隐悟

Only these three types of personalities can make money in the investment market!

After reading the past of Buffett and Munger, what touched me the most was not their investment skills but their unwavering belief in one point: the core of investing is not IQ or education, but character.

Munger's words reveal the essence: knowledge can be learned by anyone, but if you cannot overcome the shortcomings of your character, you will never be good at investing.
In my opinion, those who can go far in the trading market are nothing more than these three types of personalities.

Those who can endure loneliness are the rarest.
Buffett said, "Investing is transferring wealth from the impatient to the patient," and I deeply agree. Retail investors often lose money because they cannot hold on; they panic when the market rises a little and get confused when it falls a little. Essentially, they chase emotions rather than invest. The real winners can calm down, hold on, stay cool during market frenzy, and stay firm during panic; this stable patience is the most scarce ability in the market.

Those who can admit their ignorance have an inherent advantage.

Munger candidly said, "The greatest wisdom of my life is knowing how foolish I am," which is a rare humility. Too many people in the stock market are overly confident in their judgments, always feeling they know everything, but Buffett always sticks to his circle of competence, avoiding what he doesn't understand. Admitting ignorance allows one to avoid blind gambling and to own up to mistakes, investing only after understanding, naturally leading to a high long-term win rate.

Those who can make decisions without emotion hold the underlying logic.

Munger said, "Avoiding being ruled by emotions is the premise of rational thinking," and this is precisely the vulnerability of retail investors: they are greedy when the market rises and fearful when it falls, running when they are profitable and holding on stubbornly when at a loss, having long since thrown analysis out of their minds.
Buffett's saying, "I remain calm when others are crazy, and I am greedy when others are fearful," is never about indifference; it's about making choices based solely on facts without being swayed by emotions.

Ultimately, these three types of personalities are anti-human, and investing is essentially a self-confrontation. Buffett said investing is a test of character, and Munger said it is a lifelong self-cultivation. The more you struggle in the market, the more you understand that trading is never purely a technical battle but a battle of character. Those who can control their emotions, restrain impulses, and confront ignorance can slowly become rich through compound interest, even if they are ordinary; conversely, no matter how many skills one learns, they will ultimately be defeated by their own character! Share two research coins $PAXG $XMR

What kind of personality traits do you have in the comments section?

The core reason for China's sell-off of U.S. bonds is the long-term skepticism about the stability and structure of the dollar system.
The impact on cryptocurrencies is: short-term market panic can spread, and all risk assets may decline. But in the long run, once funds begin to systematically search for alternatives to sovereign credit, the assets represented by $BTC with transparent non-sovereign global circulation rules provide a ready option.
The impact is not about tomorrow's rise and fall, but it opens a larger ocean for crypto assets. When the rust of the old anchor points is revealed, the value of the new anchor points will truly be reassessed. This process has already begun. $ETH $BNB #易理华割肉清仓 #美债

In the past 12 years, the probability of BTC rising during the Spring Festival has reached 83%. This year, let's aim for a 00:00 prediction event for Bitcoin and BNB activities. We will post red envelope messages in Binance Square to thank our global fans and family for their past support. Moving forward, let's work together to build Binance Square. We will use Binance Pay to send New Year greetings to the family members of the square without service fees. Please send me your IDs!😁

The Big Four accounting firm Ernst & Young (EY) pointed out: Wallet is becoming the core strategic interface of the next generation of finance. If financial institutions cannot have a wallet, which means mastering this key customer entry that integrates authentication, asset management, and payment functions, they face the risk of losing customer relationships and may ultimately become mere providers of backend infrastructure.
This positioning can be used to examine today's smart wallet $BNB .
It is not just a wallet but an integrated financial entry point:
It integrates hundreds of blockchains such as $BTC and $ETH , effectively linking hundreds of banks, allowing users to manage the vast majority of mainstream assets from one entry point, breaking down the barriers of one chain being an isolated island. It has formed a large ecological hub!
The built-in #Web3 aggregates complex functions such as #defi #nft and #股票代币 into easily accessible services with one-click, greatly reducing the operational threshold.
Between decentralization and user convenience, it has chosen a compromise. By adopting an MPC technology self-custody solution, it represents user management of private keys, relying on trust established by institutional-level security architecture and insurance funds. Although it is not the purest form of decentralization, it provides the most feasible balance of security and convenience for large-scale applications at this stage.
At the same time, it clearly demonstrates how to implement strategic interfaces: through extreme functional integration and secure custody, it becomes the most mainstream bridge connecting the traditional world and the crypto world. It may not be the final form, but it is undoubtedly one of the most representative practices currently.
When choosing Binance Wallet, remember the invitation code: G1D6Q60G #G1D6Q60G

📈 2026 Annual Price Trend and High-Low Point Forecast

From the current market status and institutional data, $BTC still has the possibility of a decline:
The Fear and Greed Index is in the extreme fear range of 14-17.
ETFs have seen over $3 billion continuously flowing out in January alone, coupled with high-leverage retail investors experiencing forced liquidations of $2.559 billion; short-term selling pressure has not been fully released.

