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SoFi Hits $1 Billion Revenue Milestone
Digital bank #SoFi Technologies just reported its first-ever $1 billion quarter in Q4 2025, a 37% jump from last year.
Key highlights:
→ Record 1 million new members added in Q4
→ Total members now 13.7 million (+35% YoY)
→ Net income reached $174 million
→ 9th consecutive profitable quarter
The crypto angle: SoFi relaunched crypto trading in November 2025, becoming the first nationally chartered US bank to offer in-app crypto services. They also launched SoFiUSD stablecoin in December.
While crypto adds growth potential, the real drivers were their lending platform, fee-based services, and member expansion.
More banks will follow this path in 2026.
Digital bank #SoFi Technologies just reported its first-ever $1 billion quarter in Q4 2025, a 37% jump from last year.
Key highlights:
→ Record 1 million new members added in Q4
→ Total members now 13.7 million (+35% YoY)
→ Net income reached $174 million
→ 9th consecutive profitable quarter
The crypto angle: SoFi relaunched crypto trading in November 2025, becoming the first nationally chartered US bank to offer in-app crypto services. They also launched SoFiUSD stablecoin in December.
While crypto adds growth potential, the real drivers were their lending platform, fee-based services, and member expansion.
More banks will follow this path in 2026.
🔥Breaking🏦 NASDAQ-LISTED SOFI LAUNCHES REGULATED STABLECOIN👌
Big news from TradFi: SoFi Technologies ($SOFI), a NASDAQ-listed digital bank, has just launched SoFiUSD—a fully reserved, 1:1 cash-backed dollar stablecoin.
Key Details:
Issuer: SoFi Bank, N.A. (regulated by the OCC)
Backing: 100% cash reserves, immediate redemption
White-Label Option: SoFi’s infrastructure will allow other banks and fintechs to launch their own stablecoins or integrate SoFiUSD
Why This Matters for Crypto:
✅ Mainstream Validation: A publicly traded, regulated U.S. bank entering the stablecoin space signals growing institutional acceptance of digital assets.
✅ Regulatory Bridge: This move could accelerate bank adoption of crypto rails for payments and settlements, bringing more liquidity into the ecosystem.
✅ Stablecoin Wars Heat Up: With PayPal ($PYUSD), Visa explorations, and now SoFiUSD, the race for bank-issued digital dollars is officially on.
Bottom Line: Another brick in the wall of traditional finance merging with crypto. Adoption isn’t coming—it’s already here.
Are you watching the stablecoin sector for the next big move?
$ACT
$BARD
#SOFI #stablecoin #SoFiUSD
Big news from TradFi: SoFi Technologies ($SOFI), a NASDAQ-listed digital bank, has just launched SoFiUSD—a fully reserved, 1:1 cash-backed dollar stablecoin.
Key Details:
Issuer: SoFi Bank, N.A. (regulated by the OCC)
Backing: 100% cash reserves, immediate redemption
White-Label Option: SoFi’s infrastructure will allow other banks and fintechs to launch their own stablecoins or integrate SoFiUSD
Why This Matters for Crypto:
✅ Mainstream Validation: A publicly traded, regulated U.S. bank entering the stablecoin space signals growing institutional acceptance of digital assets.
✅ Regulatory Bridge: This move could accelerate bank adoption of crypto rails for payments and settlements, bringing more liquidity into the ecosystem.
✅ Stablecoin Wars Heat Up: With PayPal ($PYUSD), Visa explorations, and now SoFiUSD, the race for bank-issued digital dollars is officially on.
Bottom Line: Another brick in the wall of traditional finance merging with crypto. Adoption isn’t coming—it’s already here.
Are you watching the stablecoin sector for the next big move?
$ACT
$BARD
#SOFI #stablecoin #SoFiUSD
🌐 Crypto’s Perfect Morning: 3 Bullish Breakthroughs!
1. 🏦 SoFi’s 6M+ Users Get Crypto Back
- Regulatory green light = more retail liquidity.
2. 🌿 Bitcoin Goes Green (52% Sustainable Mining)
- Silencing FUD with clean energy wins.
