billion / 29.4 billion dollars AUM) on XRPL. Aviva invested £50 million (about 66.7 million dollars) into the new class, lifting its stake across two tokenized money-market offerings above £86 million after the July USD liquidity share class.
The Ireland-domiciled UCITS fund keeps daily liquidity and high-grade sterling short-term debt exposure under a “digital twin” model: investor holdings are recorded onchain while the fund runs offchain. BNY Mellon holds the assets; Komainu and Licuido supported the launch for eligible wallet holders. Same objective, risk profile, and protections as the conventional fund — a clear European RWA step for $XRP rails.
#XRP #XRPL #RWA #Tokenization
DYOR. Not financial advice.
Aviva Investors just put a tokenized share class of its £22B sterling money-market fund on the XRP Ledger — with Ripple and a £50M seed.
On October 26, 2026, Aviva Investors and Ripple announced a tokenized share class of the Aviva Investors Sterling Liquidity Fund (about £22 billion / 29.4 billion dollars AUM) on XRPL. Aviva invested £50 million (about 66.7 million dollars) into the new class, lifting its stake across two tokenized money-market offerings above £86 million after the July USD liquidity share class.
The Ireland-domiciled UCITS fund keeps daily liquidity and high-grade sterling short-term debt exposure under a “digital twin” model: investor holdings are recorded onchain while the fund runs offchain. BNY Mellon holds the assets; Komainu and Licuido supported the launch for eligible wallet holders. Same objective, risk profile, and protections as the conventional fund — a clear European RWA step for $XRP rails.
#XRP #XRPL #RWA #Tokenization
DYOR. Not financial advice.
On October 26, 2026, Aviva Investors and Ripple announced a tokenized share class of the Aviva Investors Sterling Liquidity Fund (about £22 billion / 29.4 billion dollars AUM) on XRPL. Aviva invested £50 million (about 66.7 million dollars) into the new class, lifting its stake across two tokenized money-market offerings above £86 million after the July USD liquidity share class.
The Ireland-domiciled UCITS fund keeps daily liquidity and high-grade sterling short-term debt exposure under a “digital twin” model: investor holdings are recorded onchain while the fund runs offchain. BNY Mellon holds the assets; Komainu and Licuido supported the launch for eligible wallet holders. Same objective, risk profile, and protections as the conventional fund — a clear European RWA step for $XRP rails.
#XRP #XRPL #RWA #Tokenization
DYOR. Not financial advice.
1
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🚨 Ripple & BNY Mellon Expand Digital Asset Support! 🏦
BNY’s custody platform now supports $XRP and $RLUSD, while both sides explore tokenized trade finance on XRPL. ⚡
📈 Could this boost institutional adoption and XRP utility?
$XRP $RLUSD
#Ripple #XRPL #CryptoNews #BinanceSquare
{spot}(RLUSDUSDT)
{spot}(XRPUSDT)
🚨 Ripple & BNY Mellon Expand Digital Asset Support! 🏦
BNY’s custody platform now supports $XRP and $RLUSD , while both sides explore tokenized trade finance on XRPL. ⚡
📈 Could this boost institutional adoption and XRP utility?
$XRP $RLUSD
#Ripple #XRPL #CryptoNews #BinanceSquare
BNY’s custody platform now supports $XRP and $RLUSD , while both sides explore tokenized trade finance on XRPL. ⚡
📈 Could this boost institutional adoption and XRP utility?
$XRP $RLUSD
#Ripple #XRPL #CryptoNews #BinanceSquare
1
79
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🏦 RIPPLE SECURES FINAL OCC APPROVAL — A NEW CHAPTER FOR XRP?
Ripple has received final approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish Ripple National Trust Bank (RNTB), marking a significant step toward deeper integration between digital assets and regulated finance.
🔐 RLUSD GAINS AN EXTRA LAYER OF OVERSIGHT
The federally supervised trust bank is authorized to manage RLUSD’s segregated reserves, act as collateral trustee for holders, and provide fiduciary digital asset custody services. Importantly, RLUSD will continue to be issued by Standard Custody & Trust Company, which remains regulated by New York State.
