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$ADA - Cardano moves 26 million USDT to USDCx as bridge freezes payouts Intersect‑administered budgets were converted, cutting ADA exposure by roughly 26 million USDT. The funds are now held in USDCx, the stablecoin on Cardano's bridge. Release of the cash still depends on milestone triggers and stablecoin cash‑out conditions. The shift points to a focus on liquidity safety while keeping fund access tied to project milestones, leaving payout timing uncertain. #Stablecoins #Stablecoin
$ADA - Cardano moves 26 million USDT to USDCx as bridge freezes payouts

Intersect‑administered budgets were converted, cutting ADA exposure by roughly 26 million USDT.
The funds are now held in USDCx, the stablecoin on Cardano's bridge.
Release of the cash still depends on milestone triggers and stablecoin cash‑out conditions.

The shift points to a focus on liquidity safety while keeping fund access tied to project milestones, leaving payout timing uncertain.

#Stablecoins #Stablecoin
#Samsung plans to support USDC cross-border transfers in Samsung Wallet starting in the last week of October. The feature will cover roughly 82 million compatible Galaxy devices and initially target eligible users in the United States. Users will be able to send USDC to compatible crypto wallets within seconds with no transfer fees from Samsung, and also send remittances to bank accounts in more than 60 countries. {future}(SAMSUNGUSDT) The service will run on Solana and Sui network infrastructure. $USDC $SUI $SOL #Samsung #Solana #Sui #Stablecoin
#Samsung plans to support USDC cross-border transfers in Samsung Wallet starting in the last week of October.

The feature will cover roughly 82 million compatible Galaxy devices and initially target eligible users in the United States. Users will be able to send USDC to compatible crypto wallets within seconds with no transfer fees from Samsung, and also send remittances to bank accounts in more than 60 countries.


The service will run on Solana and Sui network infrastructure.

$USDC $SUI $SOL #Samsung #Solana #Sui #Stablecoin
🚀 $SOFI & MASTERCARD UNVEIL STABLECOIN PAYMENT NETWORK! 🟢 Smart money is staking a claim as $SOFI teams up with Mastercard to roll out a stablecoin‑backed payment rail, turning crypto from speculative hype into everyday liquidity. 🦈📊 The move injects institutional credibility, unlocking a floodgate of on‑ramp volume and positioning $SOFI as a bridge between traditional finance and the decentralized economy. ⚡💡 Expect the order flow to tilt bullish as merchants start flipping bids for instant settlement. 💬 Are you ready to ride the payment wave or waiting on the next liquidity sweep? 👇 ⚠️ Not financial advice. Always manage your risk. 🛡️ 🏷️ #SOFI #Stablecoin #Payments #Crypto 🔥 💎
🚀 $SOFI & MASTERCARD UNVEIL STABLECOIN PAYMENT NETWORK! 🟢

Smart money is staking a claim as $SOFI teams up with Mastercard to roll out a stablecoin‑backed payment rail, turning crypto from speculative hype into everyday liquidity. 🦈📊

The move injects institutional credibility, unlocking a floodgate of on‑ramp volume and positioning $SOFI as a bridge between traditional finance and the decentralized economy. ⚡💡 Expect the order flow to tilt bullish as merchants start flipping bids for instant settlement. 💬 Are you ready to ride the payment wave or waiting on the next liquidity sweep? 👇

⚠️ Not financial advice. Always manage your risk. 🛡️

🏷️ #SOFI #Stablecoin #Payments #Crypto

🔥 💎
🔥 Western Union's USDPT on Solana isn’t just another stablecoin; it’s the first major remittance gateway built on a high‑throughput chain. 📊 The launch hits as SOL trades at $104, down 1.53% on $199 M volume, RSI 43.7 and a bullish MACD crossover—exactly where smart‑money wallets like Glow, PUMP and RIZO are already net‑buying the network. #Solana #Stablecoin 💡 In a market marked by 63/100 greed sentiment, real‑world use cases like USDPT push the narrative that crypto moves from speculation to infrastructure, reinforcing the long‑term #CryptoAdoption thesis and setting the stage for the next wave of on‑chain financial services. #OnChain ✅ Practical move: add a modest exposure to SOL or hold USDPT for cheap, near‑instant cross‑border payments, and monitor Binance liquidity pools for early arbitrage opportunities. ❓ How are you positioning yourself for the surge in on‑chain remittance—diversifying into SOL, testing USDPT for transfers, or waiting to see how traditional finance integrates?
🔥 Western Union's USDPT on Solana isn’t just another stablecoin; it’s the first major remittance gateway built on a high‑throughput chain.

