$XRP
When full adoption hits, experts say that for xrp to fully takeover swift and run smoothly xrp has to be at 10k per coin. Banks will definitely want to have your said xrp so they most likely will have crypto staking. And since it’s a very desirable coin, 8% staking at 10k with 20k coins is 16 million a year. You dont touch your 20k and live off interest
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