3. 🏢 Trump Tower Dubai Accepts BTC/ETH
- Luxury real estate meets crypto payments.
👇 Which trend will boost crypto most?
💬 Comment & Follow @[bobj] for daily alpha!
#bitcoin #SoFi #DubaiCrypto #BinanceSquare
- Regulatory green light = more retail liquidity.
2. 🌿 Bitcoin Goes Green (52% Sustainable Mining)
- Silencing FUD with clean energy wins.
3. 🏢 Trump Tower Dubai Accepts BTC/ETH
- Luxury real estate meets crypto payments.
👇 Which trend will boost crypto most?
💬 Comment & Follow @[bobj] for daily alpha!
#bitcoin #SoFi #DubaiCrypto #BinanceSquare
SOFI DUMPING HARD
SoFi stock just slid ~9% after Bank of America stuck with their Underperform rating. They’re saying upside is limited at these levels even with the recent capital raises 😕
Thoughts? Still holding or taking profits? 🚀📉
$BREV $RIVER $JASMY
#SOFI #USJobsData #CPIWatch #WriteToEarnUpgrade #TrumpNewTariffs
SoFi stock just slid ~9% after Bank of America stuck with their Underperform rating. They’re saying upside is limited at these levels even with the recent capital raises 😕
Thoughts? Still holding or taking profits? 🚀📉
$BREV $RIVER $JASMY
#SOFI #USJobsData #CPIWatch #WriteToEarnUpgrade #TrumpNewTariffs
US Bank SoFi Taps Bitcoin UMA for Global Money Transfers
SoFi Technologies is set to make history as the first US bank to integrate Bitcoin’s Lightning Network and Universal Money Address (UMA), enabling faster and cheaper cross-border payments. The move comes under a strategic partnership with Bitcoin infrastructure provider Lightspark, announced Tuesday.The digital bank aims to compete in the global remittance industry, valued at over $740 billion in 2024, by offering blockchain-powered money transfers starting later this year in Mexico.
SoFi + Lightspark = instant global payments. 🌍⚡Send money abroad in seconds, right from the @sofi app, powered by UMA.Coming soon for 🇺🇸→ 🇲🇽 with more countries to follow.The future of global payments is here: https://t.co/MxAA5o9k2Z pic.twitter.com/GFVq4KhoxF— Lightspark (@lightspark) August 19, 2025
Seamless International Transfers via SoFi App
According to SoFi CEO Anthony Noto, members will soon be able to send money internationally directly from the SoFi mobile app. For millions of users who regularly send remittances to loved ones abroad, this integration promises a meaningful improvement in both speed and affordability.
The new service allows customers to convert US dollars into Bitcoin in real-time, transferring funds across borders through the Bitcoin Lightning Network. Once processed, the money is delivered directly to the recipient’s bank account in their local currency.
How UMA Powers the System
At the core of the service is Lightspark’s UMA (Universal Money Address), which enables payments using simple, email-like addresses. Founded in 2022 by David Marcus, former president of PayPal, Lightspark has been working to simplify Bitcoin Lightning adoption for financial institutions.
SoFi confirmed that costs will be below the national average for remittances, with exchange rates and fees shown upfront for transparency. The service will operate 24/7 for SoFi’s 11.7 million members.
Rising Adoption of Bitcoin Lightning
This development follows a growing trend of major financial players adopting Bitcoin Lightning. In April 2024, Coinbase integrated Lightspark’s infrastructure, which quickly gained traction, with 15% of its Bitcoin transactions moving over Lightning rails within the first year.
In Latin America, Nubank, the Brazilian digital banking giant with over 100 million customers, also announced a Lightspark partnership in June 2024. However, the bank has yet to fully confirm the rollout of its Bitcoin-powered payments.
With SoFi leading the way among US banks, analysts suggest that Lightning and UMA could transform the global remittance industry by making money transfers faster, cheaper, and more transparent.
