geniusact

🇺🇸 A new step to regulate stablecoins
The U.S. Department of the Treasury has opened a 60-day public comment period on the rules related to stablecoins under the GENIUS Act, before the law takes effect on January 18, 2027.
Despite regulatory agencies missing the earlier deadline, this step means the stablecoin regulatory framework is moving closer to a clearer phase.
🔎 All eyes are now on the details: How will the new rules affect stablecoin issuers, banks, and the stablecoins market overall?


#GENIUSAct #Stablecoins #crypto #Regulation

The U.S. government implements GENIUS Act regulations after the July deadline

- The stablecoin bill signed last year will take effect from 1/2027
- Final rules from U.S. government agencies may not yet be available
- The U.S. Treasury will continue rolling out GENIUS Act regulations after the July deadline
#BinanceSquare #CryptoNews #Stablecoin #GENIUSAct

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Source: CoinTelegraph

US Department of Commerce proposes stablecoin regulations under the GENIUS Act

- The US Department of Commerce proposes GENIUS Act regulations to clearly define stablecoins
- This regulation will determine the scope of oversight and legal responsibilities
- Introduces foundational definitions for the law adopted by the US Congress last year
- Focuses on building a legal framework for a stable digital asset market
#BinanceSquare #CryptoNews #GENIUSAct #StablecoinRegulation #USDT USDC

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Source: CoinDesk

The U.S. Department of the Treasury issues proposed rules for the Stablecoin regulatory guidelines under the “GENIUS Act,” inviting public comments for 60 days.

Several key points are worth noting:

1. Starting January 18, 2027, any payment stablecoin issued in the U.S. must obtain a federal or state license;
2. Starting July 18, 2028, digital asset service providers may not provide to U.S. users stablecoins issued by unlicensed issuers;
3. Foreign issuers must have the technical capability to comply with lawful U.S. orders and bilateral reciprocity arrangements.

Treasury Secretary Bessent emphasized that the Trump administration and Congress hope to accelerate the implementation of a compliant framework for payment stablecoins. This proposed rule specifically clarifies the boundary between “issuing in the U.S.” and “providing or selling to persons within the U.S.,” offering clearer guidance for industry participants in license applications and compliance operations.

For the industry, this means the stablecoin sector is entering a period of strong regulation, and compliant licenses will become key for market entry. Leading licensed institutions and issuers with cross-border compliance capabilities are expected to benefit first.

#稳定币 #GENIUSAct #Regulation

The U.S. Department of the Treasury has officially issued a notice of proposed rulemaking (NPRM) regarding the implementation details of Article 3 of the “GENIUS Act,” seeking public comments.

Key points to note:

1️⃣ Clear definitions of “issuance” and “sales”
In this move, the Treasury focuses on clarifying the specific scope of “issuing payment stablecoins in the U.S.” and “providing or selling to U.S.-based entities,” thereby removing ambiguity for subsequent license applications and compliant sales.

2️⃣ The timeline is set
- Starting January 18, 2027: Any entity issuing payment stablecoins in the U.S. must obtain a federal or state license
- Starting July 18, 2028: Digital asset service providers may not offer to U.S. users any payment stablecoins issued by non-licensed issuers

3️⃣ Restrictions on offshore issuers
The Act imposes strict requirements on offshore payment stablecoin issuers—unless the offshore issuer possesses the technical capability to comply with lawful U.S. orders and bilateral reciprocity arrangements, it will be kept out of the U.S. market.

Treasury Secretary Bessent emphasized that the Treasury is accelerating the rollout of the “GENIUS Act.” The public may submit feedback within 60 days after the notice is published in the Federal Register.

The stablecoin regulatory framework is moving from the legislative phase to the enforcement stage, and compliance will become the dividing line for the industry.

#稳定币 #GENIUSAct #加密监管

The US parent finally takes action against stablecoins. The GENIUS Act implementing details are released, with a 60-day public hearing period schedule. The core message in one sentence: keep it as husbandry, not slaughter—compliant stablecoins should get the official licenses and hit the road.

This move is a medium-term positive for the market. With regulation clarified, it effectively opens the floodgates for institutional capital. Don’t expect BTC to take off immediately in the short term, but once dollar stablecoins are legalized, the on-chain liquidity pools will eventually overflow.

Fuel for the altcoin season—maybe this document is where it starts to burn.🚨 #stablecoins #GENIUSAct $BTC

BREAKING

The flood has started US and UK regulators have significantly accelerated stablecoin talks, diving deep into regulation and oversight as Washington gets to work on the long-awaited GENIUS Act #StablecoinRegulation #GENIUSAct #BinancePioneer

The proof is in the pudding - senior officials from HM Treasury and the US Treasury just wrapped up a crucial meeting in London, taking major strides towards harmonizing stablecoin policies and standards. Meanwhile, Washington has officially kicked off GENIUS Act implementation.

