nasirshami12

Welcome to the US Crypto News Morning Briefing—your essential rundown of the most important developments in crypto for the day ahead.
Grab a coffee, because Wall Street has just sent another signal that crypto’s future is becoming increasingly institutional. As JPMorgan moves a core financial product on-chain, market watchers are wondering whether this is merely experimentation or a deeper shift toward Ethereum as an economic infrastructure.
Crypto News of the Day: JPMorgan Takes Money Markets On-Chain with Ethereum-Powered Fund
JPMorgan Chase has taken another decisive step into blockchain-based finance, launching its first tokenized money market fund on the Ethereum network.
According to reporting by WSJ, the banking giant’s $4 trillion asset-management arm has rolled out the My OnChain Net Yield Fund, or MONY. It is a private money market fund deployed on Ethereum and supported by JPMorgan’s tokenization platform, Kinexys Digital Assets.
The bank will seed the fund with $100 million of its own capital before opening it to outside investors, signaling strong internal conviction in tokenized financial products.
MONY is structured for institutional and high-net-worth participation only. It is open to qualified investors, including individuals with at least $5 million in investable assets and institutions with a minimum of $25 million, as well as a $1 million investment minimum.
Investors receive digital tokens representing their fund interests, bringing traditional money-market exposure onto blockchain rails while preserving familiar yield dynamics.
According to the report, JPMorgan executives attribute client demand as the driving force behind the launch.
“There is a massive amount of interest from clients around tokenization,” read an excerpt in the report, citing John Donohue, head of global liquidity at JPMorgan Asset Management.
He added that the firm expects to be a leader in the space by offering blockchain-based equivalents to traditional money-market products.
The launch comes amid accelerating momentum for tokenized assets on Wall Street, following the passage of the GENIUS Act earlier this year.
The legislation established a US regulatory framework for stablecoins and is widely viewed as a catalyst for broader tokenization efforts across funds, bonds, and real-world assets.
Since then, major financial institutions have moved quickly to explore blockchain as core market infrastructure rather than a peripheral experiment.
For Ethereum, JPMorgan’s decision to deploy MONY on its network is being read as a meaningful institutional endorsement. Fundstrat co-founder Tom Lee reacted to the news by calling it “bullish for ETH.”
This comment highlights how products like MONY expand Ethereum’s real-world utility through transaction activity, smart contract execution, and deeper integration into global finance.
Crypto commentators echoed the sentiment, with some arguing that Ethereum’s role as the settlement layer for regulated financial products is becoming increasingly difficult to ignore.
JPMorgan vs. BlackRock: Tokenized Money Market Funds Signal a New Era in Finance
JPMorgan’s move also invites comparisons with BlackRock’s tokenized money market fund, BUIDL, which has grown to roughly $1.83 billion in assets under management, according to public blockchain data.
Like MONY, BUIDL invests in short-term US Treasuries, repurchase agreements, and cash equivalents. However, it follows a multi-chain strategy and is administered through a different tokenization partner.
Together, the two funds highlight a broader trend that traditional finance (TradFi) firms are converging on blockchain to modernize low-risk, yield-bearing products.
More broadly, analysts view tokenization as a means for traditional money market funds to remain competitive with stablecoins, while unlocking new use cases such as on-chain settlement, programmability, and enhanced transferability.
JPMorgan has already experimented with tokenized deposits, private equity funds, and institutional payment tokens, suggesting that MONY is part of a longer-term strategy rather than a standalone pilot.
As regulatory clarity improves and institutional participation deepens, JPMorgan’s Ethereum-based fund reinforces the narrative that blockchain, once seen as niche, is steadily becoming an integral part of the operating system of modern finance.
For Ethereum, that shift may prove to be one of the most consequential signals yet.
Chart of the Day
Here’s a summary of more US crypto news to follow today:
Russell 2000 sets new highs, rekindling a familiar Bitcoin pattern.
One critical XRP price level surfaces — Holding it could trigger a 9% bounce.
Top 3 price predictions: Bitcoin, gold, and silver signal a high-stakes turning point.
What does the stock–crypto investor divide signal for the future?
Base creator Jesse Pollak sparks backlash by endorsing Soulja Boy–linked meme token.
Bitcoin loses whale support? Yet history shows the price can still rise.
Yuan at 14-month high as Fed-BOJ-PBOC split — crypto impact.
Coinbase CLO Paul Grewal: NYT’s SEC crypto story admits no impropriety—So why the headline?
Crypto Equities Pre-Market Overview
CompanyAt the Close of December 12Pre-Market OverviewStrategy (MSTR)$176.45$176.75 (+0.17%)Coinbase (COIN)$267.46$268.40 (+0.35%)Galaxy Digital Holdings (GLXY)$26.75$26.75 (0.00%)MARA Holdings (MARA)$11.52$11.56 (+0.35%)Riot Platforms (RIOT)$15.30$15.31 (+0.065%)Core Scientific (CORZ)$16.53$16.65 (+0.73%)
Crypto equities market open race: Google Finance
$ETH
$BTC

