Summitul Tehnologiei Africane Nairobi 2026 este programat pentru 11-12 februarie 2026.
Veniti să întâlniți echipele și vorbitorii din unele dintre cele mai importante firme de fintech și cripto din Africa, inclusiv:
* Binance (schimb de cripto lider global) * VALR (schimb de cripto lider din Africa de Sud) * XYO (proiectul DePIN lider din Africa cu peste 600.000 de noduri) * Fundația Cardano (ecosistem blockchain din top 10 global) * Bitnob (infrastructură de plată pentru Bitcoin și stablecoin în Africa) * Norrsken 22 (VC care investește în startup-uri africane) * Moniepoint (fintech lider din Nigeria) * Centrul Internațional pentru Comerț * Bursa de Valori din Londra * Tala (aplicație lider în credit și economii în Kenya cu peste 8 milioane de clienți)
între alții
Utilizați codul: BitcoinKE10 pentru a obține 10% reducere la bilete.
PRESS RELEASE | South African Payment Processor, Ozow, Announces New Crypto Payments Solution Pow...
Payment processing provider, Ozow, has announced the official integration of cryptocurrency as a primary payment solution on its platform. This move allows merchants to tap into the growing digital economy by enabling customers to pay for goods and services directly from their crypto wallets.
Ozow has officially launched Crypto Payments!
Merchants can now accept payments from crypto wallets, including Bitcoin Lightning and exchanges like Luno, VALR, and Binance via a single Ozow integration.
Powered by @MoneyBadgerPay
Find out more: https://t.co/Sm2OF4MiLV pic.twitter.com/pe1gtyhF23
— Ozow (@OzowPay) January 28, 2026
Powered by MoneyBadger, South Africa’s Bitcoin-centric payments technology provider, this new offering allows customers to pay directly from their crypto wallets, including Bitcoin Lightning and major exchange wallets such as Luno, VALR and Binance, with instant settlement in South African Rand.
FUNDING | South African Bitcoin & Crypto Payments Solutions Provider, MoneyBadger, Raises $400,000 in Pre-Seed Funding
By adding crypto to its existing suite of
Pay by Bank, Card
Vouchers
Payouts and Refunds, and
PayShap solutions,
Ozow provides a single, unified integration for merchants to access every major way to pay in South Africa.
The shift toward crypto as a transactional currency is accelerating in South Africa.
Recent market data highlights a significant appetite for real-world crypto utility:
There are currently over 6 million registered crypto exchange users in South Africa looking for avenues to spend their digital assets.
A recent co-marketing case study between Luno and Pick n Pay, which integrated with MoneyBadger in 2022, demonstrated a threefold increase in customers using crypto for everyday purchases when presented with clear value and a frictionless experience.
Crypto payments are no longer restricted to niche tech circles; they are being driven by diverse segments, including global travellers avoiding high exchange fees, remote workers receiving salaries in digital assets, and a future-forward generation of Gen Z and Millennial consumers.
EXPERT ANALYSIS | ‘Online Retail Will Reach 10% of All Retail in 2026,’ Say Payment and Logistics Experts in South Africa
“Our mission has always been to simplify the way South Africans pay and get paid, and the introduction of crypto is a natural extension of that commitment to financial enablement. It is also just the start of our journey into digital assets,” said Rachel Cowan, interim CEO of Ozow.
“By bridging the gap between digital assets and everyday utility, we are providing consumers with greater choice and flexibility in how they interact with the digital economy. For our merchants, this is about more than just a new payment method; it is about providing them with a frictionless gateway to a global, tech-forward market, ensuring that they remain at the forefront of the evolving financial landscape while maintaining the simplicity and security they expect from our ecosystem,” said Cowan.
For merchants, the integration offers a high-value customer segment without the traditional hurdles of digital asset management.
Ozow and MoneyBadger handle the complexity of the transaction, ensuring zero volatility risk by instantly converting crypto to South African Rand. Ozow merchants can instantly enable crypto payments without any additional integration required.
Furthermore, crypto processing is often more cost-effective than traditional credit card fees, allowing businesses to preserve higher margins while offering a modern brand identity that aligns with global fintech trends.
MILESTONE | South African Retailer, Pick n Pay, Surpasses Over One Million Rand (~$55,000) a Month in Crypto Payments
“Like Ozow, digital token payments represent advantages to merchants like reduced fraud rates and access to a growing market of tech-savvy consumers that are already saving and spending digital currencies like Bitcoin,” according to MoneyBadger CEO, Carel van Wyk.
“By working with Ozow, we are making it safe and simple for business owners to offer greater choice in payment options to their customers and stay ahead of the curve.”
For consumers, the process is as simple as scanning a QR code or selecting the Crypto option at an online checkout. Transactions are secured by biometric authentication and TLS encryption, providing a level of security that often surpasses traditional physical payment methods.
“This integration signals a major step toward the mainstream adoption of digital assets in the retail and e-commerce sectors,” said Cowan.
PRESS RELEASE | Scan to Pay Enables Direct Crypto Payments Through MoneyBadger Integration to Over 650,000 Merchants in South Africa
__________
About Ozow
Ozow is a leading South African fintech company transforming the way consumers and businesses transact through innovative, seamless, and secure payment solutions. Founded in 2014, Ozow specialises in real-time digital payments, offering a range of products including Pay by Bank, Card Payments, PayShap Request, Instant Refunds, Payouts, and Cash Vouchers.
Trusted by South Africa’s biggest brands, Ozow enables millions of South Africans to transact effortlessly, helping merchants unlock growth, reduce friction at checkout, and improve financial accessibility.
Ozow is a licensed System Operator and Third-Party Payment Provider with the Payments Association of South Africa (PASA) and is fully compliant with industry regulations.
For more information, visit www.ozow.com
South Africa’s Crypto-Friendly Payment Platform, Ozow, Raises $48 Million Led by China’s Tencent
Stay tuned to BitKE for deeper insights into the African crypto space.
FINTECH AFRICA | South African Fintech, Mukuru, Sets Benchmark As a ‘Top Employer’ in Africa
Mukuru, a leading next-generation financial services platform, has been certified as a Top Employer 2026 in both South Africa and Zimbabwe.
This achievement places Mukuru among Africa’s most progressive workplaces and demonstrates that local companies can meet global standards in employee practices while advancing financial inclusion in their markets. It also highlights how a strong culture and empowered teams are key to achieving sustainable growth led by technology.
This is Mukuru’s third consecutive Top Employer certification in South Africa and its second in Zimbabwe, making it the first financial services and technology company in Zimbabwe to receive this honour. The Top Employers Institute evaluates organisations based on their people strategy, culture, talent development, diversity, well-being, and leadership. The certification comes after a detailed assessment against international standards.