The stakes are high, as this historic push for stablecoin regulation has massive implications for the market, and will likely set off a chain reaction that impacts investors and traders worldwide.

Don't get left on the sidelines - stay ahead of the curve and position yourself for success in the rapidly evolving crypto landscape. What's your next move?

If you're still ignoring stablecoin reserve plumbing, stop now.

Traders keep chasing the loudest charts, then wonder why they miss the real money flows. The next edge may not be in a new token launch, but in who controls the reserves behind compliant stablecoins.

BlackRock is reportedly structuring two funds to qualify as eligible reserve assets for permitted U.S. stablecoin issuers under the federal GENIUS Act framework. That sounds boring, but it’s exactly the kind of “boring” that can redirect serious institutional capital.

The bullish side is clear: clearer rules could make $USDC , $USDT, and broader crypto liquidity feel safer for big players. The bearish side? This could also mean more Wall Street control over the rails crypto was supposed to decentralize. My take: regulation won’t kill stablecoins, it will professionalize the reserve layer, and BlackRock is moving early to own that lane.

Is this bullish for crypto adoption, or just Wall Street taking over the reserve layer? #Stablecoins #GENIUSAct #Crypto

#wisetorefiletrustcharterundergeniusact
🏛️ Wisetore Refiles Trust Charter Under the GENIUS Act — A New Chapter for Stablecoin Regulation? 🚀
The stablecoin landscape continues to solve as Wisetore has reportedly refiled its trust charter under the GENIUS Act, signaling a move toward operating within a clearer regulatory framework.
📈 Why is this important?
✅ Greater regulatory clarity could boost institutional confidence.
🏦 A trust charter may strengthen compliance and oversight.
🌐 Stablecoin regulation continues to shape the future of digital finance in the U.S.
What should investors watch?
🔍 Progress of the GENIUS Act and related regulations.
💰 Institutional adoption of compliant digital asset platforms.
⚖️ How regulatory developments influence the broader crypto market.
While regulation can create short-term uncertainty, it can also provide the foundation for long-term growth and wider adoption.
💬 Do you think clearer stablecoin rules will accelerate institutional adoption of crypto?
#Crypto #Stablecoin #GENIUSAct
$XRP
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#WiseToRefileTrustCharterUnderGENIUSAct WisdomTree plans to refile its trust charter under the GENIUS Act, signaling another step toward aligning with the evolving U.S. regulatory framework for digital assets.
As crypto regulation becomes clearer, moves like this could strengthen institutional confidence and accelerate mainstream adoption. The industry continues to mature as compliance and innovation move hand in hand.
#WiseToRefileTrustCharterUnderGENIUSAct #WisdomTree #GENIUSAct #Crypto $GENIUS
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"I'm not saying Wise got 'memed' by the OCC, but their U.S. bank charter got rejected because of compliance concerns. The silver lining is that they're pivoting to the GENIUS Act for their new bid, and I'm thinking this might be the real 'HODL' strategy for fintech.

#GENIUSAct #FintechRevolution

Wise is essentially turning lemons into lemonade, folks. If their trust bank charter bid is successful under the GENIUS Act, it'll be a game-changer for decentralized banking.

So, the question is: Can Wise 'trust' the regulatory system this time around? What's your take on their new plan?"

According to Cointelegraph, Wise will resubmit its application for a US trust charter under the GENIUS Act framework.
#稳定币 #GENIUSAct #Bitcoin

🚨BREAKING: The GENIUS Act is another major step toward bringing digital assets into a regulated financial framework.

Clear regulation doesn't slow innovation—it attracts institutional capital. As the rules become clearer, blockchain networks built for real-world payments stand to benefit the most.

The foundation is being built before the next wave arrives.

#XRP #Ripple #GENIUSAct #crypto $XRP $XLM

The stablecoin market is facing a major legal challenge as USDT (with a market cap of $184 billion) by Tether faces a risk of being banned in the U.S. in July 2028 under the GENIUS Act.

The issue stems from the fact that about 25% of Tether’s collateral assets (including gold, loans, and Bitcoin) currently do not meet the new standards. The GENIUS Act requires that stablecoin collateral be primarily cash and U.S. Treasury bonds.

Although CEO Paolo Ardoino previously stated that Tether will comply with regulations, the company has yet to provide an official response to the latest inquiries this week. This will be an important legal flashpoint with a significant long-term impact on the crypto market.

#Tether #USDT #Stablecoin #GENIUSAct

⚖️ GENIUS Act Delay Sparks Industry Concerns: Stablecoin Issuers Weigh Offshore Options Amid Uncertainty
On July 20, 2026, the stablecoin industry reacted with concern as US regulators failed to meet the GENIUS Act's regulatory deadline. The delay impacts the outlook for dollar-pegged digital assets operating in American markets.
Industry observers warn that prolonged uncertainty could push stablecoin innovation toward international jurisdictions. Many issuers continue operating under state-level money transmitter licenses while awaiting federal clarity.
The competitive landscape is shifting, with Singapore, the UAE, and the European Union advancing their own comprehensive stablecoin frameworks ahead of the United States.

