Buy XRP (XRP)

Buy XRP

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XRP

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Rate

1 XRP ≈ USD $1.447366

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XRP (XRP):

$1.447366

+2.1%

In the past 24 hours, Binance clients bought 0 XRP worth $0

Page last updated: 2026-02-09 04:39 (UTC+0)

How to Buy XRP (XRP): A Step-By-Step Guide

Buying XRP on Binance is simple, fast, and secure. Follow these four steps to instantly buy XRP with the lowest fees and highest security standards, using one of the many payment options that Binance offers.

1
Create a free account on the Binance website or the app.
Binance is a centralized exchange where you can buy XRP and many other cryptocurrencies. Before you can use the Binance platform, you'll need to open an account and verify your identity. Verification unlocks higher limits for you and keeps Binance a safe place to buy XRP.
Register via the Binance App
Register via the website using your email and mobile number
2
Choose how you want to buy XRP.
Use the "Buy XRP" form widget at the top of this page to instantly see the available options to purchase XRP in your country.
Alternatively, you can also click on the "Buy Crypto" link at the top of the Binance website navigation to learn about the available options to buy XRP in your country. Binance offers the opportunity to buy XRP with credit card, debit card, Apple Pay, Google Pay, Binance P2P, or various third-party payment channels.
Binance offers several ways to buy XRP*:
- Debit/Credit Card
- Google Pay/Apple Pay
- Binance P2P
- Binance Convert
- Spot Market
- Third-Party Payment Channels
*Availability of products and services depends on your jurisdiction.
For better coin compatibility, you can consider buying a stablecoin first, and then use it to buy XRP.
1. Buy XRP with Debit / Credit CardIf you are a new user, the easiest and safest option to buy XRP is with a debit or credit card.
  1. Navigate to buy XRP with USD page on Binance.
  2. Select XRP and USD from the dropdown menu.
  3. Choose "Card" as the payment method, and click "Confirm".
  4. "Add New Card" will appear if you have not bought or other crypto assets in Binance using debit or credit card before. Click "Add New Card", enter card details, and click "Confirm.
  5. On the payment confirmation page, verify details and confirm the order within the time limit. Use 'Refresh' for a new quote.
  6. Click "Confirm" to place your buy order.
  7. You will be redirected to your bank's OTP transaction page. Follow the instructions to verify the payment.
  8. Once verified, the purchased will appear in your Spot Wallet.
2. Buy XRP with Google Pay or Apple Pay
  1. Navigate to buy XRP with USD page on Binance.
  2. Select XRP and USD from the dropdown menu.
  3. Choose either "Google Pay" or "Apple Pay" as your payment method and press "Confirm".
  4. Click the "Buy XRP" button.
  5. On the payment confirmation page, verify details and confirm the order within the time limit. Use 'Refresh' for a new quote.
  6. Click "Confirm" to place your buy order.
  7. The coin will appear in your Spot Wallet.
3. Buy XRP with Binance Convert
  Navigate to [Trade] - [Convert & Block Trade].
  Choose between the available modes: Instant, Recurring, or Limit.
  Select the token you want to convert from in the [From] field, and choose XRP in the [To] field.
  Preview the quote and confirm your transaction before the timer expires.
  Once processed, your XRP will be distributed to the selected wallet.
  For more details, read our How to Use Binance Convert guide.
4. Buy XRP with Binance Spot
  Binance Spot allows you to buy XRP at real-time market prices with access to advanced order types, deep liquidity, and hundreds of trading pairs.
  Navigate to [Trade] - [Spot].
  In the search bar, type XRP and choose a supported trading pair (e.g., XRP/BTC or XRP/USDC).
  Choose your preferred order type:
  Market Order: Buy XRP instantly at current market price
  Limit Order: Set your own price to buy XRP once the market reaches it
  Enter the amount of XRP you want to purchase.
  Click Buy XRP to execute your order.
  Once processed, your purchased XRP will be available in your Spot Wallet.
5. Third Party PaymentThere are multiple options for third-party payment channels. Please, visit the Binance FAQ to check which ones are available in your region.
3
Check the payment details and fees.
You have 1 minute to confirm your order at the current price. After 1 minute, your order will be recalculated based on the current market price. You can click Refresh to see the new order amount.
4
Store or use your XRP in Binance.
After you buy XRP, you can either store it in your personal crypto wallet or simply hold it in your Binance account. You can also trade XRP for other crypto or stake it on Binance Earn for passive income. If you would like to trade your XRP on a decentralized exchange, you may want to check Trust Wallet, which supports millions of assets and blockchains.
Want to keep tabs on coin prices? Visit our coin price directory to add to bookmarks.

