📌Diversification for me is not just “buying a few stocks.” What matters more is how the money is actually allocated.
Let’s say you have $10,000. I wouldn’t send all 100% into a single position.
For example:
$3,000 — NVIDIA
$2,500 — Apple
$2,000 — SpaceX
$1,500 — another asset
$1,000 — keep available for new entries.
In the end, one position takes up no more than 30% of the portfolio, and 10% is kept in reserve at all times.
Of course, this is not a universal template, and everyone chooses their own allocation. The point is different: if one stock suddenly drops by 20%, that’s unpleasant, but the entire portfolio shouldn’t automatically lose 20%.
I actually like calculating things like this in numbers. When you can see 30%, 25%, 20%, 15%, and 10%, it’s much easier to control risk than just telling yourself: “I have a diversified portfolio, more or less.”
And when you can hold and track different assets in one place through bStocks, keeping an eye on this allocation becomes even easier.
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