What is USD.AI (CHIP)?
USD.AI is an AI-infrastructure finance protocol that focuses on funding GPU-backed hardware through onchain credit markets. The ecosystem is built around three main assets: USDai, sUSDai, and CHIP. USDai functions as a synthetic dollar, while sUSDai is the staked version designed to generate yield. CHIP serves as the protocol’s governance and utility token.
The project is designed to connect capital providers with infrastructure operators that need financing for AI-related hardware. USD.AI structures this system through a decentralized credit framework that includes depositors, borrowers, and curators. Depositors mint USDai and may stake it into sUSDai. Borrowers use the protocol to access financing for infrastructure such as GPUs. Curators contribute first-loss capital and help assess and manage risk within the system. The protocol also references components such as CALIBER for tokenization, FiLo for risk curation and scaling, and QEV for liquidity and redemptions.
The utility of CHIP is tied to governance and protocol management. CHIP holders are intended to influence protocol parameters, curator approvals, revenue-related fee structures, and the broader market design that supports GPU-backed credit. Unlike many AI-related tokens, CHIP is not positioned around model execution or agent-based tooling. Its role is linked to the financial and governance structure of the protocol.
CHIP has a total supply of 10 billion tokens, out of which 2 billion are in circulation.
CHIP is listed on Binance for trade and purchase. The current price of CHIP is available and updated in real time on Binance.