FINCLUSION | How South Africa’s Oldest Fintech, Mukuru, Leverages Data to Drive Financial Inclusion
Mukuru’s recognition reflects positive results within its workforce, such as lower turnover, quicker hiring, stronger performance, and improved well-being indicators. Its recruitment approach relies on structured data and behavioural insights, earning global recognition and featuring Mukuru’s practices on the Top Employers Institute’s knowledge hub.
“These accolades confirm the daily experience of our people,” said Andy Jury, CEO of Mukuru.
“In fast-changing markets, success relies on teams that feel supported and empowered. Culture is part of strategy; it drives impact at scale.”
“Being a Top Employer reflects how people experience leadership, growth, and belonging every day,” added Savina Harrilall, Chief People Officer.
“Our teams in South Africa and Zimbabwe have created a culture that is both high-performing and human, and this recognition reflects their contribution.”
The dual-country certification highlights Mukuru’s ability to use global standards in a relevant way for local markets. This is essential for organisations working across diverse African countries. It also strengthens Mukuru’s employer brand with employees, partners, and stakeholders, reinforcing its long-term commitment to building inclusive workplaces that promote growth and innovation.
Mukuru’s employer excellence comes at a time of expanding product and market innovation across its platforms. In November 2025, Mukuru announced a strategic partnership with VALR, Africa’s largest crypto exchange by trade volume, to introduce a USDC (USD-backed stablecoin) wallet to millions of users across the continent. Through this collaboration, accessible via Mukuru’s WhatsApp platform, customers can purchase, hold, and sell USDC, offering a regulated digital savings and value-preservation option in economies facing currency volatility — a move that complements the company’s mission to broaden financial access and inclusion.
PRESS RELEASE | VALR and Mukuru Partner to Advance USDC Stablecoin Savings in Africa
Andy Jury noted that the VALR partnership “is a clear step forward in our strategy to enable Africa’s emerging consumers to send, store, and spend value seamlessly,” reflecting Mukuru’s evolution beyond traditional remittances into broader financial services.
As Mukuru expands across the continent, investing in people and innovative financial solutions remains central to its strategy. This focus ensures resilience, performance, and significant impact for customers, employees, and the wider fintech ecosystem.
REGULATION | South African Remittance Fintech, Mukuru, Granted Deposit License in Zimbabwe, Targets Rural Population
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FINTECH AFRICA | PayPal Is Back in Nigeria – This Time Through Paga, and Crypto Is the Quiet Cata...
After nearly two decades of limited service, global payments giant, PayPal, has re-entered Nigeria’s digital economy, not with a flashy standalone launch, but through a strategic partnership with local fintech, Paga, that finally unlocks inbound international payments for Nigerians.
Under the integration announced in January 2026, Nigerians can now link their PayPal accounts directly to Paga wallets, receive payments from PayPal’s global network in over 200 markets, and withdraw funds locally in Naira for spending, transfers, and other day-to-day needs.
Businesses and creators can also connect their PayPal merchant profiles to Paga for global receipts and faster local settlement.
FINTECH AFRICA | PayPal Plans Wallet-to-Wallet Payments in Africa With PayPal World Using Local Payment Systems
Connecting the Crypto Angle
PayPal’s earlier years in Nigeria were marked by strict restrictions that allowed outbound payments but not inbound balance reception, a limitation that kept Nigerian freelancers, SMEs, and global sellers on the sidelines of critical earnings. This re-entry closes that gap.
Paga’s role is strategic: its deep local rails, regulatory compliance, digital wallet reach, and settlement network give PayPal a ready-built infrastructure to scale cross-border inflows in a way that wasn’t feasible two decades ago.
While today’s headlines focus on payments, a parallel shift on the crypto front underscores PayPal’s evolving playbook:
1.) PYUSD Stablecoin – Digital Dollars for the Mainstream
PayPal launched its own U.S. dollar–backed stablecoin PYUSD in 2023, a bridge between traditional payments and on-chain value. It’s fully integrated into PayPal and Venmo, backed 1:1 by USD reserves and regulated by the New York State Department of Financial Services.
Unlike niche tokens, PYUSD is designed first for payments, not speculation, making it a core part of PayPal’s vision for digital commerce and cross-border value movement.
LAUNCH | PayPal Launches Dollar-Backed Stablecoin, PayPal USD (PYUSD), on the Ethereum Blockchain
2.) Doubling Down on Growth
Throughout 2025, PYUSD’s market cap surpassed $1 billion, doubling from earlier in the year, a milestone that reflects renewed usage and strategic integrations rather than purely incentive-driven demand.
PayPal has also expanded PYUSD’s reach, bringing it to multiple blockchains via cross-chain solutions and partnerships, a move that aims to reduce friction and cost in global settlements especially relevant for remittances and commerce in markets like Africa.
MILESTONE | PayPal’s PYUSD Stablecoin Surpasses $1 Billion Market Capitalization – Doubling Since Start of 2025
3.) Payments + Crypto, a Two-Track Approach
PayPal’s broader strategy is clear:
Payments at scale: Enable billions of users and millions of merchants to transact globally.
Crypto rails for liquidity: Use PYUSD and other token integrations to improve the speed and cost of value flows beyond legacy banking corridors.
This dual engine positions PayPal to compete not just with traditional remittance players, but with emerging blockchain-powered finance stacks in Africa where crypto, stablecoins, and fintech partnerships are already reshaping how people send, receive, and store value.
PayPal Pushes Crypto, Stablecoin Payments into the Mainstream, Cutting Costs and Expanding Global Commerce
For Nigeria, the implications are multi-layered:
Freelancers and SMEs now have a direct route to access global payers without complex workarounds.
Cross-border commerce becomes more frictionless, potentially boosting exports of digital services.
Stablecoin readiness: As digital assets like PYUSD mature, Nigerian users and platforms could leverage stablecoins for cheaper remittances, hedging currency risk, and programmable use cases in DeFi or payments.
Ecosystem signal: A major player like PayPal partnering with a local fintech underscores Africa’s rising financial sophistication and regulatory viability.
PayPal’s move into Nigeria via Paga is more than a payments relic returning home, it’s a statement of intent. It reveals how legacy platforms are blending traditional rails with crypto-native tools to remain relevant in markets where consumers and businesses increasingly expect fast, borderless, and digital money movement.
For Nigeria’s tech ecosystem, this moment is both validation and invitation: build, integrate, and innovate around payments, crypto, and the digital economy because the global players are coming with deeper stacks than ever before.
