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THE U.S. SENATE IS SET TO DISCUSS A CRYPTO MARKET STRUCTURE BILL ON JANUARY 15!
The U.S. Senate Banking Committee, chaired by Senator Tim Scott (R-SC), is planning a markup session on January 15, 2026, for the long-stalled crypto market structure bill, often referred to as the CLARITY Act (or Clarity Act).
What is a Markup?A markup is a key committee process where members debate, amend, and vote on the bill text before advancing it to the full Senate.
Background on the BillThis legislation aims to clarify regulatory jurisdiction between the SEC (Securities and Exchange Commission) and CFTC (Commodity Futures Trading Commission) for digital assets, designating many as commodities under CFTC oversight while addressing issues like DeFi regulation, consumer protections, and stablecoins. It builds on a House-passed version from 2025 and follows delays from late last year due to unresolved bipartisan disputes.
Current StatusNegotiations resumed in early 2026 amid pressure from the crypto industry and White House advisor David Sacks, who previously signaled strong momentum for January action.
However, challenges remain:Outstanding issues (e.g., DeFi oversight and SEC-CFTC turf) Competing priorities like federal budget deadlines The approaching 2026 midterms
If the markup proceeds and the bill clears committee (potentially with amendments), it could move toward a full Senate vote later in the year, though bipartisan support is not guaranteed.
This development is seen as a critical step toward providing long-sought regulatory clarity for the U.S. crypto market, potentially boosting innovation while addressing risks.
The situation is fluid, with sources like CoinDesk, Politico, and industry updates tracking it closely as of early January 2026.
Ghana's parliament passed the Virtual Asset Service Providers (VASP) Bill, 2025, which effectively legalizes the trading, holding, and use of cryptocurrencies like Bitcoin for individuals.
Previously, crypto operated in a regulatory gray area—not explicitly banned but not formally recognized or protected, with warnings from the Bank of Ghana about risks.
Key Details of the New LawIndividual use → Buying, selling, holding, and trading Bitcoin and other virtual assets is now explicitly legal. No one will face arrest for legitimate crypto activities.
Service providers → Exchanges, wallets, and other platforms (VASPs) must obtain licenses from the Bank of Ghana (with involvement from the Securities and Exchange Commission). Detailed licensing and supervisory rules will roll out in phases starting in 2026.
Goal → To protect consumers, prevent fraud and money laundering, maintain financial stability, and attract responsible investment—while acknowledging widespread adoption (around 3 million Ghanaians already use crypto).
This puts Ghana in line with other African nations like Kenya and Nigeria, opting for regulation over prohibition.
Cryptocurrencies are still not legal tender (you can't force payments in Bitcoin), but personal and commercial use is now supported under a structured framework.
Exciting development for crypto in West Africa #BTCVSGOLD !
ETH surpasses Netflix to reclaim its position as the 36th-largest asset by market cap!
Ethereum (ETH) has indeed surpassed Netflix in market capitalization, reclaiming its spot as the 36th-largest asset globally (when including cryptocurrencies, stocks, precious metals like gold/silver, and other tracked assets).
Ethereum's current market cap sits around $391–392 billion USD (with ETH priced at approximately $3,246). Netflix's market cap is roughly $391–392 billion USD as well, but recent crypto market gains have pushed ETH slightly ahead.
This milestone highlights Ethereum's ongoing recovery and strength in the broader market, driven by factors like increased on-chain activity, institutional interest, and positive sentiment heading into 2026.
It's a notable "again" moment, as ETH has flipped Netflix in rankings during previous bull runs.Exciting times for crypto crossing into traditional finance territory!