Binance Square

Pushpendra Singh Digital

Square Verified
11 years of finance content. 2 Millions Community Founder of SmartViewAI. No. 1 at Binance Blockchain Awards 2025. Crypto, stocks, money habits. Not advice.
Macro KOL
Macro KOL
2025 Blockchain 100 — Industry Advocate
2025 Blockchain 100 — Industry Advocate
21 Following
17.0K+ Followers
12.8K+ Liked
2 Badges
Posts
PINNED
·
--
Tomorrow, Oct 31, the Bitcoin whitepaper turns 18. Nine pages, published in 2008 by someone called Satoshi Nakamoto, in the middle of the worst banking crisis in decades. Here is what those nine pages said, in plain language. The problem: every online payment needs a bank in the middle. The bank can reverse it, block it, charge for it, or fail. 2008 showed what happens when the middle fails. The idea: a public record that thousands of computers keep at the same time, so nobody has to trust a single company. Each new page of the record is locked to the one before it, which is why it is called a chain. The rule: only 21 million coins, ever, released on a fixed schedule that nobody can change. About 95% of them have already been mined. Compare that with any currency, where the supply grows every year. Eighteen years later: the first block came in January 2009. The first real purchase was two pizzas for 10,000 BTC in 2010. Today spot ETFs hold Bitcoin for pension funds, and the network has never been down for more than a few hours. What has not changed: nine pages, 21 million, no middle man. Everything else, the price, the noise, the cycles, is the world deciding what that idea is worth. Have you read the whitepaper? It takes twenty minutes and it is free. Save this if you plan to. Education only, not financial advice. $BTC #Bitcoin #CryptoEducation #BitcoinWhitepaper
Tomorrow, Oct 31, the Bitcoin whitepaper turns 18. Nine pages, published in 2008 by someone called Satoshi Nakamoto, in the middle of the worst banking crisis in decades. Here is what those nine pages said, in plain language.

The problem: every online payment needs a bank in the middle. The bank can reverse it, block it, charge for it, or fail. 2008 showed what happens when the middle fails.

The idea: a public record that thousands of computers keep at the same time, so nobody has to trust a single company. Each new page of the record is locked to the one before it, which is why it is called a chain.

The rule: only 21 million coins, ever, released on a fixed schedule that nobody can change. About 95% of them have already been mined. Compare that with any currency, where the supply grows every year.

Eighteen years later: the first block came in January 2009. The first real purchase was two pizzas for 10,000 BTC in 2010. Today spot ETFs hold Bitcoin for pension funds, and the network has never been down for more than a few hours.

What has not changed: nine pages, 21 million, no middle man. Everything else, the price, the noise, the cycles, is the world deciding what that idea is worth.

Have you read the whitepaper? It takes twenty minutes and it is free. Save this if you plan to.

Education only, not financial advice.

$BTC #Bitcoin #CryptoEducation #BitcoinWhitepaper
There is a sentiment indicator on every exchange that costs nothing, updates every eight hours, and most traders never open it. Funding rates. What it is: on perpetual futures, longs and shorts pay each other a small fee every eight hours to keep the contract price close to spot. Positive funding means longs pay shorts, so more people are leveraged long. Negative means shorts pay longs. How I read it: Near the neutral level of 0.01% per eight hours, the market is balanced. Nobody is crowded. Above 0.05% for days means crowded longs. Historically that is when a 10% flush hurts the most. Oct 10 last year, the biggest liquidation day in crypto history, came after a week of expensive funding. Deeply negative means crowded shorts, which is often where sharp short squeezes start. What funding is not: a timing tool. It tells you who is crowded, not when the crowd gets punished. I use it to size, not to enter. Crowded on my side means half size. Where to find it: the Funding Rate tab on the Binance Futures page for any pair, or the funding page on CoinGlass. Thirty seconds, before every leveraged trade. Do you check funding before a trade, or only after you get liquidated? Education only, not financial advice. $BTC #FundingRates #Derivatives #TradingEducation
There is a sentiment indicator on every exchange that costs nothing, updates every eight hours, and most traders never open it. Funding rates.

