For a long time, I made DeFi decisions by looking at one number:
APR.
If the APR looked high, I was interested.
But that approach eventually taught me an important lesson: a high APR doesn't tell you the entire story.
You also need to understand the potential returns, the volatility of the pair, and the risk of impermanent loss.
That’s why I started using three simple tools from STON.fi before making liquidity decisions.
1. APR Calculator
I use it to translate an APR percentage into actual numbers based on my deposit size and timeframe.
It makes it much easier to compare different opportunities instead of getting distracted by whichever farm has the biggest percentage.
2. STON.fi Pools Updates
The Telegram channel provides regular snapshots of active pools and their APRs.
I use it as a quick way to discover what is currently worth researching without constantly checking every pool manually.
3. Impermanent Loss Calculator
This is arguably the most important one.
Farming rewards aren't the only thing that matters. If the prices of the two assets in a liquidity pool move significantly apart, impermanent loss can affect the overall outcome.
Now, before entering a volatile pool, I like to estimate that risk first.
My process has become:
APR → potential returns → impermanent loss → TVL/volume → decision.
It only takes a few minutes, but it has made my DeFi decisions much more deliberate.
The important thing to remember is that calculators are estimates, not guarantees. APRs change, liquidity changes, token prices move, and market conditions can completely alter the outcome.
For me, the biggest improvement hasn't been finding the “highest APR.”
It's learning to **understand the numbers before committing capital.**
📊 APR Calculator: https://tools.ston.fi/APY-calculator-APR
📉 Impermanent Loss Calculator: https://tools.ston.fi/impermanent-loss-calculator
📡 STON.fi Pools Updates: https://t.me/Stonfi_updates
How do you evaluate a liquidity pool before entering it?
#TON #DeFi #STONfi #Crypto