Vakar es jums teicu, kad, kad $HYPE tika tirgots ap 27,6, augšupeja nāk
Šis zvans izspēlējās tīri
Pēc šī ieraksta cena turpināja augt Bez troksņa, bez drāmas, vienkārši sekojiet līdzi
Šodien jūs skaidri redzat, ka $HYPE tiek tirgots tuvu 34,8 Tieši tajā virzienā, kuru es pieminēju
Kas tagad ir svarīgi, ir struktūra
$HYPE pārkāpa savu nolaišanās tendences līniju ar spēcīgu apjomu Šis solis nebija īsās pozīcijas slēgšana Atvērtā interese ir visu laiku augstumos, kas nozīmē, ka ienāk svaigas pozīcijas
Kamēr cena turas virs izlaušanās zonas Turpinājums uz 38 līdz 42 paliek spēkā
Ja cena zaudē izlaušanās līmeni Tas nenozīmē, ka tendence ir mirusi Tas vienkārši nozīmē, ka ir nepieciešama diapazona pārbaude un pacietība
Tā ir tā, kā tīri tirgi kustas Zvaniet līmenim Lai cena strādā Nav emociju
$HYPE ir pārtraukusi lejupvērsto tendenci ar spēcīgu apjoma paplašināšanos.
Atvērtā interese ATH apstiprina jaunu pozicionēšanu, nevis īso segšanu.
Kamēr cena saglabājas virs pārtraukuma zonas, turpinājums uz 38–42 zonu ir iespējams.
Pārtraukuma līmeņa zaudējums pārvērstu to par diapazona atkārtotu testēšanu, nevis tendences maiņu. {future}(HYPEUSDT) #hype #TradingCommunity #coinquestfamily #ClawdBotSaysNoToken #CoinQuestArmy
Memekoini izskatās nekaitīgi no malas. Smieklīgi nosaukumi, multfilmu logotipi, vieglas narratīvas. Tie šķiet kā jautrā puse kriptovalūtām, vieta, kur normāli cilvēki beidzot iegūst iespēju laimēt lielu. Nav sarežģītas tehnoloģijas, nav baltu grāmatu, nav dziļu pētījumu. Vienkārši iegādājies agri, turi un pārdod dārgāk.
Šis uzskats vienkārši iznīcina lielāko daļu tirgotāju.
Memekoini ir viegli ieiet, bet brutāli izdzīvot. Tie nenodrošina inteliģenci tikpat kā sodu par emocionālām kļūdām. Un tirgus turpina atkārtot to pašu stāstu ar jauniem varoņiem katrā ciklā.
Lielākā daļa cilvēku domā, ka katra kriptovalūta ir radīta vienam un tam pašam mērķim... Tas ir pirmais kļūdas solis.
Patiesībā, monētas pastāv ļoti atšķirīgiem nolūkiem.
Dažas ir veidotas, lai patiešām attīstītu lietas — tehnoloģijas, tīklus, sistēmas. Citas pastāv galvenokārt tirdzniecībai, likviditātei un cenu kustībai.
Ja tu nezināsi atšķirību, katrā ciklā būsi apjucis.
Monētas, kas galvenokārt veidotas, lai attīstītu lietas (ilgtermiņā)
Šīs nav veidotas tikai, lai pumpētu. Tās ir veidotas, lai izstrādātāji varētu uz tām būvēt.
Bitcoin (BTC) – digitālie nauda, vērtības uzkrāšana, pamata slānis
#dusk $DUSK Why DUSK Is a Strong Infrastructure Candidate for Creator Pad....
Most blockchains are built for visibility. Everything public. Balances, transfers, ownership. That works for speculation. It breaks fast when you try to build real creator systems.
DUSK is different because privacy isn’t optional there. It’s structural.
Creator Pad isn’t just about posting content. It’s about rewards, ownership, revenue splits, access rights, sometimes even compliance. Public chains leak too much information for that. Creators don’t want their earnings, partners, or asset holdings exposed by default.
DUSK solves this with confidential transactions and private state. Ownership can exist on-chain without being broadcast to everyone. You can prove something is valid without revealing the underlying data. That matters more than people realize.
