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visa
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💵 Visa Outlines Stablecoin Strategy During Q3 Earnings Call: Payments giant details plans to integrate digital currency settlement infrastructure
On July 29, 2026, Visa detailed its stablecoin strategy during its Q3 earnings call, highlighting the company's growing focus on blockchain-based settlement. The payments giant is positioning to bridge traditional card networks with on-chain value transfer.
Stablecoins like $USDT at $0.9986 and $USDC at $0.9998 collectively command over $256.12B in combined market capitalization, making them an increasingly important part of the global payments stack.
Visa's embrace of stablecoin settlement validates the thesis that digital dollars will coexist with — and potentially streamline — traditional payment rails for cross-border transactions.
📌 Key Takeaway:
Visa's explicit stablecoin strategy on an earnings call signals that the payments industry views digital dollar infrastructure as a competitive necessity rather than an experimental side project.
#Visa #StablecoinStrategy
#BinanceAlphaAlert
On July 29, 2026, Visa detailed its stablecoin strategy during its Q3 earnings call, highlighting the company's growing focus on blockchain-based settlement. The payments giant is positioning to bridge traditional card networks with on-chain value transfer.
Stablecoins like $USDT at $0.9986 and $USDC at $0.9998 collectively command over $256.12B in combined market capitalization, making them an increasingly important part of the global payments stack.
Visa's embrace of stablecoin settlement validates the thesis that digital dollars will coexist with — and potentially streamline — traditional payment rails for cross-border transactions.
📌 Key Takeaway:
Visa's explicit stablecoin strategy on an earnings call signals that the payments industry views digital dollar infrastructure as a competitive necessity rather than an experimental side project.
#Visa #StablecoinStrategy
#BinanceAlphaAlert
Visa beats Q3 expectations, but workforce cuts keep investors cautious
💳 Visa reported net revenue of USD 11.63 billion, up 14% year over year and above market expectations. Adjusted EPS reached USD 3.32, while payment volume increased 10% and surpassed USD 4 trillion for the first time.
🌍 Cross-border volume rose 13%, indicating resilient international spending and payment activity. However, operating expenses climbed 19% to USD 4.8 billion, adding pressure to margins.
🤖 The company plans to cut around 2,600 positions, or about 7% of its workforce, mainly across technology and product teams. The restructuring is intended to improve efficiency through AI and redirect resources toward stablecoins, on-chain payments and other high-growth services.
📉 Visa shares fell about 1% in after-hours trading. The results remain fundamentally strong, but the market reaction suggests investors are weighing current growth against near-term restructuring costs.
#Visa $V $BNB $XRP
💳 Visa reported net revenue of USD 11.63 billion, up 14% year over year and above market expectations. Adjusted EPS reached USD 3.32, while payment volume increased 10% and surpassed USD 4 trillion for the first time.
🌍 Cross-border volume rose 13%, indicating resilient international spending and payment activity. However, operating expenses climbed 19% to USD 4.8 billion, adding pressure to margins.
🤖 The company plans to cut around 2,600 positions, or about 7% of its workforce, mainly across technology and product teams. The restructuring is intended to improve efficiency through AI and redirect resources toward stablecoins, on-chain payments and other high-growth services.
📉 Visa shares fell about 1% in after-hours trading. The results remain fundamentally strong, but the market reaction suggests investors are weighing current growth against near-term restructuring costs.
#Visa $V $BNB $XRP
Most traders are still focused on Bitcoin's daily candles. Smart money? They're watching Visa's strategic moves.
Visa just reported a strong Q3, but the real story is their continued multi-coin, multi-chain expansion. They're doubling down on OpenUSD, tokenized deposits, and AI commerce. This isn't just about payment processing; it's about weaving crypto deeper into the global financial fabric. Think about it – a payments giant like Visa making these infrastructure plays signals a massive maturation of the digital asset space. This isn't a fad; it's integration. #CryptoAdoption #Visa #Web3Finance
What does this mean for price? It means continued institutional embrace and utility for digital assets. When giants like Visa build on these rails, the demand for the underlying tokens, and the infrastructure supporting them, is set to grow. This strengthens the narrative that crypto is moving beyond speculation and into real-world application.
