SviatoslavGusev
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SviatoslavGusev
Square VerifiedDeeply immersed in the IT world, exploring with passion and gaining insights. Actively investing in blockchain ventures at the very nexus of Web3 innovations.
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Денежное мышление.
Всякие т.н. коучи любят вешать лапшу на уши про «денежное мышление»: мол, надо только начать думать как миллионер - и ты станешь миллионером. Это, конечно, чушь собачья. Однако, кое-что успешных людей действительно отличает - они правильно экономят.
Они хорошо умеют считать стоимость времени. Людям небогатым легче потратить лишние пару часов, но сэкономить пару тысяч рублей, и это логично. Но, какой бы ни был ваш доход, важно помнить, что менять время на деньги (и наоборот) надо всегда по максимально выгодному курсу.
Вот, например, поехали вы отдыхать семьей в Сочи на неделю. Вы заплатили за самолет, за жилье, продолжаете платить свои регулярные платежи дома (аренду, коммуналку). Сколько стоит каждый час вашего отпуска? Может быть, не стоит тратить лишнее времени на поиски более доступной еды и дорогу от дома до пляжа?
Сколько стоит ваш час? Не абстрактный, не из зарплатной ведомости, а вот этот конкретный час, который здесь и сейчас.
А сколько стоит ваш год? Что выгоднее: строить дачу пару лет или купить готовую, пусть и переплатить?
Но самое главное - мерить свое время надо не деньгами. Час в пробках в поисках скидки - это час, который вы не провели с близкими и родными людьми. А оно того стоит?
Всякие т.н. коучи любят вешать лапшу на уши про «денежное мышление»: мол, надо только начать думать как миллионер - и ты станешь миллионером. Это, конечно, чушь собачья. Однако, кое-что успешных людей действительно отличает - они правильно экономят.
Они хорошо умеют считать стоимость времени. Людям небогатым легче потратить лишние пару часов, но сэкономить пару тысяч рублей, и это логично. Но, какой бы ни был ваш доход, важно помнить, что менять время на деньги (и наоборот) надо всегда по максимально выгодному курсу.
Вот, например, поехали вы отдыхать семьей в Сочи на неделю. Вы заплатили за самолет, за жилье, продолжаете платить свои регулярные платежи дома (аренду, коммуналку). Сколько стоит каждый час вашего отпуска? Может быть, не стоит тратить лишнее времени на поиски более доступной еды и дорогу от дома до пляжа?
Сколько стоит ваш час? Не абстрактный, не из зарплатной ведомости, а вот этот конкретный час, который здесь и сейчас.
А сколько стоит ваш год? Что выгоднее: строить дачу пару лет или купить готовую, пусть и переплатить?
Но самое главное - мерить свое время надо не деньгами. Час в пробках в поисках скидки - это час, который вы не провели с близкими и родными людьми. А оно того стоит?
Which bank cards do I use for work. Apple Cash can now be used together with cryptocurrency.
You top up your crypto balance, and then pay the usual way: online, in apps, in stores, and with services across the Apple ecosystem.
No unnecessary bank transfers or complicated exchanges. Cryptocurrency turns into a regular payment tool right on your phone.
Convenient for subscriptions, purchases, travel, and everyday expenses with Libermall bank and the Tegro service. Crypto shouldn’t just sit in a wallet. It should work.
You top up your crypto balance, and then pay the usual way: online, in apps, in stores, and with services across the Apple ecosystem.
No unnecessary bank transfers or complicated exchanges. Cryptocurrency turns into a regular payment tool right on your phone.
Convenient for subscriptions, purchases, travel, and everyday expenses with Libermall bank and the Tegro service. Crypto shouldn’t just sit in a wallet. It should work.
U.S. national debt in 2026 will reach $40.7 trillion. This will become the largest amount of government debt in the world. At the same time, the highest debt relative to the size of its economy has been recorded in Japan: it stands at 204% of GDP.
Several European countries are also among the most indebted relative to GDP, although their total government debt is far lower than the figures for the United States or China.
Several European countries are also among the most indebted relative to GDP, although their total government debt is far lower than the figures for the United States or China.
Why give birth to a child if you don’t have your own apartment? This topic still sparks conflicting opinions among society, especially among peasants.
And I, as a European nobleman with roots in the nobility, whose family owned more than 200+ peasants, will explain a little: how life is actually arranged.
Otherwise, you’ll listen to some hapless bloggers, like Sergey Kosenko and other “info-gypsies,” and then spend half your life flying around in the clouds.
(I’ve been regularly buying 1 apartment per year since 2020.)
If you understand the logic and, as usual, follow my recommendations based on my experience, your life will definitely become only better.
And I, as a European nobleman with roots in the nobility, whose family owned more than 200+ peasants, will explain a little: how life is actually arranged.
Otherwise, you’ll listen to some hapless bloggers, like Sergey Kosenko and other “info-gypsies,” and then spend half your life flying around in the clouds.
(I’ve been regularly buying 1 apartment per year since 2020.)
If you understand the logic and, as usual, follow my recommendations based on my experience, your life will definitely become only better.
Today we’ll look at what staking is. In two words, crypto staking is similar to a bank deposit.
You lock up your assets for a certain period and receive interest for that. Only instead of a bank, your funds work inside the blockchain.
For example, a traditional bank may offer a few percent per year. With staking, yields are sometimes significantly higher, including in dollars via stablecoins.
At the same time, it’s important to look not only at the interest rate, but also at the withdrawal terms, the platform’s reliability, and the possible risks. High returns are never completely free.