From an infrastructure angle, this makes DUSK usable for things beyond basic tokens. Think creator revenue shares. Tokenized rights. Private memberships. Even financial workflows tied to creators or brands. All of that needs selective disclosure, not full transparency.
Another strength is trust minimization. Privacy doesn’t mean blind trust. DUSK still enforces rules cryptographically. No double spending. No hidden inflation. The system verifies correctness without exposing details.
For Creator Pad, this opens room for more serious projects. Builders can design tools that feel closer to Web2 platforms, but with on-chain guarantees underneath. Users get protection. Platforms get compliance flexibility. Builders get fewer limitations.
DUSK isn’t flashy infrastructure. It’s quiet. But that’s the point. Confidential systems don’t shout.
If Creator Pad wants to move past simple campaigns into long-term creator economies, it needs chains like DUSK. Infrastructure that supports real use, not just visible activity.
Privacy isn’t a feature here. It’s the foundation.
Dusk Network Review Privacy Blockchain For Security Tokens
The Dusk Network has been flying under the radar over the past few months but has more recently been generating quite a bit of interest.
It is flying hot off the heels of a recent Binance listing and trading volumes reflect this. The project is trying to take the concept of privacy based blockchains and bring it to the world of digital securities and STOs.
Yet, is all this hype overdone?
In this Dusk Network review, I will give you everything you need to know about the project. I will also look at the long term potential and use cases for DUSK tokens.
What is the Dusk Network? The Dusk Network is a privacy blockchain that is focused on the issuance of digital securities, aiming to make trading compliance automatic, while maintaining individual user privacy and auditability. According to Jelle Pol, business lead of the project:
Dusk Network was created to digitize regulated (financial) markets. Built from the ground up to tackle the challenge at the deepest layer The protocol combines a custom-built consensus mechanism and zero-knowledge cryptography to provide both compliance and confidentiality. The goal is to create a platform that removes the expensive middlemen found in traditionally regulated markets but still maintain regulatory approval.
The Dusk Network has recently moved to a public testnet and has plans on becoming a blockchain protocol that allows for easy deployment of Zero-Knowledge dApps, which would make it the backbone of a global, permissionless dApp ecosystem.
The Dusk Network Goals Dusk was created for use in the financial industry, with a combination of necessary privacy and compliance with regulations.
While there are several potential use cases for the Dusk Network, the primary initial adoption strategy is focused on the Security Token (STO) market, which they feel will benefit from the addition of a privacy and compliance-focused blockchain built specifically for the needs and challenges of the STO space.
In order to become the primary blockchain used for STOs, it is critical for the team to provide for both the privacy of transactions and compliance requirements. Privacy of transactions is one of the key elements of regulated markets.
Consider the following example: Any large movements of Bitcoin from various whale wallets can cause huge spikes in Bitcoin volatility, either upwards if there is a large purchase, or downwards when there is a large sale. If Bitcoin were a regulated asset like a stock, the transparency of the blockchain and transactions would be not only discouraged by regulators but could also be considered as leading to market manipulation, a practice that is illegal in any regulated market.
While the privacy of transactions is important in maintaining an orderly market, compliance is equally important in legal market trading. This means checks for traders such as KYC and AML, which combat money laundering, as well as restrictions on the country of residence, amount of assets being issued, whether assets can be fractional, and other details of a healthy asset market.
It’s important to know that as a layer 0 protocol the Dusk Network differs from other similar solutions such as PolyMath which acts like a for-profit middleman in the STO market, which need to charge fees and make money to be successful.
When you use those platforms you must also pay the fees, which can run into the hundreds of thousands of dollars for new STO campaigns. In contrast, the Dusk Network is a protocol which makes their security token standard open to all, just like the ERC-20 standard on Ethereum was open to all for use in their ICOs.
That makes Dusk free to use, which is a vast improvement for projects looking to launch an STO.
Dusk Network and Zero-Knowledge The Dusk Network makes use of Zero-Knowledge cryptography as a means for validating a wide variety of network operations. This includes transactions, right to access a service, right to participate in blind bidding auctions and much more.
