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xrpl
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Global $XRP ETPs just booked another strong quarter — and XRPL stablecoin supply cleared $1 billion.
Blockworks-linked Q3 2026 figures shared around October 30–31 show global XRP exchange-traded products took about $355.3 million in net inflows, up roughly 39.6% from Q2, lifting ETP assets under management about 65.2% to roughly $3.32 billion. Bitwise led issuers near $787 million AUM, followed by 21Shares, Franklin Templeton, and Canary Capital.
On the ledger side, XRPL-native stablecoin supply rose about 25.2% to $1.03 billion, with RLUSD near $1.01 billion (about 98.1% of that stack) and about $2.52 billion across all chains. Distributed tokenized RWA value on XRPL climbed about 29.2% to roughly $498.7 million, while native DEX volume rose about 20.2% to about $614.8 million.
#XRP #XRPL #RWA
DYOR. Not financial advice.
{spot}(XRPUSDT)
Global $XRP ETPs just booked another strong quarter — and XRPL stablecoin supply cleared $1 billion.
Blockworks-linked Q3 2026 figures shared around October 30–31 show global XRP exchange-traded products took about $355.3 million in net inflows, up roughly 39.6% from Q2, lifting ETP assets under management about 65.2% to roughly $3.32 billion. Bitwise led issuers near $787 million AUM, followed by 21Shares, Franklin Templeton, and Canary Capital.
On the ledger side, XRPL-native stablecoin supply rose about 25.2% to $1.03 billion, with RLUSD near $1.01 billion (about 98.1% of that stack) and about $2.52 billion across all chains. Distributed tokenized RWA value on XRPL climbed about 29.2% to roughly $498.7 million, while native DEX volume rose about 20.2% to about $614.8 million.
#XRP #XRPL #RWA
DYOR. Not financial advice.
Blockworks-linked Q3 2026 figures shared around October 30–31 show global XRP exchange-traded products took about $355.3 million in net inflows, up roughly 39.6% from Q2, lifting ETP assets under management about 65.2% to roughly $3.32 billion. Bitwise led issuers near $787 million AUM, followed by 21Shares, Franklin Templeton, and Canary Capital.
On the ledger side, XRPL-native stablecoin supply rose about 25.2% to $1.03 billion, with RLUSD near $1.01 billion (about 98.1% of that stack) and about $2.52 billion across all chains. Distributed tokenized RWA value on XRPL climbed about 29.2% to roughly $498.7 million, while native DEX volume rose about 20.2% to about $614.8 million.
#XRP #XRPL #RWA
DYOR. Not financial advice.
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XRP Ledger developers want tighter rules on who can hold restricted tokens. 🔒
The proposed fixes would tighten holder permissions for permissioned tokens on the network. The XRP Ledger Foundation says no users were affected.
That last part is a relief—but the permission model is what catches my attention. 👀
For restricted tokens, would you welcome stricter holder controls, or worry about who gets to set the rules?
#XRPL #Tokenization
XRP Ledger developers want tighter rules on who can hold restricted tokens. 🔒
The proposed fixes would tighten holder permissions for permissioned tokens on the network. The XRP Ledger Foundation says no users were affected.
That last part is a relief—but the permission model is what catches my attention. 👀
For restricted tokens, would you welcome stricter holder controls, or worry about who gets to set the rules?
#XRPL #Tokenization
The proposed fixes would tighten holder permissions for permissioned tokens on the network. The XRP Ledger Foundation says no users were affected.
That last part is a relief—but the permission model is what catches my attention. 👀
For restricted tokens, would you welcome stricter holder controls, or worry about who gets to set the rules?
#XRPL #Tokenization
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Bullish
Verified
🚨 225 MILLION $XRP LOCKED AS COLLATERAL — A $280 MILLION DEVELOPMENT! 🐋
Something interesting is happening in the $XRP ecosystem!
According to a new CryptoSlate report, Maple Finance has approximately 225 million XRP, valued at around $280 million, locked as collateral to support stablecoin lending positions.
But there's another important detail: several loan maturity dates are approaching.
📊 THE NUMBERS YOU SHOULD KNOW
🔹 225 Million XRP — Total reported XRP collateral.
🔹 $280.2 Million — Estimated collateral value.
🔹 $151.8 Million — Combined nominal stablecoin loan principal.
🔹 $177.7 Million — XRP collateral backing syrupUSDC.
🔹 $102.5 Million — XRP collateral backing syrupUSDT.
⏳ IMPORTANT UPCOMING DATES
Three reported loan positions have the following maturity dates:
📅 December 4, 2026 — $41.6M $USDC loan.
📅 December 12, 2026 — $55M USDC loan.
📅 January 15, 2027 — $55.2M USDT loan.
🔥 WHY DOES THIS MATTER FOR XRP?
XRP is being used as collateral to access stablecoin liquidity without necessarily selling the underlying tokens.
There are three possible outcomes:
1️⃣ Loan Renewal: Borrowers renew their loans, potentially keeping XRP locked as collateral.
2️⃣ Loan Repayment: Borrowers repay their debt, potentially allowing authorized collateral releases.
3️⃣ Liquidation: If contractual liquidation conditions are triggered and not resolved, collateral could be sold to cover outstanding obligations.
⚠️ IMPORTANT: Loan maturity does not automatically mean XRP will be released or liquidated. The actual outcome depends on repayment, renewal agreements, and collateral-release authorization.
💬 THE BIG QUESTION
Could XRP's growing role in DeFi lending create stronger demand for the token?
Or could upcoming loan repayments eventually reduce the amount of XRP locked in collateral?
{spot}(XRPUSDT)
{spot}(USDCUSDT)
What is your take on this development?
👇 Share your thoughts!
#xrp #Ripple #XRPL
🚨 225 MILLION $XRP LOCKED AS COLLATERAL — A $280 MILLION DEVELOPMENT! 🐋
Something interesting is happening in the $XRP ecosystem!
According to a new CryptoSlate report, Maple Finance has approximately 225 million XRP, valued at around $280 million, locked as collateral to support stablecoin lending positions.
But there's another important detail: several loan maturity dates are approaching.
📊 THE NUMBERS YOU SHOULD KNOW
🔹 225 Million XRP — Total reported XRP collateral.
🔹 $280.2 Million — Estimated collateral value.
🔹 $151.8 Million — Combined nominal stablecoin loan principal.
🔹 $177.7 Million — XRP collateral backing syrupUSDC.
🔹 $102.5 Million — XRP collateral backing syrupUSDT.
⏳ IMPORTANT UPCOMING DATES
Three reported loan positions have the following maturity dates:
📅 December 4, 2026 — $41.6M $USDC loan.
📅 December 12, 2026 — $55M USDC loan.
📅 January 15, 2027 — $55.2M USDT loan.
🔥 WHY DOES THIS MATTER FOR XRP?
XRP is being used as collateral to access stablecoin liquidity without necessarily selling the underlying tokens.
There are three possible outcomes:
1️⃣ Loan Renewal: Borrowers renew their loans, potentially keeping XRP locked as collateral.
2️⃣ Loan Repayment: Borrowers repay their debt, potentially allowing authorized collateral releases.
3️⃣ Liquidation: If contractual liquidation conditions are triggered and not resolved, collateral could be sold to cover outstanding obligations.
⚠️ IMPORTANT: Loan maturity does not automatically mean XRP will be released or liquidated. The actual outcome depends on repayment, renewal agreements, and collateral-release authorization.
💬 THE BIG QUESTION
Could XRP's growing role in DeFi lending create stronger demand for the token?
Or could upcoming loan repayments eventually reduce the amount of XRP locked in collateral?
What is your take on this development?
👇 Share your thoughts!