📊 The launch hits as SOL trades at $104, down 1.53% on $199 M volume, RSI 43.7 and a bullish MACD crossover—exactly where smart‑money wallets like Glow, PUMP and RIZO are already net‑buying the network. #Solana #Stablecoin

💡 In a market marked by 63/100 greed sentiment, real‑world use cases like USDPT push the narrative that crypto moves from speculation to infrastructure, reinforcing the long‑term #CryptoAdoption thesis and setting the stage for the next wave of on‑chain financial services. #OnChain

✅ Practical move: add a modest exposure to SOL or hold USDPT for cheap, near‑instant cross‑border payments, and monitor Binance liquidity pools for early arbitrage opportunities.

❓ How are you positioning yourself for the surge in on‑chain remittance—diversifying into SOL, testing USDPT for transfers, or waiting to see how traditional finance integrates?
Circle Internet Group reported about $1.4 billion in revenue for the first half of 2026, saying it sent $819 million to USDC distribution partners and covered transaction costs while reinvesting roughly $473 million in infrastructure, compliance and product development. The firm said it keeps about seven cents of net profit for each dollar of revenue. USDC handled more than $36 trillion of on‑chain transaction volume and represented roughly 77 % of global stablecoin transfers in June. Circle will share its third‑quarter results on November 4. #USDC #Circle #Stablecoin
Circle Internet Group reported about $1.4 billion in revenue for the first half of 2026, saying it sent $819 million to USDC distribution partners and covered transaction costs while reinvesting roughly $473 million in infrastructure, compliance and product development. The firm said it keeps about seven cents of net profit for each dollar of revenue. USDC handled more than $36 trillion of on‑chain transaction volume and represented roughly 77 % of global stablecoin transfers in June. Circle will share its third‑quarter results on November 4.

#USDC #Circle #Stablecoin
🚨UPDATE: Circle plans to expand into 50 emerging markets, backed by its $400M Tazapay acquisition. Now, the USDC issuer is targeting Southeast Asia, Latin America and the Middle East as demand for digital-dollar payments grows. Circle also reported $1.4 BILLION in H1 2026 #Crypto #Stablecoin
🚨UPDATE: Circle plans to expand into 50 emerging markets, backed by its $400M Tazapay acquisition.

Now, the USDC issuer is targeting Southeast Asia, Latin America and the Middle East as demand for digital-dollar payments grows.

Circle also reported $1.4 BILLION in H1 2026

#Crypto #Stablecoin
🚨 JUST IN: Japan’s 3 Mega-Banks Complete Yen Stablecoin Payment Trial! 🇯🇵 Mizuho, MUFG, and SMBC have tested cross-border payments using a yen-pegged stablecoin for Mitsubishi Corporation. The pilot explores how blockchain technology could make corporate payments faster and more efficient. 🌐💴 Is Japan moving closer to mainstream stablecoin adoption? 👀 #Crypto #Stablecoin #Blockchain $TIA $INJ $ZEC #Japan
🚨 JUST IN: Japan’s 3 Mega-Banks Complete Yen Stablecoin Payment Trial! 🇯🇵

Mizuho, MUFG, and SMBC have tested cross-border payments using a yen-pegged stablecoin for Mitsubishi Corporation.

The pilot explores how blockchain technology could make corporate payments faster and more efficient. 🌐💴

Is Japan moving closer to mainstream stablecoin adoption? 👀

#Crypto #Stablecoin #Blockchain $TIA $INJ $ZEC #Japan
🚨 BREAKING: Japan’s Banking Giants Complete Yen Stablecoin Pilot 🇯🇵 🏦 Japan’s Mizuho, MUFG, and SMBC have completed a joint yen stablecoin pilot to test cross-border payments for Mitsubishi Corporation. 🔗 Why It Matters: * 💴 Digital yen payments could improve international transactions. * ⚡ Blockchain may help make settlements faster and more efficient. * 🌏 Major banks are exploring real-world uses for digital assets. 📈 Crypto Insight: This highlights growing institutional interest in stablecoins and blockchain-based payments. 💬 Will stablecoins transform global payments? #Stablecoin #Japan #CryptoNews #Blockchain #RWA #DigitalPayments #BinanceSquare
🚨 BREAKING: Japan’s Banking Giants Complete Yen Stablecoin Pilot 🇯🇵

🏦 Japan’s Mizuho, MUFG, and SMBC have completed a joint yen stablecoin pilot to test cross-border payments for Mitsubishi Corporation.

