Protocol Governance: CHIP holders vote on decentralized autonomous organization (DAO) parameter updates, such as interest rate adjustments, accepted collateral types, and yield allocation strategies.
Staking & Yield: Tokens can be staked into safety/insurance modules to help backstop protocol risks in exchange for yield payouts.
Real-World Asset (RWA) Integration: USD.AI uses CHIP as an incentive layer to connect liquidity providers with GPU hardware borrowers seeking compute power for AI training and inference models.