In addition, using zero-knowledge cryptography means users can participate without revealing their identity or any details of transactions while providing proof of correct computation in a trustless manner. All of these verifications are handled by browser nodes.
These nodes compete with each other by staking an undisclosed amount of Dusk tokens to participate in the block selection process. This generates compliance to the process as it generates the zero-knowledge proof that transactions in the block have occurred.
The shifting of the workload of verifying (and eventually generating) zero-knowledge proofs allow the community to add computational power, thus leveraging game theory principles and bringing Dusk one step closer to becoming fully browser-based.
Privacy Features Dusk uses a wide variety of technologies to maintain privacy in the network while also minimizing the potential for data breaches or transaction and account detection. The list of features used includes:
Stealth Addresses;Ring Confidential Transaction Signatures;An Anonymous Network Layer;Non-Interactive Verifiable Secret Sharing;Cryptographically Committed Provisioners;A Segregated Byzantine Agreement (SBA) consensus algorithm. All of which is incorporated into a low-latency gossip network using garlic routing and a non-repliable datagram to prevent occurrences of IP address propagation.
The entire network is secured with the Segregated Byzantine Agreement consensus protocol. The SBA protocol is a permission-less algorithm that includes statistical block finality.
It also includes the unique Proof of Stake consensus known as Proof of Blind Bid, which allows block generators to stake tokens anonymously. SBA compliments many of the ideas first introduced by the Byzantine Agreement consensus including the concept of stealth time-locked transactions to protect from Sybil attacks.
A further benefit of SBA is that it only allows the usual transactional nodes to compete for block generation. All of the network and computationally intensive tasks are relegated to non-transactional nodes called Provisioners.
This hardens the Dusk Network as it decreases the amount of network communication, decreases the probability of network partitioning and helps maintain the overall availability of the Dusk Network.
The Dusk Team The Dusk team is comprised of a variety of technical and business experts, but the leadership of the team comes from the founders Emanuele Francioni and Fulvio Venturelli.
Emanuele Francioni serves as the project and tech lead for the Dusk Network. His background is in robotics and automation engineering, and he holds a Master of Engineering degree from Universita degli Studi di Roma Tre.
He is not only the founder of the Dusk Network, but also developed the Segregated Byzantine Agreement consensus mechanism. Prior to creating the Dusk Network he spent 15 years working in the tech industry. His last assignment was with TomTom where he was a Master Engineer. He is also heavily involved in the blockchain sector in general and holds the position of Executive Director at Web 3 Ventures.
Fulvio Ventureli is the lead researcher at Dusk Network and he holds a degree in IT Engineering from Sapienza Universita di Roma. He has more than 20 years experience in the IT field and has worked for international tech companies such as TomTom, Amazon, and Excite. Like his co-founder, Fulvio is also heavily involved in the blockchain space and holds the position of Executive Director at Web 3 Ventures.
Besides the technical team at the Dusk Network, there is also a business team, which is led by Jelle Pol, a third co-founder of the Dusk Network. He graduated from Rotterdam School of Management with a Bachelor of Science in Business Administration.
He went on to receive a Master of Science in Business Information Management and later a Technology MBA from Korea Advanced Institute of Science and Technology. He has spent his entire career since 2015 working in the blockchain space.
In addition to the founders, there are 17 other team members, most of whom are either blockchain engineers, cryptographers, or other technology professionals. The team is also supported by a 9-member advisory board who bring extensive business experience to the project.
The DUSK Token The DUSK token is an ERC-20 token that can be used for staking and consensus on the network, and will also be used to pay network fees, to deploy dApps and as gas.
It will also be used as a reward for consensus participants. It will be possible to trade DUSK for any of the XSC tokens in a one-way exchange or via atomic swaps, and it will also be used for on-chain governance within XSC. In Dusk Network, block rewards are paid through the emission of DUSK defined in the protocol.
The team held an ICO through Bitfinex back in November 2018, long before the Tokinex platform was launched by Bitfinex. It wasn’t a huge success, raising just $8 million versus a hardcap of $14.4 million.
However, investors may have been wise to buy more of the ICO token as the price of the DUSK token has gained roughly 75% in USD terms since the ICO.