What it is: on perpetual futures, longs and shorts pay each other a small fee every eight hours to keep the contract price close to spot. Positive funding means longs pay shorts, so more people are leveraged long. Negative means shorts pay longs.

How I read it:
Near the neutral level of 0.01% per eight hours, the market is balanced. Nobody is crowded.
Above 0.05% for days means crowded longs. Historically that is when a 10% flush hurts the most. Oct 10 last year, the biggest liquidation day in crypto history, came after a week of expensive funding.
Deeply negative means crowded shorts, which is often where sharp short squeezes start.

What funding is not: a timing tool. It tells you who is crowded, not when the crowd gets punished. I use it to size, not to enter. Crowded on my side means half size.

Where to find it: the Funding Rate tab on the Binance Futures page for any pair, or the funding page on CoinGlass. Thirty seconds, before every leveraged trade.

Do you check funding before a trade, or only after you get liquidated?

Education only, not financial advice.

$BTC #FundingRates #Derivatives #TradingEducation
Mt. Gox creditors have a deadline tomorrow, Oct 31. Twelve years after the exchange collapsed, thousands of people are still waiting for coins they thought were safe. That is the reminder. Here is the practical part: self custody in five steps. 1. Buy a hardware wallet from the maker's website. Never second hand, never from a marketplace. A tampered device is the oldest trick. 2. Set it up offline and write the recovery phrase on paper or steel. No photo, no notes app, no email draft. The phrase is the money. 3. Send a small test amount first. Then send it back. Only after the round trip works, move the real amount. 4. Split exchange and vault. Trading money stays on the exchange. Long term coins go to the wallet. Decide the split once, in a calm month. 5. Tell one trusted person where the phrase is and how to use it. Not the phrase itself, the location and the process. Coins nobody can find are coins that are gone. What I keep on an exchange: the amount I am actively trading, nothing more. What I will never do again: treat an exchange balance as savings. Save this for the weekend. Where are your long term coins right now: wallet, exchange, or "I will do it next month"? Education only, not financial advice. $BTC #SelfCustody #MtGox #CryptoSecurity
Mt. Gox creditors have a deadline tomorrow, Oct 31. Twelve years after the exchange collapsed, thousands of people are still waiting for coins they thought were safe. That is the reminder. Here is the practical part: self custody in five steps.

1. Buy a hardware wallet from the maker's website. Never second hand, never from a marketplace. A tampered device is the oldest trick.

2. Set it up offline and write the recovery phrase on paper or steel. No photo, no notes app, no email draft. The phrase is the money.

3. Send a small test amount first. Then send it back. Only after the round trip works, move the real amount.

4. Split exchange and vault. Trading money stays on the exchange. Long term coins go to the wallet. Decide the split once, in a calm month.

5. Tell one trusted person where the phrase is and how to use it. Not the phrase itself, the location and the process. Coins nobody can find are coins that are gone.

What I keep on an exchange: the amount I am actively trading, nothing more. What I will never do again: treat an exchange balance as savings.

Save this for the weekend. Where are your long term coins right now: wallet, exchange, or "I will do it next month"?

Education only, not financial advice.

$BTC #SelfCustody #MtGox #CryptoSecurity
How much money is enough? There is a formula, and most people have never done the maths for their own life. Yearly expenses times 25. If your family spends 6 lakh a year, the number is 1.5 crore. 12 lakh a year, 3 crore. 24 lakh a year, 6 crore. Invested in a mix that beats inflation, that amount can pay your expenses from returns without eating the capital. In the US it is called the 4% rule. The Indian adjustment: our inflation runs higher, so I use 30 times instead of 25 for my own number. 6 lakh a year becomes 1.8 crore. More conservative, better sleep. Why the number matters even if you are nowhere near it: It turns "I want to be rich" into a target with a date. It shows you that expenses are the lever, not returns. Cutting yearly spend by 1 lakh removes 25 to 30 lakh from the target. It tells you when you can stop taking risks you do not need. Most blown up accounts belong to people who already had enough and did not know it. My own number is written on the first page of my journal. Every month the net worth line moves towards it or away from it, and that is the only score I keep. Diwali weekend is a good time to do this sum once. Have you ever calculated your number? Share the multiple you use, not the amount. Education only, not financial advice. $BTC #FinancialFreedom #PersonalFinance #FIRE
How much money is enough? There is a formula, and most people have never done the maths for their own life.