🔗 Why It Matters:

* 💴 Digital yen payments could improve international transactions.

* ⚡ Blockchain may help make settlements faster and more efficient.

* 🌏 Major banks are exploring real-world uses for digital assets.

📈 Crypto Insight: This highlights growing institutional interest in stablecoins and blockchain-based payments.

💬 Will stablecoins transform global payments?

#Stablecoin #Japan #CryptoNews #Blockchain #RWA #DigitalPayments #BinanceSquare
📊 USDT Market Analysis | Next 4–5 Hours ⏰ Timeframe: Short-Term (4H–5H) 📅 Date: October 16, 2026 🔎 Market Overview USDT is designed to maintain a 1:1 peg with the US dollar. Current market data shows the price trading close to $0.9991, indicating relatively stable price action rather than a strong directional trend. 📈 Bullish Scenario If buying demand increases and USDT moves back toward the $1.0000 level, a small premium may develop on certain trading pairs. Confirmation requires stronger buying pressure and sustained trading above the local range. 📉 Bearish Scenario If selling pressure increases, USDT could trade slightly below its dollar peg. A sustained move below recent lows would require monitoring liquidity, trading volume, and broader market conditions. ⚖️ My 4–5 Hour Outlook Base case: Sideways / Range-bound USDT is more likely to remain close to its $1 peg than to experience a large directional move under normal market conditions. A temporary premium or discount is possible, but neither direction is guaranteed. 🎯 Key Levels to Monitor • Psychological resistance: $1.0000 • Current reference: Around $0.9991 • Recent reference low: Around $0.9989 These are reference levels, not confirmed Binance support and resistance levels. 🛡️ Risk Management Avoid chasing small price movements without checking the actual trading pair, order-book liquidity, and spread. Remember that USDT/USD and USDT/BDT can behave differently. 💬 What is your expectation for the next 4–5 hours? Bullish 📈 | Bearish 📉 | Sideways ➡️ #USDT #Binance #CryptoAnalysis #Stablecoin #MarketOutlook
📊 USDT Market Analysis | Next 4–5 Hours

⏰ Timeframe: Short-Term (4H–5H)
📅 Date: October 16, 2026

🔎 Market Overview

USDT is designed to maintain a 1:1 peg with the US dollar. Current market data shows the price trading close to $0.9991, indicating relatively stable price action rather than a strong directional trend.

📈 Bullish Scenario
If buying demand increases and USDT moves back toward the $1.0000 level, a small premium may develop on certain trading pairs. Confirmation requires stronger buying pressure and sustained trading above the local range.

📉 Bearish Scenario
If selling pressure increases, USDT could trade slightly below its dollar peg. A sustained move below recent lows would require monitoring liquidity, trading volume, and broader market conditions.

⚖️ My 4–5 Hour Outlook

Base case: Sideways / Range-bound

USDT is more likely to remain close to its $1 peg than to experience a large directional move under normal market conditions. A temporary premium or discount is possible, but neither direction is guaranteed.

🎯 Key Levels to Monitor
• Psychological resistance: $1.0000
• Current reference: Around $0.9991
• Recent reference low: Around $0.9989

These are reference levels, not confirmed Binance support and resistance levels.

🛡️ Risk Management
Avoid chasing small price movements without checking the actual trading pair, order-book liquidity, and spread. Remember that USDT/USD and USDT/BDT can behave differently.

