BITWU

⚡ X Layer now natively supports $USDe, so you won't have to bridge assets to earn yield anymore!

I'm even more excited for the upcoming staking and one-click looping features. With native support, you won't have to go through the hassle of bridging assets to earn yield.

I think the competition among public blockchains in the future may come down to who can make “earning yield efficiently, simply, and securely” a product entry point. X Layer focuses on compliance while providing an ideal gateway for assets—it's a great choice.

$OKB #XLayer #USDe #OnchainYield

💳 3.3 million users can now access stablecoins: HSBC’s Hong Kong dollar stablecoin, RedCoin (RCHKD), is officially coming to PayMe!

1️⃣ HSBC announced that over the coming days, more than 3.3 million PayMe users will gradually be able to open a stablecoin wallet in the app. They can use it to send money to individuals and pay over 100,000 merchants. Later this year, HSBC also plans to bring RedCoin to the HSBC HK Mobile Banking app and support subscriptions to tokenized investment products, including a new share class of a Hong Kong dollar money market fund.

2️⃣ Meanwhile, OKX and ICE’s plans for tokenized stocks have faced opposition from more issuers. Tokenized stocks can be traded around the clock, but it may take time to determine whether issuers recognize them, shareholder rights are fully protected, and price discovery is reliable.

3️⃣ The US SEC has listed tokenization and advanced AI among its examination priorities for the new fiscal year. Other priorities include cybersecurity, protecting customer information, and investor protection for complex financial products.

New financial infrastructure is taking shape, but user adoption, legal rights, and risk controls still need to be tested.

$USDT #稳定币 #RWA #Tokenization

🔥 Traditional brokerages are starting to embrace crypto assets: Futu now supports deposits and withdrawals of $BNB !

It may be a small step, but it’s a significant one. Traditional brokerages are embracing crypto assets, while native crypto exchanges are bringing traditional financial assets on-chain. BNB has taken the first step.

Note that this isn’t a direct transfer from the Binance exchange to Futu. Instead, you transfer from your personal Web3 wallet: eligible users can transfer BNB from a self-custody wallet to their Futu crypto account via BNB Smart Chain (BEP20), and withdraw it to a verified address.

There are two restrictions:
1️⃣ This is only available to eligible professional investors in Hong Kong—not all retail users can access it;
2️⃣ This is only for depositing and withdrawing assets in a crypto account. It doesn’t mean you can use BNB directly to buy Hong Kong or U.S. stocks.

#BNB #富途 #传统金融上链 #BNBChain

Futu has started accepting BNB deposits and withdrawals!

Although this is just a small step forward, it signals that traditional brokerages are beginning to proactively integrate crypto assets, while native crypto exchanges are starting to bring traditional financial assets on-chain. $BNB has taken the first step.

Also, please note:

This isn’t a direct transfer from the Binance exchange to Futu. It’s for personal Web3 wallets. Eligible users can transfer BNB from a self-custody wallet to their Futu crypto account via BNB Smart Chain (BEP20), and can also withdraw it to a verified address.

There are two restrictions:

1️⃣ This is only available to eligible professional investors in Hong Kong, not all retail users.

2️⃣ This is a deposit and withdrawal feature for crypto account assets. It does not mean that BNB can already be used directly to buy Hong Kong or U.S. stocks.

The DarkSword vulnerability has a significant global impact. iOS users are advised to upgrade to the latest iOS 27 as soon as possible,

to protect their devices.

Compared with this guy, the hardships we've endured in China's A-share market don't seem like much!

Sure enough, happiness is all about having someone to compare yourself with!

A sharp selloff in U.S. tech stocks dragged crypto down, with $BTC and $ETH retreating in tandem.

SoFi has launched tokenized deposits backed by deposit insurance, opening up a new avenue in the stablecoin race.

BTC ETF flows have improved over the past five days, but the price remains under pressure.

I suddenly realized that the four security incidents that happened in quick succession this month have covered the entire stack in terms of attack surface distribution—

Ledger / CryptoBilis: physical supply chain
XRP: vulnerability in the protocol’s underlying payment code (discovered by AI)
Cysic bridge: cross-chain bridge verification and minting authorization
Qubic: private key generation mechanism

We’ve always pursued trustlessness, but in reality, many trust relationships haven’t disappeared—they’ve simply shifted to places users are less likely to notice.