Tokens were sold for $0.05760 during the ICO period, and as of August 7, 2019, are selling at $0.101 which is significantly lower than prices hit during July 2019.
Unfortunately, CoinMarketCap only has price data going back to July 11, 2019. Since then the price of DUSK tokens have been as low as $0.0.98772 on August 5 and as high as $0.674791 on July 22.
Buying & Storing DUSK The DUSK token was recently listed on Binance, and that’s the exchange with the greatest trade volume as well. There are also small volumes at HotBit, Bittrex, and Ethfinex. Interestingly given that the ICO was held through Bitfinex, they do not currently list the token.
Given that Binance has over 90% of the volume for the token, it could great a risk from a "key exchange" perspective. If there was ever a situation in which trading on Binance were to cease, then the open market liquidity could drop with it.
Having said that, the turnover on Binance's books is much stronger than similar sized altcoins. This means that order book liquidity is quite strong and can hence absorb large block orders without too much slippage.
Currently, DUSK tokens can be stored in any ERC-20 compatible wallet. The mainnet is scheduled to launch in the fourth quarter of 2019, and a native DUSK wallet is expected to be available at that time, although there hasn’t been much in the way of details regarding the wallet from the Dusk team.
Dusk Development One of the most important questions that I like to ask about a project is how much development work they have been pushing.
While progress on protocol design can sometimes be hard to quantify with a simple metric, there are a number of different "rules of thumb" that one can use to determine this.
One of the most direct ways is to look into their GitHub repositories and observe their coding activity. Below are the number of code commits to their two most active repositories.
As you can see, there has been a pretty decent flow of commits to these repositories. There are also a further 10 other repos but these have much less commit flow. This is about the average level that I have observed on other projects.
Dusk Network Roadmap While the code repos are a great way to determine the current state of the project, I always like to take a look at a project's roadmap.
Apart from giving us a sense of where a project is headed, they also allow us to determine whether they have been able to meet previous milestones that were laid out.
In the past few quarters, the project has rolled out both their private testnet and public testnet in rapid succession. These appear to have been pushed out in time and in accordance with their whitepaper.
Looking forward, below are some of the most interesting updates that we can expect from their updated roadmap:
Q3 2019: Release of the Zero Knowledge Virtual Machine Architecture & the Deployment of Confidential Security Digitization.Q4 2019: Integration of the Zero Knowledge Virtual Machine. We can also expect the release of the GUI wallet, the regulator API as well as the eventual Mainnet launch.Q1 2020: If all goes according to plan then in early 2020 we can expect to see research on horizontal scaling and the implementation of the P2P ZK Channel. There are also plans in the roadmap that will increase adoption of the network including dApp deployment, Security Trading integration and issuance of the XSC.
It will be interesting to see how the project progresses over the coming few months. If they are able to keep to their timelines then it could provide a positive boost for the project. If you want to keep up to date then you should keep an eye on their blog.
Conclusion With so many different infrastructure projects coming into the blockchain space it’s fair to wonder what Dusk brings that’s unique and whether or not we need a Dusk Network.
One factor in favor of Dusk is that it’s the only protocol being created specifically to serve the security token market. Plus, the team seems to have put extensive thought into what’s needed for such a network to be successful, and they seem to understand the market. Plus the technology being developed for the project is very impressive.
In fact, the technology is so advanced it is quite hard to grasp. Have a look at the whitepaper and you’ll know what I mean. However, even as complex as the technology is, the Dusk team is good at explaining it in fairly simple terms.
And I believe it is positive that they are focusing pretty exclusively on security tokens before exploring other use cases. This could help them corner that part of the blockchain ecosystem.
That focus is a big deal because I see too many projects trying to tackle too many features at once. With any startup the more focused the team is I think the more success they can have from the start. And then they can build on those successes.
I think the Dusk Network has potential, but obviously, we have to wait until the launch of the mainnet to see how successful the team is in marketing this solution and launching STOs. #Dusk #dusk #Binance @Dusk $DUSK #TradingCommunity #coinquestfamily
What is Binance Square What Is Binance Square A Social Hub for the Crypto Community
Binance, the world’s leading cryptocurrency exchange, has been on a marketing blitz in recent months. The company has launched several new initiatives, including Binance Square and Binance Word of the Day, to attract new users and grow its market share.