The Holiday Season is near its peak as Christmas is about two weeks away, and naturally, this bullish moment will likely drive crypto assets’ value higher. Many crypto tokens are also nearing their peak and could reach it in this duration.
In line with the same, BeInCrypto has analysed three such altcoins which could hit new all-time highs before Christmas 2025.
Rain (RAIN)
RAIN is trading at $0.0075, sitting 14.3% below its all-time high of $0.0086. The token will likely need stronger support from the broader market to retest this peak, as recent momentum alone may not be sufficient to trigger a decisive breakout.
The Parabolic SAR indicates an active uptrend, signaling that bullish momentum is building. If RAIN can breach $0.0079 and flip it into support, it could accelerate buying interest and push the price toward its all-time high.
Want more token insights like this? Sign up for Editor Harsh Notariya’s Daily Crypto Newsletter here.
However, if investors take profits or market conditions weaken, RAIN could slip through the $0.0074 support. A breakdown below this level may send the price to $0.0068 or lower. This would invalidate the bullish thesis and stall recovery efforts.
Undead Games (UDS)
UDS is trading at $2.54, positioned just below the $2.59 resistance level. The altcoin remains 35.6% below its all-time high of $3.44. This leaves considerable ground to cover before a full recovery can take shape.
The Ichimoku Cloud signals strengthening bullish momentum, suggesting the UDS could break above $2.59 soon. A successful move past this barrier may push the price to $2.73 and set up a climb toward the psychological $3.00 mark if broader market conditions remain supportive.
However, if bearish pressure returns, UDS could fall through the $2.48 support level. Losing this floor may send the altcoin toward $2.29, and a further drop to $2.12 would invalidate the bullish thesis and weaken recovery prospects.
Monero (XMR)
XMR is trading at $397, holding above the $387 support while pushing toward the $417 resistance. The privacy token sits 18.4% below its all-time high of $471, leaving room for a potential upward move if market conditions strengthen.
The strongest catalyst for Monero is the sharp rise in capital inflows. The Chaikin Money Flow shows a steep uptick, signaling renewed investor confidence. This bullish shift could propel XMR past the $417 barrier and toward the $450 resistance. A breakout above that level may set up a full retest of the $471 ATH.
However, if momentum weakens or holders begin selling, XMR could slip below $387. Losing that support may trigger a decline toward $361 or lower. This would invalidate the bullish thesis and delay any attempt at reclaiming previous highs.

💸 How to Earn $1–$23+ Daily on Binance — Without Spending a Rupee 💰

Hey friends 👋,
A lot of people still think you must invest money to start earning from crypto… but honestly, that’s not true at all. Binance gives you several ways to earn real, withdrawable crypto rewards every single day — even if you start with zero investment.

Here’s a simple, step-by-step guide you can follow right now 👇

---

🟢 1. Learn & Earn (Make $1–$10 Daily)

Open the Binance app

Go to More → Learn & Earn

Watch short videos

Answer a few quick quizzes

Get instant rewards in USDT or project tokens

📌 Many users easily earn $5–$10 in just one learning session. It’s the easiest way to start building your balance.

---

🟢 2. Web3 Wallet Rewards (Earn $3–$12 Daily)

Binance Web3 Wallet has daily tasks that pay surprisingly well.

Just do things like:

Simple swaps

Small staking tasks

Interact with DApps

These tasks often give free tokens through new campaigns.
💎 In 2–3 days, people usually make around $15–$25 — without investing anything.

---

🟢 3. Daily Events, Campaigns & Airdrops (Earn $2–$15+)

Binance frequently launches:

Airdrops → Hold a coin and get free tokens

Mystery Boxes → Open & trade NFTs for profit

Lucky Draws → Win free crypto

🎉 One user even earned $50+ from just a single Mystery Box.

---

🔁 Turn Your Free Earnings Into More Earnings

Once you collect enough free rewards:

Convert everything to USDT

Use simple trading bots (like Grid Bots)

Grow your balance using only your earned crypto

💰 No investment. No risk to your own money.

---

🌟 Pro Tips to Maximize Your Daily Earnings

Check the Tasks and News tab every day

Stay fast — some campaigns end within hours

Follow Binance’s offic
ial channels so you never miss rewards

Always reinvest only what you earned for free

Aaj mujhe $8.42 $BTC USDC mila Binance Write-to-Earn program se — and honestly, I’m so happy and grateful right now! 🫡🔥🎉
Chhoti si earning lag sakti hai, lekin mere liye ye ek reminder hai ke agar ap apne words, ideas aur creativity ko dunia tak pohanchao, to woh kabhi na kabhi reward zaroor deti hai. ✍️💰💥
Thank you, Binance! Earning ko itna fun, simple aur rewarding banane ke liye. ❤️✈️
Aur agar aap bhi likhna pasand karte ho, ya online earning ke chances dhoond rahe ho, to ye moment aap ke liye bhi ek signal hai:
Opportunities har jaga hoti hain—sirf pakarne ki der hoti hai! 💪💎