📈 XRP AND INSTITUTIONAL MOMENTUM
The development adds to the growing focus on regulated crypto infrastructure. XRP has recently traded around $1.29–$1.30, while some market analysts are watching $1.50 as a potential upside level. However, regulatory progress does not guarantee an immediate price rally.
🏛️ REAL-WORLD ASSETS ARRIVE ON XRPL
Another notable development: Aviva Investors has launched a tokenized share class of its £22 billion Sterling Liquidity Fund on the XRP Ledger, with an initial £50 million investment in the new share class. This highlights how blockchain infrastructure may support traditional financial products.
🎯 THE BIGGER PICTURE
From federally supervised custody to tokenized investment funds, Ripple’s ecosystem is building connections with traditional finance. The key question is whether these developments will translate into sustained adoption and meaningful demand for XRP.
Can regulatory progress and real-world asset tokenization become the next major catalysts for XRP?
This content is for informational purposes only and is not financial advice. Do your own research and trade responsibly.
#XRP #Ripple #RLUSD #XRPL #CryptoMarket
$XRP
{future}(XRPUSDT)
$NIL
{future}(NILUSDT)
$BEAT
{future}(BEATUSDT)
🏦 RIPPLE SECURES FINAL OCC APPROVAL — A NEW CHAPTER FOR XRP?
Ripple has received final approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish Ripple National Trust Bank (RNTB), marking a significant step toward deeper integration between digital assets and regulated finance.
🔐 RLUSD GAINS AN EXTRA LAYER OF OVERSIGHT
The federally supervised trust bank is authorized to manage RLUSD’s segregated reserves, act as collateral trustee for holders, and provide fiduciary digital asset custody services. Importantly, RLUSD will continue to be issued by Standard Custody & Trust Company, which remains regulated by New York State.
📈 XRP AND INSTITUTIONAL MOMENTUM
The development adds to the growing focus on regulated crypto infrastructure. XRP has recently traded around $1.29–$1.30, while some market analysts are watching $1.50 as a potential upside level. However, regulatory progress does not guarantee an immediate price rally.
🏛️ REAL-WORLD ASSETS ARRIVE ON XRPL
Another notable development: Aviva Investors has launched a tokenized share class of its £22 billion Sterling Liquidity Fund on the XRP Ledger, with an initial £50 million investment in the new share class. This highlights how blockchain infrastructure may support traditional financial products.
🎯 THE BIGGER PICTURE
From federally supervised custody to tokenized investment funds, Ripple’s ecosystem is building connections with traditional finance. The key question is whether these developments will translate into sustained adoption and meaningful demand for XRP.
Can regulatory progress and real-world asset tokenization become the next major catalysts for XRP?
This content is for informational purposes only and is not financial advice. Do your own research and trade responsibly.
#XRP #Ripple #RLUSD #XRPL #CryptoMarket
$XRP
$NIL
$BEAT
Ripple has received final approval from the U.S. Office of the Comptroller of the Currency (OCC) to establish Ripple National Trust Bank (RNTB), marking a significant step toward deeper integration between digital assets and regulated finance.
🔐 RLUSD GAINS AN EXTRA LAYER OF OVERSIGHT
The federally supervised trust bank is authorized to manage RLUSD’s segregated reserves, act as collateral trustee for holders, and provide fiduciary digital asset custody services. Importantly, RLUSD will continue to be issued by Standard Custody & Trust Company, which remains regulated by New York State.
📈 XRP AND INSTITUTIONAL MOMENTUM
The development adds to the growing focus on regulated crypto infrastructure. XRP has recently traded around $1.29–$1.30, while some market analysts are watching $1.50 as a potential upside level. However, regulatory progress does not guarantee an immediate price rally.
🏛️ REAL-WORLD ASSETS ARRIVE ON XRPL
Another notable development: Aviva Investors has launched a tokenized share class of its £22 billion Sterling Liquidity Fund on the XRP Ledger, with an initial £50 million investment in the new share class. This highlights how blockchain infrastructure may support traditional financial products.
🎯 THE BIGGER PICTURE
From federally supervised custody to tokenized investment funds, Ripple’s ecosystem is building connections with traditional finance. The key question is whether these developments will translate into sustained adoption and meaningful demand for XRP.
