crypto401kreacheswhitehouse

Retirement money might be crypto's next big door, and it just moved a step closer. The Labor Department's final 401(k) crypto rule reached the White House for review on Nov 5. It gives plan fiduciaries a legal safe harbor for vetting options on six factors — fees, liquidity, valuation and more. Americans held about $10.8T in 401(k)s as of June 30, so even a 2% allocation means roughly $216B of potential demand, with experts expecting $BTC first, likely via ETFs. $BTC is holding near $75,700 while $ETH sits near $2,234 — neither is pricing in a retirement wave. If cleared, it takes effect roughly 60 days after publication and that slow structural bid becomes real; drag past 90 days or water it down, and it fades into noise while the market keeps grinding near $75,000. Would you put crypto in your 401(k) if your plan offered it?

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