💬 What is your expectation for the next 4–5 hours?
Bullish 📈 | Bearish 📉 | Sideways ➡️

#USDT #Binance #CryptoAnalysis #Stablecoin #MarketOutlook
⚡ JAPANESE YEN GOES ON-CHAIN AS $JPYC LANDS SPOT TRADING DEBUT! 🏦 Japanese fiat capital is officially expanding its on-chain footprint as regulated yen stablecoin $JPYC hits spot and grid trading markets today. Fully backed by bank reserves and government bonds, this deployment creates a direct, compliant liquidity bridge between traditional forex capital and crypto rails across Ethereum and Polygon. 🏦 📊 With grid trading live alongside spot liquidity, market makers are already positioning to capture arbitrage spreads as Asian capital flows deepen across multi-chain ecosystems. 💡 ⚡ 💬 Do you see local currency stablecoins like $JPYC taking serious market share from USD-denominated pairs this cycle? 👇 ⚠️ Not financial advice. Always manage your risk. 🛡️ 🏷️ #JPYC #Stablecoin #DeFi #Crypto 🎯 💎
⚡ JAPANESE YEN GOES ON-CHAIN AS $JPYC LANDS SPOT TRADING DEBUT! 🏦

Japanese fiat capital is officially expanding its on-chain footprint as regulated yen stablecoin $JPYC hits spot and grid trading markets today. Fully backed by bank reserves and government bonds, this deployment creates a direct, compliant liquidity bridge between traditional forex capital and crypto rails across Ethereum and Polygon. 🏦 📊

With grid trading live alongside spot liquidity, market makers are already positioning to capture arbitrage spreads as Asian capital flows deepen across multi-chain ecosystems. 💡 ⚡

💬 Do you see local currency stablecoins like $JPYC taking serious market share from USD-denominated pairs this cycle? 👇

⚠️ Not financial advice. Always manage your risk. 🛡️

🏷️ #JPYC #Stablecoin #DeFi #Crypto

🎯 💎
Throwback: Facebook's Novi wallet went live with USDP, Oct 19 2021 Five years ago Monday, Facebook started a Novi wallet pilot in the US and Guatemala. No Diem. It ran on Paxos' $USDP instead. Paxos called it the first time a stablecoin sat in a mainstream consumer wallet. Diem never launched. Today Stripe is shipping stablecoin cards. Did you ever try the Novi pilot?
#stablecoin
Throwback: Facebook's Novi wallet went live with USDP, Oct 19 2021

Five years ago Monday, Facebook started a Novi wallet pilot in the US and Guatemala. No Diem. It ran on Paxos' $USDP instead. Paxos called it the first time a stablecoin sat in a mainstream consumer wallet. Diem never launched. Today Stripe is shipping stablecoin cards.

Did you ever try the Novi pilot?
#stablecoin
HUGE: Circle's USDC becomes EU’s first “significant” stablecoin under MiCA. It is the first of 45 EU e-money tokens to receive the designation from the European Banking Authority. The move follows ESMA’s call for EU-regulated crypto firms to stop offering services involving #Crypto #Stablecoin
HUGE: Circle's USDC becomes EU’s first “significant” stablecoin under MiCA.

It is the first of 45 EU e-money tokens to receive the designation from the European Banking Authority.

The move follows ESMA’s call for EU-regulated crypto firms to stop offering services involving

#Crypto #Stablecoin
Imagine watching a stablecoin tick like a metronome for days — then realizing the chart is quietly leaning one way. That’s the story with $USD1 right now, and the clues are hiding in plain sight. The 4-hour chart has ground out a tight range between roughly 0.9999 and 1.0004, but look closer: moving averages are tilting slightly upward, with the shorter one nudging above the longer. RSI is neutral — not stretched, not exhausted. It’s quiet accumulation, the kind that often precedes a slow drift higher rather than a violent pop. The zone around 0.995 to 0.996 is the pivot — the floor this whole structure has been building on. As long as price holds above that, the bullish read stays intact. The invalidation sits lower, around the 0.980 area; lose that on a 4-hour close and the entire thesis quietly falls apart. If the drift continues, the objective sits up near the 1.02 zone — modest, but meaningful for a coin this stable. My read: the chart is coiling, not breaking. The real risk isn’t a crash — it’s boredom. Sideways markets punish impatience more than direction. Tap $USD1 to pull up the chart and see how cleanly it’s respecting that 0.995 floor. Follow me — I’ll update this read if that floor cracks or the drift toward 1.02 picks up momentum. Which level are you watching more closely on $USD1 — the floor or the ceiling? 👇 ⚠️ Not financial advice. DYOR. #USD1 #Stablecoin #Crypto #BinanceSquare
Imagine watching a stablecoin tick like a metronome for days — then realizing the chart is quietly leaning one way. That’s the story with $USD1 right now, and the clues are hiding in plain sight.