Binance Square is a social media platform that allows users to connect with other cryptocurrency enthusiasts, share news and information, and learn about the latest trends in the industry. The platform has been a major success, with over 10 million users to date.
In this article by CoinQuest, we will take a closer look at Binance Square. We will discuss the platform’s features, benefits, and how to use it.
What is Binance Square? Binance Square serves as a central hub for crypto enthusiasts to connect, interact, and exchange ideas. It’s a platform where users can share their thoughts, insights, and opinions on various aspects of the crypto world, ranging from market analyses to trading strategies to innovative projects. Whether you’re a seasoned trader or a curious newcomer, Binance Square welcomes everyone to contribute to the vibrant discourse.
Binance Square hosts trending topics from within the crypto and Web3 ecosystem, with over 30,000 hashtags used to date. Binance Square has amassed over 10 million monthly active users across its web and app versions within the span of a year, making it one of the most popular and influential platforms in the crypto space.
How Does Binance Square Work? Navigating Binance Square is straightforward. Users can create posts, share articles, and engage in discussions with fellow community members. The platform features various tools to enhance engagement, including hashtags, polls, and reactions. Additionally, Binance Square regularly hosts AMAs (Ask Me Anything) sessions with industry experts and thought leaders, providing users with exclusive insights into the crypto landscape.
Users can learn about the latest news, trends, and issues in the crypto and Web3 space, such as NFTs, DeFi, Metaverse, DAOs, etc. Users can also discover and interact with thought leaders, media organizations, influencers, projects, developers, and fellow crypto enthusiasts on Binance Square.
What Rewards Does Binance Square Offer? To incentivize participation and foster a thriving community, Binance Square offers a tiered rewards program. Users can earn points for creating high-quality content, engaging with posts, tipping creators, opening crypto boxes, and inviting friends to join Binance Square. These points accumulate and can be redeemed for various rewards, depending on the user’s tier level.
Some of the rewards that users can enjoy include:
NFTs: Users can redeem their points for unique and exclusive NFTs, such as digital art, collectibles, and gaming items. These NFTs can be displayed on the user’s profile, traded on the marketplace, or used in compatible games and platforms.Crypto Airdrops: Users can redeem their points for crypto airdrops, which are distributions of free tokens or coins from various projects. These airdrops can be claimed directly to the user’s Binance account, where they can be traded, staked, or used for other purposes.Cash Prizes: Users can redeem their points for cash prizes, which are paid out in fiat or stablecoins. These cash prizes can be withdrawn to the user’s bank account, PayPal account, or other payment methods. How to Win Rewards on Binance Square The key to unlocking rewards on Binance Square lies in creating engaging and informative content that resonates with the community. Share your unique perspectives, insights, and experiences, and actively participate in discussions. Additionally, don’t forget to utilize hashtags effectively to categorize your content and reach a wider audience.
Here are some tips and best practices for creating high-quality content on Binance Square:
Choose topics that are relevant, timely, and interesting to the crypto and Web3 audience. For example, you can share your views on the latest market movements, project updates, or industry news.Use clear and concise language, and avoid jargon or technical terms that may confuse or alienate your readers. If you need to use acronyms or abbreviations, make sure to explain them in parentheses or footnotes.Provide credible sources to back up your claims, arguments, or opinions. You can link to reputable websites, articles, reports, or studies that support your content. Avoid linking to spammy, malicious, or plagiarized content, as this may damage your reputation and credibility.Avoid spamming or plagiarizing content, as this may result in penalties or bans from the platform. Create original and authentic content that reflects your own voice and personality. If you need to quote or reference someone else’s content, make sure to give proper credit and attribution. Step-by-Step Guide to Joining and Navigating Binance Square If you’re ready to join the Binance Square community and start creating and engaging with content, here’s a step-by-step guide to help you get started.
Step 1: Create a Binance Account If you don’t already have a Binance account, create one by visiting the Binance website (https://accounts.binance.com/register?ref=574488784). The process is straightforward and requires basic information such as your name, email address, and password. Once you’ve created an account, verify your email address and phone number for added security.