FINTECH AFRICA | Why Use PayPal in the Age of Crypto? Frustrated Users Propose African Alternatives
Sign up for BitKE updates for the latest crypto updates from across Africa.
IMPOZITARE | Nigeria a obținut 276 milioane de dolari din plățile digitale în 2025, acum vizează criptomoneda
Guvernul Nigeriei a crescut semnificativ veniturile din plățile digitale, iar reglementatorii extind acum acel regim fiscal la retragerile de criptomonede, un semnal clar că cea mai mare piață cripto din Africa este ferm pe radarul fiscal.
Conform datelor oficiale, încasările din Legea Transferului de Bani Electronici (EMTL), o taxă aplicată transferurilor digitale calificate, au crescut la aproximativ 276 milioane de dolari în primele 11 luni din 2025, de la aproximativ 133 milioane de dolari în aceeași perioadă din 2024.
Aceasta reprezintă o creștere de peste 100% față de anul precedent.
REGULATION | Capital Markets Authority of Kenya Moves to Protect Virtual Asset Investors From Dea...
The Capital Markets Authority of Kenya (CMA Kenya) is advancing plans to reduce risks tied to trading in virtual assets by creating a dedicated fund to compensate investors if a licensed virtual-asset dealer fails to fulfil its obligations, underscoring the Kenyan government’s efforts to build the country into a digital finance hub.
CMA Chief Executive Wycliffe Shamiah told The EastAfrican that talks are underway on a compensation mechanism for people who buy and sell virtual assets, separate from the current Investor Compensation Fund (ICF) used for equity investors.
Shamiah explained that the existing ICF covers investors when brokers or investment banks go under, but with the growing number of players acting like brokers, especially in the virtual-assets space, there is a need for broader protection.
“A number of discussions are ongoing,” he said, noting that support for virtual-asset companies in case of failure might need a different arrangement than the current ICF.
A virtual or digital asset refers to digitally stored content or resources that have value and can be owned, traded or managed, including cryptocurrencies and digital tokens secured on blockchain technology.
In 2025, President William Ruto signed the Virtual Asset Service Providers (VASP) Act 2025 into law establishing a legal framework for regulating cryptocurrencies.
EDITORIAL | Kenya Passes Landmark Crypto Law – Binance and Coinbase Expected to Lead Licensed Entrants
The CMA says compensation mechanisms for equity investors and virtual-asset investors will be separate, because the markets involve different players and products. Details on how the new compensation fund would work, including its funding sources, are still being discussed.
Shamiah noted that while both equity and virtual-asset markets fall under CMA regulation, the two are distinct, and mixing them under one fund may not be appropriate.
Currently, stock investors who lose money due to the failure of a licensed broker are compensated from the ICF, with a maximum payout of KES 200,000 (about $1,550) per investor.
The ICF is funded by interest earned on funds held between subscription closing dates and refunds, transaction levies on share and bond trading through the Nairobi Securities Exchange (NSE), and penalties on operators who break CMA rules.
Shamiah said the compensation limit for equity investors was increased to KES 200,000 from KES 50,000, although there have not been significant market shocks recently. Discussions are also underway on widening the ICF’s coverage.
In November 2025, the CMA revealed it is in talks with major virtual-asset firms, including those dealing in Bitcoin, about listing shares on the NSE as part of efforts to deepen the market.
About four to five virtual-asset companies, mainly from the U.S and UK, have shown strong interest in selling shares to Kenyan investors through the bourse.
Such listings would allow investors to gain exposure to virtual-asset companies in a model similar to exchange-traded funds (ETFs), which let investors trade assets like gold indirectly by owning shares in gold-dealing firms.
‘We Have Received About 5 Virtual Asset Companies Largely from the US and UK Looking to List,’ Says Kenya Capital Markets Regulator
Stay tuned to BitKE updates on crypto markets in Africa
STABLECOINS | Leading African Fintech, Flutterwave, Selects TurnKey to Power Verifiable Stablecoi...
In a major milestone for crypto-native payments in Africa, Flutterwave, one of the continent’s largest payments infrastructure platforms, has teamed up with TurnKey to launch secure and verifiable stablecoin balances for merchants and users.
Through this collaboration, Flutterwave is integrating Turnkey’s embedded wallet infrastructure to offer USDC and USDT stablecoin balances alongside traditional fiat balances, enabling faster, cheaper, and always-on cross-border payments across its network.
Stablecoins are increasingly seen as a bridge between traditional finance and digital value especially in markets with volatile local currencies or costly remittance flows. By embedding stablecoin wallets directly into Flutterwave’s platform, businesses and individuals can receive, hold, and transfer value seamlessly without having to manage complex wallet software or private keys.
PRESS RELEASE | Flutterwave Collaborates with Polygon as an Infrastructure Partner for Stablecoin Payments Across Africa
Nkem Abuah, Lead for Remittances & Stablecoin Partnerships at Flutterwave, highlighted this integration as a key step toward making regulated stablecoins part of everyday payments infrastructure across Africa.
“To accelerate business growth in Africa, we must make it safe, easy, and affordable for businesses to accept all forms of regulated payment methods, including stablecoin, from a global customer base.”
Turnkey CEO, Bryce Ferguson, noted that powering scalable stablecoin balance infrastructure with verifiable security mechanisms helps ensure more efficient flows of capital with fewer intermediaries, directly putting value into the hands of businesses rather than costly middlemen.
“We share Flutterwave’s belief that stablecoins offer an incredibly efficient way to accelerate payments and put more money directly into the hands of business owners rather than intermediaries.”
FINTECH AFRICA | ‘Stablecoin Adoption Has the Potential to 10x the Volumes We’re Currently Doing,’ Says CEO, Flutterwave
TurnKey: The Infrastructure Powering the New Wallet Generation
Turnkey’s core proposition is building a secure, programmable, and verifiable wallet infrastructure layer that solves some of the most persistent challenges in crypto.
These challenges include:
1.) Removing Wallet Complexity
Traditional wallets require users to manage seed phrases and deal with cryptographic key storage – barriers that keep mainstream audiences out. TurnKey eliminates this by enabling embedded wallets that users can access with familiar authentication mechanisms (email, phone, biometrics) without ever exposing seed phrases.
This approach significantly lowers the technical and security friction for both users and developers launching services like payments, trading, or DeFi. Developers can deploy secure non-custodial wallets in weeks, not months, removing infrastructure bottlenecks and accelerating product rollout.
2.) Verifiable Security by Design
A defining feature of TurnKey’s infrastructure is its emphasis on verifiability: every critical operation, from wallet creation to policy evaluation and transaction signing, occurs inside secure enclave environments, producing cryptographic proofs that operations were executed exactly as intended.
