XRP Ledger Version 3.1.0 Launches Lending Protocol
Protocolul de Împrumut Debutează pe XRPL Actualizarea aduce două modificări majore care transformă modul în care activele funcționează pe rețea. Protocolul de Împrumut permite brokerilor să creeze împrumuturi pe termen fix, neasigurate, folosind fonduri din tezaurul comun.
Brokerii obțin control total asupra parametrilor de risc, protecțiilor pentru deponenți și stimulentelor economice prin setări extrem de configurabile. Protocolul elimină cerințele tradiționale de garanție, menținând în același timp securitatea prin pooling-ul activelor bazat pe tezaur.
Ceva mare se pregătește pe graficul lunar XRP – Ce ar trebui să știi
XRP’s monthly chart signals a potential breakout in 2026. Zonele de suport puternice se aliniază cu perspectiva pe termen lung optimistă a XRP. Claritatea reglementărilor și adoptarea impulsionează semnificativ perspectivele de creștere ale XRP. Graficele lunare ale XRP transmit semnale puternice că o schimbare majoră ar putea fi la orizont, conform expertului de piață Arthur. În analiza sa recentă, el explorează structura prețului pe termen lung a XRP, dezvăluind o configurare promițătoare pe măsură ce 2026 continuă. Arthur subliniază că, în timp ce graficul reflectă un potențial solid, accentul este pe o analiză realistă mai degrabă decât pe obiective speculative de preț, cum ar fi “XRP la $700.”
$XRP Ripple tocmai a lăsat un comentariu pentru Fed: Este timpul să modernizăm conturile de plată pentru monedele stabile!
Ei cer beneficii directe de la Fed, cum ar fi Fereastra de Discount limitată, dobândă pe rezerve, limite mai inteligente (la revedere limită statică de 500M) și modele ACH fără risc.
Totul pentru a superîncărca RL USD (1:1 susținut de standardul de aur al Fed) și a alimenta infrastructura XRP pentru transferuri globale instantanee și ieftine.
Aceasta ar putea conecta RL USD direct la căile de plată reale din SUA și ar putea crește semnificativ utilitatea XRP.
Cash withdrawals, card payments, and online transfers can differ by 1%-8% from the true mid-market rate. On large amounts, that "small" gap quietly eats real money.
The mid-market rate is the only fair benchmark, anything worse means fees or markups are baked in.
2 Cash vs Cards vs Digital: Who Wins?
Cash withdrawals are usually the worst deal. Banks, ATMs, and card networks all take a cut, and accepting "dynamic currency conversion" makes it even worse.
Card payments are better if you pay in $Sol, not USD.
Online transfers and fintech platforms win most of the time, offering rates closest to mid-market thanks to lower overhead a transparent pricing.
The Smart Conversion Play
For larger amounts, digital platforms, including USD-pegged stable coins, offer faster settlement and tighter spreads. Many users convert Sol → USD stable coin, move funds digitally, then withdraw only when needed. Matching the method to the amount and urgency is the real edge.
Bottom line:
Always compare the final amount received, not just the headline rate. Over time, choosing the right conversion method can save more than you think. $SOL #MarketRebound #CPIWatch
XRP vs. Solana: What the 2025 Attention Gap Says About Crypto Market Priorities
Quick Breakdown Solana thrives on high-speed transactions, DeFi/NFT adoption, and rapid developer growth, while XRP focuses on cross-border payments and institutional partnerships. Its active daily users, fast TPS, low fees, and venture-backed ecosystem generate more social buzz, liquidity, and developer activity than XRP. Portfolio strategies benefit from balancing attention-driven growth (Solana) with long-term utility and regulatory resilience (XRP), reflecting 2025’s focus on speed, utility, and builder-friendly ecosystems.
XRP and Solana have been two of the most talked-about blockchain networks of the past decade, but their journeys couldn’t be more different. XRP, launched in 2012, built its reputation around fast, low-cost cross-border payments and long partnerships with banks and financial institutions.
