This is a general announcement. Products and services referred to here may not be available in your region. USDT is not available to users in EEA regions.
Fellow Binancians,
With the increasing demand for the product, Binance Earn is pleased to announce updates for RWUSD, a principal-protected Earn product that benchmarks yields against Real-World Assets (RWA).
The personal subscription limit for RWUSD has been increased to 15 million per user.
Users can continue to enjoy up to 4.2% APR on their RWUSD holdings fully.
Please note:
RWUSD is not a stablecoin, security, fund, tokenized RWA or on-chain asset, and it does not represent any user right to any Real-World Assets (RWA). It cannot be traded, transferred to another user’s account, or withdrawn on-chain to a DeFi wallet such as Binance Wallet.
APR is discretionary and subject to changes. Please refer to this page for the most updated information.
Personal and total product subscription limits and redemption quota is subject to change.
RWUSD is a principal-protected yield product that offers users flexible-term subscriptions with daily APR rewards. Designed to provide relatively stable returns, it aims to perform consistently in both rising and falling market conditions.
RWUSD is the record of your subscribed assets and any accrued rewards with Binance only. It is not a stablecoin, security, fund, tokenized RWA, or on-chain asset, and it does not represent any user right to any RWAs. Upon redemption, your RWUSD will be exchanged to USDC on a 1:1 basis (minus any applicable redemption fees). The APR is determined at Binance’s discretion and aims to benchmark yields in RWAs such as tokenized US Treasury Bills.
Changes to the RWUSD Rewards Rate will be published on the Platform from time to time. Please refer to Binance RWUSD Terms and Conditions and Risk Warning for more information prior to using the RWUSD services.
By subscribing to RWUSD, you will be allocated RWUSD (1:1 in exchange for your stablecoin assets) and earn daily APR rewards in RWUSD. Qualified global users can subscribe to RWUSD with USDT, whereas eligible users in the EEA region can subscribe using USDC.
RWUSD cannot be traded, transferred to another user’s account, or withdrawn on-chain to a DeFi wallet, including Binance Wallet.
The yield of RWUSD is supported by income generated from Binance’s ecosystem and other sources, including real-world assets such as tokenized US Treasury Bills.
RWUSD is not a stablecoin, security, fund, tokenized RWA, on-chain asset or representation of any user right to any RWAs, and is not available to U.S. persons.
There may be discrepancies between this original content in English and any translated versions. Please refer to the original English version for the most accurate information, in case any discrepancies arise.
Thank you for your support!
Binance Team
2025-09-23
USDC is an e-money token issued by Circle Internet Financial Europe SAS (https://www.circle.com/). USDC’s whitepaper is available here. You may contact Circle using the following contact information: +33(1)59000130 and EEA-Customer-Support@circle.com.
Holders of USDC have a legal claim against Circle SAS as the EU issuer of USDC. These holders are entitled to request redemption of their USDC from Circle SAS. Such redemption will be made at any time and at par value.
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Binance reserves the right in its soIe discretion to amend or cancel this announcement at any time and for any reasons without prior notice.
Disclaimer: You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. APR is an estimate of rewards you will earn in cryptocurrency over the selected timeframe. It does not display the actual or predicted returns/yield in any fiat currency. RWUSD is a product offered by Binance and is not directly linked to any real assets or securities. Participation does not grant ownership of any underlying assets. APR is discretionary and may change without notice. RWUSD is not a stablecoin or security, and is not available to U.S. persons. RWUSD involves risks and Redemption is not guaranteed to be immediate or uninterrupted. Not financial advice. For more information, see our Terms of Use and Risk Warning.
