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Auto-Invest Terms of Use

Auto-Invest Terms of Use

2021-12-03 03:18
A. Instructions
1. By using the Auto-Invest, you agree that you have given Binance your Auto-Invest Instructions, in accordance with the AI Terms.
2. Your Auto-Invest Instructions are that you authorize Binance to:
a. undertake Auto-Invest Transactions in accordance with your Specified Plan; and
b. deduct Auto-Invest Fees from your Spot Account, or as otherwise set out in these terms.
3. Digital Assets held to the credit of your Spot Account or your Eligible Simple Earn Assets will be used to acquire Auto-Invest Assets, in accordance with your Auto-Invest Instructions.
4. Your Auto-Invest Instructions continue until they are amended or canceled in accordance with the AI Terms.
B. Auto-Invest Transactions
5. All Auto-Invest Transactions source Auto-Invest Assets from Binance Liquidity Pools, unless otherwise specified. Auto-Invest Transactions due to the act of Rebalancing will source Auto-Invest Assets from Binance Spot Market using TWAP.
6. Binance will use its best endeavors to ensure that Auto-Invest Assets are sourced from a Liquidity Pool or the Spot Market using the best available BUSD or USDT exchange rate.
7. If you do not have sufficient Digital Assets in your Spot Account or the Eligible Simple Earn Assets to complete an Auto-Invest Transaction, Binance will not undertake the Auto-Invest Transaction, in part or in full. Notwithstanding the preceding sentence, your Auto-Invest Instructions will continue, and Binance will attempt to complete the next scheduled Auto-Invest Transaction, in accordance with your Specified Plan.
C. Fees
8. Auto-Invest Fees arising from Auto-Invest Transactions sourced from Binance Liquidity Pools are 0.2% of the quantity of Auto-Invest Assets acquired, and are charged in Auto-Invest Currency. For Auto-Invest Transactions arising from the act of Rebalancing using TWAP, the fee incurred will be 0.1%. The amount of cryptocurrencies purchased will be determined by the price quote used at the point of Rebalancing, which might result in cryptocurrencies purchased at similar but different prices compared to when Rebalancing was initiated. Binance may change these fees from time to time, and will communicate that change on the Platform or by amending these AI Terms.
9. You will not be charged any fees for Swaps occurring as a result of an Auto-Invest Transaction, in addition to the Auto-Invest Fees. You are also not entitled to receive any rebates, rewards, or any other benefits arising from any Swaps occurring as a result of an Auto-Invest Transaction.
D. Auto-Invest Record
10. Binance will create an Auto-Invest Record for you.
E. Digital Assets Purchased with Auto-Invest
11. Digital Assets you purchase in accordance with these terms will be automatically transferred into Simple Earn Flexible Products and earn Rewards in accordance with the Simple Earn Terms of Service. In some jurisdictions and circumstances, these Digital Assets will be transferred to your Spot Account, and will not earn Simple Earn Rewards.
F. Specified Plan
12. Your Specified Plan contains the following details:
a. the Auto-Invest Currency you have instructed Binance to acquire;
b. the frequency at which Auto-Invest Assets will be acquired; and
c. the quantity of Auto-Invest Assets that will be acquired at each Auto-Invest Date.
13. You can cancel your Auto-Invest Instructions, or amend your Specified Plan, at any time before the Auto-Invest Date. In order to do so, you must follow the instructions on the Platform.
G. Placing a stop or suspension on, or canceling your access
14. Binance may stop, suspend or cancel your access to the Platform, impose limits to any Binance accounts, suspend or cancel your ability to participate in Auto-Invest Services, or delay certain transactions where:
a. you do not provide additional information to verify your identity or source of funds as requested by Binance;
b. Binance is required to do so by court order, to comply with any Applicable Laws (including anti-money laundering or sanctions laws);
c. Binance is required to do so to comply with any direction or instruction from a government body or agency;
d. Binance reasonably determines that any information you have provided to Binance is wrong, untruthful, outdated or incomplete; or
e. you do not provide additional information that we request to our reasonable satisfaction or in a timely manner.
H. Account information and transaction records
15. You will be able to view your account history on the Platform. You must review your account history carefully and let Binance know if you see any entries or transactions that you do not recognize or you think are incorrect as soon as possible, and within 14 days after the date that your account history is provided or made available to you.