This means platforms using TurnKey can independently audit and verify the integrity of their wallet infrastructure without blind trust, addressing one of the key concerns for regulators and enterprise adopters.
3.) Programmability, Scalability, and Automation
In 2025, TurnKey shipped more than a dozen capabilities aimed at real-world use cases: modular embedded wallet kits, multi-chain support, native on-and off-ramp integrations (e.g., Coinbase, MoonPay), policy-driven signing controls, and developer SDKs that accelerate integration.
These tools help teams focusing on payments (like Flutterwave), DeFi apps, mobile exchanges, or autonomous Web3 agents integrate wallet functionality without reinventing infrastructure, letting them focus on UX and core product differentiation.
Turnkey’s rise has been matched by market validation:
In June 2025, the company raised a $30 million Series B round led by Bain Capital Crypto, with participation from Sequoia, Lightspeed Faction, Galaxy, Wintermute, and Variant bringing total funding to over $50 million. The round underscored investor confidence in secure, open infrastructure as the foundation for next-generation crypto applications.
In the same period, TurnKey was named to CNBC’s 2025 World’s Top Fintech Companies list, further validating its role as a core infrastructure provider at the intersection of traditional finance and crypto.
Flutterwave’s adoption of TurnKey’s wallet infrastructure reflects a broader trend: crypto primitives like stablecoins are moving from fringe use cases into mainstream financial rails, especially in markets where cross-border payments, remittances, and digital commerce demand speed and efficiency.
By lowering the technical barriers to wallet creation and secure key management, Turnkey is helping companies like Flutterwave and others in payments, trading, DeFi, and AI-driven automation unlock digital asset flows in ways that are compliant, secure, scalable, and user-friendly.
STABLECOINS | Stripe-Owned Nigerian Fintech, PayStack, Introduces Stablecoins as a ‘Major Theme’ Over Its Next Decade
Stay tuned to BitKE on Stablecoin updates across Africa.
REGULAMENT | Banca Ghanai lansează inițiativa de educație în criptomonede pe măsură ce reglementarea trece la implementare...
Regulatorii financiari din Ghana au dezvăluit Inițiativa Națională de Educație în Domeniul Activelor Virtuale (NaVALI), un program axat pe educație, destinat să completeze cadrul de reglementare emergent pentru activele digitale din țară. Lansarea marchează un moment cheie în tranziția Ghanaii de la piețele informale de criptomonede la un regim structurat care echilibrează inovația cu protecția consumatorilor și integritatea financiară.
Anunțat pe LinkedIn de guvernatorul Băncii Ghanai, Dr. Johnson Pandit Asiama, NaVALI își propune să echipeze ghanezii de zi cu zi, inclusiv educatori, afaceri și reglementatori, cu o înțelegere practică, lipsită de jargon, a activelor virtuale precum criptomonedele, stablecoins și alte instrumente bazate pe blockchain.
Quidax, a provisionally-licenced Nigerian crypto startup, has shut down its peer-to-peer (P2P) trading feature just five months after launch, signaling the growing tension between crypto innovation and regulatory enforcement in Africa’s largest economy.
In an emailed notice to customers, Quidax said the decision to discontinue its P2P marketplace, including merchant ads, escrow services, and in-platform chats, was part of a strategic shift toward ‘higher-demand features’ like instant swaps and order-book trading.
Core services such as deposits, withdrawals, and spot trading will continue unaffected.
P2P trading, where users buy and sell crypto directly with one another, has been a staple of Nigeria’s digital asset economy, often used to on-and off-ramp Naira outside traditional exchange rails. But regulators have increasingly flagged the model as a supervisory challenge.
The Securities and Exchange Commission of Nigeria (SEC Nigeria) has publicly raised concerns about:
Opaque transaction flows
Exchange-rate manipulation, and
The dominance of foreign P2P platforms operating in regulatory grey zones.
This has made formal oversight difficult and heightened investor-protection risks.
REGULATION | Nigeria Sues Binance for $81.5 Billion in Economic Losses and Unpaid Taxes
Quidax’s P2P feature was built to address those concerns by restricting merchant status to verified users subjected to strict KYC, enhanced authentication, and participation requirements. But even this controlled model appears to have sat uneasily within SEC Nigeria’s evolving enforcement posture.
REGULATION | Nigerian National Faces 20-Year Imprisonment for Laundering Stolen Funds via Crypto
Quidax is part of SEC Nigeria’s Accelerated Regulatory Incubation Programme (ARIP), a sandbox designed to guide digital-asset firms toward full licencing. The programme was expected to transition participants like Quidax and rival Nigerian exchange, Busha, to full licences by August 2025, but that timeline has stalled as the regulator reassesses its supervisory capacity.
At the same time, SEC Nigeria has updated capital-requirement thresholds under the Investment and Securities Act, 2025, classifying digital assets as securities and subjecting service providers to the regulator’s capital markets framework. Although detailed rules for P2P platforms haven’t yet been published, standalone intermediaries and multi-service operators now face minimum capital requirements in the hundreds of millions of Naira.
REGULATION | SEC Nigeria Raises Minimum Capital Requirements, Sets Higher Bar for Crypto, Fintech, and Capital Market Operators
Quidax’s decision underscores a broader reality: even when exchanges build P2P systems with strong controls, regulatory uncertainty can outweigh product demand.
In this case, Quidax noted that most users preferred faster, more traditional trading methods, a trend that has likely influenced the product roadmap.
For the Nigerian market, this development may tighten liquidity in informal channels and accelerate migration toward regulated on-and off-ramping options. It also reinforces the SEC’s message that crypto services must fit within the capital markets ecosystem if they are to scale.
As the regulatory framework continues to take shape, operators and users alike will be watching closely to see how other P2P-dependent products evolve.
STATISTICS | ‘Statistics Don’t Lie. Over 33% of Our Population Are Engaged in Digital Assets,’ Confirms SEC Nigeria
Stay tuned to BitKE crypto updates from Nigeria and across Africa.
STABLECOINS | Stablecoins devin instrumente financiare vitale în Africa pe măsură ce remitențele depășesc ajutoarele, Sa...
Stablecoins sunt din ce în ce mai adoptate în întreaga Africă ca o metodă mai rapidă și mai ieftină de a trimite bani, remitențele fiind acum considerate „mai importante decât ajutoarele” pentru mulți oameni de pe continent, conform economistei Vera Songwe, o fostă subsecretară generală a Națiunilor Unite, care a vorbit la Forumul Economic Mondial de la Davos, Elveția.