The post appeared first on CryptosNewss.com
#SOFI $BTC
SoFi + Lightspark = instant global payments. 🌍⚡Send money abroad in seconds, right from the @sofi app, powered by UMA.Coming soon for 🇺🇸→ 🇲🇽 with more countries to follow.The future of global payments is here: https://t.co/MxAA5o9k2Z pic.twitter.com/GFVq4KhoxF— Lightspark (@lightspark) August 19, 2025
Seamless International Transfers via SoFi App
According to SoFi CEO Anthony Noto, members will soon be able to send money internationally directly from the SoFi mobile app. For millions of users who regularly send remittances to loved ones abroad, this integration promises a meaningful improvement in both speed and affordability.
The new service allows customers to convert US dollars into Bitcoin in real-time, transferring funds across borders through the Bitcoin Lightning Network. Once processed, the money is delivered directly to the recipient’s bank account in their local currency.
How UMA Powers the System
At the core of the service is Lightspark’s UMA (Universal Money Address), which enables payments using simple, email-like addresses. Founded in 2022 by David Marcus, former president of PayPal, Lightspark has been working to simplify Bitcoin Lightning adoption for financial institutions.
SoFi confirmed that costs will be below the national average for remittances, with exchange rates and fees shown upfront for transparency. The service will operate 24/7 for SoFi’s 11.7 million members.
Rising Adoption of Bitcoin Lightning
This development follows a growing trend of major financial players adopting Bitcoin Lightning. In April 2024, Coinbase integrated Lightspark’s infrastructure, which quickly gained traction, with 15% of its Bitcoin transactions moving over Lightning rails within the first year.
In Latin America, Nubank, the Brazilian digital banking giant with over 100 million customers, also announced a Lightspark partnership in June 2024. However, the bank has yet to fully confirm the rollout of its Bitcoin-powered payments.
With SoFi leading the way among US banks, analysts suggest that Lightning and UMA could transform the global remittance industry by making money transfers faster, cheaper, and more transparent.
The post appeared first on CryptosNewss.com
#SOFI $BTC
🎯 SOFI ALLOWS ITS 12.6 MILLION CUSTOMERS TO PURCHASE SOLANA DIRECTLY WITH FIAT 🎯
The American bank SoFi has taken a decisive step in the crypto sector, offering over 12.6 million customers the ability to buy Solana directly with fiat currency, without the need to go through traditional exchanges.
This innovation represents an important simplification for the adoption of cryptocurrencies, integrating the purchase and custody directly within the banking platform.
SoFi, a chartered and regulated bank, stands out for its “user-friendly” and regulated approach in the crypto world, with products that include trading, purchasing, selling, and custody of digital assets.
The ease of access to Solana is a clear sign of the growing interest in high-performing Layer-1 blockchains, and helps to strengthen SOL's position in the market.
This move comes after SoFi's relaunch in the cryptocurrency sector, supported by the recent regulatory normalization in the United States.
SoFi's goal is to provide a complete ecosystem that allows retail and institutional clients to participate seamlessly in the emerging digital world.
The integration of Solana with SoFi is a step that could significantly increase the adoption of SOL, given its transaction speed and low network costs.
#BreakingCryptoNews #solana #sol $SOL #SOFI
The American bank SoFi has taken a decisive step in the crypto sector, offering over 12.6 million customers the ability to buy Solana directly with fiat currency, without the need to go through traditional exchanges.
This innovation represents an important simplification for the adoption of cryptocurrencies, integrating the purchase and custody directly within the banking platform.
SoFi, a chartered and regulated bank, stands out for its “user-friendly” and regulated approach in the crypto world, with products that include trading, purchasing, selling, and custody of digital assets.
The ease of access to Solana is a clear sign of the growing interest in high-performing Layer-1 blockchains, and helps to strengthen SOL's position in the market.
This move comes after SoFi's relaunch in the cryptocurrency sector, supported by the recent regulatory normalization in the United States.
SoFi's goal is to provide a complete ecosystem that allows retail and institutional clients to participate seamlessly in the emerging digital world.
The integration of Solana with SoFi is a step that could significantly increase the adoption of SOL, given its transaction speed and low network costs.
#BreakingCryptoNews #solana #sol $SOL #SOFI
🚨 BREAKING: 🇺🇸 SoFi Bank just made history!
