The criminal aspect has been abandoned but from a civil point of view the fine undoubtedly aims to force RIPL to comply with American requirements to prevent XRP from becoming a currency which could replace the dollar, given the importance of transfers, this which seems to be an incredible privilege to be able to "mint money", which has always been the responsibility of states, RIPL has understood this well, which is why it is moving towards a stablecoin backed by the dollar upon authorization.