MILESTONE | Remitențele din diaspora din Kenya au atins un KES istoric de 1 trilion (~7,7 miliarde de dolari) până în noiembrie 2025, spune Ministrul Principal al Cabinetului
Songwe a subliniat că serviciile tradiționale de transfer de bani în Africa pot costa în jur de 6 dolari pentru fiecare 100 de dolari trimiși, făcând plățile transfrontaliere nu doar costisitoare, ci și lente. În contrast, stablecoins reduc semnificativ taxele și timpii de decontare, permițând indivizilor și micilor afaceri să transfere fonduri peste granițe în câteva minute, în loc să aștepte zile întregi pentru finalizarea transferurilor.
AfreximBank anulează relația de evaluare a creditului cu Fitch Ratings, invocând diferențe fundamentale...
Banca Africană de Export-Import (AfreximBank) și-a încheiat formal relația de evaluare a creditului de lungă durată cu Fitch Ratings, agenția globală de evaluare a creditului, după ce a concluzionat că cadrul de evaluare actual nu mai este în concordanță cu modul în care structura legală, misiunea și profilul de risc al Băncii ar trebui să fie evaluate.
Într-o declarație, Afreximbank a afirmat că o revizuire cuprinzătoare a angajamentului său cu Fitch a constatat că metodologiile recente de evaluare a creditului utilizate de agenție nu reflectă în mod adecvat Acordul de Înființare al Băncii – un tratat multilateral semnat și ratificat de statele sale membre care susține mandatul său de a sprijini comerțul intra și extra-african. Potrivit AfreximBank, acest tratat creează protecții și angajamente legale care diferențiază operațiunile sale de cele ale băncilor comerciale – distincții pe care consideră că au fost trecute cu vederea în evaluările Fitch.
Deținerea fracționară de aur devine mainstream: Cum minimele de 0.01 grame democratizează metalele prețioase...
Moneda de aur Herculis (XAUH) permite investitorilor să dețină aur LBMA elvețian începând de la doar 0.01 grame, eliminând barierele tradiționale care au menținut-o inaccesibilă pentru cei mai mulți cumpărători.
Aurul a servit ca o rezervă de valoare timp de milenii. Totuși, pentru cea mai mare parte a istoriei moderne, deținerea efectivă a aurului fizic a rămas inaccesibilă pentru omul obișnuit. Sumele minime de achiziție ridicate, primele dealerilor, costurile de depozitare și îngrijorările legate de securitate au creat obstacole care au favorizat cumpărătorii instituționali și pe cei cu o avere mare.
Această calcule se schimbă. Moneda de aur Herculis (XAUH) reprezintă un nou model în care deținerea fracționară de aur devine la fel de accesibilă ca achiziționarea unei cești de cafea. Fiecare token XAUH reprezintă un gram de aur fin 999.9 LBMA elvețian și poate fi împărțit în unități de până la 0.01 grame. La prețurile actuale ale aurului, aceasta se traduce printr-un cost inițial de aproximativ 1.35 $ până la 1.40 $.
STABLECOINS | Stablecoin Supply Growth Flatlines As Regulation Costs and Treasury Yields Bite
After a long phase of rapid expansion, the global stablecoin market has stopped growing and entered a consolidation phase.
Industry sources say this plateau (around ~310 billion) reflects higher compliance costs from tighter rules in the U.S and EU and the fact that U.S Treasury yields are more attractive than holding non-yielding stablecoins.
Key points
• Issuance slowing: Institutional stablecoin issuers now face tougher regulatory requirements like stricter reserve standards under the US GENIUS Act and the EU’s Markets in Crypto-Assets regime which has raised compliance costs and discouraged aggressive minting.
• Treasury yields matter: With real yields on U.S government debt trading higher, the opportunity cost of holding stablecoins that don’t pay direct interest has risen, reducing speculative demand.
STABLECOINS | Circulation of Stablecoins Doubled in the Past 18 Months, Says McKinsey
• Market size staying steady: Data show the total stablecoin supply has hovered around ~$310 billion since late 2025 after more than doubling during early 2024–2025.
MILESTONE | Stablecoins Cross $300 Billion in Market Cap for the First Time
• Macro stress and market behavior: The plateau comes after a sharp market sell-off in October 2025 that triggered widespread deleveraging, shrinking demand for on-chain liquidity.
MILESTONE | Crypto Markets Record the Largest Single-Day Liquidation Event in History
• Yield debate heats up: Banking groups are pushing to curb or ban yield-bearing stablecoins in upcoming U.S legislation (CLARITY Act), arguing they could compete with traditional deposits, a claim industry leaders like Circle’s CEO have strongly rejected.
CLARITY ACT | U.S Senate Banking Committee Unveils Draft Crypto Market Structure Bill With Proposed Amendments
Stablecoins may now be viewed less as high-growth instruments and more as foundational infrastructure for payments and settlement. The market’s next expansion phase could hinge on clearer regulations and products that offer yield without triggering regulatory pushback.
2025 RECAP | Stablecoins Surged by ~50% in 2025 – The Biggest Year on Record
Stay tuned to BitKE on stablecoin updates globally.
The Ethiopian government has officially announced it is looking for investment partners to help build and operate Bitcoin mining infrastructure, part of its broader economic and digital transformation strategy.
Speaking at the Finance Forward Ethiopia 2026 conference, Prime Minister Abiy Ahmed said state-owned Ethiopian Investment Holdings (EIH) is actively seeking experienced partners who can bring capital, mining technology and operational expertise to a national Bitcoin mining initiative. The aim is to generate direct revenue for the country from Bitcoin mining rather than relying solely on private operators.
BITCOIN | Phoenix Group Reports Q1 2025 Results with $31 Million Revenue, Partly From Ethiopian Bitcoin Mining Operations
This move falls under the government’s ‘Digital Ethiopia 2030′ strategy, which focuses on strengthening the financial sector, boosting digital infrastructure and deepening technology adoption across the economy.
REPORT | The Digital Ethiopia 2030 Strategy Highlights Blockchain as Part of its Core Industry 5.0 Tools and Priorities
Ethiopia has quietly become one of Africa’s leading Bitcoin mining hubs, driven by its abundant renewable hydropower resources – including major projects such as the Grand Ethiopian Renaissance Dam – and historically low electricity costs. By mid-2025 there were about 23 licensed Bitcoin mining operations in the country, collectively consuming roughly 600 MW of power at rates near $0.032 per kilowatt-hour and accounting for ~2.5% of the global Bitcoin hash rate.
BITCOIN | A Look At Bitcoin Mining in Africa and How You Can Get Involved
State-owned utility Ethiopian Electric Power (EEP) has played a key role, partnering with foreign firms and selling electricity for mining operations. In 2024, EEP generated tens of millions of dollars in foreign revenue from power exports and Bitcoin mining agreements.