Keep an eye on the development and adoption rates of OpenUSD. This cross-chain standard could be a major catalyst for interoperability and wider crypto utilization. #OpenUSD
Are we finally seeing the "killer app" emerge from the TradFi giants?
Visa just reported a strong Q3, but the real story is their continued multi-coin, multi-chain expansion. They're doubling down on OpenUSD, tokenized deposits, and AI commerce. This isn't just about payment processing; it's about weaving crypto deeper into the global financial fabric. Think about it – a payments giant like Visa making these infrastructure plays signals a massive maturation of the digital asset space. This isn't a fad; it's integration. #CryptoAdoption #Visa #Web3Finance
What does this mean for price? It means continued institutional embrace and utility for digital assets. When giants like Visa build on these rails, the demand for the underlying tokens, and the infrastructure supporting them, is set to grow. This strengthens the narrative that crypto is moving beyond speculation and into real-world application.
Keep an eye on the development and adoption rates of OpenUSD. This cross-chain standard could be a major catalyst for interoperability and wider crypto utilization. #OpenUSD
Are we finally seeing the "killer app" emerge from the TradFi giants?
🚨 Visa Q3营收116亿美金 稳定币战略全面铺开！
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Visa发布2026财年第三季度财报 营收116亿美金
同时在财报中重点强调了稳定币战略 并加入了OpenStandard Alliance
🔸 Visa正在将稳定币支付整合进全球清算网络
🔸 加入OpenStandard Alliance意味着参与制定行业互操作标准
🔸 传统支付巨头不再观望 而是主动布局加密支付基础设施
Visa之前已经和Circle合作 在部分地区支持USDC结算
现在战略升级 从被动兼容变成主动建设
全球最大的支付网络开始认真搞稳定币了 这才是真正的mass adoption信号
你觉得Visa全面接入稳定币 会对USDT/USDC价格产生影响吗？欢迎评论区聊聊👇
#Visa #稳定币 #USDC #支付
点击以下关注我👇🏻 带你了解最新新闻
点击进入玖玖的粉丝群
Visa发布2026财年第三季度财报 营收116亿美金
同时在财报中重点强调了稳定币战略 并加入了OpenStandard Alliance
🔸 Visa正在将稳定币支付整合进全球清算网络
🔸 加入OpenStandard Alliance意味着参与制定行业互操作标准
🔸 传统支付巨头不再观望 而是主动布局加密支付基础设施
Visa之前已经和Circle合作 在部分地区支持USDC结算
现在战略升级 从被动兼容变成主动建设
全球最大的支付网络开始认真搞稳定币了 这才是真正的mass adoption信号
你觉得Visa全面接入稳定币 会对USDT/USDC价格产生影响吗？欢迎评论区聊聊👇
#Visa #稳定币 #USDC #支付
📈 Visa Goes ALL IN On Stablecoins! Here's Their 3-Part Plan
- Payment giant Visa confirmed it is investing heavily across the stablecoin stack during its recent Q3 earnings call.
- Their strategy involves key areas like OpenUSD, tokenized deposits, and even exploring AI-powered commerce using digital currencies.
- This move by a global financial leader is a massive signal of mainstream adoption, positioning stablecoins as a future pillar of global finance and e-commerce.
What do you think this means for crypto adoption? Will traditional finance embracing stablecoins be the next big catalyst? Share your thoughts below! 👇
$BTC $USDC
#CryptoNews #Stablecoin #Visa
Disclaimer: This is not financial advice. DYOR.
- Payment giant Visa confirmed it is investing heavily across the stablecoin stack during its recent Q3 earnings call.
- Their strategy involves key areas like OpenUSD, tokenized deposits, and even exploring AI-powered commerce using digital currencies.
- This move by a global financial leader is a massive signal of mainstream adoption, positioning stablecoins as a future pillar of global finance and e-commerce.
