#termmax @TermMax @TermMax (https://www.binance.com/zh-CN/square/profile/termmax)๏ผ
@TermMaxxx #terminal TermMax๏ผ@TermMaxFi, formerly Term Structure๏ผ is a DeFi protocol that enables on-chain fixed-rate lending/borrowing plus fixed-term yield. It launched on the mainnet in April 2025 and was developed by Term Structure Labs. It is deployed on Ethereum, Arbitrum, BNB Chain, Berachain, Base, X Layer, and other chains.
Core positioning
Bring the logic of โbonds/fixed-rate loansโ from traditional finance on-chain:
Lenders deposit assets such as USDC โ buy FT (Fixed-Rate Token). They purchase at a discount and redeem at face value upon maturity, with returns locked in early and not affected by fluctuating APY.
Borrowers over-collateralize with assets such as ETH/PT/RWA โ mint GT (Gearing Token) to borrow assets. The borrowing cost is fixed from the start, and principal is repaid at maturity.
An intermediate layer uses a modified Uniswap V3-style lending AMM plus Range Orders to discover interest rates. It supports custom pricing curves, one-click looping leverage, and early position close-out.