Brief content

  • Double investments allow you to earn interest regardless of the direction of the market.

  • Use the "Buy Cheaper" double investment product to buy cryptocurrency at a lower price in the future and earn interest.

  • Use the "Sell Higher" double investment product to sell cryptocurrency at a higher price in the future and earn interest.

  • If the target price is reached, your deposit will be used to buy/sell cryptocurrency. If it is not reached, your deposit and interest income will be returned to you.

  • You can accumulate earnings and keep your positions active by using the automatic accumulation feature.


Introduction

We all know that in order to make a profit on investments, we need to buy low and sell high. Investing in cryptocurrency is no different. Binance Double Investing provides a great way to take advantage of the Buy Low and Sell High products and provide you with additional income. Let's dive into how it works and exactly how you can get started.


Key benefits of dual investments

Binance Double Investment provides users with four key benefits:

  • Buy cheaper or sell more: Double investing allows you to buy cryptocurrency at a lower price or sell it at a higher price.

  • High percentage returns: You will receive high passive income regardless of which direction the market moves.

  • Wide selection: You can choose from many assets and set the date and price according to your preferences.

  • No Trading Fees: Zero trading fees when the target is met and the buy or sell order is executed.


How does Double Investment work?

Binance Double Investing gives users the option to buy cryptocurrency at a lower price or sell cryptocurrency at a higher price in the future. They also allow users to earn high percentage income during the subscription period regardless of market direction. For many users, Double Investment offers an alternative to spot trading with limit orders on the Binance trading platform.

There are two types of dual investment products: Buy for less and Sell for more.

"Buy Cheaper" products allow you to buy the desired cryptocurrency at a lower price in the future. Sell ​​higher products allow you to sell your existing cryptocurrency at a higher price in the future.

Double Investment "Buy Cheaper"

There are two reasons why you might want to use the "Buy for Less" Dual Investment product:

1. Use your existing stablecoins to buy cryptocurrency at the desired price on the desired date, as well as to receive additional income.

2. Accumulate more stablecoins thanks to interest income.

Double investment "Sell more expensive"

The Sell Higher Dual Investment product also offers two uses:

1. Using your existing stablecoins to buy cryptocurrency at the desired price on the desired date, as well as to receive additional income.

2. Accumulation of stablecoins thanks to interest income.

Trading strategies

Buy Low and Sell High products can be easily used in different trading strategies. Be sure to check out our guide for recommendations on the best dual investment strategies. These six methods can help maximize your returns and meet your investment needs.


Key dual investment terminology

Before we get into how these products work, let's define some terms you need to know:

1. Subscription Amount –  the amount deposited at the time of subscribing to Dual Investments.

2. Target Price – A set price at which you want to buy or sell a cryptocurrency.

3. Settlement date – the set date on which you want to buy or sell cryptocurrency. On this date you will also get your return on investment. 08:00 (UTC) is the reference point to decide whether the target price has been reached or not.

4. The settlement price is the average market price for the 30 minutes before 08:00 (UTC) on the settlement date. The strike price and target price determine whether you will be able to buy low or sell high.

5. Annual Percentage Yield (APY) – The interest you will earn if you lock your cryptocurrency in a double investment product for a year. For example, if your APY is 36.5%, then your estimated daily effective return is 36.5% / 365 days = 0.1%.

6. Subscription period - the number of days from the date of subscription to the settlement date.


How to sign up for double investments?

Using Binance Double Investment is quite simple if you are familiar with how the product works. Follow these simple steps to sign up for Double Investment.

1. Go to the Double Investment page.


2. Select the cryptocurrency you want to buy or sell.


3. Take the double investment knowledge test if you are new to the product.


4. Then select the product "Buy cheaper" or "Sell more expensive".


5. Select the target price and settlement date.


6. Enter the subscription amount, accept our terms and click [Subscribe].


7. Everything is ready! Your funds will be transferred within 6 hours after the checkpoint time on the settlement date (08:00 UTC). You can check your previous orders on the Double Investment History page.

Beginner mode

If you are not familiar with double investing, we have a "Beginner Mode" feature that is enabled with the push of a button. The beginner mode provides a step-by-step guide to guide you through the subscription process.

Once you are familiar with double investment, you can use the same button to turn off this mode and enjoy our advanced features.


How is profit calculated?

Dual investment has two components of return: interest income and subscription amount. Your income will vary depending on whether the target price has been reached.

Let's first see how interest income is calculated. Interest income is calculated according to the following formula:

Interest income = Subscription amount x APY% x Subscription period (in days) / 365

There are two possible scenarios for "Buy Cheaper" double investments.

1) When the target price is reached on the settlement date (that is, the price is equal to or below the target price):

a) Your subscription amount and interest income will be used to buy cryptocurrency at the target price.

b) Formula: (subscription amount + percentage income) / Target price

2) When the target price is NOT reached on the settlement date:

a) You receive the subscription amount and interest income without conversion.

b) Formula: Subscription amount + Interest income


For "Sell Higher" double investments, there are also two scenarios.

1) When the target price is reached on the settlement date (that is, the price is equal to or above the target price):

a) Your subscription amount and interest income will be used to sell cryptocurrency at the target price.

b) Formula: (subscription amount + percentage income) x Target price

2) When the target price is NOT reached on the settlement date:

a) You receive the subscription amount and interest income without conversion.

b) Formula: Subscription amount + Interest income


On each settlement date, Binance uses 08:00 UTC as a reference point to decide whether the settlement price has reached the target price. The settlement price is the average market price for the 30 minutes before 08:00 (UTC) on the settlement date. Your funds will be refunded within 6 hours after the checkpoint time on the settlement date (08:00 UTC).


How to automatically accumulate your earnings from double investments

A popular investment strategy is to accumulate your earnings for increasing returns. Double Investing can automate this process with an automatic accumulation feature.

On the settlement date, any open dual investment position can be automatically re-subscribed to a new position, with the settlement date being updated to the next available settlement date.

Settlement dates for BTC and ETH are Tuesday and Friday. The settlement date for all other digital assets is Friday. No later than 30 minutes before the settlement date, you can enable or disable the automatic accumulation function.

Two automatic accumulation plans are available:

1. Basic plan

  • If the target price is reached, the automatic accumulation will stop. The system will close the position and distribute the income.

  • If the target price is not reached - the automatic accumulation will continue. The system will automatically subscribe to a new position on the next available settlement date until the target price is reached.

Imagine that if the current target price of the "Sell Above" product is not reached, your funds will automatically accumulate into a new "Sell Above" position. If the target price is reached, the double investment will stop the auto-accumulation feature from working.

2. Advanced Plan

  • If the target price is reached - the system will automatically subscribe to a new position on the next available settlement date and then in the opposite direction.

  • If the target price is not reached, the system will automatically subscribe to a new position on the next available settlement date in the same direction. For example, you subscribed to the Sell More product, but the target price was not reached. Auto Accumulation will open you up to a new position of Selling More.

In our example, if the current target price of the product "Sell higher" is reached, then the double investment will open a new position "Buy lower" on the next settlement date. If the current target price is not reached - your funds will be automatically accumulated in a new "Sell higher" position.



Final thoughts

Binance Double Investment allows you to earn passive income regardless of which direction the market is moving. If you are an investor or trader with a Binance account and want to do more than just staking or lending, double investing can be a good way to diversify.

You can monetize your market vision and try to hedge market prices with additional interest with Binance's secure product. As always, make sure you do your own research on the subject before investing your funds.