What do you think this means for crypto adoption? Will traditional finance embracing stablecoins be the next big catalyst? Share your thoughts below! 👇
$BTC $USDC
#CryptoNews #Stablecoin #Visa
Disclaimer: This is not financial advice. DYOR.
Massive traditional finance integration.
Visa announced during its Q3 earnings call that it is investing across the stablecoin stack, specifically highlighting OpenUSD, tokenized deposits, and AI-powered commerce.
#Visa #Stablecoins
Visa announced during its Q3 earnings call that it is investing across the stablecoin stack, specifically highlighting OpenUSD, tokenized deposits, and AI-powered commerce.
#Visa #Stablecoins
VUS-0,11%
#VisaToCut2600JobsExpandStablecoins
#KospiNasdaq100CorrelationHighestSince2021
Visa Expands Its Focus on Stablecoins & Digital Payments
The global payments industry continues to evolve as Visa increases its focus on stablecoins and cross-border payment solutions. This move reflects the growing interest in blockchain-powered financial infrastructure.
📊 Market Highlights:
🔹 Stablecoins are becoming more important in global payments.
🔹 Traditional financial companies continue exploring blockchain technology.
🔹 Digital payment innovation remains a key trend to watch.
Market View:
As adoption of blockchain-based payments grows, stablecoin ecosystems and Web3 infrastructure could receive increased attention from both institutions and retail investors.
#Visa #Stablecoins #CryptoPayments
$USDC $USDT $BTC
#KospiNasdaq100CorrelationHighestSince2021
Visa Expands Its Focus on Stablecoins & Digital Payments
The global payments industry continues to evolve as Visa increases its focus on stablecoins and cross-border payment solutions. This move reflects the growing interest in blockchain-powered financial infrastructure.
📊 Market Highlights:
🔹 Stablecoins are becoming more important in global payments.
🔹 Traditional financial companies continue exploring blockchain technology.
🔹 Digital payment innovation remains a key trend to watch.
Market View:
As adoption of blockchain-based payments grows, stablecoin ecosystems and Web3 infrastructure could receive increased attention from both institutions and retail investors.
#Visa #Stablecoins #CryptoPayments
$USDC $USDT $BTC
#VisaToCut2600JobsExpandStablecoins
🚨 Visa to Cut 2,600 Jobs While Doubling Down on Stablecoins? 💳🌐
The payments industry is changing fast.
Reports indicate that Visa is planning to cut around 2,600 jobs as part of a broader restructuring aimed at streamlining operations and investing in future growth areas. At the same time, the company continues to expand its focus on stablecoin-powered payments, signaling that blockchain-based finance is becoming a bigger part of its long-term strategy.
Why does this matter?
• 💼 Thousands of employees could be impacted by the restructuring.• ⚡ Visa is investing more in digital payment infrastructure and stablecoin settlement.• 🌍 Cross-border payments could become faster, cheaper, and available 24/7.• 🚀 This highlights how traditional finance is increasingly embracing blockchain technology rather than competing against it.
This isn't just a story about layoffs—it's a reminder that the financial sector is evolving rapidly. Companies are reducing costs in some areas while investing heavily in technologies they believe will define the next decade of payments.
What do you think?Is this the future of global payments, or is the industry moving too fast toward crypto-powered finance?
#Visa #VisaToCut2600JobsExpandStablecoins #cryptouniverseofficial #blockchain
🚨 Visa to Cut 2,600 Jobs While Doubling Down on Stablecoins? 💳🌐
The payments industry is changing fast.
Reports indicate that Visa is planning to cut around 2,600 jobs as part of a broader restructuring aimed at streamlining operations and investing in future growth areas. At the same time, the company continues to expand its focus on stablecoin-powered payments, signaling that blockchain-based finance is becoming a bigger part of its long-term strategy.
Why does this matter?
• 💼 Thousands of employees could be impacted by the restructuring.• ⚡ Visa is investing more in digital payment infrastructure and stablecoin settlement.• 🌍 Cross-border payments could become faster, cheaper, and available 24/7.• 🚀 This highlights how traditional finance is increasingly embracing blockchain technology rather than competing against it.