Step 2: Access Binance Square Once you have a verified Binance account, you can access Binance Square by logging into your Binance account and navigating to the “Square” section of the platform. You’ll find a variety of features, including the ability to create posts, share articles, engage in discussions, and participate in AMAs (Ask Me Anything) sessions with industry experts.
Step 3: Create a Post To create a post on Binance Square, click on the “Create” button on the top right corner of the screen. You’ll be prompted to choose a post type, such as text, image, video, or link. You can also choose to create a poll, where you can ask a question and provide multiple choices for users to vote on.
Add Hashtags
After choosing a post type, you can enter your content in the text box. You can also add relevant hashtags to categorize your content and reach a wider audience. For example, if you’re creating a post about NFTs, you can use hashtags such as #NFT, #NFTArt, #NFTCommunity, etc.
Publish a Post
Once you’re done with your content, you can preview your post and make any edits if needed. When you’re ready to publish your post, click on the “Post” button on the bottom right corner of the screen. Your post will be visible to the Binance Square community, and you can start earning points and rewards for your content.
Step 4: Engage with Posts To engage with other users’ posts on Binance Square, you can browse through the various categories and hashtags on the platform. You can also use the search function to find specific topics or keywords that interest you. You can sort the posts by popularity, relevance, or recency, depending on your preference.
Step 5: Access the Creator Center
To access the creator center, click on the profile icon on the top right corner of the screen, and select the “Creator Center” option. The creator center is where you can manage your content, points, and rewards on Binance Square.
The creator center has four main sections:
Content: This is where you can view and edit your posts, articles, and polls. You can also see the performance of your content, such as the number of views, reactions, comments, and tips. You can also delete your content if you want to. Points: This is where you can view and redeem your points. You can see your points balance, points history, and points tier. You can also redeem your points for various rewards, such as NFTs, crypto airdrops, and cash prizes. Rewards: This is where you can view and manage your rewards. You can see your rewards history, rewards status, and rewards details. You can also claim your rewards, transfer your rewards, or use your rewards for other purposes. Settings: This is where you can customize your profile and preferences. You can edit your profile picture, username, bio, and social links. You can also adjust your notification settings, language settings, and privacy settings.
Conclusion Binance Square is a vibrant social platform for crypto enthusiasts, where they can create and engage with content, and earn rewards for their participation. Binance Square aims to be the single touchpoint for the latest trends in Web3 and crypto and to build an accessible and inclusive platform for knowledge sharing. Whether you’re a seasoned trader or a curious newcomer, Binance Square welcomes you to join the community and start your crypto journey. #BinanceSquare #BİNANCESQUARE #Binance #CZ #CoinQuestArmy
Spot vs Futures Tirdzniecība 2026 Vienkārša Realitātes Pārbaude 👇
2026. gadā tirgotāji joprojām galvenokārt izvēlas starp diviem stiliem: spot tirdzniecību un nākotnes tirdzniecību. Abas pastāv dažādu iemeslu dēļ, un to sajaukšana ir vieta, kur lielākā daļa iesācēju zaudē naudu.
Spot Tirdzniecība Spot tirdzniecība nozīmē aktīva iegādi par pašreizējo tirgus cenu un tā faktiskā piederība. Ja tu pērk Bitcoin spot, tad šis Bitcoin pieder tev. Tu vari to turēt ilgtermiņā, pārdot jebkurā laikā vai pārskaitīt to uz citu maku. Nav derīguma termiņa, nav spiediena un nav likvidācijas riska.
Spot tirdzniecība ir lēnāka, bet drošāka. Tu riskē tikai ar to, ko investē. Ja tirgus krīt, tu neesi spiests iziet, tu vari gaidīt.
Nākotnes Tirdzniecība Nākotnes tirdzniecība ir atšķirīga. Tu nepiederi aktīvam. Tu tirgo līgumu, kas seko cenas kustībai. Tu vari gūt peļņu gan pieaugot, gan krītot tirgiem, bet nākotnes tirdzniecība parasti ietver sviru.