Institutions generally believe that $62,000-$65,000 is a more core long-term support level, but it is clear that sentiment has worsened and has also dipped below $60,000.
Whales holding over 10,000 coins have continued to buy during the crash, but retail investors and some institutions are still reducing their holdings, with a high probability of short-term oscillation downwards.

Combining global economic policies, institutional consensus, and the halving cycle, there is a higher probability of a "first suppress then rise" trend for the entire year:

1. Minimum Price Range

Mainstream institutions (such as Bernstein, CryptoQuant) believe that prices may dip to $60,000-$65,000 in the first half of the year, and in an extreme pessimistic scenario (such as macro deflation and tightened regulations), it may touch $56,000.
Market predictions from Polymarket show that 71% of participants believe BTC will drop below $65,000, with a 42% probability of falling below $60,000.

2. Maximum Price Range

If the market reverses in the second half of the year with institutional funds flowing back and U.S. cryptocurrency regulatory policies being implemented, prices are expected to rebound to $120,000-$150,000 (predictions from Standard Chartered, Bernstein, and other institutions).

In an optimistic scenario of a super cycle expectation and institutional allocation wave, some analysts believe it could surge to $200,000-$225,000, but caution is needed regarding the risk of a shift in the Federal Reserve's monetary policy.

3. Core Driving Logic

Policy Aspect: The new U.S. FDIC policy allows banks to participate in cryptocurrency businesses compliantly, and support from the Trump administration for the cryptocurrency industry is expected to attract institutional funds back into the market.

Cycle Aspect: The core explosive window of the "accumulation-oscillation-explosion" cycle post-halving in 2024 is expected in the second half of 2026.

Capital Aspect: The current bottom characteristic of "whales buying, retail selling"; if subsequent ETF funds shift from outflow to inflow, it will catalyze an increase.

#全球科技股抛售冲击风险资产 #小非农数据不及预期

Prediction $ETH breaks 1640 Hang Copy! #小非农数据不及预期 #以太坊L2如何发展？

📊 In-depth analysis: The core logic behind the rise and fall of Bitcoin under the resonance of policies and macroeconomics
1️⃣ Bitcoin is now a niche stock for the Federal Reserve.

2️⃣ The core of the rise or fall still depends on where the money is going.

3️⃣ The ETF's big pipeline truly determines whether money can flow in or not. (This is a new rule; it didn't exist before.)

So, where is the money going? It depends on these two areas:

U.S. Treasury🏷 Safe zone: If people think the economy is good or are afraid of risks, money will flow to the safe zone, and Bitcoin will fall.

U.S. stocks + $BTC ETF🏷 Risk zone: If people think money is losing value (inflation) or the Federal Reserve is going to inject liquidity, money will flow to the risk zone, and Bitcoin is likely to rise.

In simple terms:

Poor economic data → The Federal Reserve may cut interest rates and inject liquidity → Good for Bitcoin.

Good economic data → The Federal Reserve may not inject liquidity or may tighten → Bad for Bitcoin.

The ETF's pipeline is very important and is currently the only referee.

Previously, $BTC 's rise and fall depended on market sentiment and narratives. Now it just depends on whether the ETF is flowing in or out.
If inflow (net inflow): This indicates that large institutions are genuinely buying. → With inflow, there is confidence to rise.
If outflow (net outflow): This indicates that large institutions are selling or no one is buying. → If no one is taking over, it will definitely fall.

When can Bitcoin have an independent market?

Only in one situation, such as: the U.S. government shutting down, the Treasury is about to default, and the two parties are fighting each other amidst many factors. At this point, people may suddenly doubt whether the dollar and Treasury are still absolutely safe? This doubt will cause some money to try Bitcoin. Bitcoin will briefly rise independently, but after the argument, the money may return.

Importance ranking for monitoring: Three key points:

1. Look at the ETF pipeline (BlackRock, Fidelity, etc.) - is it flowing in or out? If there are several consecutive days of outflow, be cautious; if there is continuous inflow, be optimistic.

2. Look at what the Federal Reserve is saying? The key is to watch the non-farm employment and CPI inflation data. Poor data = possible liquidity injection = good news. Good data = possible tightening = bad news.

3. Look at what political disputes are happening in Washington?
If it escalates to a government shutdown or debt default, there might suddenly be an independent market.

Summary: This year's Bitcoin is a dual-core market display of Federal Reserve policy + ETF capital flow. We only need to understand these two cores to grasp 80-90% of it. Everything else is just noise.