This isn't just a story about layoffs—it's a reminder that the financial sector is evolving rapidly. Companies are reducing costs in some areas while investing heavily in technologies they believe will define the next decade of payments.
What do you think?Is this the future of global payments, or is the industry moving too fast toward crypto-powered finance?
#Visa #VisaToCut2600JobsExpandStablecoins #cryptouniverseofficial #blockchain
💳 فيزا تراهن على دورها المحوري في مستقبل المدفوعات المستقرة!
أطلقت Visa منصتها الجديدة للمدفوعات عبر العملات المستقرة، مؤكدةً على دورها الأساسي في تسهيل المعاملات المالية، حتى مع صعود العملات الرقمية. يأتي هذا التحرك بعد انضمامها لتحالف Open Stadia، مما يشير إلى استراتيجية قوية للتكيف مع مشهد التمويل اللامركزي.
━━━━━━━━━━━━━━
📊 التأثير: 🔥 مرتفع جداً
🏷️ DEFI
#Visa #Stablecoins #Payments #Crypto #Blockchain
🔗 المصدر: https://www.pymnts.com/visa/2026/visa-bets-the-future-of-money-still-needs-an-operator/
أطلقت Visa منصتها الجديدة للمدفوعات عبر العملات المستقرة، مؤكدةً على دورها الأساسي في تسهيل المعاملات المالية، حتى مع صعود العملات الرقمية. يأتي هذا التحرك بعد انضمامها لتحالف Open Stadia، مما يشير إلى استراتيجية قوية للتكيف مع مشهد التمويل اللامركزي.
━━━━━━━━━━━━━━
📊 التأثير: 🔥 مرتفع جداً
🏷️ DEFI
#Visa #Stablecoins #Payments #Crypto #Blockchain
🔗 المصدر: https://www.pymnts.com/visa/2026/visa-bets-the-future-of-money-still-needs-an-operator/
💳 Visa Enters the Stablecoin Arena: A New Era for $USDC & Digital Dollars!
The competition in the stablecoin space just heated up significantly! Visa has officially launched its own stablecoin platform, designed to allow banks and fintech companies to issue, manage, and settle digital dollars directly through its massive payment network.
What does this mean for the industry?
>> Mass Adoption: By integrating stablecoins into Visa’s global infrastructure, the bridge between traditional fiat and digital assets is becoming seamless.
>> Institutional Shift: This move signals that financial giants are no longer just watching from the sidelines—they are building the very rails for the future of money.
>> Increased Competition: While Circle ($USDC ) has long been a leader in the space, Visa's new platform introduces a fresh competitive dynamic that could accelerate innovation and lower costs for cross-border settlements.
>> Mainstream Utility: With one of the world’s largest payment networks backing this technology, the real-world utility of stablecoins for daily transactions is reaching a massive turning point.
As traditional finance continues to embrace blockchain technology, we are watching the final barrier between crypto and the "real world" dissolve right before our eyes.
Is this the catalyst that will finally bring mass-market stablecoin adoption to your local coffee shop? Let’s discuss in the comments! 👇
#writetoearn #Visa #Stablecoins #CryptoNews #Finance
The competition in the stablecoin space just heated up significantly! Visa has officially launched its own stablecoin platform, designed to allow banks and fintech companies to issue, manage, and settle digital dollars directly through its massive payment network.
What does this mean for the industry?
>> Mass Adoption: By integrating stablecoins into Visa’s global infrastructure, the bridge between traditional fiat and digital assets is becoming seamless.
>> Institutional Shift: This move signals that financial giants are no longer just watching from the sidelines—they are building the very rails for the future of money.
>> Increased Competition: While Circle ($USDC ) has long been a leader in the space, Visa's new platform introduces a fresh competitive dynamic that could accelerate innovation and lower costs for cross-border settlements.
>> Mainstream Utility: With one of the world’s largest payment networks backing this technology, the real-world utility of stablecoins for daily transactions is reaching a massive turning point.
As traditional finance continues to embrace blockchain technology, we are watching the final barrier between crypto and the "real world" dissolve right before our eyes.
