#RippleWinsFullApprovalAsNationalTrustBank

🏦 Ripple Gets Its Federal Bank Charter

📅 Oct 26: the OCC granted final approval for Ripple National Trust Bank
📜 Applied July 2025, conditional nod December 2025
🔐 It will hold RLUSD reserves as trustee and offer crypto custody
🗽 RLUSD is still issued by Ripple's NYDFS-regulated trust company
📊 RLUSD market cap: about $2.5B, with BNY as primary reserve custodian
⚠️ A national trust bank usually takes no deposits, makes no loans and has no FDIC insurance
🔍 Circle got final approval in July; Coinbase is still conditional

What it means for crypto: federal oversight may make RLUSD easier for institutions to adopt, but XRP's price isn't directly tied to the charter.

Does a federal charter make you trust a stablecoin more? 👇

$XRP
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