BITCOIN | Ethiopia Government Generates $55 Million from Bitcoin Mining Operations Over the Past 10 Months
Under the new initiative, the government hopes that public-private collaboration will unlock greater economic value from the mining sector, strengthen local technical skills, and more fully integrate Bitcoin mining into Ethiopia’s long-term development agenda.
LIST | A Look At 10 Key Milestones Behind Ethiopia’s Rise As a Bitcoin Mining Haven in 2024
In this article, we explore the key milestones that propelled #Ethiopia into the ranks of global Bitcoin mining powerhouseshttps://t.co/EtQcpEBTBr @KalKassa @qrb_labs @WestDataGroup pic.twitter.com/tCxj4Wye4f
— BitKE (@BitcoinKE) January 3, 2025
Stay tuned to BitKE for deeper insights into the African Bitcoin space.
REGULAMENT | Comisarul pentru Protecția Datelor Confirmă Ștergerea Datelor Biometrice WorldCoin ale Kenenilor
Biroul Comisarului pentru Protecția Datelor (ODPC) a confirmat oficial că compania mamă a WorldCoin, Tools for Humanity, a șters toate datele biometrice colectate anterior de la cetățenii kenyeni.
Regulatorul a declarat că acest lucru a urmat unui audit de conformitate pentru a se asigura că ștergerea este în conformitate cu Legea privind Protecția Datelor, 2019, punând accent pe aplicarea protecției datelor în Kenya.
Colectarea datelor biometrice de către WorldCoin în Kenya, unde mii de oameni au avut scanările irisului și feței capturate prin ‘Orbs‘ în schimbul recompenselor în criptomonede, a atras rapid critici din partea autorităților de reglementare.
Binance Integrates M-PESA Payments Via the Largest Bank in Kenya
Crypto payments in Kenya are quietly crossing a major threshold. What was once an underground peer-to-peer workaround is now surfacing as a functional, mainstream payment flow linking Binance, M-PESA TILLs and PAYBILLs, and direct settlement into Kenyan bank accounts, including KCB.
The shift was highlighted by Nick Mwendwa, CEO of Riverbank Solutions, who confirmed that users can now move value from crypto holdings such as USDT, USDC and Bitcoin into everyday merchant payments that ultimately settle into bank accounts and mobile wallets.
The feature was first noticed in 2025 by a crypto trader online who shared the experience at the time.
Binance now allowing the selling and buying of crypto through mobile money in Kenya.
•Minimum deposits set at 1,200 •USDT/KES at around 134.20 for buying pic.twitter.com/jeopGtv6qN
— Theo (@Theo_mwangi) September 29, 2025
For years, Binance P2P has been the de facto on-ramp and off-ramp for Kenyan crypto users. The system operated at scale but largely out of public view, sustained by informal trust networks and quiet execution.
That era, industry insiders say, is ending.
“What we used to do quietly in P2P has gone mainstream,” Mwendwa said, noting that crypto can now be used to pay merchants through standard M-PESA channels without the need for opaque workarounds.
P2P | Binance P2P to Shut Down the Cash Zone Option from April 2025
From Workarounds to Infrastructure
The ability to pay via TILL and PAYBILL numbers, rails already embedded across Kenyan commerce, marks a structural shift. Crypto is no longer just an asset class or trading instrument; it is increasingly functioning as a settlement layer that plugs into the country’s dominant payments infrastructure.
This evolution has important implications for builders and fintech firms. Many payment providers have long had crypto-adjacent capabilities but avoided public promotion due to regulatory uncertainty. With these flows now visible and functional, companies can begin to design products more openly around crypto-to-fiat settlement, according to Nick.
Regulation Is Catching Up
The development comes as Kenya moves closer to formal virtual asset regulation, following proposals by the Capital Markets Authority and broader policy discussions around licensing, custody, and consumer protection.
What this moment reveals, however, is that usage has consistently preceded regulation. Crypto payments have already embedded themselves into everyday financial behaviour. Regulation is now arriving to organise, supervise and legitimise an ecosystem that is already operating at scale.
Industry observers note that this mirrors earlier phases of Kenya’s fintech growth, where innovation often ran ahead of formal rule-making.
EDITORIAL | Kenya Passes Landmark Crypto Law – Binance and Coinbase Expected to Lead Licensed Entrants
Why Banks Have a Strategic Edge
The quiet emergence of bank-settled crypto payments also highlights why Kenyan banks may be better positioned than expected in the next phase of digital assets.
Banks already control:
Settlement accounts
Compliance and KYC infrastructure
Liquidity management
Trusted links to mobile money systems like M-PESA
As crypto transactions increasingly terminate in bank accounts, traditional lenders are becoming critical endpoints, not bystanders. Rather than being disrupted, banks can embed crypto flows into existing products – treasury services, merchant acquiring, cross-border payments and settlement.
EXPERT OPINION | The Stablecoin Opportunity Banks Are Missing
This creates a significant advantage over standalone crypto firms that still need access to banking rails to complete transactions.
The integration of Binance, M-PESA and bank settlement signals a broader transition: crypto in Kenya is moving from informal utility to recognised financial infrastructure.
As regulation takes shape, the market is likely to see clearer roles emerge with banks, payment processors and crypto platforms converging rather than competing outright.
What was once whispered about in P2P circles is now happening in plain sight. And in Kenya’s fast-moving financial landscape, that visibility may be the clearest sign yet that crypto payments are here to stay.
How USDT Donations Via the Binance P2P Platform Supported the June 2025 Kenya Gen Z Protests
MILESTONE | the World’s Largest Public Bitcoin Holder Now Owns Over 700,000 Bitcoins
Strategy (formerly MicroStrategy), the bitcoin treasury company led by Michael Saylor, pushed its corporate Bitcoin holdings past 709,000 BTC with a massive $2.13 billion acquisition of 22,305 BTC, according to a U.S. Securities and Exchange Commission filing. This latest buy, funded through share and preferred stock offerings, represents the company’s largest purchase in over a year and underscores its core mission: accumulate Bitcoin relentlessly and hold it as a strategic treasury asset.
As of the January 2026 disclosure, Strategy owns 709,715 BTC, representing roughly 3.37 % of the total 21 million bitcoin supply. The company has spent about $53.9 billion acquiring these coins at an average cost of ~$75,979 per BTC. Despite short-term unrealized losses reflected in its Q4 financials, a point of scrutiny among analysts, Strategy’s leadership has doubled down on the narrative that long-term growth in bitcoin-per-share is the company’s most vital benchmark.
