#XRPPredictions #XRPRealityCheck XRP is holding at $1 today, and that’s its big battle.

XRP news — latest update today, November 12:

1. Current price

Price: $1.05

Over the past 24 hours: down *-0.61%, and *-2.06% on some platforms

Over the past 7 days: down 19.57%

Over the past 30 days: down 25%

From its October peak of $1.60*: now down *-35%

From its all-time high of $3.65 on July 17, 2025: now down 70.7%

Market cap: $66.5 billion*, ranked *4th

Volume: $2.19 billion in 24 hours

2. The battle for $1

XRP is fighting to hold $1 right now.

Nearest support: *$1.05*, where it’s holding right now

Major support: *$1.00*, the psychological level it needs to hold, and *$0.9852*, the August low

If it breaks below $1: it will fall to *$0.9372*, then to *$0.98

Resistance: *$1.10*. If it closes above that, it will move to *$1.21*, the *SuperTrend*, then to *$1.24*, or *+15.9%*, and then to *$1.27*, the *MA-50

Moving averages: XRP is below the *$1.27 MA-50*, the *$1.29 MA-100*, and the *$1.34 MA-200

RSI: *23–24*, meaning it’s deeply oversold, and the *MACD is negative

3. Money is flowing out of ETFs

U.S. XRP ETF funds:

November 9: $10.4 million flowed out*, with *$9.4 million leaving Bitwise*, accounting for *90% of the outflows. $811,000 flowed out of Canary*, and *$212,000 flowed out of 21Shares

November 10: $7.6 million flowed out*, with *$7.2 million leaving Grayscale GXRP

Total over 2 days: $18 million flowed out

November 3–6: $0*, meaning *zero flows, 4 consecutive days without inflows

In October: Only $18.8 million flowed in, compared with $121.4 million in September, a drop of -85%

Total overall: Still +$1.71 billion in inflows, with $1.2 billion in assets

Bitwise is the biggest, with $670 million in inflows

This means institutions aren’t selling much, but they aren’t bringing in new money either, and that’s the problem.

4. Whales are buying, while funds are selling

That’s today’s paradox:

Whales: The number of wallets holding 10,000 XRP or more reached 343,500, meaning their numbers are growing; they’re buying the dip

Funds: They’re selling and pulling their money out

Binance trading: The Funding Rate reached 0.18% over 30 days, its *highest level in a year*, meaning longs are paying a lot to stay long even as the price falls

Leverage: It fell to *0.14*, its lowest level in 3 months, meaning people are reducing their leverage

Santiment says: "If whales keep buying and Bitcoin stabilizes, XRP will return to $1.10–$1.15. If it breaks below *$1*, heavy selling will follow."

5. Ripple company news — very positive

Ripple as a company is doing well, but the problem is that its success isn’t translating into XRP:

Revenue: $900 million a year, meaning it’s close to $1 billion

Partnerships: It partnered with *Robinhood*, *Coinbase*, and *BNY* to distribute *RLUSD*, custody assets, and provide tokenized financing

Banking: It obtained a federal trust bank charter* and bought *GTreasury for $1 billion

RLUSD: It’s what they use for transactions, not XRP, and that’s the problem, because Ripple’s success doesn’t mean XRP’s success

6. Network news

November 4: The XRP Ledger activated the *fixCleanup3_4_0* update, which fixed an issue in *PaymentBurn* that allowed some accounts to mint stablecoins instead of burning them. The issue affected issued assets, not XRP itself.

Network: 3.93 million transactions in 24 hours, and 60,898 active addresses

Quantum: The XRP Ledger Foundation is proposing a quantum-resistant upgrade* to be ready by *2028

SEC: It approved options trading on XRP funds on *Nasdaq ISE*, increasing institutional access, but it hasn’t brought the price back up

7. What news is scaring people?

David Schwartz*, Ripple’s former founder, said his XRP holdings fell from *26 million to 3 million XRP. People panicked and said he had sold, but in reality he sold over the course of several years*, not this week, and sold *2.5 million in 2025 alone.

CLARITY Act: The U.S. crypto regulation bill failed to pass a vote on September 15, by *49 to 50*, killing market enthusiasm.

XRP summary:

XRP is holding at $1.05.

If it holds $1.00*, it will rebound to *$1.10*, then to *$1.24

If it breaks below $1.00*, it will fall to *$0.98*, then to *$0.93

XRP is very cheap right now, but there’s no catalyst to push it up, because ETF flows have stalled and Ripple uses RLUSD, not XRP.$XRP

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