#xrp #Ripple #XRPL
Something interesting is happening in the $XRP ecosystem!
According to a new CryptoSlate report, Maple Finance has approximately 225 million XRP, valued at around $280 million, locked as collateral to support stablecoin lending positions.
But there's another important detail: several loan maturity dates are approaching.
📊 THE NUMBERS YOU SHOULD KNOW
🔹 225 Million XRP — Total reported XRP collateral.
🔹 $280.2 Million — Estimated collateral value.
🔹 $151.8 Million — Combined nominal stablecoin loan principal.
🔹 $177.7 Million — XRP collateral backing syrupUSDC.
🔹 $102.5 Million — XRP collateral backing syrupUSDT.
⏳ IMPORTANT UPCOMING DATES
Three reported loan positions have the following maturity dates:
📅 December 4, 2026 — $41.6M $USDC loan.
📅 December 12, 2026 — $55M USDC loan.
📅 January 15, 2027 — $55.2M USDT loan.
🔥 WHY DOES THIS MATTER FOR XRP?
XRP is being used as collateral to access stablecoin liquidity without necessarily selling the underlying tokens.
There are three possible outcomes:
1️⃣ Loan Renewal: Borrowers renew their loans, potentially keeping XRP locked as collateral.
2️⃣ Loan Repayment: Borrowers repay their debt, potentially allowing authorized collateral releases.
3️⃣ Liquidation: If contractual liquidation conditions are triggered and not resolved, collateral could be sold to cover outstanding obligations.
⚠️ IMPORTANT: Loan maturity does not automatically mean XRP will be released or liquidated. The actual outcome depends on repayment, renewal agreements, and collateral-release authorization.
💬 THE BIG QUESTION
Could XRP's growing role in DeFi lending create stronger demand for the token?
Or could upcoming loan repayments eventually reduce the amount of XRP locked in collateral?
What is your take on this development?
👇 Share your thoughts!
#xrp #Ripple #XRPL
Papa7218:
Reposted
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XRP Ledger devs propose fixCleanup3_5_0 to block restricted tokens from reaching unapproved accountsOPENING
Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0. Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
KEY DETAILS
- Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0.
- Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
- The second change closes an exemption where the payment engine's authorization check only applied when a trust line's balance was exactly zero, so an unauthorized line that already held tokens could keep receiving more.
- Neither change has been merged into rippled; fixCleanup3_5_0 is listed on the develop branch as supported with a default 'no' vote, and like any XRPL amendment it would activate only after holding more than 80% support from trusted validators for two weeks.
- The work was originally split into four pull requests; two further layers, one limiting unauthorized balances to returning funds to the issuer and a trust-line authorization invariant, were closed after review.
WHY IT MATTERS
Stablecoin and tokenized-fund issuers rely on these approval rules. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- Source pull requests: XRPLF/rippled #8648 and #8650, last updated October 28-29, 2026.
- This is a protocol development update, not investment advice.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://x.com/CoinDesk/status/2116112415096242286
- Supporting: https://github.com/XRPLF/rippled/pull/8648
- Supporting: https://github.com/XRPLF/rippled/pull/8650
- Supporting: https://github.com/XRPLF/rippled/blob/develop/include/xrpl/protocol/detail/features.macro
- Supporting: https://xrpl.org/docs/concepts/networks-and-servers/amendments
- Supporting: https://www.coindesk.com/tech/2026/10/30/xrp-ledger-developers-tighten-the-rules-for-who-can-hold-restricted-tokens
#XRP #XRPL
XRP Ledger devs propose fixCleanup3_5_0 to block restricted tokens from reaching unapproved accounts
OPENING
Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0. Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
KEY DETAILS
- Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0.
- Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
- The second change closes an exemption where the payment engine's authorization check only applied when a trust line's balance was exactly zero, so an unauthorized line that already held tokens could keep receiving more.
- Neither change has been merged into rippled; fixCleanup3_5_0 is listed on the develop branch as supported with a default 'no' vote, and like any XRPL amendment it would activate only after holding more than 80% support from trusted validators for two weeks.
- The work was originally split into four pull requests; two further layers, one limiting unauthorized balances to returning funds to the issuer and a trust-line authorization invariant, were closed after review.
WHY IT MATTERS
Stablecoin and tokenized-fund issuers rely on these approval rules. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- Source pull requests: XRPLF/rippled #8648 and #8650, last updated October 28-29, 2026.
- This is a protocol development update, not investment advice.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://x.com/CoinDesk/status/2116112415096242286
- Supporting: https://github.com/XRPLF/rippled/pull/8648
- Supporting: https://github.com/XRPLF/rippled/pull/8650
- Supporting: https://github.com/XRPLF/rippled/blob/develop/include/xrpl/protocol/detail/features.macro
- Supporting: https://xrpl.org/docs/concepts/networks-and-servers/amendments
- Supporting: https://www.coindesk.com/tech/2026/10/30/xrp-ledger-developers-tighten-the-rules-for-who-can-hold-restricted-tokens
#XRP #XRPL
Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0. Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
KEY DETAILS
- Two open pull requests on the XRPL rippled repository, opened October 27, 2026, would close gaps that let tokens with issuer approval rules (RequireAuth) reach accounts the issuer never authorized; both are gated behind a new amendment, fixCleanup3_5_0.
- Under the first change, an account would need authorization for both assets in an AMM pool before it can acquire that pool's LP token by any route, including payments, DEX offers, NFT offers and AMM auction-slot bids.
- The second change closes an exemption where the payment engine's authorization check only applied when a trust line's balance was exactly zero, so an unauthorized line that already held tokens could keep receiving more.
- Neither change has been merged into rippled; fixCleanup3_5_0 is listed on the develop branch as supported with a default 'no' vote, and like any XRPL amendment it would activate only after holding more than 80% support from trusted validators for two weeks.
- The work was originally split into four pull requests; two further layers, one limiting unauthorized balances to returning funds to the issuer and a trust-line authorization invariant, were closed after review.
WHY IT MATTERS
Stablecoin and tokenized-fund issuers rely on these approval rules. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- Source pull requests: XRPLF/rippled #8648 and #8650, last updated October 28-29, 2026.
- This is a protocol development update, not investment advice.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://x.com/CoinDesk/status/2116112415096242286
- Supporting: https://github.com/XRPLF/rippled/pull/8648
- Supporting: https://github.com/XRPLF/rippled/pull/8650
- Supporting: https://github.com/XRPLF/rippled/blob/develop/include/xrpl/protocol/detail/features.macro
- Supporting: https://xrpl.org/docs/concepts/networks-and-servers/amendments
- Supporting: https://www.coindesk.com/tech/2026/10/30/xrp-ledger-developers-tighten-the-rules-for-who-can-hold-restricted-tokens
#XRP #XRPL
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👀 Fresh off the crypto wire: XRP Ledger updates rules for restricted tokens control
Developers on the XRP Ledger have introduced new rules to better manage who can hold restricted tokens.
This update focuses on tightening the criteria for token access, aiming to give issuers more control over their digital assets. By refining these technical standards, the community hopes to create a more secure environment for specific tokenized projects. It is essentially a digital bouncer for your assets, ensuring only the right folks get into the club. 🛡️
Keep an eye on how these changes affect token distribution and project management on the network. It is a smart move for those looking to maintain stricter oversight of their digital ecosystems.
Grab a coffee, this one's worth a read ☕
$XRP $BTC $ETH #XRP #XRPL #Blockchain #CryptoNews
ℹ️ News roundup from public sources, not financial advice.
👀 Fresh off the crypto wire: XRP Ledger updates rules for restricted tokens control
Developers on the XRP Ledger have introduced new rules to better manage who can hold restricted tokens.