Yearly expenses times 25.

If your family spends 6 lakh a year, the number is 1.5 crore. 12 lakh a year, 3 crore. 24 lakh a year, 6 crore. Invested in a mix that beats inflation, that amount can pay your expenses from returns without eating the capital. In the US it is called the 4% rule.

The Indian adjustment: our inflation runs higher, so I use 30 times instead of 25 for my own number. 6 lakh a year becomes 1.8 crore. More conservative, better sleep.

Why the number matters even if you are nowhere near it:
It turns "I want to be rich" into a target with a date.
It shows you that expenses are the lever, not returns. Cutting yearly spend by 1 lakh removes 25 to 30 lakh from the target.
It tells you when you can stop taking risks you do not need. Most blown up accounts belong to people who already had enough and did not know it.

My own number is written on the first page of my journal. Every month the net worth line moves towards it or away from it, and that is the only score I keep.

Diwali weekend is a good time to do this sum once. Have you ever calculated your number? Share the multiple you use, not the amount.

Education only, not financial advice.

$BTC #FinancialFreedom #PersonalFinance #FIRE
On Sunday evening, Indian exchanges open for one hour on a closed day. Muhurat trading. If you are new to it, here is the plain version. What it is: a one hour session on Diwali evening, held since 1957 on the BSE, timed to the auspicious hour of Lakshmi Puja. Traditionally families bought a few shares as a token, the way you buy gold on Dhanteras. Not for profit. For the gesture. What it is not: a signal. The session is thin, the moves are small, and nothing about the hour changes what a company earns next quarter. Over the years the Muhurat session has closed green more often than not, but one hour of symbolic buying tells you nothing about the twelve months after it. How I use it: The one token buy is of something I already own and would buy anyway, an index fund or a share of a company I understand. Never a tip from a Diwali stock list. The real work happens that afternoon: the yearly review. What did I buy this year and why, what would I not buy again, what is the savings rate, is the emergency fund full. One hour, one page. Crypto has no Muhurat, it never closes. My symbolic buy there is the same monthly Bitcoin amount, on the same date. The ritual is the discipline, not the day. The tradition is lovely. The strategy is the boring stuff you do the other 364 days. Do you do a Muhurat buy? What is your one share this year? Education only, not financial advice. $BTC #MuhuratTrading #Diwali #StockMarket
On Sunday evening, Indian exchanges open for one hour on a closed day. Muhurat trading. If you are new to it, here is the plain version.

What it is: a one hour session on Diwali evening, held since 1957 on the BSE, timed to the auspicious hour of Lakshmi Puja. Traditionally families bought a few shares as a token, the way you buy gold on Dhanteras. Not for profit. For the gesture.

What it is not: a signal. The session is thin, the moves are small, and nothing about the hour changes what a company earns next quarter. Over the years the Muhurat session has closed green more often than not, but one hour of symbolic buying tells you nothing about the twelve months after it.

How I use it:
The one token buy is of something I already own and would buy anyway, an index fund or a share of a company I understand. Never a tip from a Diwali stock list.
The real work happens that afternoon: the yearly review. What did I buy this year and why, what would I not buy again, what is the savings rate, is the emergency fund full. One hour, one page.
Crypto has no Muhurat, it never closes. My symbolic buy there is the same monthly Bitcoin amount, on the same date. The ritual is the discipline, not the day.

The tradition is lovely. The strategy is the boring stuff you do the other 364 days.

Do you do a Muhurat buy? What is your one share this year?