Despite legal battles and regulatory pressure, it remained one of the most resilient networks in the industry, raising the question: Can XRP overtake Solana price in the coming years? Solana entered the market in 2020 and quickly became known for high-speed transactions, low fees, and strong adoption in DeFi, NFTs, and consumer-facing apps.
Over the years, Solana grew through developer ecosystems, retail engagement, and high-performance applications, while XRP focused on enterprise utility and payment infrastructure. These different paths shaped how each network is perceived, how communities engage with them, and how developers and investors allocate attention.
In 2025, both still stand as major players, but the attention gap between XRP and Solana reveals something much bigger than community preference.
Measuring Market Attention In July 2025, Solana’s Social Dominance hit 8.9%, meaning almost one-tenth of all conversations about the top 100 cryptocurrencies were about Solana. XRP’s social dominance rose to 3.91% in May 2025. Even though this is less than half of Solana’s share, it still shows a strong rise in interest for XRP compared to its usual levels.
Solana also shows higher ecosystem engagement. In March 2025, it recorded over 2.2 million daily active wallets, a number that reflects steady, high activity. In comparison, XRP reported 5.3 million total active wallets, but these were not daily users. This gap suggests that Solana’s user base is more active day-to-day, which helps explain why it consistently dominates social and community discussions.
Trading activity Solana leads in raw transaction speed, confirming around 65,000 TPS, compared to XRP’s roughly 1,500 TPS as of April 2025. Solana also reported a strong $16 billion in 24-hour trading volume in early-October 2025, showing rising market activity.
XRP, however, dominates in total network usage. It processes over 2 million transactions per day, more than Bitcoin and Ethereum combined, and reached a record $36 billion in transaction volume in early 2025.
XRP saw a standout ETF debut in 2025. Canary Capital’s spot XRP ETF (XRPC) posted the highest first-day trading volume of the year at $58 million, along with $245 million in first-day net inflows, higher than several leading Bitcoin ETFs.
Solana followed closely. Bitwise’s Solana Staking ETF (BSOL) recorded $56 million in debut trading volume, ranking just behind XRP’s launch.
Developer ecosystem Solana has about 17,708 active developers, making it the second-largest developer ecosystem after Ethereum. XRP’s developer community is smaller but growing, with over 2,800 active monthly contributors across GitHub and related platforms.
Solana is also expanding rapidly. In the first nine months of 2025 alone, it added around 11,534 new developers, an 83% year-over-year increase, showing strong momentum and rising interest from new builders and projects.
Why Solana Gets More Attention Than XRP Solana continues to capture more market attention in 2025 because its ecosystem is growing faster and attracting more builders, users, and investors than XRP.
Strong growth in DeFi, NFTs, and consumer apps Solana’s rapid expansion in DeFi, NFT marketplaces, and consumer-facing apps has made it one of the most active ecosystems in crypto. In 2025, Solana consistently ranks among the top chains by DeFi (TVL), daily NFT trading volume, and user transactions, driven by platforms like Jupiter, Raydium, Tensor, and Phantom. These sectors generate constant on-chain activity and social buzz, keeping Solana at the center of investor attention.
Faster ecosystem expansion and VC visibility In 2024, Solana led all blockchain ecosystems in onboarding new developers, attracting approximately 7,625 new contributors. In the first nine months of 2025, it added around 11,500 new developers and a strong inflow of venture capital.
Major funds, including Amber group and Jump Crypto, regularly back Solana-based projects, which boosts public visibility and reinforces the perception that Solana is a “future-ready” chain.
This consistent wave of high-profile funding rounds naturally draws more attention than XRP’s slower, more enterprise-focused growth.
High throughput and lower fees are attracting builders Solana’s high throughput (tens of thousands of TPS) and extremely low transaction fees make it an appealing environment for builders who want to create fast, consumer-scale applications.
This performance advantage allows developers to build games, social networks, AI-integrated apps, and payment tools without worrying about congestion or high costs. As a result, many new projects launch on Solana, increasing both developer activity and market attention.
