grece

501 euros in gains: €50.10 in tax. 499 euros: zero.

That’s the rule Greece just passed (Parliament, Thursday, November 5). Starting January 1, 2027, individuals’ crypto capital gains will be taxed at 10%. With one detail that changes everything: the €500 exempt per year is not a deductible allowance. As soon as you go over it, the entire gain is taxed, not just the excess.

The rest of the bill, briefly:
– staking, crypto lending and DeFi liquidity: 15%, treated as interest (staking means locking up your tokens to secure a network in exchange for a reward);
– paying for a purchase with crypto counts as a sale;
– losses over €500 can be carried forward for 5 years;
– 12 months to declare past gains without a penalty, with tax due within 60 days.

The unclear point: swapping one crypto for another. The Finance Ministry says it isn’t taxed. Parliament’s scientific service warns that, as written, the bill could cover it. For anyone trading back and forth $ETH / $SOL all year, that’s no small detail.

My take: 10% is low by European standards, and the voluntary disclosure window is pretty smart. But a cliff-edge threshold encourages some odd calculations in December: sell a little less, wait until January, split up your sales. A simple allowance would have avoided that.

I bet this combination (low rate, threshold, amnesty for past gains) will inspire other countries that want to tax crypto without driving it away, including here at home.

Sources: CoinDesk, Cointelegraph, PwC Greece, November 5–6, 2026. Not tax or financial advice.

Cliff-edge threshold or deductible allowance: which seems fairer to you?

#Crypto #Fiscalite #Grece #CryptoNews #Staking