The first nationally chartered bank in the U.S. to open doors for Bitcoin & crypto trading. ⚡
Traditional finance just crossed into the crypto era no turning back now. 🔥
#Bitcoin #Crypto #SoFi #BreakingNews
The first nationally chartered bank in the U.S. to open doors for Bitcoin & crypto trading. ⚡
Traditional finance just crossed into the crypto era no turning back now. 🔥
#Bitcoin #Crypto #SoFi #BreakingNews
My Assets Distribution
USDC
KERNEL
Others
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48.54%
💥 SoFi Technologies Smashes Q3 — Raises Annual Profit Forecast! 💥
Big win for fintech fans! 🚀 SoFi Technologies just announced a boosted annual profit forecast after delivering a record-breaking Q3 performance.
📈 What’s driving the growth?
✅ Surging demand for digital banking & personal loans
✅ Strong membership growth across financial services
✅ Expanding product lineup and consistent profitability momentum
🔥 This milestone marks SoFi’s transformation from a challenger fintech to a serious Wall Street contender — and investors are paying attention. 👀
💡 Why it matters:
SoFi’s record Q3 highlights how innovation and user trust continue to power the next wave of fintech growth. With the raised forecast, all eyes are on how SoFi will finish 2025!
📊 The fintech revolution isn’t slowing down — and SoFi is leading the charge.
#SoFi #FinTechInnovations #StockMarket #FinanceNews #WriteToEarn $BNB
$ETH
$BTC
Big win for fintech fans! 🚀 SoFi Technologies just announced a boosted annual profit forecast after delivering a record-breaking Q3 performance.
📈 What’s driving the growth?
✅ Surging demand for digital banking & personal loans
✅ Strong membership growth across financial services
✅ Expanding product lineup and consistent profitability momentum
🔥 This milestone marks SoFi’s transformation from a challenger fintech to a serious Wall Street contender — and investors are paying attention. 👀
💡 Why it matters:
SoFi’s record Q3 highlights how innovation and user trust continue to power the next wave of fintech growth. With the raised forecast, all eyes are on how SoFi will finish 2025!
📊 The fintech revolution isn’t slowing down — and SoFi is leading the charge.
#SoFi #FinTechInnovations #StockMarket #FinanceNews #WriteToEarn $BNB
$ETH
$BTC
BREAKING: First U.S. National Bank Just Launched Its Own Stablecoin
#SOFI Bank has officially launched SoFiUSD on Ethereum. This is historic.
Key details:
→ First U.S. national bank to issue a stablecoin on a public blockchain
→ Backed 1:1 by cash at the Federal Reserve
→ Zero liquidity or credit risk
→ Instant redemption, 24/7 settlement
SoFi is building infrastructure, banks and fintechs can white-label SoFiUSD or integrate it into their payment systems.
Traditional banks are now competing directly with Tether and Circle.
What's next:
Live now for internal use
Public rollout coming soon
Multi-chain expansion planned
When national banks start launching #Stablecoins on public blockchains, crypto has officially gone mainstream.
#SOFI Bank has officially launched SoFiUSD on Ethereum. This is historic.
Key details:
→ First U.S. national bank to issue a stablecoin on a public blockchain
→ Backed 1:1 by cash at the Federal Reserve
→ Zero liquidity or credit risk
→ Instant redemption, 24/7 settlement
SoFi is building infrastructure, banks and fintechs can white-label SoFiUSD or integrate it into their payment systems.
Traditional banks are now competing directly with Tether and Circle.
What's next:
Live now for internal use
Public rollout coming soon
Multi-chain expansion planned
When national banks start launching #Stablecoins on public blockchains, crypto has officially gone mainstream.