Is this the catalyst that will finally bring mass-market stablecoin adoption to your local coffee shop? Let’s discuss in the comments! 👇
#writetoearn #Visa #Stablecoins #CryptoNews #Finance
Visa запускає платформу для стейблкоїнів
Visa офіційно представила Visa Stablecoin Platform (VSP) - нову платформу для банків, фінтех-компаній та криптосервісів.
Платформа дозволяє випускати (mint), погашати (burn), зберігати та переказувати стейблкоїни, а також інтегрувати їх у платіжну мережу Visa. Першим підтримуваним активом стане Open USD (OUSD).
Це ще один крок до масового впровадження стейблкоїнів у традиційну фінансову систему та позитивний сигнал для розвитку криптоіндустрії. 🚀
#visa #Stablecoin #usd
Visa офіційно представила Visa Stablecoin Platform (VSP) - нову платформу для банків, фінтех-компаній та криптосервісів.
Платформа дозволяє випускати (mint), погашати (burn), зберігати та переказувати стейблкоїни, а також інтегрувати їх у платіжну мережу Visa. Першим підтримуваним активом стане Open USD (OUSD).
Це ще один крок до масового впровадження стейблкоїнів у традиційну фінансову систему та позитивний сигнал для розвитку криптоіндустрії. 🚀
#visa #Stablecoin #usd
ເປັນຄວາມຈິງບາງສ່ວນ
Visa Unveils Stablecoin Platform for Banks and Fintech Companies
The Visa Stablecoin Platform will let financial institutions integrate stablecoin payments and treasury operations into Visa's existing network.
This development highlights how quickly the digital-asset landscape continues to evolve, with market participants weighing the potential impact on liquidity, sentiment, and adoption across the ecosystem.
Analysts note that shifts like this often ripple through the broader market as institutional and retail players reassess positioning. On-chain activity and capital flows tend to react fast to such headlines.
Whether this marks a lasting trend or a short-term move remains to be seen, but it underscores the growing intersection of technology, regulation, and finance shaping the crypto space today.
What's your take on this? 👇
#Stablecoin #Visa #Unveils
The Visa Stablecoin Platform will let financial institutions integrate stablecoin payments and treasury operations into Visa's existing network.
This development highlights how quickly the digital-asset landscape continues to evolve, with market participants weighing the potential impact on liquidity, sentiment, and adoption across the ecosystem.
Analysts note that shifts like this often ripple through the broader market as institutional and retail players reassess positioning. On-chain activity and capital flows tend to react fast to such headlines.
Whether this marks a lasting trend or a short-term move remains to be seen, but it underscores the growing intersection of technology, regulation, and finance shaping the crypto space today.
What's your take on this? 👇
#Stablecoin #Visa #Unveils
VUS-0,11%
JUST IN: Visa has unveiled a new stablecoin platform designed to help banks and fintechs issue and manage stablecoins more efficiently.
🏦 The move marks another major step toward institutional adoption of stablecoins and blockchain-based payments.
#Visa #Stablecoins
🏦 The move marks another major step toward institutional adoption of stablecoins and blockchain-based payments.