This update focuses on tightening the criteria for token access, aiming to give issuers more control over their digital assets. By refining these technical standards, the community hopes to create a more secure environment for specific tokenized projects. It is essentially a digital bouncer for your assets, ensuring only the right folks get into the club. 🛡️
Keep an eye on how these changes affect token distribution and project management on the network. It is a smart move for those looking to maintain stricter oversight of their digital ecosystems.
Grab a coffee, this one's worth a read ☕
$XRP $BTC $ETH #XRP #XRPL #Blockchain #CryptoNews
ℹ️ News roundup from public sources, not financial advice.
Developers on the XRP Ledger have introduced new rules to better manage who can hold restricted tokens.
This update focuses on tightening the criteria for token access, aiming to give issuers more control over their digital assets. By refining these technical standards, the community hopes to create a more secure environment for specific tokenized projects. It is essentially a digital bouncer for your assets, ensuring only the right folks get into the club. 🛡️
Keep an eye on how these changes affect token distribution and project management on the network. It is a smart move for those looking to maintain stricter oversight of their digital ecosystems.
Grab a coffee, this one's worth a read ☕
$XRP $BTC $ETH #XRP #XRPL #Blockchain #CryptoNews
ℹ️ News roundup from public sources, not financial advice.
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Bullish
🚀 XRP Ledger is working on wallets that could start with ZERO XRP
$XRPI.ETF
{etf_us}(XRPI.ETF)
Developers have proposed SponsoredAccountCreate, allowing apps to create wallets while covering the required 1 XRP reserve for users
That could remove a major onboarding hurdle for RLUSD payments, embedded wallets and AI agents
But there's an important distinction 👇
The XRP reserve doesn't disappear — the obligation shifts from the user to the sponsor
$XRP
{future}(XRPUSDT)
🔍 Users would still control their own private keys, while businesses take responsibility for funding account reserves
For 100,000 new accounts, that's 100,000 XRP in reserve obligations funded by sponsors rather than individual users
⚠️ This is still a proposal, not a live mainnet feature
The broader sponsorship amendment still needs validator approval
{spot}(XRPUSDT)
📌 The real milestone isn't the announcement — it's activation and actual adoption by payment applications
Removing friction could help XRPL grow, but it doesn't automatically create new buying pressure for $XRP
#Xrp🔥🔥 #XRPL #RLUSD
🚀 XRP Ledger is working on wallets that could start with ZERO XRP
$XRPI.ETF
Developers have proposed SponsoredAccountCreate, allowing apps to create wallets while covering the required 1 XRP reserve for users
That could remove a major onboarding hurdle for RLUSD payments, embedded wallets and AI agents
But there's an important distinction 👇
The XRP reserve doesn't disappear — the obligation shifts from the user to the sponsor
$XRP
🔍 Users would still control their own private keys, while businesses take responsibility for funding account reserves
For 100,000 new accounts, that's 100,000 XRP in reserve obligations funded by sponsors rather than individual users
⚠️ This is still a proposal, not a live mainnet feature
The broader sponsorship amendment still needs validator approval
📌 The real milestone isn't the announcement — it's activation and actual adoption by payment applications
Removing friction could help XRPL grow, but it doesn't automatically create new buying pressure for $XRP
#Xrp🔥🔥 #XRPL #RLUSD
$XRPI.ETF
Developers have proposed SponsoredAccountCreate, allowing apps to create wallets while covering the required 1 XRP reserve for users
That could remove a major onboarding hurdle for RLUSD payments, embedded wallets and AI agents
But there's an important distinction 👇
The XRP reserve doesn't disappear — the obligation shifts from the user to the sponsor
$XRP
🔍 Users would still control their own private keys, while businesses take responsibility for funding account reserves
For 100,000 new accounts, that's 100,000 XRP in reserve obligations funded by sponsors rather than individual users
⚠️ This is still a proposal, not a live mainnet feature
The broader sponsorship amendment still needs validator approval
📌 The real milestone isn't the announcement — it's activation and actual adoption by payment applications
Removing friction could help XRPL grow, but it doesn't automatically create new buying pressure for $XRP
#Xrp🔥🔥 #XRPL #RLUSD
XRP+0.22%
XRPIETF-2.33%
165
The Nov. 4 XRPL “big upgrade” is being hyped as bullish again, so I went to check the votes—and had a laugh.
The amendment being activated is fixCleanup3_4_0. “Cleanup” is right there in the name: it patches the lending and vault code. According to @WatchMyWalletHQ’s tally, it’s had 33 of 35 validators voting in favor since Oct. 21, holding that support for two full weeks. It’s expected to go live around Nov. 4.
What about LendingProtocol, the one everyone calls “native lending, on-chain passive yield”? It’s at 19/35. It needs 28 votes to pass, so it’s still 9 short. Someone counted it as 10 short last week, so there’s been barely any movement.
So here’s the story right now: the main course hasn’t even been served, but first they’ve brought out a plate of patches for the kitchen—and then the army starts shouting, “Institutions are coming on-chain to borrow XRP!” XRP is down around 15% this month, hovering near 1.25. Thinking a bug-fix amendment will send it soaring is wishful thinking.
To be fair, validators taking their time to vote on the lending protocol itself isn’t a bad thing. Better to review the lending code carefully than have it go live and get drained. But most people using this as a reason to buy probably got in first and are waiting for you to take the other side.
#XRP #XRPL
The Nov. 4 XRPL “big upgrade” is being hyped as bullish again, so I went to check the votes—and had a laugh.
The amendment being activated is fixCleanup3_4_0. “Cleanup” is right there in the name: it patches the lending and vault code. According to @WatchMyWalletHQ’s tally, it’s had 33 of 35 validators voting in favor since Oct. 21, holding that support for two full weeks. It’s expected to go live around Nov. 4.
What about LendingProtocol, the one everyone calls “native lending, on-chain passive yield”? It’s at 19/35. It needs 28 votes to pass, so it’s still 9 short. Someone counted it as 10 short last week, so there’s been barely any movement.
So here’s the story right now: the main course hasn’t even been served, but first they’ve brought out a plate of patches for the kitchen—and then the army starts shouting, “Institutions are coming on-chain to borrow XRP!” XRP is down around 15% this month, hovering near 1.25. Thinking a bug-fix amendment will send it soaring is wishful thinking.
To be fair, validators taking their time to vote on the lending protocol itself isn’t a bad thing. Better to review the lending code carefully than have it go live and get drained. But most people using this as a reason to buy probably got in first and are waiting for you to take the other side.
#XRP #XRPL
The amendment being activated is fixCleanup3_4_0. “Cleanup” is right there in the name: it patches the lending and vault code. According to @WatchMyWalletHQ’s tally, it’s had 33 of 35 validators voting in favor since Oct. 21, holding that support for two full weeks. It’s expected to go live around Nov. 4.
What about LendingProtocol, the one everyone calls “native lending, on-chain passive yield”? It’s at 19/35. It needs 28 votes to pass, so it’s still 9 short. Someone counted it as 10 short last week, so there’s been barely any movement.
So here’s the story right now: the main course hasn’t even been served, but first they’ve brought out a plate of patches for the kitchen—and then the army starts shouting, “Institutions are coming on-chain to borrow XRP!” XRP is down around 15% this month, hovering near 1.25. Thinking a bug-fix amendment will send it soaring is wishful thinking.
To be fair, validators taking their time to vote on the lending protocol itself isn’t a bad thing. Better to review the lending code carefully than have it go live and get drained. But most people using this as a reason to buy probably got in first and are waiting for you to take the other side.
#XRP #XRPL
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Came across this on TokenPost / CryptoBriefing: XRP Ledger developers are tightening permissions for “restricted tokens”—the amendment draft is called fixCleanup3_5_0.
