amyoung

#BinancePick

BINANCE HAS A NEW DEAL, THE TOTAL PRIZE IS 1 MILLION USDC GUYS!

Binance has just had a Pick & Predict campaign, doing the task of earning Scores and then using points to predict and climb the leaderboard to receive rewards.

Prize structure: • Season: 500,000 USDC – Top 20,000 • Weekly: 400,000 USDC – Top 8,000 • Check-in: 100,000 USDC – maximum 5 USDC/person if eligible

🎯 How to join:

1Go to the Early Bird registration link, get a bonus of 300 Scores

2Check-in, do tasks to accumulate points

3Use Scores to predict and climb the chart

The season ends on November 15, 2026.

If you are afraid to plow the ranking, you can refer to the check-in task 5 times separately to have a chance to receive up to 5 USDC.

Here

After some time of monitoring TermMaxFi, what I’m most interested in is no longer short-term campaigns or reward numbers, but the product’s long-term direction.

DeFi has grown very fast, but lending still has a fairly big issue: fluctuating interest rates make it hard for both borrowers and lenders to plan. A strategy can be highly effective right now, but become completely different just a few days later when the market changes.

TermMax addresses this problem with fixed-rate lending and fixed-term borrowing. In my opinion, this is a valuable direction because it brings stability and predictability to a capital market that is constantly volatile. Users can know the interest rate and the term in advance, so they can manage their funds and build strategies more proactively.

What I want to see next at TermMaxFi is real-world adoption. Technology and ideas can be excellent, but a DeFi protocol only truly has value when it has enough liquidity, users, and volume to prove that the product is actually solving a real need.

If TermMax continues to improve UX, expand liquidity, develop more products, and attract more users, I think fixed-rate DeFi could become a more important piece in the future.

#termmax @TermMax

What I find interesting about TermMaxFi is that the project is trying to solve a fairly basic but important problem in DeFi: how to make users more in control of their capital instead of constantly chasing market fluctuations.

TermMax focuses on fixed-rate lending and fixed-term borrowing, offering a different approach from traditional lending models with continuously changing interest rates. When users can know the interest rate and term in advance, it becomes easier for them to calculate borrowing costs, expected returns, and to build strategies for using their capital.

I especially like the idea of making interest rates and time into predictable factors. In a highly volatile market, the ability to plan ahead is sometimes just as important as finding high yields.

Besides lending and borrowing, TermMax is also developing more DeFi tools and strategies to expand how users can use their assets. If these products continue to improve in terms of liquidity, experience, and accessibility, I think TermMax could carve out its own niche in the DeFi space.

For me, what’s most worth watching in the coming time isn’t short-term numbers, but whether TermMax can turn the fixed-rate idea into a product that is truly used regularly.

I’ll continue to follow TermMaxFi and the ecosystem’s next developments.

#termmax @TermMax

If you only remember 1 thing when trading on Binance P2P, remember this

After many days of sharing about P2P, I think the most important thing is finally not **how to find the best price**, but **how to protect yourself in every transaction**.

P2P is convenient. With just a few steps, you can buy or sell crypto. But because everything happens quickly, sometimes we can become less alert.

If I had to condense everything into one rule, I would choose:

> **Never let someone else decide for you that a transaction is safe. Check it yourself.**

Before trading, verify the counterparty and the terms.

While trading, check the amount, payment details, and keep all exchanges within the platform.

When selling crypto, **confirm only after the money has truly arrived in your account** — not based on screenshots or words.

If someone asks for OTP, a password, asks you to click on a strange link, moves you to another platform, or changes the trading process, **stop and check**.

And if a dispute happens by any chance, don’t panic and don’t follow instructions of unclear origin. Keep the evidence and use Binance’s **Appeal** feature when you need support.

💡 **A good price can be found again. You can redo a missed transaction. But carelessness sometimes costs a lot.**

I believe a great P2P trader is not the one who always finds the best price.

Instead, it’s someone who knows how to **control the transaction, protect the account, and stay alert enough to say “no” when something feels off.**

Trade smart. Stay safe. 🔐

#binancep2pantoan @Binance Vietnam

I think the most interesting thing about TermMaxFi right now isn’t just the 2,000,000 $TMX reward in the Binance Wallet Booster, but how a campaign can bring users closer to the actual product.