XRP’s regulatory baggage and slower ecosystem development XRP continues to face the lingering effects of its long settled SEC battle, which affected perception and slowed ecosystem expansion. Despite progress in payments and institutional integrations, XRP’s developer environment grows at a slower pace and lacks the explosive cycles seen in Solana. Because XRP is primarily viewed as a cross-border payments token, it receives less viral attention compared to Solana’s fast-moving, consumer-driven ecosystem.
Implications for Investors and Altcoin Strategy Understanding why certain networks attract more attention helps investors make smarter decisions about liquidity, risk, and long-term positioning.
How attention affects liquidity and price performance Market attention directly influences how easily an asset can be traded and how fast its price can move. Coins with strong social buzz and developer activity, like Solana, often enjoy deeper liquidity, tighter spreads, and faster price reactions during rallies.
In contrast, assets with lower attention may have slower movement and fewer major trading catalysts, even if their fundamentals remain strong. This makes attention a practical indicator for short-term and medium-term investment behaviour. Understanding narrative cycles and ecosystem momentum Crypto market trends move in cycles driven by narratives, DeFi booms, NFT seasons, L2 expansion, AI integrations, or payment-focused growth. Solana currently benefits from several strong narratives at once, giving it sustained momentum.
Investors who track these shifting themes can better identify which ecosystems are poised for inflows and which may lag during certain cycles. Recognizing these momentum shifts helps avoid chasing hype too late and instead positions investors earlier in the trend.
Positioning portfolios based on utility and growth potential A smart altcoin strategy blends attention-driven assets with those that offer long-term utility. For example, investors might allocate to fast-growing ecosystems like Solana for short-term upside while holding fundamentally solid networks like XRP for long-term payment adoption and institutional partnerships.
Evaluating each ecosystem’s real use cases, developer growth, and upcoming catalysts helps build a balanced portfolio that can thrive across different market phases.
Reflection of Broader Market Priorities in 2025 The attention gap between XRP and Solana highlights wider crypto market trends, showing what the market values most in 2025.
Preference for speed and scalability Networks that can process thousands of transactions per second with low latency, like Solana, are capturing more attention because traders, developers, and users prioritize fast, seamless experiences.
Scalability reduces bottlenecks, lowers costs, and enables high-frequency applications, making speed a key factor in adoption. Faster networks also allow for more complex applications, from gaming to real-time financial services, attracting both developers and users.
Demand for builder-friendly environments Developers are drawn to ecosystems that make launching projects easier, whether through robust tooling, low fees, or an active community. Solana’s rapid developer growth and extensive resources create a fertile environment for innovation, whereas networks with slower onboarding or fewer resources see slower adoption. A supportive developer ecosystem accelerates product launches, encourages experimentation, and helps attract venture capital investment. Market shift toward utility-rich ecosystems over legacy networks Investors and users are favouring platforms that deliver tangible use cases, like DeFi, NFTs, gaming, and payment integrations, over older networks that rely primarily on historical reputation. Utility and real-world applications now drive attention and capital more than legacy status alone. Projects that demonstrate clear value and user adoption tend to sustain long-term growth and attract broader institutional interest.
Influence of regulation and compliance narratives Perceived regulatory clarity or uncertainty shapes crypto market trends and sentiment. XRP’s slower adoption reflects ongoing legal scrutiny, while networks perceived as less encumbered by regulatory risks attract builders and investors faster.
Compliance and trust considerations increasingly steer where capital and attention flow. Regulatory-friendly networks can gain a competitive advantage by onboarding institutional participants and forming strategic partnerships more easily. Focus on cross-chain interoperability Ecosystems that connect easily with other networks are getting more attention because users and developers want flexibility and liquidity. Platforms with cross-chain bridges, token swaps, and multi-chain DeFi can reach more people and offer better experiences. Interoperability also helps avoid network congestion and makes these ecosystems more attractive to users and developers worldwide.
Conclusion: What the Attention Gap Signals for the Future The growing attention on Solana shows that speed, scalability, and developer-friendly environments are shaping the future of altcoins. Networks that support robust DeFi, NFT, and consumer applications are capturing user and investor interest, raising the bar for competition across the crypto space. Solana’s rise shows that long-term relevance increasingly depends on tangible utility, active community engagement, and the ability to attract capital and innovation quickly.