The key point: after an issuer enables asfRequireAuth, an account is supposed to be authorized before it can hold that issuer’s IOUs. Previously, there were bypasses involving trust lines, AMM LP tokens, payment paths, and more, meaning unauthorized accounts could still potentially access restricted tokens. As of 10/30: of the four proposals, two have been closed by their authors, and two remain open—require authorization for both assets before claiming LP tokens from an AMM pool; prohibit adding funds to a trust line that already has a balance but is not authorized. No exploits or user losses have been reported; the foundation says this is about what the protocol should guarantee, not an incident report. The code has not yet been merged into the main software, and activation requires over 80% of trusted validators to support it continuously for two weeks.
RWA / stablecoin issuers focused on compliance will care about whether “authorization actually works”—worth noting while this is still at the draft stage.
$XRP #XRPL
Came across this on TokenPost / CryptoBriefing: XRP Ledger developers are tightening permissions for “restricted tokens”—the amendment draft is called fixCleanup3_5_0.
The key point: after an issuer enables asfRequireAuth, an account is supposed to be authorized before it can hold that issuer’s IOUs. Previously, there were bypasses involving trust lines, AMM LP tokens, payment paths, and more, meaning unauthorized accounts could still potentially access restricted tokens. As of 10/30: of the four proposals, two have been closed by their authors, and two remain open—require authorization for both assets before claiming LP tokens from an AMM pool; prohibit adding funds to a trust line that already has a balance but is not authorized. No exploits or user losses have been reported; the foundation says this is about what the protocol should guarantee, not an incident report. The code has not yet been merged into the main software, and activation requires over 80% of trusted validators to support it continuously for two weeks.
RWA / stablecoin issuers focused on compliance will care about whether “authorization actually works”—worth noting while this is still at the draft stage.
$XRP #XRPL
The key point: after an issuer enables asfRequireAuth, an account is supposed to be authorized before it can hold that issuer’s IOUs. Previously, there were bypasses involving trust lines, AMM LP tokens, payment paths, and more, meaning unauthorized accounts could still potentially access restricted tokens. As of 10/30: of the four proposals, two have been closed by their authors, and two remain open—require authorization for both assets before claiming LP tokens from an AMM pool; prohibit adding funds to a trust line that already has a balance but is not authorized. No exploits or user losses have been reported; the foundation says this is about what the protocol should guarantee, not an incident report. The code has not yet been merged into the main software, and activation requires over 80% of trusted validators to support it continuously for two weeks.
RWA / stablecoin issuers focused on compliance will care about whether “authorization actually works”—worth noting while this is still at the draft stage.
$XRP #XRPL
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What happens after XRP escrow expires?
On the first day of November, when I read news about XRP’s monthly unlock, I look for transaction records first rather than treating the date on the calendar as proof that the funds have arrived.
The official XRPL documentation clearly distinguishes the time condition from the actual delivery: FinishAfter sets the earliest time at which an escrow can be completed. Once that time has passed, a valid EscrowFinish transaction must still be submitted and successfully executed before the escrowed XRP is delivered to the designated recipient account. If the escrow also has a cryptographic condition, matching condition fulfillment data must be provided.
One detail that’s easy to misunderstand: any account can submit an EscrowFinish transaction, but that doesn’t mean the submitter can claim the funds. The destination account is set when the escrow is created; the submitter of the completion transaction cannot change it to their own address on the spot.
So, when checking an unlock report, I look for the corresponding escrow object, the successful completion transaction, and the destination account. After seeing that the assets have been released, I also check for subsequent transfers. A release record alone doesn’t prove that the assets have been sold on the market, much less establish a definite amount of selling pressure.
This explains how the existing protocol works; it is not a rule that just went live today. This post does not tally the total amount actually released this month, so it does not present planned or matured amounts as funds released or sold today.
Official XRPL explanation of the mechanism:
https://xrpl.org/docs/concepts/payment-types/escrow
EscrowFinish transaction rules:
https://xrpl.org/docs/references/protocol/transactions/types/escrowfinish
#热币雷达 #XRP #XRPL
The accompanying image is an original concept illustration of a time lock, not proof of an actual transaction or unlock. Not investment advice.
What happens after XRP escrow expires?
On the first day of November, when I read news about XRP’s monthly unlock, I look for transaction records first rather than treating the date on the calendar as proof that the funds have arrived.
The official XRPL documentation clearly distinguishes the time condition from the actual delivery: FinishAfter sets the earliest time at which an escrow can be completed. Once that time has passed, a valid EscrowFinish transaction must still be submitted and successfully executed before the escrowed XRP is delivered to the designated recipient account. If the escrow also has a cryptographic condition, matching condition fulfillment data must be provided.
One detail that’s easy to misunderstand: any account can submit an EscrowFinish transaction, but that doesn’t mean the submitter can claim the funds. The destination account is set when the escrow is created; the submitter of the completion transaction cannot change it to their own address on the spot.
So, when checking an unlock report, I look for the corresponding escrow object, the successful completion transaction, and the destination account. After seeing that the assets have been released, I also check for subsequent transfers. A release record alone doesn’t prove that the assets have been sold on the market, much less establish a definite amount of selling pressure.
This explains how the existing protocol works; it is not a rule that just went live today. This post does not tally the total amount actually released this month, so it does not present planned or matured amounts as funds released or sold today.
Official XRPL explanation of the mechanism:
https://xrpl.org/docs/concepts/payment-types/escrow
EscrowFinish transaction rules:
https://xrpl.org/docs/references/protocol/transactions/types/escrowfinish
#热币雷达 #XRP #XRPL
The accompanying image is an original concept illustration of a time lock, not proof of an actual transaction or unlock. Not investment advice.
On the first day of November, when I read news about XRP’s monthly unlock, I look for transaction records first rather than treating the date on the calendar as proof that the funds have arrived.
The official XRPL documentation clearly distinguishes the time condition from the actual delivery: FinishAfter sets the earliest time at which an escrow can be completed. Once that time has passed, a valid EscrowFinish transaction must still be submitted and successfully executed before the escrowed XRP is delivered to the designated recipient account. If the escrow also has a cryptographic condition, matching condition fulfillment data must be provided.
One detail that’s easy to misunderstand: any account can submit an EscrowFinish transaction, but that doesn’t mean the submitter can claim the funds. The destination account is set when the escrow is created; the submitter of the completion transaction cannot change it to their own address on the spot.
So, when checking an unlock report, I look for the corresponding escrow object, the successful completion transaction, and the destination account. After seeing that the assets have been released, I also check for subsequent transfers. A release record alone doesn’t prove that the assets have been sold on the market, much less establish a definite amount of selling pressure.
This explains how the existing protocol works; it is not a rule that just went live today. This post does not tally the total amount actually released this month, so it does not present planned or matured amounts as funds released or sold today.
Official XRPL explanation of the mechanism:
https://xrpl.org/docs/concepts/payment-types/escrow
EscrowFinish transaction rules:
https://xrpl.org/docs/references/protocol/transactions/types/escrowfinish
#热币雷达 #XRP #XRPL
The accompanying image is an original concept illustration of a time lock, not proof of an actual transaction or unlock. Not investment advice.
2
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Bullish
Verified
🔐 HOLDERS OF $XRP ⋙ 👁️SEE👁️ WHAT FIREBLOCKS CFO ⋙ MICHAEL LEVINE, JUST SAID ABOUT BANKS MIGRATING ON-CHAIN❗
✎𓂃During his interview with JD Durkin at Money20/20 USA, Levine explained how traditional financial institutions are increasingly using blockchain technology.
✨🔑Here’s the interesting part↴
Banks and payment companies now account for more transaction volume at Fireblocks than crypto trading firms.