🚨 FIRST NATIONAL BANK–ISSUED STABLECOIN
🇺🇸 SoFi has officially launched SoFiUSD
A fully reserved U.S. dollar–backed stablecoin
Issued directly by a national bank
Deployed on a public, permissionless blockchain
A major milestone for crypto and traditional finance
#SOFI @Sofi #Wtite2Earn #TRUMP
🇺🇸 SoFi has officially launched SoFiUSD
A fully reserved U.S. dollar–backed stablecoin
Issued directly by a national bank
Deployed on a public, permissionless blockchain
A major milestone for crypto and traditional finance
#SOFI @Sofi #Wtite2Earn #TRUMP
$SOFI 🚨LATEST NEWS🚨
SOFI is experiencing a negative impact from the 10% cap on its credit card activity ⛔️
SOFI's credit card activity represents 1% of its total assets 👀
#SOFI
SOFI is experiencing a negative impact from the 10% cap on its credit card activity ⛔️
SOFI's credit card activity represents 1% of its total assets 👀
#SOFI
🚨 SOFI TANKING
SoFi slides ~9% after Bank of America keeps Underperform rating 😬
Upside limited despite recent capital raises. Still holding or taking profits?
Trending now:
$BREV | $RIVER | $JASMY
#SOFI #USJobsData #CPIWatch #WriteToEarnUpgrade #TrumpNewTariffs
SoFi slides ~9% after Bank of America keeps Underperform rating 😬
Upside limited despite recent capital raises. Still holding or taking profits?
Trending now:
$BREV | $RIVER | $JASMY
#SOFI #USJobsData #CPIWatch #WriteToEarnUpgrade #TrumpNewTariffs
Former BlockFi co-founder Flori Gilroy joins SoFi, leading the Crypto division
Flori Gilroy, co-founder of #BlockFi (the now-bankrupt crypto lending company), has been appointed as Senior Vice President of the crypto unit at SoFi. This move marks the return of both BlockFi founders to the crypto industry, after Zac Prince (the remaining co-founder) joined Galaxy.
SoFi strengthens its Crypto division
Gilroy was Flori Marquez when running BlockFi, a leading crypto lending company that collapsed due to the impact of Three Arrows Capital and #FTX . SoFi was a seed round investor in BlockFi in 2018.
#SOFI is ramping up its crypto service innovations this year, after pausing crypto trading in 2023 due to new regulations from the FED. SoFi is expected to relaunch its global money transfer and crypto investment services by the end of this year, as the "first innovations in many crypto and blockchain innovations" by the company.
Flori Gilroy, co-founder of #BlockFi (the now-bankrupt crypto lending company), has been appointed as Senior Vice President of the crypto unit at SoFi. This move marks the return of both BlockFi founders to the crypto industry, after Zac Prince (the remaining co-founder) joined Galaxy.
SoFi strengthens its Crypto division
Gilroy was Flori Marquez when running BlockFi, a leading crypto lending company that collapsed due to the impact of Three Arrows Capital and #FTX . SoFi was a seed round investor in BlockFi in 2018.
#SOFI is ramping up its crypto service innovations this year, after pausing crypto trading in 2023 due to new regulations from the FED. SoFi is expected to relaunch its global money transfer and crypto investment services by the end of this year, as the "first innovations in many crypto and blockchain innovations" by the company.
🚨 **Crypto Today: What's Moving the Market**
1⃣ **Tether Strengthens in the U.S.**: Hires Bo Hines, former crypto advisor to the White House, to boost its regulatory strategy.
2⃣ **South Korea Halts Crypto Loans**: New loan services are paused pending clearer regulation.
3⃣ **SoFi Returns to the Crypto World**: Launches remittances with blockchain and plans to resume trading, staking, and crypto loans.
4⃣ **Market in Red**: BTC falls below USD 115K and ETH drops below USD 4.2K, resulting in over USD 400 million in liquidations.
👉 What do you think of this mix of regulation, institutional innovation, and market correction? Is it time to position oneself or to be cautious?
#CriptoHoy #Tether #SoFi #KoreaTech #MercadoCripto #Bitcoin #Ethereum #BinanceSquare
1⃣ **Tether Strengthens in the U.S.**: Hires Bo Hines, former crypto advisor to the White House, to boost its regulatory strategy.
2⃣ **South Korea Halts Crypto Loans**: New loan services are paused pending clearer regulation.
3⃣ **SoFi Returns to the Crypto World**: Launches remittances with blockchain and plans to resume trading, staking, and crypto loans.