📌 Key Takeaway:
The GENIUS Act impasse highlights the tension between thorough regulatory deliberation and the fast-moving nature of financial technology innovation, leaving the US at risk of falling behind.

#StablecoinRegulation #GENIUSAct #CryptoPolicy
#BinanceAlphaAlert

⚖️ US Regulators Miss GENIUS Act Stablecoin Deadline: Federal Framework for Dollar-Pegged Assets Stalled
On July 20, 2026, US federal agencies missed the GENIUS Act deadline for finalizing stablecoin regulations, leaving the $USDT and $USDC markets in regulatory uncertainty. The delay has drawn criticism from advocates who argue clear rules are essential for industry growth.
The GENIUS Act, designed to establish a comprehensive federal framework for payment stablecoins, has been a central focus of crypto policy debates throughout 2026. Market participants remain hopeful that revised deadlines will produce meaningful guidance.

📌 Key Takeaway:
The continuing delay in stablecoin regulation creates uncertainty that hinders institutional adoption, but also provides additional opportunity for industry input into the final regulatory framework.

#Stablecoins #Regulation #GENIUSAct
#BinanceAlphaAlert

💵 US Agencies Miss GENIUS Act Deadline for Final Stablecoin Rules: Regulatory delay leaves stablecoin market in regulatory limbo
On July 20, 2026, US regulatory agencies have missed the GENIUS Act deadline to finalize stablecoin regulations, creating uncertainty for issuers and market participants. The delay represents a setback for comprehensive stablecoin oversight.
The missed deadline means that stablecoin issuers will continue operating under existing frameworks, which vary by state and lack federal consistency. Market participants eagerly await clear rules that could unlock broader institutional adoption.
Despite the regulatory delay, stablecoin usage continues to grow, with $USDT and $USDC combining for over $34 billion in daily volume. The market demonstrates resilience even without final federal guidance.

📌 Key Takeaway:
US regulators missing the GENIUS Act deadline extends regulatory uncertainty for stablecoins, but market growth continues regardless — the industry moves forward.

#GENIUSAct #Stablecoins #CryptoRegulation
#BinanceAlphaAlert

GENIUS Act Turns 1
• The U.S. stablecoin law has completed its first year.
• Regulators are finalizing rules for reserves, KYC, custody, and compliance.
• Stablecoin adoption continues to grow with clearer regulations.
• The next big focus is the Digital Asset Market Clarity Act.
#crypto #Stablecoins #GENIUSAct #Blockchain

《GENIUS Act》one-year anniversary: supporting implementation rules delayed, US stablecoin regulation progress stalled

On July 20, the United States’ first federal payment-stablecoin law, the《GENIUS Act》, marked its first anniversary, but regulators including the OCC, the Federal Reserve, and the Treasury failed to issue final implementing rules by the July 18 deadline. Instead, they only released draft materials, hindering industry compliance progress.

Signed into law on July 18, 2025 by President Trump, the act requires stablecoin issuers to hold sufficient reserves of highly liquid assets, prohibits direct distribution of yields to users, and brings stablecoins fully under anti–money laundering (AML) supervision;

The act also stipulates that issuers with a market cap exceeding $10 billion must be brought under OCC federal supervision within 360 days. This measure directly constrains the two major issuers, USDT and USDC, because together they account for 83% of the stablecoin market, or $314 billion.

Under the act’s timeline, the relevant regulators must finalize and roll out the definitive rules by July 18, 2026. On February 25, 2026, the OCC was the first to publish proposed rules, followed by the FDIC and the Treasury. However, as of that date, the key rules still remained in the proposed stage.

In addition, constrained by the yield ban, the market has spawned a new product category known as “yield-bearing stablecoins.” Issuers deliver Treasury-bill yields to users through a wrapper structure. This innovative model contributed more than half of new stablecoin supply added in the first quarter of this year.

Overall, the core contradiction behind the regulatory delay lies in the yield-related provisions. Traditional banks worry that such products will divert users’ deposits, while the crypto industry recognizes the existing compliance model. This divergence has also slowed the progress of the《CLARITY Act》.

On the international front, the act, like the EU’s MiCA, creates dual compliance standards. USDC has already obtained regulatory approval under the EU, whereas USDT has been delisted by multiple European exchanges for failing to meet MiCA requirements. As a result, cross-border stablecoin companies must comply with two separate regulatory frameworks simultaneously.

#GENIUSAct #稳定币监管

GENIUS Act has been enacted for 1 year: Crypto status

- The GENIUS Act, a regulation focused on stablecoins, has been law for 1 year now
- This regulation may affect the development and the display of the stablecoin market
- Opens up opportunities for blockchain projects related to crypto stability
#BinanceSquare #CryptoNews #GENIUSAct #Stablecoins

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Source: CoinDesk