Fireblocks processed approximately $6 TRILLION in stablecoin transactions in 2025.
And its institutional survey revealed that 88% of respondents had committed or planned budgets for digital assets in 2026, but only 16% were already in production.
Think about the amount of institutional infrastructure still being developed.
Now here’s the connection to #xrp ↴
Fireblocks already supports XRP and RLUSD on the XRP Ledger.
South Korea’s BDACS has custody relationships with both Ripple and
Fireblocks, supporting assets including XRP and RLUSD.
BNY, which invested in Fireblocks in 2021, recently expanded its institutional custody services to include XRP and $RLUSD .
BNY oversees approximately $63.4 trillion in assets under
custody or administration.
Meanwhile, #Ripple has more than 1,700 institutional relationships and more than 85 regulatory licenses.
Banks are preparing to move digital dollars, tokenized deposits, and other financial assets across different networks.
And XRP already has the ability to connect supported currency markets through #XRPL .
The next major development I want to see is financial institutions using XRP liquidity for recurring international settlements.
The infrastructure is already being built. More banks are getting ready to use it.
I’m extremely optimistic about the long-term role of $XRP in this financial transformation.
And
🤔What about you?
💡 Remember: 📖Always do your own research before investing.
🔐 HOLDERS OF $XRP ⋙ 👁️SEE👁️ WHAT FIREBLOCKS CFO ⋙ MICHAEL LEVINE, JUST SAID ABOUT BANKS MIGRATING ON-CHAIN❗
✎𓂃During his interview with JD Durkin at Money20/20 USA, Levine explained how traditional financial institutions are increasingly using blockchain technology.
✨🔑Here’s the interesting part↴
Banks and payment companies now account for more transaction volume at Fireblocks than crypto trading firms.
Fireblocks processed approximately $6 TRILLION in stablecoin transactions in 2025.
And its institutional survey revealed that 88% of respondents had committed or planned budgets for digital assets in 2026, but only 16% were already in production.
Think about the amount of institutional infrastructure still being developed.
Now here’s the connection to #xrp ↴
Fireblocks already supports XRP and RLUSD on the XRP Ledger.
South Korea’s BDACS has custody relationships with both Ripple and
Fireblocks, supporting assets including XRP and RLUSD.
BNY, which invested in Fireblocks in 2021, recently expanded its institutional custody services to include XRP and $RLUSD .
BNY oversees approximately $63.4 trillion in assets under
custody or administration.
Meanwhile, #Ripple has more than 1,700 institutional relationships and more than 85 regulatory licenses.
Banks are preparing to move digital dollars, tokenized deposits, and other financial assets across different networks.
And XRP already has the ability to connect supported currency markets through #XRPL .
The next major development I want to see is financial institutions using XRP liquidity for recurring international settlements.
The infrastructure is already being built. More banks are getting ready to use it.
I’m extremely optimistic about the long-term role of $XRP in this financial transformation.
And
🤔What about you?
💡 Remember: 📖Always do your own research before investing.
✎𓂃During his interview with JD Durkin at Money20/20 USA, Levine explained how traditional financial institutions are increasingly using blockchain technology.
✨🔑Here’s the interesting part↴
Banks and payment companies now account for more transaction volume at Fireblocks than crypto trading firms.
Fireblocks processed approximately $6 TRILLION in stablecoin transactions in 2025.
And its institutional survey revealed that 88% of respondents had committed or planned budgets for digital assets in 2026, but only 16% were already in production.
Think about the amount of institutional infrastructure still being developed.
Now here’s the connection to #xrp ↴
Fireblocks already supports XRP and RLUSD on the XRP Ledger.
South Korea’s BDACS has custody relationships with both Ripple and
Fireblocks, supporting assets including XRP and RLUSD.
BNY, which invested in Fireblocks in 2021, recently expanded its institutional custody services to include XRP and $RLUSD .
BNY oversees approximately $63.4 trillion in assets under
custody or administration.
Meanwhile, #Ripple has more than 1,700 institutional relationships and more than 85 regulatory licenses.
Banks are preparing to move digital dollars, tokenized deposits, and other financial assets across different networks.
And XRP already has the ability to connect supported currency markets through #XRPL .
The next major development I want to see is financial institutions using XRP liquidity for recurring international settlements.
The infrastructure is already being built. More banks are getting ready to use it.
I’m extremely optimistic about the long-term role of $XRP in this financial transformation.
And
🤔What about you?
💡 Remember: 📖Always do your own research before investing.
1
10
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Ripple & C2FO Could Bring a New Use Case to the $XRP Ledger! 🔥
Ripple is teaming up with C2FO on its Instant Pay initiative, using the XRP Ledger (XRPL) and RLUSD stablecoin to settle financing tied to approved supplier invoices.
💡 Why does this matter?
🔹 Real-world utility: Blockchain technology could support supplier payment settlements.
🔹 RLUSD adoption: The initiative creates another potential use case for Ripple’s USD-backed stablecoin.
🔹 Business finance: Faster settlement could help suppliers access funds and improve cash flow.
🔹 $XRP ecosystem: More activity around XRPL could strengthen its role in real-world financial applications.
⚠️ However, the announcement alone doesn't guarantee increased XRP demand or a price rally. The actual impact will depend on implementation, transaction volumes, and whether XRP itself is used in the settlement process.
The big question: Can Ripple turn real-world payment partnerships into meaningful, measurable blockchain adoption? 👀
#XRP #Ripple #XRPL
Ripple & C2FO Could Bring a New Use Case to the $XRP Ledger! 🔥
Ripple is teaming up with C2FO on its Instant Pay initiative, using the XRP Ledger (XRPL) and RLUSD stablecoin to settle financing tied to approved supplier invoices.
💡 Why does this matter?
🔹 Real-world utility: Blockchain technology could support supplier payment settlements.
🔹 RLUSD adoption: The initiative creates another potential use case for Ripple’s USD-backed stablecoin.
🔹 Business finance: Faster settlement could help suppliers access funds and improve cash flow.
🔹 $XRP ecosystem: More activity around XRPL could strengthen its role in real-world financial applications.
⚠️ However, the announcement alone doesn't guarantee increased XRP demand or a price rally. The actual impact will depend on implementation, transaction volumes, and whether XRP itself is used in the settlement process.
The big question: Can Ripple turn real-world payment partnerships into meaningful, measurable blockchain adoption? 👀
#XRP #Ripple #XRPL
Ripple is teaming up with C2FO on its Instant Pay initiative, using the XRP Ledger (XRPL) and RLUSD stablecoin to settle financing tied to approved supplier invoices.
💡 Why does this matter?
🔹 Real-world utility: Blockchain technology could support supplier payment settlements.
🔹 RLUSD adoption: The initiative creates another potential use case for Ripple’s USD-backed stablecoin.
🔹 Business finance: Faster settlement could help suppliers access funds and improve cash flow.
🔹 $XRP ecosystem: More activity around XRPL could strengthen its role in real-world financial applications.
⚠️ However, the announcement alone doesn't guarantee increased XRP demand or a price rally. The actual impact will depend on implementation, transaction volumes, and whether XRP itself is used in the settlement process.
The big question: Can Ripple turn real-world payment partnerships into meaningful, measurable blockchain adoption? 👀
#XRP #Ripple #XRPL
240
Partly True
🚨 XRP LEDGER'S STABLECOIN SUPPLY TOPS $1 BILLION AGAIN!
The stablecoin economy on @Ripple’s $XRP Ledger is gaining momentum, with its total stablecoin market cap climbing nearly 5% in just one week to reach $1.093 BILLION. 📈
🔥 The latest growth puts XRP Ledger back above the $1B milestone, highlighting expanding stablecoin activity across its ecosystem.