Sviras ļauj tev kontrolēt lielākas pozīcijas ar mazāku kapitālu un tieši tur risks palielinās. Mazs cenu kustība pret tevi var likvidēt tavu pozīciju, ja riska pārvaldība ir slikta.
Galvenā Atšķirība, Kas Svarīga Spot ir īpašumtiesības. Nākotnes ir spekulācija.
Spot piemērots iesācējiem un ilgtermiņa turētājiem. Nākotnes piemērots pieredzējušiem tirgotājiem, kuri saprot risku, sviru un disciplīnu.
2026. gada Realitāte Viskonsekventākie tirgotāji sāk ar spot, iemācās tirgus uzvedību, tad uzmanīgi pāriet uz nākotnes tirdzniecību, nevis otrādi.
Šīs atšķirības izpratne ietaupa naudu, laiku un emocionālo stresu.
Stablecoins are real threat to bank deposits, says Standard Chartered
Stablecoin growth could drain bank deposits, with regional US banks most exposed, Standard Chartered’s Geoff Kendrick warned.
Stablecoins pose a real risk to bank deposits both globally and in the United States, according to a new report by Standard Chartered analysts.
The delay of the US CLARITY Act — a bill proposing to prohibit interest on stablecoin holdings — is a “reminder that stablecoins pose a risk to banks,” Geoff Kendrick, global head of digital assets research at Standard Chartered, said in a report on Tuesday seen by Cointelegraph.
“We estimate that US bank deposits will decrease by one-third of stablecoin market cap,” the analyst said, referring to a $301.4 billion market of US dollar-pegged stablecoins, as measured by CoinGecko.
Standard Chartered’s findings add to the CLARITY Act debate amid companies like Coinbase withdrawing support, and Circle CEO Jeremy Allaire dismissing fears of stablecoin-driven bank runs as “totally absurd.”
Regional US banks most exposed, investment banks least In the report, Kendrick highlighted net interest margin (NIM) income — a key profitability metric that measures the difference between interest earned and interest paid, divided by average interest-earning assets.
“NIM income as a percentage of total bank revenue is the most accurate measure of this risk because deposits drive NIM, and they risk leaving banks as a result of stablecoin adoption,” Kendrick said.
“We find that regional US banks are more exposed on this measure than diversified banks and investment banks, which are least exposed,” he added, citing Huntington Bancshares, M&T Bank, Truist Financial and CFG Bank as the most exposed.
The amount of US bank deposits at risk from stablecoin adoption depends on a number of factors, including the location of issuer’s deposits, domestic versus foreign demand and wholesale versus retail demand, the analyst noted.
Tether and Circle hold just 0.02% and 14.5% of reserves in bank deposits If stablecoin issuers hold a large share of their deposits in the banking system where the stablecoins are issued, the pressure for bank runs should be reduced, Kendrick wrote, adding:
“The idea is that if a deposit leaves a bank to go into a stablecoin, but the stablecoin issuer holds all of its reserves in bank deposits, there would be no net deposit reduction.” However, Tether and Circle — the operators of the world’s two largest stablecoins, USDT $1 and USDC $1 — hold just 0.02% and 14.5% of their reserves in bank deposits, respectively, Kendrick reported, adding: “So very little re-depositing is happening.”
Regarding domestic versus foreign demand, Kendrick concluded that domestic demand drains local bank deposits, while foreign demand does not.
“We estimate that around two-thirds of stablecoin demand comes from emerging markets at present, so one-third comes from developed markets,” he wrote.
He added that, based on a projected $2 trillion market cap, about $500 billion of deposits could leave developed-market banks by end-2028, while roughly $1 trillion could exit emerging-market banks.
Kendrick also said Standard Chartered still expects the CLARITY Act to pass by the end of the first quarter of 2026. He noted that bank-run risks are not limited to stablecoins, but also stem from the “inevitable” expansion of real-world assets. #Stablecoins #Binance #TradingCommunity #coinquestfamily #ClawdBotSaysNoToken
CZ Reveal Why He Prefer X Over Binance Square for Crypto Updates
CZ Strategy: Engaging Global Crypto Audience via X Over Binance Square Changpeng Zhao (CZ), the former CEO of BNB, recently said that he prefers to use X instead of Binance Square. He mentioned the reasons of security and the urge to reach a wider audience, which pointed to a possible new shift toward the platform.