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Why Choose Binance to Buy XRP?

Buy crypto in minutes

Binance's world-class matching engine ensures that your crypto trading experience is quick and reliable.

Secure transactions

Your transactions are protected with advanced security measures and risk controls designed to help keep your account and funds safe.

Trade 600+ cryptocurrencies anytime

Access a wide selection of cryptocurrencies and markets on Binance, whether you are buying your first crypto or expanding your portfolio.

Flexible payment options

Choose the payment method that fits you best: credit or debit card, bank transfer, P2P, or many others (where available).

Trusted by 300M+ users worldwide

Millions of global crypto users trust us. Our multi-tier & multi-cluster system architecture and SAFU (Secure Assets Fund for Users) insurance fund protect your account.

24/7 multilingual support

Get help whenever you need it with Binance's round-the-clock customer support available in multiple languages.

What Can You Do After You Buy XRP (XRP)?

Explore how to use your cryptocurrencies with Binance.

Spot

Buy and sell cryptocurrencies on the spot market.

Earn

Deposit your crypto holdings and earn; 180+ coins supported.

Pay

Use your crypto for purchases, send crypto anywhere globally.

Trade XRP for Other Crypto

After buying XRP, you can also trade it for fiat and other cryptocurrencies. Binance offers thousands of trading pairs, giving you the flexibility to enter and exit the market with ease.

Learn More About Buying XRP (XRP)

1
How Can I Safely Buy XRP on Binance?

To buy XRP safely on Binance, create an account, complete identity verification, and select your preferred payment method. Binance offers secure transactions through various methods, including credit cards, debit cards, bank transfers, and P2P trading.

2
Which Payment Methods Can I Use to Buy XRP on Binance?

Binance supports multiple payment methods for buying XRP, including credit cards, debit cards, bank transfers, P2P trading, Binance Convert, Spot, and third-party services like Apple Pay and Google Pay. Availability may vary depending on your country.

3
How to Buy XRP With a Credit Card?

To buy XRP with a credit card on Binance, simply choose the "Buy Crypto" option, select your card as the payment method, and follow the instructions to complete your XRP purchase.

4
How to Buy XRP With a Debit Card?

Buying XRP with a debit card works much the same as credit card purchases. Choose the "Buy Crypto" option, select your card as the payment method, and follow the instructions to complete your XRP purchase

5
Can I Buy XRP Using My Local Currency?

Yes, Binance supports XRP purchases with many local currencies via card payments, bank transfer, P2P, and third‑party channels.

6
How to Buy XRP With Other Crypto?

If you already hold crypto, you can swap it to XRP in minutes by using Binance Convert. To get started, select the token you want to sell in [From] and select XRP in [To]. Then, preview the quote and confirm your transaction before the timer expires. As the other option, you can buy XRP with crypto by placing a Spot order on a relevant trading pair.

7
Can I Buy XRP on Binance?

Yes, XRP is available on Binance for trade and purchase. Follow the steps above to complete your purchase.

8
Can I Buy XRP Without KYC?

Binance requires identity verification, or Know Your Customer (KYC), to enhance account security and comply with global regulations. Completing verification ensures a safer trading environment for all users. Please visit How to Complete Identity Verification for more info.

9
Which Cryptocurrencies Can I Buy on Binance?

Over 500+ cryptocurrencies are listed on Binance for trade and purchase. To explore the full list of available cryptocurrencies, head to our coin price directory.

10
Can I Buy Less Than One XRP?

Yes. XRP is a divisible asset, so you can buy even a fraction of 1 XRP if you plan to invest. On Binance, you can start investing with as little as $10.

11
How Can I Store My XRP XRP?

You can store your XRP either on the exchange or in self-custody. Keeping crypto in your Binance Spot Wallet or Binance Wallet offers instant trading, secure withdrawals, and protection via the SAFU fund. For offline storage, you can use a hardware wallet, where you control the private keys. Always enable two-factor authentication and store your recovery phrases securely offline.

12
Is It Safe to Keep My XRP on Binance?

To help protect your assets, we employ high security practices such as real-time risk monitoring, 2FA, anti-phishing codes, device and withdrawal whitelists, and the SAFU insurance fund. For the best protection, enable all recommended security settings, use strong passwords, and regularly review your devices and withdrawal rules. If you want to have maximum control over your crypto, then consider self-custody with your own crypto wallet while keeping your recovery phrase offline.

How to Buy Other Crypto on Binance?

With hundreds of digital assets to choose from, finding the right one can be difficult. Binance offers step-by-step guides for 600+ cryptocurrencies across multiple markets to help you purchase your next crypto safely and confidently. Have a look at more buying guides below.