TermMax is focusing on fixed-rate lending and borrowing—an approach that’s quite noteworthy in DeFi because fixed interest rates make it easier for users to calculate costs and profits over a set period. Instead of only looking at a constantly changing APY, users can pay more attention to how much they borrow, for how long, and what the final cost will be.

The Booster round is currently running from 17/8 to 24/8, and users can participate via Binance Wallet and related tasks involving TermMax. Besides the on-chain tasks, the campaign also includes rewards for activities on Binance Square, so this is also an opportunity for the community to share perspectives and learn about the project in greater depth.

What I’m still interested in after the event is the product’s real-world usage level. A campaign can generate attention in a short time, but to build a long-term DeFi ecosystem, the important factors are the product, liquidity, users, and the overall experience.

Right now, I’m continuing to follow TermMaxFi and see how the community will react after this Booster. If TermMax makes good use of the new users from Binance Wallet, this could be a fairly notable step for the ecosystem.

#termmax @TermMax

🚨 Don’t let a normal P2P transaction turn into an “awkward to resolve” one

I see one of the most common mistakes when trading on Binance P2P is **only paying attention to whether the trade gets completed**, while forgetting how to handle things if something goes wrong.

For example, you’re buying USDT, but the seller says they’ve received the money and asks you to confirm. Or you’re selling USDT, but the other party keeps messaging to urge you even though the funds haven’t really shown up in the account.

In situations like that, I think the most important principle is:

*Don’t act just because someone else is pressuring you.*

Recheck:

🔎 Is the order information correct?
💰 Has the amount actually been transferred/received?
👤 Does the payer’s information match?
📱 Has anyone asked you to do anything outside the P2P process?
🧾 Do you need to save transaction evidence to use when support is required?

If everything is clear, proceed.

If there’s anything unusual, **stop to check** and use Binance’s support/Appeal feature when necessary.

I always believe P2P should be like a transaction with principles—not a conversation where you follow whoever argues more convincingly.

No rush. No carelessness. No trading outside the process.

A good price is important, but a transaction that is **clear and safe** is what’s truly worth doing long-term.

#binancep2pantoan @Binance Vietnam

### 🧠 There’s a “filter” I always use before trading on Binance P2P

If you only look at the **best price** and pick the first ad, sometimes you end up overlooking more important information.

Whenever I’m about to do a P2P trade, I usually check in this order:

**Price → trader → payment method → terms → then decide.**

💰 A good price is an advantage, but it’s not the only criterion.
If the price difference isn’t significant, I prioritize an ad with a clear trading history and a better completion rate.

👤 Check the trading partner.
The number of trades and the completion rate give me more information to assess—rather than only looking at an attractive price.

🏦 Read the payment method carefully.
Before transferring money, you must be sure the payment details match the order. Don’t transfer to another account just because the other party asks you to via chat.

📖 Don’t skip the ad’s terms.
Many people get into the habit of tapping “trade” immediately without reading this section. I think spending a few extra dozen seconds to read carefully is worth it.

If someone keeps pressuring you, asks you to do something different from the process, or gives a reason that forces you to decide right away, I’ll stop and check.

For me, P2P isn’t a race to see who can complete a trade the fastest.

A good trader isn’t someone who always finds the lowest price, but someone who **knows when to trade and knows when to skip a trade that isn’t a good fit.**

Take a little longer to check.

Move a little faster to confirm once everything is clear.

That’s the way I want to trade P2P long-term. 🔐

@Binance Vietnam #BinanceP2PAnToan

There’s a reason I’ve been paying more attention to @TermMax n lately: Binance Wallet is currently running the TermMax Booster Campaign, and this isn’t just a simple reward-hunting event.

The campaign runs from August 17 to 24, offering the community a chance to both complete tasks and learn more deeply about a DeFi protocol focused on fixed-rate lending and fixed-term borrowing. The total rewards for the program are up to 2,000,000 $TMX, so it will surely attract a lot of Web3 users to participate.

But for me, what’s even more interesting is the product behind the event. TermMax is trying to solve a fairly practical problem in DeFi: fluctuating interest rates make it hard for borrowers to predict their cost of capital, while lenders also find it difficult to know how their yield will change over time.

The fixed-rate and fixed-term model helps turn time and interest-rate factors into things that can be defined more clearly from the start. When combined with liquidity management mechanisms and other DeFi products, TermMax is aiming to build a lending ecosystem with better predictability.

