• Kava Lend is a decentralized money market built on Kava, enabling the lending and borrowing of cross-chain assets.

  • Initially, Kava Lend supports supply-side deposits for BTC, XRP, BNB, BUSD, and USDX. Going forward, the platform will allow overcollateralized borrowing for supported assets.

  • The HARD token is the native governance token of the platform and has the following current and planned use cases:

    • Liquidity mining rewards: the HARD token is rewarded to users who deposit and/or borrow supported assets.

    • Governance voting: HARD token holders can participate in platform governance voting and earn HARD rewards.

  • All HARD tokens distributed as rewards are locked by a smart contract. Users that claim HARD tokens with longer vesting schedules will receive more tokens. The exact options for token redemptions are subject to governance voting.

Key metrics (as at October 30th 2020)



Token Type

BEP-20 and Kava native token

Binance Launchpool Start Date

November 2nd 2020

Binance Launchpool Allocation

6,000,000 HARD (3.00%)

Initial Circ. Supply

29,200,000 HARD (14.60%)

Total Token Supply

200,000,000 HARD

1. What is Kava Lend (HARD)?

Kava Lend is a cross-chain money market for digital assets that aims to provide the ability to lend, borrow, and earn with a wide variety of assets including BTC, XRP, BNB, BUSD, KAVA, USDX, and others.

The platform is built on the interoperable Kava blockchain that provides cross-chain bridges, Chainlink oracles, security from the Tendermint consensus mechanism, and other infrastructure designed as a foundation for DeFi applications and services.

Core to the Kava Lend is the HARD token, a governance token that enables holders to have a say in the on-going management and evolution of the platform. The HARD token is used for platform governance voting, as a reward for lenders and borrowers and for KAVA token stakers on the platform.

2. Economics and supply

2.1 Token sale data

Kava Lend's project development is fully backed by the Kava project team and has not conducted any token sale as of the time of writing.

2.2 Token allocation



Binance Launchpool

3.00% of the total token supply


1.60% of the total token supply


10.00% of the total token supply


25.40% of the total token supply

KAVA Staking Rewards

20.00% of the total token supply

Liquidity Mining Rewards

40.00% of the total token supply

HARD token allocation
HARD token release schedule

3. Kava Lend's community overview

Kava Lend will initially focus on community building in Asia, North America, and Europe. The project's community growth strategy will leverage Kava’s validators, users, and trading communities. As new assets are gradually added to the platform, efforts will be made to grow user adoption in respective communities.

Current community growth strategies of Kava Lend include:

  • Offering HARD staking rewards to KAVA token holders.

  • Launching liquidity mining to attract deposits of supported assets.

  • Regularly educating users on Kava Lend's use cases.

  • Actively communicating with the public via social channels.

Future community growth strategies of Kava Lend include:

  • Expand supported tokens to cover other major blockchain assets.

  • Cooperating with major blockchain communities to foster growth.

  • Building local communities with Ambassador Programs.

Community and social channels (as at October 30th 2020)

Telegram (English) | 3.6K Members
Twitter (English) | 8.7K Followers