Crypto.com's Ruby, Jade and Indigo cards for European residents no longer offer unrestricted fee-free foreign-currency spending. The change took effect on October 1.

For non-EUR purchases and ATM transactions outside the EU and UK, Ruby now has a €400 fee-free allowance per calendar month. Jade and Indigo have €800. Above those amounts, the foreign transaction fee is 2%.

Within the EU and UK, the listed fee is 0.2% from the first non-EUR transaction. Those €400 and €800 allowances belong to the outside-EU-and-UK category; they aren't a general foreign-currency allowance.

If you chose one of these cards for spending abroad, check October's transactions against the new schedule rather than last month's terms. The previous schedule explicitly listed no foreign transaction fee for these tiers. ATM withdrawals also have a separate monthly free limit, with a 2% withdrawal fee above it.

Source: https://help.crypto.com/en/articles/5977463-crypto-com-prepaid-visa-card-fees-and-limits-europe-for-users-with-a-residential-address-in-europe