So, I see this Booster as an opportunity to both take part in the Binance Wallet campaign and find out what TermMax is truly building behind $TMX. Rewards may be what initially draw users in, but the product and the level of real-world usage are what ultimately determine how far the project can go.

I’ll continue to keep an eye on @TermMax in the days ahead. 👀

#termmax @TermMax

Recently, I've been paying quite a lot of attention to @TermMax , especially when TermMax shows up in Binance Wallet’s activities and campaigns. Having a DeFi project included in the Binance Wallet ecosystem for users to experience and complete tasks is also a rather interesting way for the community to learn about the project, instead of just looking at numbers in the market.

What I like about TermMax is that it focuses quite clearly on Fixed-Rate Borrowing & Lending. Instead of having to constantly monitor fluctuating interest rates, users can lock in a specific interest rate and loan term, making it easier to calculate the cost of capital as well as their own strategy. TermMax is also continuing to develop additional features such as one-click leverage, vault strategies, and many other DeFi products.

Especially during the time when Binance Wallet is running Booster activities related to the TermMax ecosystem, this is a great opportunity for everyone to explore the project, complete the eligible tasks, and at the same time experience the products firsthand. I think what’s noteworthy isn’t only the event rewards, but also the chance for users to access a DeFi protocol centered on fixed-rate lending & borrowing.

I’ll continue to keep an eye on @TermMax , especially the latest updates from Binance Wallet and upcoming campaigns. If TermMax continues to expand its products, liquidity, and ecosystem, I think this will be a project worth following in the DeFi space.

#termmax @TermMax

$🔒 A good P2P transaction isn’t enough — your account also needs to be protected

When it comes to safety on Binance P2P, many people only focus on **checking the buyer/seller**.

But in my opinion, there’s something just as important:

**Protecting my own Binance account.**

You can choose the right person to trade with and carefully review the order, but if your account information gets exposed, all the effort you made before becomes meaningless.

So I always try to stick to a few principles:

🔐 **Enable the necessary security layers** for your account and don’t share verification codes with anyone.

📱 **Log in to Binance only through official sources**, especially be cautious with links sent via messages or social media.

🚫 **Never provide passwords, OTP codes, or verification codes** to anyone who claims to be support staff.

💬 **Don’t blindly trust “urgent-looking” messages** that ask you to verify your account, unlock a trade, or fix an error immediately.

🧾 When doing P2P transactions, **keep the transaction information and proof** so you can check it or use it when you need support.

I think there’s a rule worth remembering:

> **No one needs your security code to help you complete a P2P transaction.**

Safe trading isn’t only about choosing the right person.

It’s also about **protecting your account, controlling your information, and not letting others rush you into making hasty decisions.**

The more convenient P2P is, the more I should develop good security habits.

Protect your account first, trade after.

#binancep2pantoan @Binance Vietnam

Safe P2P trading sometimes starts with… knowing how to say “NO”

One thing I realized after learning about Binance P2P is that not every trade is worth trying to force through.

Sometimes a buyer/seller offers a very attractive price, the transaction seems normal at first, but then requirements appear such as:

❌ “Switch to Zalo to chat for convenience.”
❌ “Please transfer into this account for me; the other account is having issues.”
❌ “I’ve sent the transaction screenshot—please confirm for me first.”
❌ “I canceled this order and we’ll do it again—faster.”
❌ “Send me the OTP code to confirm.”

When that happens, I think **there’s no need to feel awkward about refusing**.

I’d rather skip a trade with a good price than force a transaction that leaves me feeling uncertain.

A rule I find very easy to remember:

> If a transaction starts to include steps outside the normal process, slow down.

Double-check the information on the order.
Check the recipient/transferred account.
Do not provide sensitive security information.
Do not click on links from unclear sources.
And if there’s a dispute, use the **Appeal** feature instead of handling it on your own according to the other party’s requests.

P2P gives me many choices, but **having the right to choose also means I have the right to skip a transaction that doesn’t feel safe.**

No need to trade at any cost.

Skipping a transaction today might just mean missing out on a good price. But a careless transaction could cost me much more.

#binancep2pantoan @Binance Vietnam

💰 P2P Transactions: “The money has arrived” doesn’t necessarily mean it’s the final step

One situation I think P2P traders should pay special attention to is **the payer’s information not matching the person you’re trading with**.

For example: you’re selling USDT to A, but then you receive money from a bank account under the name B.

At this point, don’t think it’s that simple:

> “Money’s arrived, so just release the coins.”