#Visa #Stablecoins
🏦 Visa昨天发布了一个可能改变银行业的产品——稳定币平台VSP
昨天（7月16日），全球最大支付网络Visa正式发布Visa Stablecoin Platform（VSP）。
一句话解释：这是给银行和金融机构用的"稳定币操作系统"。
VSP能做什么？
✅ 让银行一键发行自己的品牌稳定币（基于Open USD）
✅ 钱包即服务：无需自建区块链基础设施
✅ 多链互通：以太坊、Solana等主流链均支持
✅ 合规级控制：双重审批、审计日志、转账白名单
Visa首席产品官Jack Forestell说：
"稳定币正在创造一种可编程货币的新层次，但操作层面的复杂性是机构进入的最大障碍。VSP就是要解决这个问题。"
换句话说：Visa在帮传统银行搭建"链上业务"的入口。
对BTC意味着什么？稳定币基础设施越成熟，加密行业的整体流动性就越强，BTC长期受益。
你认为银行会大规模采用Visa的VSP吗？👇
#Visa #稳定币 #BinanceSquare
昨天（7月16日），全球最大支付网络Visa正式发布Visa Stablecoin Platform（VSP）。
一句话解释：这是给银行和金融机构用的"稳定币操作系统"。
VSP能做什么？
✅ 让银行一键发行自己的品牌稳定币（基于Open USD）
✅ 钱包即服务：无需自建区块链基础设施
✅ 多链互通：以太坊、Solana等主流链均支持
✅ 合规级控制：双重审批、审计日志、转账白名单
Visa首席产品官Jack Forestell说：
"稳定币正在创造一种可编程货币的新层次，但操作层面的复杂性是机构进入的最大障碍。VSP就是要解决这个问题。"
换句话说：Visa在帮传统银行搭建"链上业务"的入口。
对BTC意味着什么？稳定币基础设施越成熟，加密行业的整体流动性就越强，BTC长期受益。
你认为银行会大规模采用Visa的VSP吗？👇
#Visa #稳定币 #BinanceSquare
Visa has unveiled its new Stablecoin Platform, enabling banks and fintech companies to seamlessly integrate stablecoin payments into their existing financial systems. The initiative is designed to accelerate digital payment innovation, strengthen Visa's role in the crypto ecosystem, and make stablecoin transactions more accessible for businesses and consumers worldwide.
#Stablecoins #Visa #Fintech #CryptoPayments
#Stablecoins #Visa #Fintech #CryptoPayments
#новости #visa
Visa запустила платформу для работы со стейблкоинами
Visa представила Visa Stablecoin Platform — решение для банков, финтех-компаний и криптосервисов, которое позволяет выпускать, хранить, переводить и погашать стейблкоины в единой инфраструктуре.
Первым поддерживаемым активом станет Open USD (#OUSD ). Платформа также включает создание ончейн-кошельков, интеграцию с банковскими счетами и встроенные инструменты безопасности, а сейчас проходит закрытое бета-тестирование.
Visa запустила платформу для работы со стейблкоинами
Visa представила Visa Stablecoin Platform — решение для банков, финтех-компаний и криптосервисов, которое позволяет выпускать, хранить, переводить и погашать стейблкоины в единой инфраструктуре.
Первым поддерживаемым активом станет Open USD (#OUSD ). Платформа также включает создание ончейн-кошельков, интеграцию с банковскими счетами и встроенные инструменты безопасности, а сейчас проходит закрытое бета-тестирование.
VUS-0,11%
穩定幣大戰打到上桌面。Visa 今日推出自家穩定幣平台，俾全球銀行同 fintech 自己發行、託管、結算數碼美元——唔使再靠 Circle 或者 Tether。
底層揀咗 OpenUSD，一個由 Visa、BlackRock、Coinbase、Google、Mastercard 一齊撐嘅新穩定幣聯盟。特點：冇 minting fee、冇 redemption fee，儲備收益幾乎全部回饋分銷商。簡單講，銀行出自己品牌嘅穩定幣，利潤自己攞。
Circle（USDC 發行商）股價即跌 5%。