XRP Ledger remains ahead of @Arc but still trails @avax, which holds approximately $1.307 billion in stablecoins.
More stablecoins mean more capital on-chain and greater potential for payments, liquidity, and DeFi.
The next question: how far can XRP Ledger's stablecoin economy grow from here? 👀
{future}(XRPUSDT)
#XRP #XRPL #Ripple
🚨 XRP LEDGER'S STABLECOIN SUPPLY TOPS $1 BILLION AGAIN!
The stablecoin economy on @Ripple’s $XRP Ledger is gaining momentum, with its total stablecoin market cap climbing nearly 5% in just one week to reach $1.093 BILLION. 📈
🔥 The latest growth puts XRP Ledger back above the $1B milestone, highlighting expanding stablecoin activity across its ecosystem.
XRP Ledger remains ahead of @Arc but still trails @avax, which holds approximately $1.307 billion in stablecoins.
More stablecoins mean more capital on-chain and greater potential for payments, liquidity, and DeFi.
The next question: how far can XRP Ledger's stablecoin economy grow from here? 👀
#XRP #XRPL #Ripple
The stablecoin economy on @Ripple’s $XRP Ledger is gaining momentum, with its total stablecoin market cap climbing nearly 5% in just one week to reach $1.093 BILLION. 📈
🔥 The latest growth puts XRP Ledger back above the $1B milestone, highlighting expanding stablecoin activity across its ecosystem.
XRP Ledger remains ahead of @Arc but still trails @avax, which holds approximately $1.307 billion in stablecoins.
More stablecoins mean more capital on-chain and greater potential for payments, liquidity, and DeFi.
The next question: how far can XRP Ledger's stablecoin economy grow from here? 👀
#XRP #XRPL #Ripple
4
1.1k
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XRPL aims to close an authorization gap: Should LP tokens also check the underlying assets?
Under this proposal, yes. Accounts receiving liquidity pool share tokens (LP Tokens) would also have to meet the issuer authorization requirements applicable to both assets in the pool.
The reason is specific: LP tokens can be transferred and represent rights to both assets in the pool. Checking eligibility only when assets are deposited into the pool does not cover subsequent transfers of the tokens.
Another proposal aims to prevent existing unauthorized balances from continuing to grow, while preserving the ability to transfer them to authorized holders.
This discussion concerns authorization requirements for issued tokens. XRPL’s official documentation makes clear that this type of allowlist does not apply to native XRP. As of this review, the two related PRs have not been merged; code discussions should not be treated as notice that anything is active on the mainnet.
Sources: XRPLF code proposals and XRPL official documentation:
https://github.com/XRPLF/rippled/pull/8648
https://github.com/XRPLF/rippled/pull/8650
https://xrpl.org/docs/concepts/tokens/fungible-tokens/authorized-trust-lines
$XRP #热币雷达 #XRPL
The accompanying image is an original concept illustration, not a wallet authorization interface. This is not investment advice.
XRPL aims to close an authorization gap: Should LP tokens also check the underlying assets?
Under this proposal, yes. Accounts receiving liquidity pool share tokens (LP Tokens) would also have to meet the issuer authorization requirements applicable to both assets in the pool.
The reason is specific: LP tokens can be transferred and represent rights to both assets in the pool. Checking eligibility only when assets are deposited into the pool does not cover subsequent transfers of the tokens.
Another proposal aims to prevent existing unauthorized balances from continuing to grow, while preserving the ability to transfer them to authorized holders.
This discussion concerns authorization requirements for issued tokens. XRPL’s official documentation makes clear that this type of allowlist does not apply to native XRP. As of this review, the two related PRs have not been merged; code discussions should not be treated as notice that anything is active on the mainnet.
Sources: XRPLF code proposals and XRPL official documentation:
https://github.com/XRPLF/rippled/pull/8648
https://github.com/XRPLF/rippled/pull/8650
https://xrpl.org/docs/concepts/tokens/fungible-tokens/authorized-trust-lines
$XRP #热币雷达 #XRPL
The accompanying image is an original concept illustration, not a wallet authorization interface. This is not investment advice.
Under this proposal, yes. Accounts receiving liquidity pool share tokens (LP Tokens) would also have to meet the issuer authorization requirements applicable to both assets in the pool.
The reason is specific: LP tokens can be transferred and represent rights to both assets in the pool. Checking eligibility only when assets are deposited into the pool does not cover subsequent transfers of the tokens.
Another proposal aims to prevent existing unauthorized balances from continuing to grow, while preserving the ability to transfer them to authorized holders.
This discussion concerns authorization requirements for issued tokens. XRPL’s official documentation makes clear that this type of allowlist does not apply to native XRP. As of this review, the two related PRs have not been merged; code discussions should not be treated as notice that anything is active on the mainnet.
Sources: XRPLF code proposals and XRPL official documentation:
https://github.com/XRPLF/rippled/pull/8648
https://github.com/XRPLF/rippled/pull/8650
https://xrpl.org/docs/concepts/tokens/fungible-tokens/authorized-trust-lines
$XRP #热币雷达 #XRPL
The accompanying image is an original concept illustration, not a wallet authorization interface. This is not investment advice.
11
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🚀 XRP IN THE INSTITUTIONAL SPOTLIGHT
Ripple and BNY announced an expanded digital-asset partnership on October 27.
🔹 BNY is extending custody support to XRP and RLUSD.
🔹 Both firms are exploring tokenized trade finance using the XRP Ledger.
🔹 The focus: connecting blockchain technology with traditional financial markets.
⚠️ A stronger partnership does not guarantee an XRP price rally.
💬 Can institutional adoption create long-term value for XRP?
#XRP #Ripple #XRPL #crypto $BTC $XRP $ETH
🚀 XRP IN THE INSTITUTIONAL SPOTLIGHT
Ripple and BNY announced an expanded digital-asset partnership on October 27.
🔹 BNY is extending custody support to XRP and RLUSD.
🔹 Both firms are exploring tokenized trade finance using the XRP Ledger.
🔹 The focus: connecting blockchain technology with traditional financial markets.
⚠️ A stronger partnership does not guarantee an XRP price rally.
💬 Can institutional adoption create long-term value for XRP?
#XRP #Ripple #XRPL #crypto $BTC $XRP $ETH
Ripple and BNY announced an expanded digital-asset partnership on October 27.
🔹 BNY is extending custody support to XRP and RLUSD.
🔹 Both firms are exploring tokenized trade finance using the XRP Ledger.
🔹 The focus: connecting blockchain technology with traditional financial markets.
⚠️ A stronger partnership does not guarantee an XRP price rally.
💬 Can institutional adoption create long-term value for XRP?
#XRP #Ripple #XRPL #crypto $BTC $XRP $ETH
121
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XRP Ledger developers propose zero-XRP accounts backed by a sponsorOPENING
An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve. Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
KEY DETAILS
- An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve.
- Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
- The proposal is still under review and depends on the broader Sponsor (XLS-68) amendment, which has not activated on mainnet.
- Under XRPL sponsorship, no XRP is transferred to the sponsored account and its owner keeps full control of their keys.
WHY IT MATTERS
Apps and AI agents could open stablecoin-ready XRPL wallets without pre-funding each one with XRP. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- The reserve requirement itself would not go away; the sponsor would carry it instead of the user.
- XRPL amendments need more than 80% support from trusted validators, held for two weeks, before they activate.
- The change is a proposal, not a live feature, and still needs code review and validator approval.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://github.com/XRPLF/rippled/pull/8606
- Supporting: https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
- Supporting: https://www.coindesk.com/tech/2026/10/28/xrp-ledger-developers-propose-creating-wallets-with-zero-xrp-for-stablecoin-payments
- Supporting: https://www.tokenpost.com/news/technology/42672
#XRPL #XRP #Stablecoins
XRP Ledger developers propose zero-XRP accounts backed by a sponsor
OPENING
An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve. Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
KEY DETAILS
- An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve.
- Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
- The proposal is still under review and depends on the broader Sponsor (XLS-68) amendment, which has not activated on mainnet.
- Under XRPL sponsorship, no XRP is transferred to the sponsored account and its owner keeps full control of their keys.
WHY IT MATTERS
Apps and AI agents could open stablecoin-ready XRPL wallets without pre-funding each one with XRP. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- The reserve requirement itself would not go away; the sponsor would carry it instead of the user.
- XRPL amendments need more than 80% support from trusted validators, held for two weeks, before they activate.
- The change is a proposal, not a live feature, and still needs code review and validator approval.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://github.com/XRPLF/rippled/pull/8606
- Supporting: https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
- Supporting: https://www.coindesk.com/tech/2026/10/28/xrp-ledger-developers-propose-creating-wallets-with-zero-xrp-for-stablecoin-payments
- Supporting: https://www.tokenpost.com/news/technology/42672
#XRPL #XRP #Stablecoins
An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve. Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
KEY DETAILS
- An open rippled pull request (#8606), opened October 15, 2026, proposes a SponsoredAccountCreate transaction that lets an existing account create a new XRP Ledger account with a zero XRP balance while the sponsor covers the account reserve.
- Each XRP Ledger account currently has to hold a base reserve of 1 XRP before it can operate.
- The proposal is still under review and depends on the broader Sponsor (XLS-68) amendment, which has not activated on mainnet.
- Under XRPL sponsorship, no XRP is transferred to the sponsored account and its owner keeps full control of their keys.
WHY IT MATTERS
Apps and AI agents could open stablecoin-ready XRPL wallets without pre-funding each one with XRP. (Analysis, not a confirmed fact.)
IMPORTANT CONTEXT
- The reserve requirement itself would not go away; the sponsor would carry it instead of the user.
- XRPL amendments need more than 80% support from trusted validators, held for two weeks, before they activate.
- The change is a proposal, not a live feature, and still needs code review and validator approval.
- This article is informational and is not financial advice. Digital assets are volatile.
SOURCE
- Primary / main source: https://github.com/XRPLF/rippled/pull/8606
- Supporting: https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
- Supporting: https://www.coindesk.com/tech/2026/10/28/xrp-ledger-developers-propose-creating-wallets-with-zero-xrp-for-stablecoin-payments
- Supporting: https://www.tokenpost.com/news/technology/42672
#XRPL #XRP #Stablecoins
40
🛠️ Could a single server restart make a key XRP Ledger fix start all over again?
According to reports from NewsBTC, CoinDesk, and other media outlets, the maintenance amendment fixCleanup3_4_0 was originally scheduled to activate on October 23. But on October 21, validator support briefly fell from 29 to 26 votes (out of 35 trusted validators, more than 80%—at least 29 votes—is required), resetting the 14-day approval countdown.
📊 What happened
• The countdown began on October 9. After running for 12 days, support dropped on October 21 at 12:54 UTC
• Support recovered at 14:46 UTC, and the countdown restarted
• October 24 snapshot: 32/35 validators in support (91.43%)
• The earliest activation window has shifted to November 4, provided support remains uninterrupted
🔍 What does this amendment cover?
• Technical fixes involving Vault rounding, loan default determination, AMMs, permissioned trading, trust lines, NFTs, and more
• It does not mean native lending is launching; lending-related amendments have still not reached the voting threshold
• This is not an exploited vulnerability, nor is it an issuance of additional native XRP; holding XRP itself does not confer voting rights
📈 Market impact: This reflects a "strict" governance mechanism rather than bad news, but November 4 is only the "earliest window," not a confirmed date. XRP is currently around $1.236, down about 6.7% over 24 hours, with a 24-hour range of $1.223–$1.327. $1.223 is recent support; a break below it could put the $1.20 level in focus. Around $1.30 is resistance overhead.
💬 Is a strict upgrade mechanism a security safeguard, or could it make progress on key fixes too fragile?
👉 Trade XRP: https://www.binance.com/zh-CN/trade/XRP_USDT
#XRP账本漏洞修复推迟 #XRP #XRPL #Amendment
⚠️ This is not investment advice. Please be aware of the risks.
🛠️ Could a single server restart make a key XRP Ledger fix start all over again?
According to reports from NewsBTC, CoinDesk, and other media outlets, the maintenance amendment fixCleanup3_4_0 was originally scheduled to activate on October 23. But on October 21, validator support briefly fell from 29 to 26 votes (out of 35 trusted validators, more than 80%—at least 29 votes—is required), resetting the 14-day approval countdown.
📊 What happened
• The countdown began on October 9. After running for 12 days, support dropped on October 21 at 12:54 UTC
• Support recovered at 14:46 UTC, and the countdown restarted
• October 24 snapshot: 32/35 validators in support (91.43%)
• The earliest activation window has shifted to November 4, provided support remains uninterrupted
🔍 What does this amendment cover?
• Technical fixes involving Vault rounding, loan default determination, AMMs, permissioned trading, trust lines, NFTs, and more
• It does not mean native lending is launching; lending-related amendments have still not reached the voting threshold
• This is not an exploited vulnerability, nor is it an issuance of additional native XRP; holding XRP itself does not confer voting rights
📈 Market impact: This reflects a "strict" governance mechanism rather than bad news, but November 4 is only the "earliest window," not a confirmed date. XRP is currently around $1.236, down about 6.7% over 24 hours, with a 24-hour range of $1.223–$1.327. $1.223 is recent support; a break below it could put the $1.20 level in focus. Around $1.30 is resistance overhead.
💬 Is a strict upgrade mechanism a security safeguard, or could it make progress on key fixes too fragile?
👉 Trade XRP: https://www.binance.com/zh-CN/trade/XRP_USDT
#XRP账本漏洞修复推迟 #XRP #XRPL #Amendment
⚠️ This is not investment advice. Please be aware of the risks.
According to reports from NewsBTC, CoinDesk, and other media outlets, the maintenance amendment fixCleanup3_4_0 was originally scheduled to activate on October 23. But on October 21, validator support briefly fell from 29 to 26 votes (out of 35 trusted validators, more than 80%—at least 29 votes—is required), resetting the 14-day approval countdown.
📊 What happened
• The countdown began on October 9. After running for 12 days, support dropped on October 21 at 12:54 UTC
• Support recovered at 14:46 UTC, and the countdown restarted
• October 24 snapshot: 32/35 validators in support (91.43%)
• The earliest activation window has shifted to November 4, provided support remains uninterrupted
🔍 What does this amendment cover?
• Technical fixes involving Vault rounding, loan default determination, AMMs, permissioned trading, trust lines, NFTs, and more
• It does not mean native lending is launching; lending-related amendments have still not reached the voting threshold
• This is not an exploited vulnerability, nor is it an issuance of additional native XRP; holding XRP itself does not confer voting rights
📈 Market impact: This reflects a "strict" governance mechanism rather than bad news, but November 4 is only the "earliest window," not a confirmed date. XRP is currently around $1.236, down about 6.7% over 24 hours, with a 24-hour range of $1.223–$1.327. $1.223 is recent support; a break below it could put the $1.20 level in focus. Around $1.30 is resistance overhead.
💬 Is a strict upgrade mechanism a security safeguard, or could it make progress on key fixes too fragile?
👉 Trade XRP: https://www.binance.com/zh-CN/trade/XRP_USDT
#XRP账本漏洞修复推迟 #XRP #XRPL #Amendment
⚠️ This is not investment advice. Please be aware of the risks.