I will **stop the transaction and check again** before taking any further steps.

Because in P2P, checking isn’t only about “whether the money has arrived or not”, but also about verifying:

🔎 Does the amount received match the order amount?

🔎 Does the payer’s information match the transaction?

🔎 Is anyone asking me to transfer the money back to another account?

🔎 Are there any messages or requests that require me to complete a transaction outside Binance?

If anything looks unusual, it’s best to **not confirm or resolve it on your own based on the other party’s urging**. Keep the transaction evidence intact and use Binance support channels when needed.

I think this is a principle worth remembering:

P2P doesn’t just require checking “has the money arrived”, but also checking “where the money came from, and whether the transaction matches the order.”

A little faster isn’t necessarily better.

Be a little more careful—it’s always worth it. 🔐

@Binance Vietnam #BinanceP2PAnToan

Safe P2P isn’t a matter of luck—it’s about habits

There are times when a P2P transaction only takes a few minutes, but I think those **few minutes are still worth checking very carefully**.

Before every transaction, I always try to remember 5 things:

1️⃣ Only trade on Binance
Don’t switch to Telegram, Zalo, or other platforms just because the other party says it will be “faster.”

2️⃣ Double-check payment details
Match the amount and account information before transferring. If anything looks unusual, stop and check again.

3️⃣ The money must actually reach your account
If I sell crypto, I don’t confirm just because the buyer sends a receipt photo or says they already transferred. I must verify in my own account.

4️⃣ Be cautious with unusual requests
OTP, passwords, strange links, requests to transfer extra money, canceling an order then trading again… all of these are signs that need special attention.

5️⃣ If there’s a problem, use Appeal
If a transaction results in a dispute, keep the evidence and use the Dispute/Appeal feature to get support instead of handling it based on instructions from outside sources.

I find P2P very convenient, but because it’s convenient, we sometimes become complacent.

A one-minute check before confirming can help avoid a lot of trouble later.

#binancep2pantoan @Binance Vietnam

A one-minute check before making a P2P transaction can be worth more than you think

There’s a habit I’ve found well worth keeping when trading on Binance P2P:

Don’t hit confirm immediately just because everything looks fine. Stop for 30 seconds and do one final check.

I usually ask myself 4 questions:

1. Am I trading with the right person?
Double-check the name, transaction history, completion rate, and the information shown in the ad.

2. Is the amount correct?
Don’t just look at the total amount. Check the asset type, quantity, and payment details before you proceed.

3. Has the money truly arrived in the account?
This is a particularly important step when selling crypto. Don’t rely on screenshots or what the other party says. Check your own account first, then confirm.

4. Is there anything that makes me feel “something’s off”?
If the other party keeps pressuring you, asks you to trade outside Binance, changes the payment information, or makes an unusual request → **stop and check before continuing.**

I think the most important principle when doing P2P isn’t:

> “How can I make the fastest trade?”

But:

> “How can I make sure I’m always in control of my transaction?”

Losing 30 seconds to check won’t cost me an opportunity. But a single wrong confirmation can make everything very difficult to deal with.

The more convenient P2P is, the more you need to keep a cool head.

#binancep2pantoan @Binance Vietnam

There’s one thing I think new users on Binance P2P often overlook

In the past, I thought that keeping P2P transactions safe was simply choosing someone with a high completion rate, checking a good price, and then trading.

But the more I learn, the more I realize that **“reputation” doesn’t mean I can lower my guard.

For example, when selling crypto, if the buyer keeps messaging to pressure you to confirm:

> “Please confirm for me.”
> “I’ve already transferred—please check again.”
> “My bank transfer is delayed, but the transaction will definitely go through.”

Then I shouldn’t confirm just because I’m hesitant or because I want to finish quickly.

I only need to remember one very simple rule:

Money hasn’t truly arrived in the account → don’t confirm yet.

Similarly, if someone suggests:

❌ Doing a private transaction outside of Binance
❌ Transferring money to another account that doesn’t match the details in the order
❌ Clicking a link to “verify”
❌ Providing OTPs, passwords, or security information
❌ Canceling the order and then redoing it according to their instructions

→ I will stop and check first.

In my opinion, P2P isn’t scary. What’s scarier is trusting a transaction too much just to complete it as fast as possible.

A safe transaction isn’t the one that finishes the quickest.

It’s the one where, after I click confirm, I’m certain what I’m confirming.