Pattern of Usage by CZ: Focusing on Security. Changpeng Zhao disclosed that security is one of the main factors that made him prefer it. He minimizes the risks linked to long login sessions by not being logged in to Binance.com when he is not trading.
He said that he would go months without visiting the account, pointing out that it was a calculated move to keep his account secure without exposing himself to cyber-dangers.
This practice is in line with the wider cybersecurity practice, where high-profile people tend to spend less time on important financial websites. His choices show that the cryptocurrency space may have certain weaknesses. Reaching Beyond the BNB Community.
The other important aspect that has motivated him to use X (formerly known as Twitter) is that he wants to reach audiences outside the immediate users. In contrast to Binance Square, which is mostly used, Twitter provides a more diverse and international platform to discuss the crypto world.
Changpeng Zhao wants to communicate with people who are not a part of the ecosystem, and he uses Twitter with its broader coverage to talk about cryptocurrency trends, market insights, and blockchain technology innovations. This is a tactic that highlights a strategic effort to promote interaction with non-Binance communities.
Walking the Line: Binance Square Still in Focus. Although he was leaning towards X, he admitted that Square remained relevant. He had inferred in his posts that he might use it more in the future.
This comment is a reaction to previous notes regarding poor use of Binance Square, the built-in social feed of crypto updates on BNB. The remarks of Zhao suggest that even though Twitter is his favorite platform at the moment, he might revert to Binance Square as a component of the wider Web3 approach of the company.
Community Reactions on X The Post brought about a variety of reactions in the crypto community. Most of the responses contained optimistic questions, including possible BNB price prediction, and others posted memes or demanded access to U.S. platforms.
Such a range of reactions underscores the fact that X is a raw, eclectic place of cryptocurrency discussions, with users having the opportunity to interact with high-profile people like Changpeng Zhao but with more generalized views on crypto markets and trends.
Security and Engagement as Strategic Priorities. The strategy of CZ depicts two obvious priorities: security and community participation. Being off Binance.com is safer than being on it, and being on X is more expensive than being off. This will enable him to be operationally safe and remain in touch with international audiences.
According to analysts, the usage patterns of CZ can be indicative of larger trends in crypto leadership, in which security versus public engagement has taken on a greater value in the face of regulatory and market pressures.
What this means to Binance and X. The comments made by Binance CZ may have strategic implications for both Square and X. More attention to X may lead to greater participation and exposure, whereas ongoing participation in Square may make the platform more attractive to its core users.
These two-way interactions can assist BNB in building a stronger Web3 ecosystem, and both platforms can be viewed as complementary, not competitors, with each platform having a distinct set of engagement objectives. It is a good indication that CZ may keep using both platforms to tighten his grip in the crypto ecosystem. #CZ #Binance #StrategyBTCPurchase @CZ #TradingCommunity #CoinQuestArmy
Vairums iesācēju uzskata, ka tirdzniecība ir neiespējama bez naudas.... Šī ideja ir nepareiza.
Tu vari sākt tirgot bez nulles ieguldījuma, bet tikai, lai mācītos, nevis, lai ātri nopelnītu.
Nulles ieguldījums vienkārši nozīmē šo: Tu ieguldi laiku, uzmanību un pūles pirms naudas.
Pirmais īstais solis ir izglītība. Tev nav nepieciešami maksas kursi sākumā. Bezmaksas saturs ir visur: YouTube, emuāri, tirdzniecības kopienas un mācību sadaļas iekšējos biržās. Pirms jebkā cita, saproti pamatus: kas patiesībā ir tirgus, kā cena pārvietojas,
They’ve lost the 2-year support, and price also got rejected from the bull market support band. That’s not something you ignore.
For any real recovery to start, Altcoin Market Cap needs to reclaim the weekly bull market support band. Until that happens, bounces are just relief moves, not trend shifts.
This is the phase where patience matters more than hopium. Either structure comes back… or downside keeps grinding.
Watching levels, not emotions.
What’s your read on alts right now hold, hedge, or sit out? 👇