What's actually blocking mass stablecoin adoption?
@whessert (Head of Strategy at Paxos) breaks down the real bottleneck.
Not tech. Not regulation. It's UX and distribution.
Most normies still don't know why they'd hold $USDC over dollars in their bank. The rails exist. The liquidity exists. But the on-ramp friction is still too high.
Next wave unlocks when:
- Embedded wallets become invisible
- Stablecoins get native integration in payment apps people already use
- Yield on stables becomes accessible without degen risk
Paxos is positioning here. Worth watching how they execute vs Circle and Tether in 2025.
@whessert (Head of Strategy at Paxos) breaks down the real bottleneck.
Not tech. Not regulation. It's UX and distribution.
Most normies still don't know why they'd hold $USDC over dollars in their bank. The rails exist. The liquidity exists. But the on-ramp friction is still too high.
Next wave unlocks when:
- Embedded wallets become invisible
- Stablecoins get native integration in payment apps people already use
- Yield on stables becomes accessible without degen risk
Paxos is positioning here. Worth watching how they execute vs Circle and Tether in 2025.