For XRP, the attention gap doesn’t mean the network is irrelevant. If regulatory clarity improves, XRP could regain momentum and compete more effectively, particularly in cross-border payments and institutional adoption. The broader takeaway is that Web3’s future will favour ecosystems that balance regulatory trust, technical performance, and real-world applications. Investors and developers who understand these evolving criteria will be better positioned to identify which platforms are likely to thrive in the years ahead. $XRP #MarketRebound #CPIWatch
ULTIMELE: X $XRP's pe metricile on-chain flash-uiesc semnale clasice de capitulare - SOPR (7d EMA) a scăzut
Atenția în jurul XRP a dispărut chiar și în condițiile în care scurte explozii de mișcare a prețului încă apar pe intervale de timp mai mici. O creștere scurtă de aproximativ 10% în ultima săptămână contrastează puternic cu o scădere lunară mai profundă care depășește 38%.
Această dezechilibru între forța pe termen scurt și slăbiciunea mai largă formează fundalul unei recente căderi tehnice împărtășite pe canalul YouTube Crypto Aarav, unde analistul explică de ce răbdarea ar putea conta mai mult decât optimismul în prezent.
Crypto Aarav încadrează acțiunea actuală a prețului XRP printr-o lentilă tehnică strictă formată de ani de studiu al graficelor și observații de piață. Mesajul său de bază se concentrează pe momentul potrivit. El susține că majoritatea traderilor intră în poziții între acumulare clară și faze de breakout confirmate, ceea ce istoric duce la rezultate slabe.
ULTIMELE: X $XRP metricele on-chain flash semnale clasice de capitulare - SOPR (7d EMA) a scăzut la ~0.96..
Asta este mult sub 1, pe măsură ce deținătorii își realizează pierderile după ce prețul a scăzut sub costul de bază realizat de $1.46-1.48, oglindind faza dureroasă de consolidare din 2021-2022. Această eliminare transferă adesea $XRP monede de la mâini slabe la mâini mai puternice înainte ca orice stabilizare sau inversare semnificativă să înceapă.
În ciuda durerii pe termen scurt, îmbunătățiri fundamentale precum claritatea de reglementare și utilitatea în lumea reală ar putea scurta linia de timp a recuperării în acest ciclu comparativ cu ultimul. #MarketRebound
Analysts at Standard Chartered have lowered their 2026 Bitcoin target from $150,000 to $100,000. Key risks? B $BTC could drop to $50,000 due to ETF outflows and weaker macro conditions. The average buyer is currently in the red, with an entry price around $90,000.
"Macro risk is increasing: the US economy may weaken, while markets don't expect further rate cuts soon," the analysts note. #MarketRebound #CPIWatch
Evernorth pariază mult pe $XRP as mișcările financiare pe blockchain.
CEO-ul Evernorth, Asheesh Birla, spune că finanțele globale suferă o schimbare majoră pe măsură ce sistemele tradiționale trec la infrastructura blockchain.
El susține că XRP a fost proiectat special pentru operațiuni financiare din lumea reală.
Aceasta a determinat compania să-și construiască întreaga strategie corporativă în jurul XRP.
Compania creează cea mai mare trezorerie XRP din lume, pe care intenționează să o implementeze în fluxurile de decontare, managementul trezoreriei, activele tokenizate și soluțiile de finanțare descentralizată.#MarketRebound #CPIWatch
I like this chart still. Its a slow period but $ETH /BTC is holding up well at this support. We can idle around here for a while and then reclaim resistance above this blue box. When this going to happen? I dont know.
But the fact that we are here and this chart is still holding up tells me that one more push is there.
$ETH has officially opened offices in Buenos Aires, launching a 300m² innovation hub hosting more than 70 experts.
