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The transnational scheme operates through mobile apps that extract users’ private data and photos. A recent case in the country illustrates the modus operandi: money is deposited, then victims are pressured to repay multiples of that amount under threats to defame them
A new form of cyberfraud and extortion, known internationally as “montadeudas” (debt-trap scams), has begun claiming victims in Venezuela. Digital security organizations are warning about the rise of instant-loan apps that, far from being a legitimate financial solution, serve as tools for data extraction and psychological blackmail.