And the emergence of AI will further amplify this issue. Even old protocols that have been running for years without any major security incidents may gradually face scrutiny.

It feels like it’s only a matter of time before Crypto’s security model undergoes a major shift.

Looking at it this way, maybe there isn’t even a truly secure “mainstream coin”—except
$BTC ?

Why has Tencent fallen so much? It's below 400 now!

Should I buy some?

It suddenly struck me: the four security incidents that happened in quick succession this month have already covered the entire stack in terms of attack surface—

Ledger / CryptoBilis: physical supply chain
XRP: vulnerability in the protocol’s underlying payment code (discovered by AI)
Cysic bridge: cross-chain bridge validation and minting authorization
Qubic: private key generation mechanism

We’ve always pursued trustlessness, but many trust relationships in the real world haven’t disappeared—they’ve simply shifted to places users are less likely to notice.

And the emergence of AI will amplify this problem even further. Old protocols that have been running for years without any major security incidents may gradually come under scrutiny.

It feels like it’s only a matter of time before crypto’s security paradigm undergoes a major shift.

Looking at it this way, maybe there isn’t even a truly secure “major coin”—except $BTC ?

What makes Grokbot so useful is how seamlessly it integrates with X. Besides gathering information from X, you can let it manage your DMs.

It can help you negotiate business deals, and, based on your preferences and needs, accept or decline things that are completely unsuitable for you.

It's also highly sensitive to risk. It won't open any files sent by the other person without verifying the situation and getting my permission.

Lately, it's been managing my X DMs really well. Every day, it sends me a scheduled report telling me who I've talked to, what might benefit me, what it recommends I do next, and what isn't right for me and what risks it poses. It explains why, then leaves the final decision up to me.

I think that if this kind of system keeps developing, it will be hard for people to live without agents like this.

Today’s focus:

1️⃣ BlackRock has filed for a new Bitcoin-related fund that aims to offer some downside protection, while limiting upside participation and explicitly warning that the protection is not guaranteed.

2️⃣ Mesh has also announced a partnership with Visa, with plans to let people use crypto asset balances in their wallets for everyday payments.

I spotted this master trader’s positions on Binance right away!

Another great thing about this update is that AI can monitor the market based on your portfolio, and you can review your profit and loss alongside related events.

The market brief Yaya mentioned also supports audio and updates every 4 hours. Sometimes I’m away for a few hours, and when I get back, I can listen to it all at once to catch up on the market.

Inflation erodes the value of cash, while a bad investment can wipe out your principal.

What investing really needs to solve is how a person can gradually free themselves from total dependence on income from work.

When you rely solely on income from work, your wealth-building is constrained by time and energy. Only when you begin to own shares in excellent businesses do you get the chance to benefit from other people’s work, technological progress, and greater productivity.

Ultimately, each of us can create only so much wealth through our own efforts. Capital, however, can enable ordinary people to take part in creating value on a scale far beyond their individual abilities.

That’s why investment choices matter. The past few years have taught many people this lesson through real estate and altcoins.

Assets truly worth holding for the long term aren’t simply those whose prices can rise, but those capable of consistently increasing profits and cash flow.

As Etherfi has also officially announced the separation of its restaking business, the LRT track is pretty much coming to an end as well—

As of September 30, the total TVL in the entire liquid restaking market is about $1.45 billion, while the protocol revenue generated across the whole track in one week is only around $100,000.

Converted to annualized figures, the ratio of annual revenue to TVL is about 0.36%. After deducting operating costs, there’s basically nothing left.

Looking back to 2024: starting with Manta at the beginning of the year, then Eigenlayer, Etherfi, Kelp...

Each <$ETH > seamlessly picked up where the last left off, carrying all the way to the end of the year;

The token price doubled, and the number of tokens doubled too—truly the kind of good days that are gone forever!

OpenAI’s Dot is here: directly competing with Meta’s Muse!

I’ve already tried it, and it’s basically like an OpenAI personal agent installed inside OpenAI—a little dragon-like helper that can automatically think through and help you complete and refine a lot of things.