The 4-hour chart has ground out a tight range between roughly 0.9999 and 1.0004, but look closer: moving averages are tilting slightly upward, with the shorter one nudging above the longer. RSI is neutral — not stretched, not exhausted. It’s quiet accumulation, the kind that often precedes a slow drift higher rather than a violent pop.

The zone around 0.995 to 0.996 is the pivot — the floor this whole structure has been building on. As long as price holds above that, the bullish read stays intact. The invalidation sits lower, around the 0.980 area; lose that on a 4-hour close and the entire thesis quietly falls apart. If the drift continues, the objective sits up near the 1.02 zone — modest, but meaningful for a coin this stable.

My read: the chart is coiling, not breaking. The real risk isn’t a crash — it’s boredom. Sideways markets punish impatience more than direction.

Tap $USD1 to pull up the chart and see how cleanly it’s respecting that 0.995 floor.

Follow me — I’ll update this read if that floor cracks or the drift toward 1.02 picks up momentum. Which level are you watching more closely on $USD1 — the floor or the ceiling? 👇

⚠️ Not financial advice. DYOR. #USD1 #Stablecoin #Crypto #BinanceSquare
⚡ $FDUSD PEG DISLOCATION OFFERS A SHARP MEAN REVERSION PLAY RIGHT OFF SUPPORT! 🎯 Entry: 0.9984 - 0.9987 ⚡ Target: 0.9990, 0.9993, 0.9996 🎯 Stop Loss: 0.9975 🛑 Smart money stepped in rapidly after that swift dip to 0.9978 got absorbed by aggressive resting bids. 🌊 Order flow indicates book depth is tightening fast as buyers position for a textbook snapback toward equilibrium. 📌 With downside risk strictly protected beneath 0.9975, the mathematical asymmetry on this tight peg reclaim is remarkably clean. 💬 Do you exploit these stablecoin dislocations for low-stress gains, or do you stick solely to high-volatility runners? 👇 ⚠️ Not financial advice. Always manage your risk. 🛡️ 🏷️ #FDUSD #Stablecoin #RangeTrading #Crypto 🎯 🦈
⚡ $FDUSD PEG DISLOCATION OFFERS A SHARP MEAN REVERSION PLAY RIGHT OFF SUPPORT! 🎯

Entry: 0.9984 - 0.9987 ⚡
Target: 0.9990, 0.9993, 0.9996 🎯
Stop Loss: 0.9975 🛑

Smart money stepped in rapidly after that swift dip to 0.9978 got absorbed by aggressive resting bids. 🌊 Order flow indicates book depth is tightening fast as buyers position for a textbook snapback toward equilibrium.

📌 With downside risk strictly protected beneath 0.9975, the mathematical asymmetry on this tight peg reclaim is remarkably clean. 💬 Do you exploit these stablecoin dislocations for low-stress gains, or do you stick solely to high-volatility runners? 👇

⚠️ Not financial advice. Always manage your risk. 🛡️

🏷️ #FDUSD #Stablecoin #RangeTrading #Crypto

🎯 🦈
💹 USDC / USD Live Update - Binance Price: $1.00232 (+0.23%) 📈 24H High: $1.00312 Support: MA7 - $1.00205 ✅ Trend: Uptrend ✅ Buyers Active, Volume High ✅ Stablecoin = Safe Zone USDC $1 pe peg hai, is liye beginners ke liye best. This is for educational purpose only. #USDC #Binance #CryptoUpdate #Stablecoin
💹 USDC / USD Live Update - Binance

Price: $1.00232 (+0.23%) 📈
24H High: $1.00312
Support: MA7 - $1.00205

✅ Trend: Uptrend
✅ Buyers Active, Volume High
✅ Stablecoin = Safe Zone

USDC $1 pe peg hai, is liye beginners ke liye best.
This is for educational purpose only.