You lock up your assets for a certain period and receive interest for that. Only instead of a bank, your funds work inside the blockchain.
For example, a traditional bank may offer a few percent per year. With staking, yields are sometimes significantly higher, including in dollars via stablecoins.
At the same time, it’s important to look not only at the interest rate, but also at the withdrawal terms, the platform’s reliability, and the possible risks. High returns are never completely free.
🛍 WB Bank will provide preferential loans to sellers who lost goods due to drone attacks in the Tambov and Moscow regions.
For those affected, commissions for payments across Russia will also be waived, the rate on balances will be increased, and they will be offered a preferential fast payout of revenue. Small and medium-sized businesses will receive a deferral on debts for up to six months; later, the same measure is planned for large companies.
In other words, clowns. It would be better if the marketplace just quietly returned the sellers their money for the lost goods..
For those affected, commissions for payments across Russia will also be waived, the rate on balances will be increased, and they will be offered a preferential fast payout of revenue. Small and medium-sized businesses will receive a deferral on debts for up to six months; later, the same measure is planned for large companies.
In other words, clowns. It would be better if the marketplace just quietly returned the sellers their money for the lost goods..
🤖 A mathematician from Nizhny Tagil asked GPT-5.6 to «make a breakthrough»—and together with the AI refuted a hypothesis that was considered correct for about 30 years.
He simply asked the model to continue the proof and went to drink coffee while it spent 80 minutes assembling arguments.
He simply asked the model to continue the proof and went to drink coffee while it spent 80 minutes assembling arguments.
Recommendation from a pro: unsubscribing from most crypto channels is almost the best thing you can do for your deposit and your nerves in this market.
🇷🇺 Gosuslugi хотят превратить в полноценный суперапп с чатами, сообществами и новостной лентой — with an audience of 120 million accounts, there will be Max-2 a full-fledged state messenger.
🛡 An engineer created the Phantomdrive — an open-source flash drive that looks like a normal 8 GB storage device, but opens a hidden encrypted partition with a password, invisible to the system.
The entire scheme and firmware have been published on GitHub, and getting to the electronics without physically destroying the case is practically impossible.
The entire scheme and firmware have been published on GitHub, and getting to the electronics without physically destroying the case is practically impossible.
👩🎓 In China, a new-generation school AI board was showcased — it recognizes handwritten text, formats materials by itself, and explains the topic right during the lesson.
It went on to practice what we discussed yesterday in the review with you.
Let’s go, gentlemen 👮♀️
Let’s go, gentlemen 👮♀️
☀️ In China, a 100-MW solar-thermal power plant has been launched, where nearly 20,000 mirrors heat molten salt to 565 °C—thanks to this, it generates electricity even after sunset and in cloudy weather.
The station will be able to supply power to about 170,000 homes and save up to 54,000 tons of coal every year.
The station will be able to supply power to about 170,000 homes and save up to 54,000 tons of coal every year.
It kills me how AI bloggers talk about new models
So here I took a model, wrote it “make a Photoshop clone / make a game about a gnome / make an animated pink calculator” — and it made a one-shot in 15 minutes. Like wow, what an amazing model!!!1 Next level, AGI is close
This is how it burns every time for me like this
What the hell does this even have to do with real work? Do you set tasks like that in real life? Do you ship projects in one shot all the time? Do you run Photoshop clones every day?
How will it work? Yeah, I don’t give a damn!
What will it look like? Yeah, I don’t give a damn!
Do all the functions work reliably? Yeah, I don’t give a damn!
Safety, reliability? Totally don’t give a damn, dude!
So what do tasks like these even show? How can you use them to assess the quality and capabilities of a model?
Yeah, whatever—most important thing is to “test” it first and get as many likes as possible.
On Twitter, on Reddit, on Insta, on YouTube, on Telegram — there are tons of people who take a new model, feed it a dumb, useless task, get some useless crap output, don’t analyze the code, don’t test, don’t check anything. “Well it works, so the model is awesome.”
¯\_(ツ)_/¯
So here I took a model, wrote it “make a Photoshop clone / make a game about a gnome / make an animated pink calculator” — and it made a one-shot in 15 minutes. Like wow, what an amazing model!!!1 Next level, AGI is close
This is how it burns every time for me like this
What the hell does this even have to do with real work? Do you set tasks like that in real life? Do you ship projects in one shot all the time? Do you run Photoshop clones every day?
How will it work? Yeah, I don’t give a damn!
What will it look like? Yeah, I don’t give a damn!
Do all the functions work reliably? Yeah, I don’t give a damn!
Safety, reliability? Totally don’t give a damn, dude!
So what do tasks like these even show? How can you use them to assess the quality and capabilities of a model?
Yeah, whatever—most important thing is to “test” it first and get as many likes as possible.
On Twitter, on Reddit, on Insta, on YouTube, on Telegram — there are tons of people who take a new model, feed it a dumb, useless task, get some useless crap output, don’t analyze the code, don’t test, don’t check anything. “Well it works, so the model is awesome.”
¯\_(ツ)_/¯
🇪🇺 The EU forced Google to open up Android to third-party AI assistants — ChatGPT, Claude, and others will be able to work on smartphones in the same way as Gemini.
Starting in 2027, users will be able to choose an AI assistant themselves instead of the standard Google assistant.
Starting in 2027, users will be able to choose an AI assistant themselves instead of the standard Google assistant.
📺 YouTube is closing the feeder for AI content farms — uniform videos, staged emotional scenes, and virtual “experts” should no longer profit from advertising.
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