Web3 Creator AI Content Risk Assessment

I. Clarify Responsibility Boundaries Before Creation

First, it's crucial to ensure the core viewpoints and argumentative framework of the content are original. AI should not be allowed to directly generate the entire article, nor should it be used to fabricate project backgrounds, transaction data, or other factual content. AI should only be used for text polishing and formatting. The publisher bears primary responsibility for AI-generated content.

II. Verify Information and Check for Risks During Creation

Basic project information has been cross-verified through block explorers/official channels via the project's official website, contract address, and social media accounts (Twitter/Discord/Telegram). Project team information has been verified through independent sources such as LinkedIn and GitHub. On-chain data verification includes transaction volume, holding addresses, TVL, etc., which have been cross-checked using tools such as Nansen, Dune Analytics, and Glassnode.

Data timeframes are clearly defined; expired/falsified data cannot be generated by AI.

Market dynamics, regulatory policies, and industry news have been verified through authoritative media such as CoinDesk, The Block, or official announcements. 100% exclusion of AI-generated "insider information" or "exclusive scoops."

The expression of opinions avoids absolute financial statements such as "guaranteed profit," "principal and interest guaranteed," and "100% annualized return." It avoids "false endorsements" or "misleading promotions" of projects. Opinions and facts are clearly distinguished, for example, using disclaimers such as "personal opinion for reference only" and "not investment advice."

AI-generated forged screenshots, chat logs, or other "evidence" are not allowed.

III. Final Compliance Check Before Publication

✅ All cited information and data have been clearly marked with their sources (e.g., Data source: Dune Analytics, February 2026).

✅ A note at the end of the article states, "Content was partially edited with AI assistance; core viewpoints and facts have been verified using XX tool."

✅ A disclaimer has been added: This article represents only personal opinions and does not constitute any investment advice. Any actions taken based on this information are at your own risk.

✅ The entire article has been read and confirmed to contain no AI-generated false information (e.g., fabricated partners, fictitious project progress).

Note: Large model databases are also divided into direct and proxy types. The former has clear ownership and more controllable quality. Data quality is the core of pricing, and the price is also affected by timeliness, exclusivity, etc.

2026 New Year Shock: Hackers Rob $100 Million in January, U.S. Regulators Suddenly "Loosen Up"?

Just stepping into the 2026 crypto world and already facing a blow. Data shows that in just January, over 16 security incidents were reported, with losses approaching $100 million. This money didn't disappear with the market downturn; it was forcibly taken by hackers. Each time a cross-chain bridge or DeFi protocol has issues, it consumes the trust of all users.

Interestingly, while there's a fire on one side, regulators seem to have changed their mindset on the other. Reports suggest that the U.S. SEC may attempt a new form of "innovative exemption" early this year. Simply put, it means providing a "safe zone" for some qualifying DeFi projects for up to two years, temporarily not enforcing traditional securities regulations. But the cost is that projects must ensure they handle compliance and security (such as strict identity verification) thoroughly themselves.

What does this mean?

For users, it may lead to operating in a safer, more vetted environment in the future, making it easier to identify purely amateur projects.

For project teams, this is a valuable buffer period. They can shift their focus from worrying about lawsuits to earnestly working on technology and compliance. Those who survive might be the winners in the next round.

The situation is quite clear now: hackers are technically probing the limits frantically, while regulators are trying to draw a new starting line. $MKR $XMR


Interesting, interesting, let's chat in the comments. #安全出金 #HackerIntrusion

#plasma $XPL @Plasma
As an ordinary user, what I value most when researching Layer 1 projects is whether they can address real pain points. Plasma, a public chain built specifically for stablecoin settlement, immediately caught my attention.

It uses Reth, compatible with the Ethereum Virtual Machine, meaning that the tools and ecosystem I am familiar with can be used directly, with almost zero learning cost. Sub-second finality and gas-free USDT transfers make small, high-frequency transactions smooth and cost-effective, which is very friendly for us retail investors.

Anchoring the security of Bitcoin also alleviates my concerns about the project's censorship resistance. The stablecoin-prioritized gas mechanism fundamentally resolves the issue of being choked by high gas fees on other chains. $XPL @Plasma #加密市场回调 #二层网络

The facts have proven that BTC is like a frog in a glass dome! The game now follows all new rules

$BTC is no longer the decentralized coin it once was, completely diluted into a crypto version of U.S. stocks, institutional ETFs hold the pricing power, and its rise and fall depend entirely on the Federal Reserve's mood. After a 70,000 fluctuation and bottoming out, don't chase high in February.
In the short term, a month of sideways movement to build a bottom, a rate cut in March is a life-or-death line, landing at 90,000-100,000, if it falls, there's a high probability of exploring 65,000. Also, don't be swayed by intraday fluctuations.
The crypto space has completely changed, BTC/ETH have become standard for institutions, altcoins are polarizing, $BNB $SOL will only focus on mainstream + compliant in the future, and don't touch unregulated air coins! #比特币 #比特币行情分析 #加密市场新规则