16. We may rectify any error in your account history at any time, and reserve the right to void or reverse any transaction:
a. involving or deriving from a manifest error (that is, any error, omission or misquote (whether an error of Binance or any third party) which is manifest or palpable, including a misquote by any representative of Binance taking into account the current market and currently advertised quotes, or any error of any information, source, official, official result or pronunciation); or
b. to reflect what we reasonably consider to be the correct or fair details of the transaction.
17. We may be required under Applicable Law to share information about your accounts and use of the Platform with third parties. You acknowledge and agree that we are entitled to disclose such information.
I. Technology disclaimers
18. Binance may, from time to time, suspend access to the Platform, Binance services, for both scheduled and emergency maintenance. Binance will make reasonable efforts to ensure that transactions on the Platform are processed in a timely manner, but Binance makes no representations or warranties regarding the amount of time needed to complete processing, which is dependent upon many factors outside of our control.
19. Although Binance makes reasonable efforts to update the information on the Platform, we make no representations, warranties or guarantees, whether express or implied, that the content on the Platform, including information in relation to the Binance services, is accurate, complete or up to date.
20. You are responsible for obtaining the data network access necessary to use the Binance services. You are responsible for acquiring and updating compatible hardware or devices necessary to access and use the Binance services, the Platform and any updates thereto. Binance does not guarantee that the Binance services, or any portion thereof, will function on any particular hardware or devices. Binance services may be subject to malfunctions and delays inherent in the use of the internet and electronic communications.
J. General Terms
21. All terms and references used in these AI Terms and which are defined and construed in the Binance Terms of Use (the Terms of Use), but are not defined or construed in these terms, shall have the same meaning and construction in the Terms of Use.
22. The AI Terms are to be read together with the Terms of Use. In the event of any conflict or inconsistency between the AI Terms and the Terms of Use, the order of precedence in which the documents are to be read is first these terms, and then the Terms of Use.
23. Binance will contact you using the details you provide to Binance. This may include contacting you by email, SMS, or telephone. It is important that you ensure that your contact details are correct and up to date. If your contact details change, you must let us know immediately. If you do not, Binance will not be responsible if you do not receive information, notices, or other important information from Binance.
24. Binance may give notice by email to your email address. It is your responsibility to ensure that the email address is up to date and accurate. Notices may be given, and are deemed to be received, if sent to your email address, whether or not a notice of delivery failure is received.
25. You may give us notices only as Binance directs, which may change from time to time.
26. Any notices, consent, or other communication given under these AI Terms must be in writing, in English, and signed or otherwise authorized by the party giving it.
27. For more information on Binance, you may refer to the company and license information found on Binance websites. If you have questions regarding these terms, please contact Binance for clarification via our Customer Support team.
K. Portfolio Matching Services
28. In selected jurisdictions, Binance may offer you Portfolio Matching Services.
29. If you elect to participate in Portfolio Matching Services, you may be required to include the following information in your Specified Plan:
a. the Binance Index or Preset Portfolio that you would like to Replicate;
b. the frequency that Auto-Invest Portfolio Assets will be acquired;
c. the quantity of Auto-Invest Portfolio Assets that will be acquired; and
d. if you elect to Replicate a Binance Index, the quantity of Digital Assets held to the credit of your Auto-Invest Index-Linked Account that will be the subject of the Rebalance, and how frequent that Rebalance will occur.
30. Binance Indices may change from time to time. Binance does not recommend the composition of any Binance Indices or Preset Portfolio.
31. Binance may elect to cease offering Portfolio Matching Services for particular Preset Portfolios or Binance Indexes. If your Specified Plan refers to a Binance Index or Preset Portfolio that is no longer offered, your Auto-Invest Instructions will be canceled, and Rebalancing will cease.
L. Index-Linked Services
32. Where you elect to Replicate a Binance Index:
a. your Digital Assets will be transferred to an Auto-Invest Index-Linked Account;
b. you can only withdraw the Digital Assets held to the credit of your Auto-Invest Index-Linked Account in equal proportions specified by the user. Binance will withdraw the proportion to your spot account and you are not able to withdraw one or a few specific tokens - see example below:
You elect to participate in Portfolio Matching Services and to Replicate a Binance Index. The Binance Index contains Digital Assets ABC and DEF, which you purchase in the following quantities to Replicate the Binance Index:
ABC: 0.1
DEF: 0.2
These Digital Assets are credited to your Auto-Invest Index-Linked Account.