The official description is: “Dot is an intelligent agent with outstanding capabilities that’s online 24/7. It understands what you care about and always gets to work for you—taking important tasks off your desk.”

It has its own computer it can control. Of course, if you trust it, you can also hand over control of your computer to it.

The difference from regular ChatGPT is that Dot can keep pushing a task forward across conversations, rather than starting over from scratch every time.

Dot is powered by GPT-6 Astra, connects to 4,000+ apps via plugins, and—after you authorize it—can also use your computer. From the feedback, it can learn your preferences, judgment criteria, and working style. It can push multiple projects at the same time, and also perform read-only proactive research in the background. At key moments, it will proactively report, ask questions, or request your approval.

Official scenarios include: monitoring customer feedback and submitting a PR with tests; updating release materials after scope changes; re-running analyses after data updates; revising proposals; cutting content and writing posts in your style. One early tester said it found a forgotten invoice, prepared the content, and sent it after confirmation.

This update feels like it’s directly targeting Meta’s Muse, which launched earlier this month, as well as always-on agents like Instinct—each relying on a cloud computer + a browser to do work across apps on their own.

For now, I haven’t given it access to my local computer.

It’s using its own cloud-based computer!

Wealth is the inner calm and peace!

Not the numbers that need to be constantly maintained and monitored on the books and in appearances—that only brings you greater desire and anxiety.

I recommend the 40th issue of《Enough and More》that no one knows about.

When you see that Charles Feeney donated almost all of his fortune, 8 billion, and it went unknown for fourteen years—only to be made public at the last resort—it’s still very震撼!

Now I usually go to bed at about 10:30 every day, fall asleep around 11, and wake up between 6:30 and 7:30 in the morning!

In the past, I always felt like I couldn’t do it, that this routine was too hard. But after more than a month, I realized that some habits really can be changed little by little.

First of all, it’s a shift in mindset.

You have to let yourself calm down, recognize that life is unpredictable, recognize that life is full of huge variables, and accept that there are many uncertainties in everyday life. No matter how much you think about something or how carefully you plan, it may still not happen according to your wishes. Don’t try to control everything—then you won’t have so much anxiety. Less anxiety is the first step;

And then it’s adjustments and changes in planning.

For example, your daily exercise amount, the time you spend in the sun, and your daily working hours. For example, after 10 p.m. every night, I won’t do anything that heavily taxes my brain or body, so I don’t get overly excited. Before bedtime, I start doing some stretching exercises for ten minutes to make myself just a little tired. I also eat dinner between 5 and 6, and I don’t eat anything in between. These are the kinds of plans I think are really important and that have helped me.

These are all small arrangements, but they’re quite effective.

At the same time, what these plans give me is a rhythm for living—not control over life.

Don’t hope to control your life. That in itself is an illusion. If you set certain plans but don’t complete them and then you fall back into anxiety, that’s entering another kind of “fixation.”

We can’t plan the future, and we can’t know it either. Every day, the future will keep being broken by things we don’t expect. So I follow these rules. But if one day, a close friend really suddenly visits, or last Wednesday, I went out with a few friends who play guitar and sang along for quite a while—I also never deliberately try to control anything or force myself to be asleep at 10.

I follow the rules I set, and I also allow life to occasionally throw them off. If I stay up late for a day, it’s enough to get back to the usual rhythm the next day. There’s no need to be hard on myself.

Be happy in the moment. When it’s time to sleep, sleep. When it’s time to eat, eat. When it’s time to walk, walk. When it’s time to do something, do it.

Life seems to be simple after all.

After you see the big picture clearly, you should have more patience.

Because a truly major trend is worth understanding over the course of a few years—you don’t need to use a single heavy bet today to prove your belief.

The core of Web3’s second half comes down to this: who controls the hard-to-replace link.

That link could be the user entry point, liquidity, or it could be asset issuance credentials, legal rights arrangements, settlement capabilities, or secure infrastructure.

altcoin season 👀

Altcoin season = Altcoin selection season!

It’s not an altcoin season for all altcoins

It’s only for a small group of altcoins.