Education only, not financial advice.

$BTC #MuhuratTrading #Diwali #StockMarket
red envelope
Support
From Pushpendra Singh Digital
Final day of VOTING, [ Click here to VOTE](https://app.binance.com/uni-qr/cact26user/131?uc=app_square_share_link&us=copylink) Now
Final day of VOTING,
[ Click here to VOTE](https://app.binance.com/uni-qr/cact26user/131?uc=app_square_share_link&us=copylink) Now
red envelope
Best Wishes!
From Pushpendra Singh Digital
red envelope
Support 🙏
From Pushpendra Singh Digital
❤️ VOTING AGAIN REFRESHED, YOU CAN AGAIN VOTE 🗳️ [Click here to VOTE](https://app.binance.com/uni-qr/cact26user/131?uc=app_square_share_link&us=copylink)
❤️ VOTING AGAIN REFRESHED, YOU CAN AGAIN VOTE 🗳️

[Click here to VOTE](https://app.binance.com/uni-qr/cact26user/131?uc=app_square_share_link&us=copylink)
·
--
red envelope
Support Me
From Pushpendra Singh Digital
red envelope
Best Wishes!
From Pushpendra Singh Digital
Votes reset at 5:30 AM IST. Five days left in The Blockchain 100 2026. Thank you to everyone voting every morning. I can see the ranking move at 2:30 PM IST each day, and every position comes from people like you taking thirty seconds. Today's request is the same: verified Binance account, Community Influencer tab, search Pushpendra Singh Digital, tap Vote. [Vote for Pushpendra Singh Digital here](https://www.binance.com/en/square/blockchain-100-2026?username=131) Diwali is around the corner and I will keep the regular money posts coming. This week, the vote posts sit alongside them. Thank you for the patience. $BNB #Blockchain100 #BinanceSquare #VOTE
Votes reset at 5:30 AM IST. Five days left in The Blockchain 100 2026.

Thank you to everyone voting every morning. I can see the ranking move at 2:30 PM IST each day, and every position comes from people like you taking thirty seconds.

Today's request is the same: verified Binance account, Community Influencer tab, search Pushpendra Singh Digital, tap Vote.

Vote for Pushpendra Singh Digital here

Diwali is around the corner and I will keep the regular money posts coming. This week, the vote posts sit alongside them. Thank you for the patience.

$BNB #Blockchain100 #BinanceSquare #VOTE
Not everyone reading this is in India, so a quick introduction for the rest of the world. I am Pushpendra Singh Digital: eleven years of finance content on stocks, crypto and money habits, founder of SmartViewAI, No. 1 at the Binance Blockchain Awards 2025. English content, Indian context, global lessons: position sizing, self custody, patience. I am nominated for The Blockchain 100 2026, Crypto Community Influencer of the Year. If my posts have ever been useful to you, wherever you are, a vote takes thirty seconds. [Vote for Pushpendra Singh Digital here](https://www.binance.com/en/square/blockchain-100-2026?username=131) Community Influencer tab, search Pushpendra Singh Digital, tap Vote. One per day. $BNB #Blockchain100 #BinanceSquare #CryptoCommunity
Not everyone reading this is in India, so a quick introduction for the rest of the world.

I am Pushpendra Singh Digital: eleven years of finance content on stocks, crypto and money habits, founder of SmartViewAI, No. 1 at the Binance Blockchain Awards 2025. English content, Indian context, global lessons: position sizing, self custody, patience.

I am nominated for The Blockchain 100 2026, Crypto Community Influencer of the Year. If my posts have ever been useful to you, wherever you are, a vote takes thirty seconds.

Vote for Pushpendra Singh Digital here

Community Influencer tab, search Pushpendra Singh Digital, tap Vote. One per day.

