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Binance Pay is a contactless, borderless, and secure cryptocurrency payment technology designed by Binance. Binance Pay allows you to pay and get paid in crypto from your friends and family worldwide. Let us understand how this new crypto payment technology closes up the circle for our different users within the Binance ecosystem. Live the crypto lifestyle you always desired.
How to use Binance Pay on the Binance App?
With just a few taps, you can access Binance Pay easily from the Binance App.
There are four ways to access Binance Pay on your mobile:
- Tap on the QR code scanner from the App homepage and scan your recipient's Binance Pay QR code;
- Tap the Binance Pay icon on the App homepage and tap [Send]. Enter the recipient’s email, phone number, Binance ID(UID), or Pay ID;
- Go to [Wallets] - [Funding] - [Pay] to enter Binance Pay and tap [Send]. Enter the recipient’s email, phone number, Binance ID (UID), or Pay ID;
- Long-press the Binance App icon from your mobile home screen and tap [Scan] to open up the QR code scanner. Scan your recipient's Binance Pay QR code.
How to make payments with Binance Pay?
1. After scanning or entering the recipient details, choose the cryptocurrency and enter the amount you want to send.

2. Tap the name of the crypto, and the system will redirect you to the cryptocurrency list. You can check each crypto’s available balance in your Funding and Spot Wallets. If the balance is insufficient to cover the transfer, please transfer funds to your Funding or Spot Wallet first.
You may also add a personalized message for your recipient by tapping [Add Note].

3. Enter the amount. Then tap [Continue]. The system will automatically utilize the funds in your Funding Wallet for the payment. To change your payment method, tap [Funding Wallet] and select [Spot Wallet].
Please check that the recipient and the amount you send are correct before tapping [Continue].

4. Enter your Pay PIN to verify the payment.

5. You will see the payment details once it is complete. You will also receive email and SMS notifications.

How to receive payments with Binance Pay?
There are two options to receive cryptocurrency.
1. Via QR code
Tap the [Binance Pay] icon on the App homepage to access Binance Pay. Tap [Receive] and you will see a QR code. To save it to your phone, tap [Save QR]. You can then send it to your friends and they can scan the QR code with their Binance App to send crypto to you.

To specify the cryptocurrency and the amount you want to receive, tap [Add Amount]. You may also add a personalized message.
For example, you want to receive BNB from your friend. Select BNB under [Currency] and enter the amount (optional). Binance Pay will generate a unique QR code based on the payment details. Tap [Save QR] and send it to your friend to receive cryptocurrency payments.

2. Via email address/phone number/Binance ID (UID)/Pay ID
You can also send your Binance account’s email, phone number, Binance ID, or Pay ID to your friends to receive cryptocurrency payments.
Please note that Pay ID is different from Binance ID (UID). Pay ID is generated from Binance Pay and used for receiving cryptocurrency. Your Binance ID is your Binance unique identifier for distinguishing your account.
After the transfer is complete, you will receive email and SMS notifications. The funds will be directly credited to your Funding Wallet. You may check the transaction history by tapping the payment history icon from Binance Pay.

Frequently Asked Questions
1. Is Binance Pay available for all users?
Binance Pay is currently only available to eligible users on Binance.com. To start using Binance Pay, please register on Binance.com and complete identity verification for your account.
2. What cryptocurrencies does Binance Pay support?
Binance Pay currently supports 300+ cryptocurrencies, including BTC, BNB, BUSD, ETH, ADA, ATOM, BCH, DASH, DOGE, DOT, EOS, ETC, FIL, HBAR, LINK, LTC, MATIC, NEO, PAX, QTUM, TRX, TUSD, UNI, USDC, VET, WRX, XLM, XMR, XRP, XTZ, ZEC, USDT, FRONT, STRAX, ONE, EGLD, and SXP.
Please refer to the Binance App for the most updated list.
3. How long does it take for a Binance Pay transaction to be completed?
Binance Pay transactions are usually confirmed instantly.
4. What are the fees associated with Binance Pay features?
Certain fees may apply, depending on which Binance Pay feature you use. For details and relevant fee schedules, please see the following links below:
- Platform Fees for Sending Crypto Using Binance Pay
- Platform Fees for Sending Crypto from Binance Pay to Trust Wallet
- Fees for Binance Pay “Send Cash” (P2P Option)
All fees related to your use of any Binance Pay feature (or waivers, if applicable) (in respect of such fees, if any), along with the relevant cryptocurrency conversion rate (if required for your transaction), will be displayed for you to review and confirm before any transaction is executed.
You can also find detailed guides on other topics as follows:
How to use Binance Pay on the Binance Website?
To access Binance Pay from the website, log in to your Binance account and go to [Finance] - [Binance Pay].

How to make payments with Binance Pay?
1. Click [Send] on the Binance Pay homepage.

2. Enter the recipient’s email, phone number, Binance ID (UID), or Pay ID and click [Continue].

3. Select the cryptocurrency and enter the amount to send. You may also add a personalized message for your recipient.

4. Click the drop-down menu under [Currency] and you can check the available balance in your Funding and Spot Wallets. If your balance is insufficient to cover the transfer, please transfer funds to your Funding or Spot Wallet first.

5. Enter the amount and click [Continue].

6. The system will automatically utilize the funds in your Funding Wallet for the payment. To change your payment method, click [Funding Wallet] and choose [Spot Wallet]. Please check that the recipient and the amount you send are correct before clicking [Confirm].

7. Enter your Pay PIN to verify the payment.

8. You will see the payment details once complete. You will also receive email and SMS notifications.
How to receive cryptocurrency with Binance Pay?
There are two options to receive cryptocurrency.
1. Via QR code
Click [Receive] to generate a unique QR code. Then, click [Save QR] to save it on your computer and send it to your friends. They can scan the QR code with their Binance App to send cryptocurrency to you.

To specify the cryptocurrency and amount, click [Select Currency]. You may also enter a personalized message.

Binance Pay will generate a unique QR code based on the payment details.

2. Via email address/phone number/Binance ID (UID)/Pay ID
You can also send your Binance account’s email, phone number, Binance ID, or Pay ID to friends to receive cryptocurrency.
Please note that Pay ID is different from Binance ID(UID). Pay ID is generated from Binance Pay for receiving cryptocurrency. Your Binance ID is your Binance unique identifier for distinguishing your account.
After the transfer is complete, you will receive email and SMS notifications. The funds will be directly credited to your Funding Wallet. You may check the transaction history from [Transaction History].