Can regulatory progress and real-world asset tokenization become the next major catalysts for XRP?
This content is for informational purposes only and is not financial advice. Do your own research and trade responsibly.
#XRP #Ripple #RLUSD #XRPL #CryptoMarket
$XRP
$NIL
$BEAT
1
449
"XRPL just removed a key friction" — Removed what? Nothing.
SponsoredAccountCreate is a code proposal that was posted on October 15. It’s still under review, and it still needs to pass an amendment vote by validators. Today, a bunch of accounts are spinning it as “open a wallet with zero XRP, now live” and “the AI agent era is here.” The clickbait is off the charts.
Put simply: opening an XRPL account currently requires locking up 1 XRP as a reserve. The proposal would let an existing account front that 1 XRP for a new account, so the new user’s balance starts at zero while they still keep their own private keys. The cost hasn’t disappeared; it’s just been shifted from the user to the sponsor. In plain English, the wallet or payment app pays for you.
It does make things easier for projects working on stablecoin payments and embedded wallets—I won’t deny that. But what does it have to do with the price of XRP? If users can open an account without buying XRP, then by the logic of these shill accounts, doesn’t that actually mean less buying demand?
There’s another point the community is still arguing about among themselves: the reserve is supposed to act as a barrier against spam accounts. If sponsors can create accounts in bulk for free, what’s going to enforce that barrier? The proposal hasn’t settled this debate, so don’t rush to set off the fireworks.
A development proposal that hasn’t even passed a vote, packaged as bullish-chart fodder. Same old playbook. #XRP #XRPL
"XRPL just removed a key friction" — Removed what? Nothing.
SponsoredAccountCreate is a code proposal that was posted on October 15. It’s still under review, and it still needs to pass an amendment vote by validators. Today, a bunch of accounts are spinning it as “open a wallet with zero XRP, now live” and “the AI agent era is here.” The clickbait is off the charts.
Put simply: opening an XRPL account currently requires locking up 1 XRP as a reserve. The proposal would let an existing account front that 1 XRP for a new account, so the new user’s balance starts at zero while they still keep their own private keys. The cost hasn’t disappeared; it’s just been shifted from the user to the sponsor. In plain English, the wallet or payment app pays for you.
It does make things easier for projects working on stablecoin payments and embedded wallets—I won’t deny that. But what does it have to do with the price of XRP? If users can open an account without buying XRP, then by the logic of these shill accounts, doesn’t that actually mean less buying demand?
There’s another point the community is still arguing about among themselves: the reserve is supposed to act as a barrier against spam accounts. If sponsors can create accounts in bulk for free, what’s going to enforce that barrier? The proposal hasn’t settled this debate, so don’t rush to set off the fireworks.
A development proposal that hasn’t even passed a vote, packaged as bullish-chart fodder. Same old playbook. #XRP #XRPL
SponsoredAccountCreate is a code proposal that was posted on October 15. It’s still under review, and it still needs to pass an amendment vote by validators. Today, a bunch of accounts are spinning it as “open a wallet with zero XRP, now live” and “the AI agent era is here.” The clickbait is off the charts.
Put simply: opening an XRPL account currently requires locking up 1 XRP as a reserve. The proposal would let an existing account front that 1 XRP for a new account, so the new user’s balance starts at zero while they still keep their own private keys. The cost hasn’t disappeared; it’s just been shifted from the user to the sponsor. In plain English, the wallet or payment app pays for you.
It does make things easier for projects working on stablecoin payments and embedded wallets—I won’t deny that. But what does it have to do with the price of XRP? If users can open an account without buying XRP, then by the logic of these shill accounts, doesn’t that actually mean less buying demand?
There’s another point the community is still arguing about among themselves: the reserve is supposed to act as a barrier against spam accounts. If sponsors can create accounts in bulk for free, what’s going to enforce that barrier? The proposal hasn’t settled this debate, so don’t rush to set off the fireworks.
A development proposal that hasn’t even passed a vote, packaged as bullish-chart fodder. Same old playbook. #XRP #XRPL
7
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