#USDC #Binance #CryptoUpdate #Stablecoin
Verified
Traditional banks are starting to integrate RLUSD! Stablecoins are connecting financial infrastructure Stablecoins are no longer just trading tools in the crypto market—traditional banks are also moving toward on-chain finance! Cross River Bank’s core platform has integrated the RLUSD stablecoin, once again shining a spotlight on the convergence of traditional banking infrastructure and digital assets. What makes this worth watching is not just the addition of another use case for stablecoins, but the deepening connection between traditional finance and blockchain. Three signals to watch: Banks and stablecoins are converging faster: Stablecoins may become more deeply integrated into payment and financial services infrastructure. RLUSD’s use cases are worth watching: As financial institutions get involved, the practical value of stablecoins will draw greater market attention. On-chain finance is moving toward real-world applications: Stablecoins are exploring potential uses beyond trading, including payments and settlement. Of course, integration with a core platform does not mean that all services are already fully live. The specific scope of applications remains subject to official disclosures. As stablecoins begin to enter traditional financial infrastructure, how might payment and settlement systems change in the future? #RLUSD #Stablecoin #crossriver银行核心平台接入rlusd稳定币
Traditional banks are starting to integrate RLUSD! Stablecoins are connecting financial infrastructure

Stablecoins are no longer just trading tools in the crypto market—traditional banks are also moving toward on-chain finance!

Cross River Bank’s core platform has integrated the RLUSD stablecoin, once again shining a spotlight on the convergence of traditional banking infrastructure and digital assets.
What makes this worth watching is not just the addition of another use case for stablecoins, but the deepening connection between traditional finance and blockchain.

Three signals to watch:
Banks and stablecoins are converging faster: Stablecoins may become more deeply integrated into payment and financial services infrastructure.

RLUSD’s use cases are worth watching: As financial institutions get involved, the practical value of stablecoins will draw greater market attention.

On-chain finance is moving toward real-world applications: Stablecoins are exploring potential uses beyond trading, including payments and settlement.

Of course, integration with a core platform does not mean that all services are already fully live. The specific scope of applications remains subject to official disclosures.

As stablecoins begin to enter traditional financial infrastructure, how might payment and settlement systems change in the future?

#RLUSD #Stablecoin #crossriver银行核心平台接入rlusd稳定币
💵 $RLUSD ANOTHER DOLLAR-BACKED STABLECOIN ENTERS THE SPOTLIGHT! Ripple USD is designed to maintain a 1:1 value with the US dollar, backed by cash and cash equivalents. Its goal is to support payments and transfers across blockchain networks, including XRP Ledger and Ethereum. But unlike a typical altcoin, RLUSD isn’t designed for price pumps. The real story is adoption, liquidity, and payment utility. Would you use RLUSD for crypto payments, or stick with USDT and USDC? 👀 #RLUSD #Ripple #Stablecoin #Crypto #BinanceSquare
💵 $RLUSD ANOTHER DOLLAR-BACKED STABLECOIN ENTERS THE SPOTLIGHT!

Ripple USD is designed to maintain a 1:1 value with the US dollar, backed by cash and cash equivalents.

Its goal is to support payments and transfers across blockchain networks, including XRP Ledger and Ethereum.

But unlike a typical altcoin, RLUSD isn’t designed for price pumps. The real story is adoption, liquidity, and payment utility.

Would you use RLUSD for crypto payments, or stick with USDT and USDC? 👀

#RLUSD #Ripple #Stablecoin #Crypto #BinanceSquare
📊 USDC / USD - 1H Chart Analysis Current Price: $1.00232 (+0.23%) 24H High: $1.00312 | 24H Low: $0.99985 Volume: 1.24B USDC ✅ Trend: Strong Uptrend ✅ MA7 Support: Holding above 1.00188 ✅ Volume Increasing = Buyers Active Note: USDC is a stablecoin pegged to $1. This chart is for educational purposes only. #USDC #Crypto #Binance #Stablecoin
📊 USDC / USD - 1H Chart Analysis

Current Price: $1.00232 (+0.23%)
24H High: $1.00312 | 24H Low: $0.99985
Volume: 1.24B USDC

✅ Trend: Strong Uptrend
✅ MA7 Support: Holding above 1.00188
✅ Volume Increasing = Buyers Active

Note: USDC is a stablecoin pegged to $1. This chart is for educational purposes only.