點解？因為穩定幣戰場已經唔係 crypto 內部鬥。而家係支付網絡巨頭 vs crypto 原生發行商。
Visa 嘅邏輯：銀行唔想依賴第三方。佢哋想用自己網絡發行數碼美元，保留客戶關係同數據。Visa 提供基建（Wallet-as-a-Service、鑄造、結算），銀行出自己品牌穩定幣，OpenUSD 只係底層 token。
呢個模式如果跑通，Circle 商業模式受壓——不過 Circle 仲有先發優勢同深度流動性，短期唔會被取代。長期計，OpenUSD 刻意取消收費、將儲備收益讓俾分銷商，直接挖走 Circle 嘅利潤基礎。
Tether 點解唔太受影響？USDT 嘅護城河喺亞洲、非洲、拉丁美洲嘅場外交易同 P2P 市場，唔係機構分銷渠道。Visa 同 Circle 爭嘅係同一個市場：機構同企業客戶。
同日另一單嘢放埋一齊睇更清楚：Stripe 出 $53B 收購 PayPal。Stripe 要 PayPal 嘅 4.4 億消費者錢包，Visa 要銀行用自己嘅穩定幣軌道。兩者都唔想依賴第三方發行商。傳統支付巨頭正在全面整合穩定幣基建。
穩定幣從此唔再係「crypto 嘅嘢」，係支付網絡嘅新一代基建層。邊個控制發行同分銷，邊個控制未來支付。
香港金管局穩定幣條例草案今年通過，本地發牌即將開始。Visa 如果將 VSP 推到亞洲，香港持牌穩定幣發行商可能面對嘅競爭對手唔係 Tether——而係 Visa 撐住嘅銀行穩定幣。
#Stablecoin #Visa #Crypto #HongKong
底層揀咗 OpenUSD，一個由 Visa、BlackRock、Coinbase、Google、Mastercard 一齊撐嘅新穩定幣聯盟。特點：冇 minting fee、冇 redemption fee，儲備收益幾乎全部回饋分銷商。簡單講，銀行出自己品牌嘅穩定幣，利潤自己攞。
Circle（USDC 發行商）股價即跌 5%。
點解？因為穩定幣戰場已經唔係 crypto 內部鬥。而家係支付網絡巨頭 vs crypto 原生發行商。
Visa 嘅邏輯：銀行唔想依賴第三方。佢哋想用自己網絡發行數碼美元，保留客戶關係同數據。Visa 提供基建（Wallet-as-a-Service、鑄造、結算），銀行出自己品牌穩定幣，OpenUSD 只係底層 token。
呢個模式如果跑通，Circle 商業模式受壓——不過 Circle 仲有先發優勢同深度流動性，短期唔會被取代。長期計，OpenUSD 刻意取消收費、將儲備收益讓俾分銷商，直接挖走 Circle 嘅利潤基礎。
Tether 點解唔太受影響？USDT 嘅護城河喺亞洲、非洲、拉丁美洲嘅場外交易同 P2P 市場，唔係機構分銷渠道。Visa 同 Circle 爭嘅係同一個市場：機構同企業客戶。
同日另一單嘢放埋一齊睇更清楚：Stripe 出 $53B 收購 PayPal。Stripe 要 PayPal 嘅 4.4 億消費者錢包，Visa 要銀行用自己嘅穩定幣軌道。兩者都唔想依賴第三方發行商。傳統支付巨頭正在全面整合穩定幣基建。
穩定幣從此唔再係「crypto 嘅嘢」，係支付網絡嘅新一代基建層。邊個控制發行同分銷，邊個控制未來支付。
香港金管局穩定幣條例草案今年通過，本地發牌即將開始。Visa 如果將 VSP 推到亞洲，香港持牌穩定幣發行商可能面對嘅競爭對手唔係 Tether——而係 Visa 撐住嘅銀行穩定幣。
#Stablecoin #Visa #Crypto #HongKong
Visa acaba de meter las dos manos en stablecoins.
Y no es un anuncio menor.
Lanzaron la Visa Stablecoin Platform, una herramienta para que bancos y fintechs conecten pagos con stablecoins directamente a su red.
O sea, las empresas ya no tienen que salir del sistema Visa para usar USDC, USDT o lo que venga.
Todo dentro de la misma infraestructura.
La pregunta es si los bancos grandes van a animarse a integrarlo de verdad.
¿Crees que los bancos tradicionales van a adoptar esto rápido?
$USDT $USDC
#Stablecoins #Visa
Y no es un anuncio menor.
Lanzaron la Visa Stablecoin Platform, una herramienta para que bancos y fintechs conecten pagos con stablecoins directamente a su red.
O sea, las empresas ya no tienen que salir del sistema Visa para usar USDC, USDT o lo que venga.
Todo dentro de la misma infraestructura.
La pregunta es si los bancos grandes van a animarse a integrarlo de verdad.
¿Crees que los bancos tradicionales van a adoptar esto rápido?
$USDT $USDC
#Stablecoins #Visa
USDC-0,03%
VUS-0,11%
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