4⃣ **Market in Red**: BTC falls below USD 115K and ETH drops below USD 4.2K, resulting in over USD 400 million in liquidations.
👉 What do you think of this mix of regulation, institutional innovation, and market correction? Is it time to position oneself or to be cautious?
#CriptoHoy #Tether #SoFi #KoreaTech #MercadoCripto #Bitcoin #Ethereum #BinanceSquare
#bnb #BTC #solana
Sure! Here’s a 100-word original post sharing a trading operation perspective:
In my trading operation, discipline and strategy are the foundation of every decision. I start by analyzing market trends using technical indicators like moving averages and RSI, combined with fundamental news to get a full picture. Risk management is key—I always set stop-losses to protect capital and define clear profit targets. Whether day trading or holding longer, patience helps avoid emotional mistakes. I diversify across assets to balance risk and opportunity, focusing mostly on BTC and major altcoins. Continuous learning and adapting to market changes keep my operation effective and sustainable. Consistency beats quick wins in the long run!
#sofi #PEPE
Sure! Here’s a 100-word original post sharing a trading operation perspective:
In my trading operation, discipline and strategy are the foundation of every decision. I start by analyzing market trends using technical indicators like moving averages and RSI, combined with fundamental news to get a full picture. Risk management is key—I always set stop-losses to protect capital and define clear profit targets. Whether day trading or holding longer, patience helps avoid emotional mistakes. I diversify across assets to balance risk and opportunity, focusing mostly on BTC and major altcoins. Continuous learning and adapting to market changes keep my operation effective and sustainable. Consistency beats quick wins in the long run!
#sofi #PEPE
SoFi launches international money transfer service using blockchain
The leading digital finance company in the United States, SoFi, is set to launch a groundbreaking international money transfer service, utilizing blockchain technology and the Bitcoin Lightning Network. This new service promises to deliver a faster, cheaper, and more transparent experience for users.
How it works and benefits
Expected to be rolled out by the end of this year, the money transfer service of #SOFI will convert USD to Bitcoin, then immediately convert it to local currency and send it directly to the recipient's bank account.
This combination offers numerous outstanding benefits:
Lower fees: Significantly reduced costs compared to traditional money transfer services.
Faster speeds: Transactions occur almost instantaneously, operating 24/7.
Transparency: Users will clearly know the exchange rate and total fees to be paid before executing the transaction.
Global expansion
SoFi will launch this service first in #mexico , before expanding to many other countries around the world. This move not only helps SoFi expand its market but also strengthens the position of cryptocurrencies as a practical solution to global financial issues.
The fact that a large and reputable financial company like SoFi officially integrates blockchain into its core service is an extremely positive signal for the entire cryptocurrency market. It shows that blockchain technology is no longer just an idea, but has become an effective tool that top financial institutions trust and apply to solve real-world challenges. #anh_ba_cong
The leading digital finance company in the United States, SoFi, is set to launch a groundbreaking international money transfer service, utilizing blockchain technology and the Bitcoin Lightning Network. This new service promises to deliver a faster, cheaper, and more transparent experience for users.
How it works and benefits
Expected to be rolled out by the end of this year, the money transfer service of #SOFI will convert USD to Bitcoin, then immediately convert it to local currency and send it directly to the recipient's bank account.
This combination offers numerous outstanding benefits:
Lower fees: Significantly reduced costs compared to traditional money transfer services.
Faster speeds: Transactions occur almost instantaneously, operating 24/7.
Transparency: Users will clearly know the exchange rate and total fees to be paid before executing the transaction.
Global expansion
SoFi will launch this service first in #mexico , before expanding to many other countries around the world. This move not only helps SoFi expand its market but also strengthens the position of cryptocurrencies as a practical solution to global financial issues.
The fact that a large and reputable financial company like SoFi officially integrates blockchain into its core service is an extremely positive signal for the entire cryptocurrency market. It shows that blockchain technology is no longer just an idea, but has become an effective tool that top financial institutions trust and apply to solve real-world challenges. #anh_ba_cong
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