@Binance Vietnam #BinanceP2PAnToan

Safe Binance P2P trading isn’t just about choosing the right person

After some time learning about P2P, I realized something quite simple: many risks don’t come from the trading itself, but from how careless I can be during the trade.

When buying or selling crypto on Binance P2P, I usually pay attention to 3 stages:

1️⃣ Before the trade – check carefully

Don’t just look at the best price and choose immediately. Review the trade history, completion rate, number of trades, and the terms in the advertiser’s posting. If a price looks good but comes with unusual requirements, it’s best to reconsider.

2️⃣ During the trade – don’t rush

All important information should be verified directly on Binance. Don’t skip confirmation steps just because the other party is pressuring you. Especially if they ask you to move to Telegram, Zalo, or another platform “to resolve it faster,” I won’t continue that way.

3️⃣ After payment – confirm on your own

This step is very important. Don’t rely only on screenshots or messages saying “I’ve transferred the money.” If it’s a crypto sell transaction, only confirm after I truly check that the funds have arrived in my account.

If something goes wrong, don’t try to negotiate on your own or follow suspicious instructions. Keep the evidence and use **Appeal** to get support to handle the issue.

A good trade isn’t just one with a nice price—it’s also one where I clearly know **who I’m trading with, where the money is going, and what to do if something goes wrong.**

@Binance Vietnam #BinanceP2PAnToan

🔎 A small habit helps make Binance P2P trading safer

Before starting a P2P order, I always take a few seconds to **double-check all the order information** instead of rushing to confirm.

In particular, pay attention to:

✅ Check the correct amount and the type of currency being traded.

✅ Verify that the recipient/sender name matches the transaction details.

✅ Read the advertisement terms carefully before placing an order.

✅ Don’t trade privately outside of Binance just to move faster or get a better price.

✅ If any issue arises, keep the transaction evidence and use **Appeal** to get support.

P2P isn’t difficult, but being more careful in small steps helps reduce unnecessary risks.

Check first — confirm later. 🔐

@Binance Vietnam #binancep2pantoan

🛡️ Binance P2P Trading: don’t let a good price make you lose your guard

When choosing a P2P ad, I don’t just look at the buy/sell price—I also carefully check the trader’s information.

A few things you should review before clicking to trade:

🔹 Completion rate: prioritize users with a stable trading history.

🔹 Number of transactions: accounts with a clear transaction history are generally easier to assess.

🔹 Trade limits: check whether the minimum/maximum amounts fit your needs.

🔹 Payment method: use only the exact method and information specified in the order.

🔹 Trading terms: read carefully before confirming, especially for ads with special requirements.

Don’t ignore safety signs just because the price is a little higher or a little lower. With P2P, spending a few minutes checking before trading can help you avoid a lot of trouble.

Profitable trading is good, but safe trading is the most important thing. 🔒

@Binance Vietnam

#binancep2pantoan

🔐 Don’t rush to trust just because the other party sends a transfer screenshot

A pretty common mistake when doing Binance P2P transactions is seeing the counterparty send a screenshot showing a successful transfer, then assuming the money has already been credited to your account.

In my opinion, screenshots aren’t the final proof. When selling crypto on P2P, you should check your own bank account directly and only confirm the transaction after you’re sure the money has been received.

A few rules I always remember:
Don’t rely on transfer screenshots sent by the buyer.

Don’t provide OTPs, passwords, or any sensitive information to anyone.
Don’t click on any strange links sent via messages.

If anything seems unusual, keep the transaction as-is and use Binance’s Appeal feature.

Only trade and exchange information within the Binance P2P system.

Taking a little more time to verify is better than losing money due to over-trust. Safe P2P starts with self-verifying everything.

@Binance Vietnam #binancep2pantoan

5 steps to help me trade Binance P2P more safely

I always apply these principles when trading on Binance P2P to reduce risk:

✅ Only trade with users who have a high completion rate and good ratings.

✅ Only transfer to the exact information shown on Binance; do not follow instructions from outside sources.

✅ Do not cancel the order after you have already transferred money. If there are any issues, use the Appeal (Dispute) feature so Binance can assist.

✅ Do not message or complete transactions via Telegram, Zalo, or other platforms to avoid scams.

✅ Only click **"Paid"** after the transfer is successful, and only **confirm that you received the payment** when the money is actually in your bank account.

These simple steps help me trade P2P more safely and feel more at ease every day.

@Binance Vietnam #BinanceP2PSafe