Short answer: Binance gives two separate fee benefits, and you can use both at once.
1. Referral code LONG2027: a 20% rebate on Spot and Futures trading fees, entered at sign-up.
2. Paying fees with BNB: 25% off Spot fees and 10% off USDⓈ-M Futures fees.
Using both together brings a regular user's Spot fee down from 0.10% to roughly 0.06%.
New to the code? Start with the main guide:
https://www.binance.com/en/square/post/381420313464132
1. BINANCE'S STANDARD FEES (REGULAR USER / VIP 0)
🔸 Spot: 0.10% maker, 0.10% taker
🔸 USDⓈ-M Futures: 0.02% maker, 0.05% taker
Fees go down as your VIP level rises. VIP levels depend on your 30-day trading volume and your BNB balance.
2. HOW THE BNB FEE DISCOUNT WORKS
🔸 Spot and Margin: 25% discount, so the 0.10% fee becomes 0.075%
🔸 USDⓈ-M Futures: 10% discount, so the 0.05% taker fee becomes 0.045%
🔸 COIN-M Futures: no BNB discount
How to turn it on:
1. Go to Profile > Dashboard > Trading Fees
2. Enable "Using BNB Deduction"
3. For Futures, transfer BNB to your USDⓈ-M Futures wallet. If there is not enough BNB in that wallet, Binance charges the fee in USDT and the 10% discount does not apply.
3. HOW LONG2027 STACKS WITH BNB
The referral rebate and the BNB discount are separate programs. In general, the 20% referral rebate is calculated on the fee you actually pay. So the BNB discount is applied first, and the rebate then comes back on the reduced fee.
📊 Spot example: buying $1,000 of BTC
🔸 No code, no BNB: $1.00 fee
🔸 BNB only: $0.75 fee (25% saving)
🔸 LONG2027 only: $0.80 fee (20% saving)
✅ LONG2027 + BNB: $0.60 fee (40% saving)
📊 Futures example: a $10,000 USDⓈ-M position (taker)
🔸 No code, no BNB: $5.00 fee
🔸 BNB only: $4.50 fee (10% saving)
✅ LONG2027 + BNB: $3.60 fee (28% saving)
For a maker order of the same size, the fee drops from $2.00 to $1.44.
💰 What it adds up to for an active trader
Someone who trades $20,000 of Spot volume a month pays about $240 a year in fees with no discounts. With LONG2027 and BNB together, that drops to about $144, a saving of roughly $96 a year. The more you trade, the bigger the difference.
You can check the rebates you actually receive in your account. Here is how:
https://www.binance.com/en/square/post/381417441423510
4. COMMON MISTAKES
❌ Not using a referral code at sign-up
You can turn on BNB payment at any time, but a referral code normally has to be entered while creating the account. If you have already signed up, read this:
https://www.binance.com/en/square/post/381737980857470
❌ Keeping BNB only in the Spot wallet
The Futures discount works only with BNB in the USDⓈ-M Futures wallet.
❌ Running out of BNB
When your balance can't cover a fee, that fee is charged at the standard rate. Keep a small buffer of BNB.
❌ Assuming the rates stay the same as your VIP level rises
At higher VIP levels, referral rules change. Details:
https://www.binance.com/en/square/post/383179103617866
5. QUICK SETUP CHECKLIST
✅ Sign up with referral code LONG2027
✅ Complete identity verification (KYC). Country example (Brazil):
https://www.binance.com/en/square/post/385646010141899
✅ Buy a small amount of BNB
✅ Enable "Using BNB Deduction"
✅ If you trade Futures, transfer BNB to your USDⓈ-M wallet
✅ Check your rebate records after your first trades
FAQ
❓ Can I use LONG2027 and BNB payment at the same time?
Yes. They are separate programs, and the BNB discount does not cancel the referral rebate.
❓ Does BNB give a discount on Futures too?
Yes, 10% on USDⓈ-M Futures. COIN-M Futures has no BNB discount.
❓ How much BNB do I need?
There is no fixed minimum, but your balance must be enough to cover each trade's fee.
❓ Is the 25% BNB discount permanent?
Binance says it is valid until further notice. Rates can change, so always check your account's fee page.
🔑 Binance Referral Code: LONG2027
20% Spot and Futures fee rebate
This is independent content and is not affiliated with or endorsed by Binance. Fees and programs can change; the rates shown in your Binance account are the binding ones. Crypto trading carries risk.
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