Michael Saylor’s strategy is unapologetically simple but bold:
Raise capital via equity and preferred stock offerings (ATMs) and channel that capital directly into Bitcoin.
This model bypasses traditional operational revenue, instead using capital markets as the fuel for BTC accumulation. While critics call this approach risky leverage, supporters view it as disciplined capital allocation into a deflationary asset class.
CASE STUDY | Strategy Inc. – A Corporate Playbook for Bitcoin Adoption in Africa
Who Are the Biggest Public Corporate Bitcoin Holders?
According to data from BitcoinTreasuries.net and other trackers, here’s how the top public companies stack up by BTC holdings:
Strategy Inc. (MSTR) — ~709,715 BTC — by far the largest public corporate holder.
MARA Holdings, Inc. (MARA) — ~53,250 BTC — major mining and holding company.
Twenty One Capital (XXI) — ~43,514 BTC — diversified digital asset treasury.
Metaplanet Inc. (MTPLF) — ~35,102 BTC.
Bitcoin Standard Treasury Company (CEPO) — ~30,021 BTC.
Bullish (BLSH) — ~24,300 BTC.
Riot Platforms, Inc. (RIOT) — ~18,005 BTC.
These figures represent publicly traded companies that hold Bitcoin as a treasury asset, and while many others hold BTC in smaller amounts, Strategy’s holdings dwarf the next largest public holders by more than an order of magnitude.
BITCOIN | ‘Most Countries Have to Look at it [Bitcoin Reserve] Very Carefully, and So Are We,” Says South African President at WEF 2025
The Rise of Bitcoin Treasury Companies
Michael Saylor and Strategy essentially invented the modern corporate Bitcoin treasury playbook. In 2020, when MicroStrategy first started converting cash reserves into BTC, few corporate treasuries considered holding digital assets. That move was widely covered as a bold shift in corporate finance and it quickly became a playbook imitators would follow.
That playbook is straightforward:
Raise capital through equity and preferred stock sales.
Acquire Bitcoin in large blocks using proceeds.
Hold indefinitely with minimal selling, treating Bitcoin as a strategic reserve rather than a trading asset.
Today, hundreds of companies, both public and private, have adopted some variation of this model, holding Bitcoin on their balance sheets as a hedge against inflation, diversification from cash and bonds, and a long-term growth asset.
By late 2025, more than 180 companies had reported Bitcoin holdings, spanning diverse sectors beyond tech and mining.
BITCOIN | Altvest, Africa’s First Publicly-Listed Firm to Add Bitcoin to Treasury Reserve, Rebrands to ‘Africa Bitcoin Corporation’
Challenges Facing Treasury Companies
Despite the explosive growth of Bitcoin treasury companies, the model has faced increasing scrutiny and criticism.
Market Volatility & Valuation Risk – Bitcoin’s price swings can create large unrealized losses on balance sheets. Strategy itself reported notable unrealized losses in late 2025, impacting investor sentiment and stock price performance even after large BTC purchases.
Premium vs. Fundamentals – Some critics argue that companies like Strategy earn valuation premiums that aren’t justified by underlying fundamentals essentially selling a stock that holds an asset without additional revenue diversification. This dynamic has led to debates on fair value and sustainability of the treasury model.
Credit Risk & Regulatory Scrutiny – Analysts warn that heavy corporate Bitcoin holdings can heighten credit risk, particularly for firms using debt instruments to finance buys. Additionally, regulatory uncertainty, especially in areas like tax treatment, accounting standards, and custody practices, remains a key operational headwind.
Market Sentiment & Price Pressure – Some Bitcoin treasury companies trade at significant discounts to their net asset value (NAV), which can weaken the perceived strength of the strategy and reduce capital-raising effectiveness.
Governance and Transparency – Because on-chain reserves aren’t always publicly verifiable, especially for companies that don’t disclose wallet addresses, investors often rely on SEC filings rather than real-time proof-of-reserves. This creates transparency debates within the treasury company world.
PRESS RELEASE | The First Bitcoin Treasury Company Receives a B- Rating from a Major Credit Rating Agency
The corporate Bitcoin treasury movement catalysed by Saylor’s Strategy has had real ripple effects:
Smaller public companies and even non-crypto firms have announced Bitcoin holdings to attract investors and diversify their balance sheets.
Traditional institutional investors increasingly consider Bitcoin exposures via treasury companies or proxy stocks.
Debates in media and analytical reports now center on strategic treasury policies, risk management, and the long-term role of digital assets in corporate finance.
EXPERT OPINION | Bitcoin, Digital Asset Treasuries and the Road to 2026: Director of Institutional at Gemini on Where Crypto Is Headed
Stay tuned to BitKE on crypto developments globally.
WEF 2026 | “We Will Compete on Regulatory Quality, Not Regulatory Arbitrage [for Financial, Virtu...
At the World Economic Forum in Davos, the Nairobi International Financial Centre Authority (NIFC) made a strong case for Nairobi as Africa’s premier destination for finance, innovation, and regulated digital assets – signaling a strategic push that could transform Kenya’s crypto ecosystem.
NIFC’s CEO, Daniel Mainda, told global investors that Nairobi has shifted from “momentum to architecture,” focusing on regulatory clarity, strong institutions, and real economic outcomes rather than provisional experiments. The engagement in Davos showcased plans to support blockchain infrastructure and scalable digital platforms.
“Kenya has made a deliberate shift from momentum to architecture. Through the Nairobi International Financial Centre, we are building markets – not experiments – anchored in regulatory clarity, strong institutions, and real economic outcomes.
Nairobi is positioning itself as Africa’s trusted platform for capital, innovation, and regulated digital assets, offering active facilitation, sandbox support, and targeted incentives for regional headquarters, holding companies, venture capital and private equity funds, and high-growth startups.
We will compete on regulatory quality, not regulatory arbitrage – and we are open for serious business.”
REGULATION | Kenya’s Crypto Regulatory Capture is Actually Regional – Here’s Why It Matters for East Africa
Crypto Regulation: From Law to Market
A key pillar of Kenya’s strategy is the country’s new legal framework for virtual assets, which has begun to take shape:
In October 2025, Kenya’s Parliament passed the Virtual Asset Service Providers (VASP) Act, formalizing rules for crypto and digital asset firms and providing legal recognition for virtual assets.
Under the Act, the Central Bank of Kenya (CBK) and the Capital Markets Authority (CMA) are designated to license and supervise digital-asset activities, from exchanges and wallets to trading services.
Detailed operational regulations – the rules that explain exactly how licensing and compliance will work in practice — are now being developed by the National Treasury, CBK, and CMA to activate the licensing regime.