#USDC #Crypto #Binance #Stablecoin
Banks slow stablecoin growth by paying higher interest, BIS finds - BIS paper: Every 1-basis-point increase in U.S. bank deposit rates is projected to slow stablecoin growth - 10-week growth forecast falls from 15% to 12% #BinanceSquare #CryptoNews #Stablecoin $btc $eth #vlikevn #Titanbot Source: CoinDesk
Banks slow stablecoin growth by paying higher interest, BIS finds

- BIS paper: Every 1-basis-point increase in U.S. bank deposit rates is projected to slow stablecoin growth
- 10-week growth forecast falls from 15% to 12%
#BinanceSquare #CryptoNews #Stablecoin

$btc $eth

#vlikevn #Titanbot

Source: CoinDesk
BIS Study: Every 1-Basis-Point Increase in Deposit Rates Could Slow Stablecoin Growth According to CoinDesk, a recent working paper by the Bank for International Settlements (BIS) found that each 1-basis-point increase in U.S. bank deposit rates lowers projected stablecoin growth. This quantified relationship speaks directly to the demand dynamics of major stablecoins such as $USDC: when banks raise deposit rates, traditional savings become more attractive, potentially diverting funds that would otherwise flow into stablecoins. Why does this matter? Stablecoin growth has long relied on the arbitrage and efficiency advantages of “low bank interest rates and convenient payments.” The BIS finding suggests that if banks actively compete by raising rates, stablecoins’ relative yield advantage could shrink, potentially slowing their growth trajectory. This contrasts with Circle’s recent expansion into payment use cases and efforts to promote USDC adoption: institutions are accelerating their plans, while traditional banks’ use of interest rates could pose an obstacle. One caveat is that this finding is based on historical predictive relationships and may not apply directly to today’s regulatory and payments environment. The extent of banks’ rate increases, the penetration of stablecoins in real-world payment use cases, and regulatory requirements for stablecoin reserves will all affect the outcome. If banks’ rate increases are limited, or demand for stablecoins in cross-border payments and DeFi is sufficiently robust, some of the impact could be offset. What should we watch next? From a trading perspective, if you are following $USDC, it is more useful to watch for divergence between actual changes in bank deposit rates and movements in USDC’s on-chain active addresses and payment transaction volumes, rather than making a directional judgment based solely on the paper’s findings. $USDC #Stablecoin #USDC #Macro The above is an informational summary and personal analysis, and does not constitute investment advice.
BIS Study: Every 1-Basis-Point Increase in Deposit Rates Could Slow Stablecoin Growth

According to CoinDesk, a recent working paper by the Bank for International Settlements (BIS) found that each 1-basis-point increase in U.S. bank deposit rates lowers projected stablecoin growth. This quantified relationship speaks directly to the demand dynamics of major stablecoins such as $USDC : when banks raise deposit rates, traditional savings become more attractive, potentially diverting funds that would otherwise flow into stablecoins.

Why does this matter? Stablecoin growth has long relied on the arbitrage and efficiency advantages of “low bank interest rates and convenient payments.” The BIS finding suggests that if banks actively compete by raising rates, stablecoins’ relative yield advantage could shrink, potentially slowing their growth trajectory. This contrasts with Circle’s recent expansion into payment use cases and efforts to promote USDC adoption: institutions are accelerating their plans, while traditional banks’ use of interest rates could pose an obstacle.

One caveat is that this finding is based on historical predictive relationships and may not apply directly to today’s regulatory and payments environment. The extent of banks’ rate increases, the penetration of stablecoins in real-world payment use cases, and regulatory requirements for stablecoin reserves will all affect the outcome. If banks’ rate increases are limited, or demand for stablecoins in cross-border payments and DeFi is sufficiently robust, some of the impact could be offset.

What should we watch next? From a trading perspective, if you are following $USDC , it is more useful to watch for divergence between actual changes in bank deposit rates and movements in USDC’s on-chain active addresses and payment transaction volumes, rather than making a directional judgment based solely on the paper’s findings.

$USDC #Stablecoin #USDC #Macro

The above is an informational summary and personal analysis, and does not constitute investment advice.
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