You wish to withdraw 0.05 units, or 50%, of the ABC held to the credit of your Auto-Invest Index-Linked Account. In order to do so, you are also required to withdraw 50% of the DEF held to the credit of your Auto-Invest Index-Linked Account.
In summary, you withdraw:
ABC: 0.05
DEF: 0.1
a. you may not be able to amend your Auto-Invest Instructions during certain time periods, including, but not limited to, when a Rebalance is taking place, which will be updated from time to time on the Platform;
b. you authorize Binance to deduct Auto-Invest Fees from the act of Rebalancing.
33. Notwithstanding clause 11, Digital Assets held to the credit of the Auto-Invest Index-Linked Account do not accrue Simple Earn Rewards in accordance with the Simple Earn Terms of Service.
M. Defined Terms
Applicable Law means all relevant or applicable statutes, laws (including rules of common law), principles of equity, rules, regulations, regulatory principles and requirements, notices, orders, writs, injunctions, judgments, bye-laws, rulings, directives, proclamations, circulars, mandatory codes of conduct, guidelines, practice notes and interpretations (whether of a governmental body, regulatory or other authority, or self-regulatory organization of which Binance is a member), that are applicable to the provision, receipt or use of the Binance services, or any other products or deliverables provided, used or received in connection with these terms.
AI Terms means these terms of use.
Auto-Invest Service means the Binance Service identified as “Auto-Invest' on the Platform, allowing you to give Binance your Auto-Invest Instructions in accordance with these Terms.
Auto-Invest Record means a record of Digital Assets acquired in accordance with these Terms.
Auto-Invest Assets means a Digital Asset acquired by you in accordance with these Terms.
Auto-Invest Currency means the currency of the Auto-Invest Asset (e.g., BTC).
Auto-Invest Date means the date and time on which an Auto-Invest Transaction takes place.
Auto-Invest Fees means the fees charged by Binance when undertaking an Auto-Invest Transaction.
Auto-Invest Index-Linked Account means the account that records the Auto-Invest Portfolio Assets acquired by you as a result of Replicating a Binance Index.
Auto-Invest Instructions means the instructions you give Binance in accordance with clause 2.
Auto-Invest Portfolio Assets means the Digital Assets that are acquired by you in order to Replicate a Preset Portfolio or Binance Index.
Auto-Invest Transaction means a transaction, and any subsequent transactions, undertaken by Binance in accordance with your Specified Plan.
Binance Index means a Digital Asset Index published on the Platform, as updated from time to time.
Binance Spot Account has the meaning given to it in the Binance Spot Terms & Conditions.
Replicate means undertaking all necessary Auto-Invest Transaction so that the composition of Digital Assets acquired matches, as near as possible, the composition of a Binance Index or Preset Portfolio.
Eligible Simple Earn Assets means Digital Assets which are Simple Earn Assets used for Flexible Simple Earn, or other Simple Earn Assets as determined by Binance from time to time.
Flexible Simple Earn has the meaning given to it in the Simple Earn Terms and Conditions.
Liquidity Pool means a liquidity pool operated by Binance.
Platform means the digital platform that we or any of the Binance Operators may make accessible to you via a website, mobile app, a Binance API or by such other means as Binance Operators may prescribe from time to time for the use of Binance services.
Portfolio Matching Services means the Binance Service where you instruct Binance to acquire Auto-Invest Portfolio Assets in accordance with your Specified Plan and these Terms.
Preset Portfolio means a portfolio of Digital Assets as described by Binance on the Platform.
Rebalance means undertaking all necessary Auto-Invest Transaction(s) so that the Digital Assets held by you match, as near as possible, the composition of a Binance Index. Auto-Invest Transactions source their Digital Assets by Spot Trading.
Simple Earn Assets has the meaning given to it in the Simple Earn Terms and Conditions.
Simple Earn Rewards has the meaning given to it in the Simple Earn Terms and Conditions.
Specified Plan means your Instructions given in accordance with these Terms that contain the details in clause 12.
Spot Account means the Binance Account that you use for spot transactions.
Spot Market means the market for all spot transactions operated by Binance.
Swaps means trading one Digital Asset for another from a Liquidity Pool.
TWAP means Time-Weighted Average Price. It is an algorithmic trade execution strategy that aims to achieve an average execution price close to the time-weighted average price of the user-specified period.
The Auto-Invest Terms of Use may have been translated and published in different languages. In the event of any inconsistency, misstatements, omissions or errors appearing in any translated version, the English version shall prevail.