REGULATION | ‘We Have Not Licensed Any VASPs Under the [VASP] Act to Operate In or From Kenya,’ Says Central Bank and Capital Markets Regulator
Once implemented, this regulatory structure will give digital-asset businesses confidence that compliance, investor protection, and risk-management standards are in place, addressing concerns that have previously slowed institutional and retail participation in the Kenyan market.
REGULATION | The Kenya Crypto Regulation is Unique and We’ll See It Adopted Across East Africa, Says Yellow Card Senior Legal Counsel
A Competitive Advantage for Finance and Crypto
NIFC’s message in Davos, that Nairobi is open for serious business, was backed by commitments from global players like ChainBLX SPC and SCC Fund SP to establish operations in Kenya with NIFC support.
For the crypto sector specifically, the regulatory momentum positions Kenya to attract exchanges, fintechs, and digital platforms seeking a clear, regulated base for African expansion. Industry observers expect that once formal licensing begins, global players will be more willing to enter the Kenyan market, much like in other jurisdictions where legal certainty opened the door for licensed operations.
EDITORIAL | Kenya Passes Landmark Crypto Law – Binance and Coinbase Expected to Lead Licensed Entrants
For the Kenyan crypto community and the broader Web3 ecosystem, the NIFC’s positioning and the completion of crypto regulations represent a critical turning point:
Clarity and oversight from CBK and CMA could reduce risks such as fraud and unregulated activity.
A regulated environment helps legitimate exchanges and service providers establish operations locally, potentially boosting job creation and innovation.
With clear rules, Kenya can better compete with South Africa and other African markets advancing crypto frameworks.
2025 RECAP | South Africa Had Approved 300 Crypto Firms Out of 512 Applications as of December 2025
As NIFC continues to roll out incentives for regional headquarters, venture capital, and financial services firms, the combination of regulatory progress and strategic positioning could make Kenya a magnet for digital-asset investment – turning Nairobi into one of Africa’s next big crypto hubs.
REGULATION | Bank of Uganda Governor Lists 6 Foundational Pillars for Crypto Regulation in the Country
Stay tuned to BitKE for crypto regulatory updates across Africa.
STABLECOINS | PayStack Introduces Stablecoins As a ‘Major Theme’ Over Its Next Decade
As PayStack marks its 10th anniversary, the company isn’t just celebrating a decade of powering payments across Africa, it’s staking a bold claim in the future of digital money.
PayStack operates in key African markets, handling growth that has accelerated since its acquisition by global payments leader Stripe in 2020. That partnership has helped scale PayStack’s payment volume more than twelvefold and now ties the business into some of the most exciting innovations shaping global finance.
[WATCH] Nigerian Payment Startup, PayStack, Gets Acquired by Online Payment Firm, Stripe, for Over $200 Million
The Stack Group and a Stablecoin Vision
To reflect broader ambitions, PayStack announced the creation of The Stack Group (TSG), a new parent company that will house payments, banking, consumer finance, and a new tech arm called TSG Labs.
PRESS RELEASE | Stripe-Owned Nigerian Fintech, PayStack, Launches Holding Company, The Stack Group, as it Celebrates 10-Year Anniversary
This arm is explicitly charged with pushing into emerging technologies, including stablecoins and other blockchain-linked financial infrastructure.
Crucially, PayStack says it is finalizing a stablecoin license in a key market, indicating its intent to build or issue digital cash that can move at internet speed and with lower friction than traditional money.
Stablecoins, digital assets pegged to stable assets like the U.S. dollar, are rapidly becoming core rails for fast, low-cost global payments.
Yellow Card, Flutterwave, Onafriq: Why Africa’s Fintech Sector is Turning to Stablecoins
Stripe itself has been one of the biggest builders in this space:
Stripe and crypto partner, Paradigm, developed Tempo, a new blockchain optimized for stablecoin payments, remittances, and micropayments at high speed.
INTRODUCING | Global Fintech Giant, Stripe, Launches Tempo, a Payments-Focussed Blockchain for Stablecoins
Stripe’s acquisition of stablecoin platform, Bridge, has enabled it to launch Open Issuance, letting businesses create and manage their own stablecoins.
MILESTONE | Stripe Makes Headlines with $1.1 Billion Acquisition of Bridge, the Largest Deal in Crypto History
Major fintechs like Klarna have already launched USD-pegged stablecoins on Stripe’s blockchain infrastructure, with broader adoption expected in 2026.
Introducing KlarnaUSD, our first @Stablecoin.
We’re the first bank to launch on @tempo, the payments blockchain by @stripe and @paradigm.
With stablecoin transactions already at $27T a year, we’re bringing faster, cheaper cross-border payments to our 114M customers.
Crypto is…
— Klarna (@Klarna) November 25, 2025
Through its new group structure and ambitions to secure stablecoin licensing, PayStack is positioning itself to ride this wave of digital money innovation – potentially offering merchants and customers in Africa access to programmable, blockchain-enabled money that moves as fast as the internet.
A Second Decade, Redefined
What began as a mission to simplify online payments in Africa is now expanding toward end-to-end money movement solutions that tap into cutting-edge global payment technologies.
With Stripe’s deepening investment in stablecoins and blockchain infrastructure, PayStack’s next decade could see it become a bridge between traditional African finance and the emerging world of digital dollars.
STABLECOINS | Leading African Fintech, NALA, Partners with Noah to Launch a Stablecoin Settlement Network on Regulated Rails
Stay tuned to BitKE updates on stablecoins in Africa
OPINIE DE EXPERT | Se prețuiește Nigeria în afara viitorului Crypto?
O postare de la senatorul Ihenyen, partener principal la Infusion Lawyers și în prezent președinte executiv al Comitetului de coordonare, Asociația Furnizorilor de Servicii de Active Virtuale (VASPA).
Pe măsură ce praful inițial se așază asupra Circularului Nr. 26-1 al Comisiei pentru Valori Mobiliare și Schimburi (SEC) Nigeria – care conturează noi cerințe minime de capital pentru operatorii de piață de capital (CMOs) – o imagine îngrijorătoare începe să prindă contur.
Odată ce furnizorii de servicii de active virtuale (VASPs) sunt acum clasificați ca CMOs, o comparație cu regimurile globale de reglementare a activelor digitale arată că noul minim de capital de ₦2 miliarde (aproximativ 1,4 milioane de dolari) pentru Schimburile de Active Digitale (DAXs) nu este doar abrupt, ci se află printre cele mai restrictive la nivel global. Aceasta ridică îngrijorări că politica ar putea ajunge să constrângă chiar capacitatea locală și reziliența pe care guvernul ar trebui să le încurajeze pentru a menține Nigeria competitivă în acest sector în rapidă evoluție.