The move strengthens collaboration with Argentina's fintech ecosystem and reflects the country's high crypto adoption rate following strong Devconnect participation, the expansion signals deeper long-term infrastructure building in Latin America.#MarketRebound #CPIWatch
When Will Bitcoin Bounce Back? Top Analyst Breaks Down Prior Major Corrections
As Bitcoin ($BTC ) trades roughly 50% below its all‑time high, investors are once again asking the familiar question: how long does recovery usually take? Market analyst Sam Daodu believes history offers valuable clues.
No Systemic Bitcoin Collapse This Time? Daodu notes that steep corrections are not unusual for Bitcoin. Since 2011, the cryptocurrency has endured more than 20 pullbacks exceeding 40%. Mid‑cycle declines in the 35% to 50% range have often cooled overheated rallies without permanently derailing long‑term uptrends.
In situations where there was no systemic breakdown in the broader market, Bitcoin has typically reclaimed prior highs in about 14 months. He contrasts the current environment with 2022, when multiple structural failures shook the crypto industry.
At present, there is no comparable collapse rippling through the system. The analyst highlighted that $BTC ’s realized price—currently near $55,000—may provide a psychological and technical floor, as long‑term holders have historically accumulated coins around that level.
Whether the present downturn evolves into a drawn‑out slump or a shorter reset, Daodu suggests, will largely hinge on global liquidity conditions and investor sentiment.
A Look Back At Historic Selloffs During the 2021–2022 cycle, Bitcoin peaked at $69,000 in November 2021 before tumbling to $15,500 one year later, a 77% drop. The downturn coincided with monetary tightening by the US Federal Reserve, alongside the collapse of the Terra (Luna) ecosystem and FTX’s bankruptcy.
It ultimately took 28 months for Bitcoin to surpass its previous high, which it did in March 2024. At the market bottom, long‑term holders controlled roughly 60% of circulating supply, absorbing coins from forced sellers.
The 2020 COVID‑19 crash unfolded very differently. In March of that year, Bitcoin plunged about 58%, sliding from approximately $9,100 to $3,800 as global lockdowns triggered a liquidity shock.
Bitcoin rebounded quickly. It reclaimed the $10,000 level within six weeks and retook its 2017 high of $20,000 by December 2020, about nine months after the bottom. The eventual surge to $69,000 in November 2021 came roughly 21 months after the crash.
The 2018 bear market presents yet another contrast. After reaching $20,000 in December 2017, Bitcoin collapsed 84% to $3,200 by December 2018. The implosion of the initial coin offering (ICO) boom, combined with regulatory crackdowns and limited institutional participation, drained speculative energy from the market.
Active addresses declined by 70%, and miners were forced to capitulate as revenues shrank. Without significant new capital or a compelling growth narrative, Bitcoin required nearly three years to revisit its previous peak.
Not Capitulation Yet The depth of the drawdown itself plays a critical role. Historically, corrections in the 40% to 50% range have taken roughly nine to 14 months to reverse, while collapses exceeding 80% have required three years or longer.
With Bitcoin now down about 50% from its peak, the decline falls into what Daodu describes as a moderate‑to‑severe category—substantial, but not indicative of full capitulation.
Based on prior episodes of similar magnitude, he estimates that a return to previous highs could take 12 months or more, with macroeconomic conditions ultimately determining the speed of that rebound.
As of writing, $BTC was trading at $68,960, having recovered slightly on Friday with a 5% increase in an attempt to surpass its short-term resistance wall at $70,000. #MarketRebound
Bitcoin își îndreaptă atenția către a patra scădere săptămânală cu pierderi de $2.3B care declanșează temeri de capitulare
Bitcoin a fluctuat în jurul nivelului de $66,000 vineri, poziționând cea mai mare criptomonedă din lume pentru o potențială a patra pierdere săptămânală consecutivă, în timp ce piețele financiare mai ample au rămas sub presiune. Capitalizarea totală a pieței criptomonedelor a scăzut cu aproximativ 1.67% în ultimele 24 de ore, ajungând la aproximativ $2.26 trilioane.
Datele de piață arată că Bitcoin menține o corelație neobișnuit de puternică cu activele tradiționale, mișcându-se aproximativ în paralel cu S&P 500 (93%) și aur (91%), arătând cum așteptările privind ratele dobânzii și evoluțiile macro globale conduc din ce în ce mai mult acțiunea prețului cripto.
