Ripple ($XRP )
Ripple’s native token, XRP, is currently priced at $0.52, boasting a market capitalization of $27.3 billion, which places it among the top cryptocurrencies. Ripple has transformed cross-border payments by providing faster and more cost-effective transactions compared to traditional banking systems. Its On-Demand Liquidity (ODL) service is widely adopted by financial institutions, allowing real-time payments without the need for pre-funded accounts, thereby significantly lowering transaction costs. As of 2024,- Ripple has processed billions in remittances and established partnerships with over- 300 financial institutions globally, solidifying its position in the world of finance.