250
Verified
🚨 RIPPLE IS NOW A U.S. NATIONAL TRUST BANK — HOW BIG IS THIS FOR $XRP ?
This is BIG for Ripple, but don't confuse it with guaranteed XRP price appreciation.
🏦 Ripple now has a federally supervised platform for RLUSD reserves and institutional crypto custody.
Why I'm bullish long term:
🔹 Stronger regulatory credibility
🔹 Easier institutional integration
🔹 More infrastructure around XRPL
🔹 Potential growth in payments, custody & RLUSD
🔹 Greater institutional confidence in Ripple's ecosystem
But here's the catch:
RLUSD adoption does NOT automatically create equal demand for XRP.
Even on XRPL, institutions can move RLUSD without buying large amounts of XRP.
So my view:
🟢 LONG TERM: Bullish for the Ripple/XRP ecosystem
🟡 SHORT TERM: Don't expect the bank charter alone to send XRP flying
The real catalyst comes if Ripple converts regulatory approval into actual institutional adoption and increased XRP/XRPL usage.
Would you BUY $XRP on this news?
#XRP #Ripple #RLUSD #XRPL
🚨 RIPPLE IS NOW A U.S. NATIONAL TRUST BANK — HOW BIG IS THIS FOR $XRP ?
This is BIG for Ripple, but don't confuse it with guaranteed XRP price appreciation.
🏦 Ripple now has a federally supervised platform for RLUSD reserves and institutional crypto custody.
Why I'm bullish long term:
🔹 Stronger regulatory credibility
🔹 Easier institutional integration
🔹 More infrastructure around XRPL
🔹 Potential growth in payments, custody & RLUSD
🔹 Greater institutional confidence in Ripple's ecosystem
But here's the catch:
RLUSD adoption does NOT automatically create equal demand for XRP.
Even on XRPL, institutions can move RLUSD without buying large amounts of XRP.
So my view:
🟢 LONG TERM: Bullish for the Ripple/XRP ecosystem
🟡 SHORT TERM: Don't expect the bank charter alone to send XRP flying
The real catalyst comes if Ripple converts regulatory approval into actual institutional adoption and increased XRP/XRPL usage.
Would you BUY $XRP on this news?
#XRP #Ripple #RLUSD #XRPL
This is BIG for Ripple, but don't confuse it with guaranteed XRP price appreciation.
🏦 Ripple now has a federally supervised platform for RLUSD reserves and institutional crypto custody.
Why I'm bullish long term:
🔹 Stronger regulatory credibility
🔹 Easier institutional integration
🔹 More infrastructure around XRPL
🔹 Potential growth in payments, custody & RLUSD
🔹 Greater institutional confidence in Ripple's ecosystem
But here's the catch:
RLUSD adoption does NOT automatically create equal demand for XRP.
Even on XRPL, institutions can move RLUSD without buying large amounts of XRP.
So my view:
🟢 LONG TERM: Bullish for the Ripple/XRP ecosystem
🟡 SHORT TERM: Don't expect the bank charter alone to send XRP flying
The real catalyst comes if Ripple converts regulatory approval into actual institutional adoption and increased XRP/XRPL usage.
Would you BUY $XRP on this news?
#XRP #Ripple #RLUSD #XRPL
782
·
--
Crypto Radar | XRPL Proposes 0 XRP Account Creation: Have Network Costs Really Disappeared?
No. Users not needing to hold tokens upfront is not the same as the network no longer incurring costs.
On October 28, CoinDesk reported on the SponsoredAccountCreate proposal. It aims to let new accounts be created with a 0 XRP balance, with existing sponsor accounts taking responsibility for the reserve. For comparison, XRPL’s official documentation currently lists the mainnet base reserve as 1 XRP.
To be clear: someone still has to cover the reserve, and transaction fees do not automatically disappear, though they can be paid through the sponsorship mechanism. Covering the cost on someone’s behalf is not the same as gifting the equivalent amount of XRP to a user’s wallet; the official documentation also notes that sponsored users still control their own keys.
Don’t skip ahead on the status: our review of the original PR found it is still open and has not been merged, and the sponsorship documentation notes that it depends on an amendment. A development proposal should not be presented as already activated on mainnet, let alone used to draw conclusions about the price of $XRP .
What’s worth watching is whether payment applications can lower the barrier to entry for users, and who will bear the costs—not misreading “zero balance” as “the network is free forever.”
Sources: Original developer PR and XRPL official documentation on mechanisms and reserves.
https://github.com/XRPLF/rippled/pull/8606
https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
https://xrpl.org/docs/concepts/accounts/reserves
#热币雷达 #XRP #XRPL
The accompanying image is an original black-and-gold radar concept illustration, not a launch announcement or how-to guide. For reference only; not investment advice.
Crypto Radar | XRPL Proposes 0 XRP Account Creation: Have Network Costs Really Disappeared?
No. Users not needing to hold tokens upfront is not the same as the network no longer incurring costs.
On October 28, CoinDesk reported on the SponsoredAccountCreate proposal. It aims to let new accounts be created with a 0 XRP balance, with existing sponsor accounts taking responsibility for the reserve. For comparison, XRPL’s official documentation currently lists the mainnet base reserve as 1 XRP.
To be clear: someone still has to cover the reserve, and transaction fees do not automatically disappear, though they can be paid through the sponsorship mechanism. Covering the cost on someone’s behalf is not the same as gifting the equivalent amount of XRP to a user’s wallet; the official documentation also notes that sponsored users still control their own keys.
Don’t skip ahead on the status: our review of the original PR found it is still open and has not been merged, and the sponsorship documentation notes that it depends on an amendment. A development proposal should not be presented as already activated on mainnet, let alone used to draw conclusions about the price of $XRP .
What’s worth watching is whether payment applications can lower the barrier to entry for users, and who will bear the costs—not misreading “zero balance” as “the network is free forever.”
Sources: Original developer PR and XRPL official documentation on mechanisms and reserves.
https://github.com/XRPLF/rippled/pull/8606
https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
https://xrpl.org/docs/concepts/accounts/reserves
#热币雷达 #XRP #XRPL
The accompanying image is an original black-and-gold radar concept illustration, not a launch announcement or how-to guide. For reference only; not investment advice.
No. Users not needing to hold tokens upfront is not the same as the network no longer incurring costs.
On October 28, CoinDesk reported on the SponsoredAccountCreate proposal. It aims to let new accounts be created with a 0 XRP balance, with existing sponsor accounts taking responsibility for the reserve. For comparison, XRPL’s official documentation currently lists the mainnet base reserve as 1 XRP.
To be clear: someone still has to cover the reserve, and transaction fees do not automatically disappear, though they can be paid through the sponsorship mechanism. Covering the cost on someone’s behalf is not the same as gifting the equivalent amount of XRP to a user’s wallet; the official documentation also notes that sponsored users still control their own keys.
Don’t skip ahead on the status: our review of the original PR found it is still open and has not been merged, and the sponsorship documentation notes that it depends on an amendment. A development proposal should not be presented as already activated on mainnet, let alone used to draw conclusions about the price of $XRP .
What’s worth watching is whether payment applications can lower the barrier to entry for users, and who will bear the costs—not misreading “zero balance” as “the network is free forever.”
Sources: Original developer PR and XRPL official documentation on mechanisms and reserves.
https://github.com/XRPLF/rippled/pull/8606
https://xrpl.org/docs/concepts/accounts/sponsored-fees-and-reserves
https://xrpl.org/docs/concepts/accounts/reserves
#热币雷达 #XRP #XRPL
The accompanying image is an original black-and-gold radar concept illustration, not a launch announcement or how-to guide. For reference only; not investment advice.
219
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