$BNB #Blockchain100 #BinanceSquare #CryptoCommunity
red envelope
Support 🙏
From Pushpendra Singh Digital
People sometimes ask why I keep posting free content when I could just sell a course. Because eleven years ago nobody explained money to me in plain language, and I made every mistake on the list. Every post since then has been an attempt to save one person from one of those mistakes. Education only, never advice. That has not changed. The Blockchain 100 2026 by Binance is the first time this work is being judged by the community itself. I am nominated for Crypto Community Influencer of the Year, and the winners are chosen by votes. [Vote for Pushpendra Singh Digital here](https://www.binance.com/en/square/blockchain-100-2026?username=131) One vote a day, verified Binance account, Community Influencer tab, Pushpendra Singh Digital. Thank you. $BNB #Blockchain100 #BinanceSquare #cryptoeducation
People sometimes ask why I keep posting free content when I could just sell a course.

Because eleven years ago nobody explained money to me in plain language, and I made every mistake on the list. Every post since then has been an attempt to save one person from one of those mistakes. Education only, never advice. That has not changed.

The Blockchain 100 2026 by Binance is the first time this work is being judged by the community itself. I am nominated for Crypto Community Influencer of the Year, and the winners are chosen by votes.

Vote for Pushpendra Singh Digital here

One vote a day, verified Binance account, Community Influencer tab, Pushpendra Singh Digital. Thank you.

$BNB #Blockchain100 #BinanceSquare #cryptoeducation
The counter reset at 5:30 AM IST. Six days left to vote in The Blockchain 100 2026. Here is what is at stake: ten winners in the Community Influencer track, a trophy with the creator's name on it, and a seat at Binance Blockchain Week in Bangkok on Nov 29. I would like to represent the Indian retail community on that stage. Your part takes thirty seconds a day: Community Influencer tab, search Pushpendra Singh Digital, tap Vote. [Vote for Pushpendra Singh Digital here](https://www.binance.com/en/square/blockchain-100-2026?username=131) Thank you for yesterday. Same again today, please. $BNB #Blockchain100 #BinanceSquare #VOTE
The counter reset at 5:30 AM IST. Six days left to vote in The Blockchain 100 2026.

Here is what is at stake: ten winners in the Community Influencer track, a trophy with the creator's name on it, and a seat at Binance Blockchain Week in Bangkok on Nov 29. I would like to represent the Indian retail community on that stage.

Your part takes thirty seconds a day: Community Influencer tab, search Pushpendra Singh Digital, tap Vote.

Vote for Pushpendra Singh Digital here

Thank you for yesterday. Same again today, please.

$BNB #Blockchain100 #BinanceSquare #VOTE
A few of you asked how the voting works, so here it is step by step. 1. Open the Blockchain 100 page on Binance Square (link below). 2. Log in to your verified Binance account. No purchase, no fee, just a verified account. 3. Open the Community Influencer tab. 4. Search Pushpendra Singh Digital in the search box and tap Vote. That is it. One vote per day, and the counter resets at 5:30 AM IST, so tomorrow you can do it again. [Vote for Pushpendra Singh Digital here](https://www.binance.com/en/square/blockchain-100-2026?username=131) The event rules allow promotion, and they remove bulk accounts and bot votes. One honest vote a day from a real account is all I am asking for. $BNB #Blockchain100 #BinanceSquare #HowTo
A few of you asked how the voting works, so here it is step by step.

1. Open the Blockchain 100 page on Binance Square (link below).
2. Log in to your verified Binance account. No purchase, no fee, just a verified account.
3. Open the Community Influencer tab.
4. Search Pushpendra Singh Digital in the search box and tap Vote.

That is it. One vote per day, and the counter resets at 5:30 AM IST, so tomorrow you can do it again.
Vote for Pushpendra Singh Digital here

The event rules allow promotion, and they remove bulk accounts and bot votes. One honest vote a day from a real account is all I am asking for.

$BNB #Blockchain100 #BinanceSquare #HowTo
Log in to explore more content
Join global crypto users on Binance Square
⚡️ Get latest and useful information about crypto.
💬 Trusted by the world’s largest crypto exchange.
👍 Discover real insights from verified creators.
Email / Phone number
Sitemap
Cookie Preferences
Platform T&Cs