Bitcoin se tranzacționează sub presiune intensă pe măsură ce sentimentul de piață se transformă în frică extremă.
Când frica domină piața, volatilitatea se extinde și tranzacționarea emoțională crește, adesea împingând prețul spre niveluri psihologice cheie. Focalizarea principală acum este dacă $BTC va asigura o închidere săptămânală sub zona de suport critic de 60.000 $ sau va recâștiga forța și va revendica 70.000 $ înainte ca lumânarea să se închidă.
Frica extremă reflectă de obicei vânzări panică, lichidări și o apetit de risc redus. Cu toate acestea, din punct de vedere istoric, perioadele de frică maximă au marcat și puncte potențiale de inflexiune. Deși frica poate accelera mișcările descendente pe termen scurt, poate de asemenea semnala că o mare parte din presiunea de vânzare poate fi deja prețuită. Provocarea este de a determina dacă slăbiciunea actuală reprezintă o continuare sau o epuizare.
O închidere săptămânală confirmată sub 60.000 $ ar semnala o slăbiciune structurală în tendința pe termen mediu. O astfel de mișcare ar putea întări momentum-ul bearish, ar declanșa presiune suplimentară de vânzare și ar putea duce la o consolidare extinsă sau la o scădere mai profundă. Închiderile săptămânale au o greutate mai mare decât volatilitatea intraday, așa că o vânzare susținută în apropierea închiderii ar indica faptul că oferta rămâne dominantă.
Pe de altă parte, o recuperare spre 70.000 $ și o închidere săptămânală deasupra acelui nivel ar schimba semnificativ narațiunea. Ar sugera o activitate puternică de cumpărare la scădere, absorbția lichidității de vânzare și o încredere reînnoită din partea participanților la piață. Pentru ca acest lucru să se întâmple, cererea spot ar trebui să depășească probabil volatilitatea generată de derivate.
În cele din urmă, frica extremă creează condiții pentru mișcări decisive. Dacă $BTC se închide sub 60.000 $ sau deasupra 70.000 $ va depinde de faptul dacă vânzătorii mențin controlul până la închiderea săptămânală sau cumpărătorii intervin agresiv. În astfel de condiții de volatilitate ridicată, răbdarea și managementul disciplinat al riscurilor rămân esențiale. #MarketRebound
Cea mai recentă mahmureală a lui $BTC ? Nu este aur digital - este un clon de acțiune tehnologică care se prăbușește puternic din ianuarie. A rămâne ferm la 64K $ este crucial; dacă scade sub, este o alunecare rapidă spre iadul de 60K $. Dacă depășește 71K $, taurile s-ar putea aprinde în sfârșit pentru o cursă de 80K $. #MarketRebound #CPIWatch
Bitcoin tumbles back near last week's lows as Al fears crush tech and precious metals plunge
Bitcoin BTC$65,431.20 fell back toward last week's lows, giving up nearly all of its recent gains above $70,000 and resuming its slide alongside weakness in the broader tech sector, as the crypto now trades back around $65,000.
Bitcoin was down 2% over the past 24 hours, with losses in ether ETH$1,916.07 and solana SOL$76.98 roughly tracking.
The decline mirrored broad price action in the Nasdaq, which fell 2% on Wednesday and more particularly in the software sector, where the iShares Expanded Tech-Software Sector ETF (IGV) tumbled 3%. The IGV is now down 21% year to date as investors question the sector's pricey multiples in a world where the coding abilities of artificial intelligence agents appear to be rising exponentially.
"Software stocks are struggling again today," wrote macro strategist Jim Bianco. "IGV is essentially back to last week's panic lows."
"Don't forget there's another type of software, 'programmable money,' crypto," Bianco added. "They are the same thing."
Precious metals not immune Cruising along with modest gains through most of the day, gold and silver suffered quick, steep plunges in the mid-afternoon. Late in the session, silver was lower by 10.3% to $75.08 per ounce and gold was down 3.1% to $4,938. $BTC