Thinking about the question from my post, I’d say all three matter - but it depends on the strategy. 👇

Rate tells you the cost or potential return.

Maturity tells you how long your capital is committed. ⏳

Flexibility gives you more freedom to react when conditions change.

For me, when planning a position for a specific period, having a clear rate and maturity can make the decision much easier.

That’s one reason I find @TermMax interesting - it makes you think about more than just the rate.

There’s no single right answer. The best choice is the one that fits your strategy. 🧠