Crypto Bangla

Kaito Studio baru saja memulai semuanya dengan proyek pertamanya: airdrop untuk kreator @axisrobotics. Epoch 1 sekarang aktif dan akan berakhir pada 18 September.
Jika terasa familiar, Anda tidak sedang membayangkan. Axis menyisihkan 0.25% dari total pasokan $AXIS untuk para kreator, yang dibayarkan saat token diluncurkan.
Berikut rincian lengkapnya:
- 100 peringkat teratas terbagi 0.10%
- Peringkat 101-500 dibagi 0.10%
- Staker Kaito mendapatkan 0.05% terakhir
Anda dapat mengirim hingga 10 entri per Epoch, tetapi hanya 6 entri terbaik yang akan dihitung untuk skor Anda.

TermMax: Making DeFi Borrowing and Lending Simpler
DeFi gives users many ways to borrow, lend, and earn yield, but it can often feel complicated. Floating interest rates, multiple transactions, and complex leverage strategies make things difficult for many users.
TermMax aims to make DeFi simpler by bringing fixed-rate borrowing, lending, leverage, and customizable markets into one platform.
What Makes TermMax Different?
The main idea is simple: know your rate, know your maturity, and manage your position onchain.
Instead of relying only on changing interest rates, TermMax allows users to access fixed borrowing and lending markets with defined maturity dates.
Three Important Tokens:
FT =Fixed Rate Token
FT works like a fixed-income token. Users can buy FT at a discount and redeem it for its full value at maturity, creating a predictable return.
XT = X Token
XT represents the interest component of a fixed-rate position and works together with FT in the TermMax system.
GT =Gearing Token
GT is an NFT representing a borrowing or leveraged position. It tracks the collateral and debt in one position, helping simplify complex strategies.
Borrowing and Lending
Borrowers can deposit collateral, create a fixed-rate position, and receive liquidity by selling FT.
Lenders can purchase FT at a discounted price and potentially receive the full value at maturity.
For example:
Buy FT for $800 → Redeem for $1,000 at maturity
The difference represents the potential fixed return before fees and risks.
Customizable Pricing
TermMax uses Range Orders instead of relying on a single fixed AMM curve.
Market participants can create:
- Borrowing Range Orders
- Lending Range Orders
- Two-Way Range Orders
This allows different users to offer different rates depending on how much liquidity is being used.
Leverage Made Easier
TermMax also supports leveraged strategies through GTs and specialized leverage mechanisms.
Instead of manually performing multiple borrow-and-reinvest transactions, users can access more streamlined leveraged positions.
However, leverage can increase both profits and losses, so risk management remains important.
Vaults for Passive Users
Users who don't want to manage strategies themselves can use TermMax Vaults.
Depositors provide capital, while Curators manage the strategy and allocate funds across different markets.
This creates a simple structure:
Deposit → Curator manages → Strategy generates returns → Depositor receives proportional value
Returns are not guaranteed, and users still face market, liquidity, smart contract, and strategy risks.
The Bigger Vision
TermMax is trying to build more than a simple lending platform.
Its goal is to create a fixed income layer for DeFi, bringing together:
Fixed Rates + Lending + Borrowing + Leverage + Liquidity + Trading
The vision is to make decentralized financial markets more predictable, flexible, and accessible.
Final Thought
TermMax's concept is straightforward:
Borrow with predictable costs.
Lend with defined returns.
Trade fixed-rate positions.
Use capital more efficiently.
By combining these tools in one ecosystem, TermMax is working toward a more complete fixed rate financial market for DeFi.