sofi

For the first time in history, SoFi Technologies has smashed the $1.01 billion quarterly revenue mark. But the real story isn't just the number—it's how they got there.
While other banks are still hesitant about digital assets, SoFi is moving with what CEO Anthony Noto calls "urgency." By becoming the first nationally chartered bank to offer consumer crypto trading and launching their own stablecoin, they’ve turned into a fintech juggernaut.
The "Unstoppable" Growth Stats:
* Revenue: $1.013 Billion (Up 37% year-over-year) 💰
* Profit: $174 Million net income for the quarter.
* Members: A record 1 million new members added in Q4 alone, bringing the total to 13.7 million.
* Product Flywheel: Existing members are buying more than ever, with 40% of new products coming from cross-selling.
The Game Changer: SoFiUSD & Global Remittances
SoFi isn't just letting you buy Bitcoin; they are building the plumbing for the new economy.
* SoFiUSD Stablecoin: Now live on Ethereum, this fully reserved stablecoin bridges the gap between your bank account and the DeFi world.
* Blockchain Remittances: SoFi has quietly launched blockchain-integrated payment services in over 30 countries, making international money moves near-instant and "fractional-cent" cheap.
🏛️ Why This Matters for Your Portfolio
SoFi has crossed the line from a "promising startup" to a scaled, profitable financial platform. They are the only place where you can bank, borrow, and trade crypto under one FDIC-insured roof.
As we head deeper into 2026, SoFi’s guidance suggests 30% revenue growth is the new baseline. They aren't just surviving the crypto winter; they’ve built a summer home in it.
💬 Let’s Debate!$XRP
Is SoFi the "Amazon of Finance"? Can traditional big banks catch up now that SoFi has a stablecoin and a national bank charter? 🏛️🤔
Are you Bullish on SOFI stock or just the SoFiUSD ecosystem? Drop your take below! 👇
#SOFI #fintech #CryptoNews #stablecoin #Investing $BTC $ETH

SoFi Technologies is set to make history as the first US bank to integrate Bitcoin’s Lightning Network and Universal Money Address (UMA), enabling faster and cheaper cross-border payments. The move comes under a strategic partnership with Bitcoin infrastructure provider Lightspark, announced Tuesday.The digital bank aims to compete in the global remittance industry, valued at over $740 billion in 2024, by offering blockchain-powered money transfers starting later this year in Mexico.
SoFi + Lightspark = instant global payments. 🌍⚡Send money abroad in seconds, right from the @sofi app, powered by UMA.Coming soon for 🇺🇸→ 🇲🇽 with more countries to follow.The future of global payments is here: https://t.co/MxAA5o9k2Z pic.twitter.com/GFVq4KhoxF— Lightspark (@lightspark) August 19, 2025
Seamless International Transfers via SoFi App
According to SoFi CEO Anthony Noto, members will soon be able to send money internationally directly from the SoFi mobile app. For millions of users who regularly send remittances to loved ones abroad, this integration promises a meaningful improvement in both speed and affordability.
The new service allows customers to convert US dollars into Bitcoin in real-time, transferring funds across borders through the Bitcoin Lightning Network. Once processed, the money is delivered directly to the recipient’s bank account in their local currency.
How UMA Powers the System
At the core of the service is Lightspark’s UMA (Universal Money Address), which enables payments using simple, email-like addresses. Founded in 2022 by David Marcus, former president of PayPal, Lightspark has been working to simplify Bitcoin Lightning adoption for financial institutions.
SoFi confirmed that costs will be below the national average for remittances, with exchange rates and fees shown upfront for transparency. The service will operate 24/7 for SoFi’s 11.7 million members.
Rising Adoption of Bitcoin Lightning
This development follows a growing trend of major financial players adopting Bitcoin Lightning. In April 2024, Coinbase integrated Lightspark’s infrastructure, which quickly gained traction, with 15% of its Bitcoin transactions moving over Lightning rails within the first year.
In Latin America, Nubank, the Brazilian digital banking giant with over 100 million customers, also announced a Lightspark partnership in June 2024. However, the bank has yet to fully confirm the rollout of its Bitcoin-powered payments.
With SoFi leading the way among US banks, analysts suggest that Lightning and UMA could transform the global remittance industry by making money transfers faster, cheaper, and more transparent.
The post appeared first on CryptosNewss.com
#SOFI $BTC

1. 🏦 SoFi 6M+ lietotāji saņem kriptovalūtu atpakaļ
- Regulatīvais zaļais gaismas signāls = vairāk mazumtirdzniecības likviditātes.
2. 🌿 Bitcoin kļūst zaļš (52% ilgtspējīga ieguve)
- FUD nomākšana ar tīru enerģiju uzvar.
3. 🏢 Trump Tower Dubaijā pieņem BTC/ETH
- Luksusa nekustamais īpašums saskaras ar kriptovalūtu maksājumiem.
👇 Kurš trends visvairāk palielinās kriptovalūtu?
💬 Komentējiet & Sekojiet @[bobj] katru dienu, lai saņemtu alfa!
#bitcoin #SoFi #DubaiCrypto #BinanceSquare

The digital asset space continues to evolve rapidly as U.S. states, financial institutions, and fintech innovators make bold moves shaping the future of money. This week, developments around state-backed stablecoins, regulatory debates, and new blockchain-powered services highlight the growing tension—and opportunity—within the crypto ecosystem.

Wyoming Pioneers With State-Backed Stablecoin

Wyoming has once again solidified its reputation as the most crypto-friendly U.S. state by launching FRNT, America’s first state-issued stablecoin. Fully backed by cash and U.S. Treasuries, FRNT is designed to offer secure, transparent, and reliable digital transactions.
This initiative represents a landmark in the U.S. regulatory landscape, showcasing how public institutions can integrate blockchain technology into real-world financial systems. If successful, Wyoming’s stablecoin could set the blueprint for other states—and potentially even the federal government—to follow.

Banks Push Back Against Basel’s Crypto Rules

While Wyoming is embracing blockchain, the global banking industry is taking a more cautious stance. Leading financial groups—including the Global Financial Markets Association (GFMA), Institute of International Finance (IIF), and ISDA—are lobbying the Basel Committee on Banking Supervision to delay and revise upcoming crypto asset regulations.
Banks argue that the proposed rules rely on outdated risk models and could make crypto-related activities economically unviable. This pushback highlights the ongoing struggle between innovation and regulation, as global watchdogs seek to balance stability with financial evolution.

Institutional Capital Eyes Crypto Hedge Funds

Institutional interest in crypto remains strong despite regulatory uncertainty. Re7 Capital, a digital asset investment firm, is reportedly raising $100 million for a new multi-strategy crypto hedge fund. Targeted at sophisticated investors, the fund signals that big money still sees crypto as a promising asset class, particularly for portfolio diversification and long-term growth.
Such moves reinforce the narrative that while retail markets may fluctuate, institutional players are steadily deepening their exposure to digital assets.

SoFi Expands Into Blockchain-Based Remittances

On the fintech front, SoFi has unveiled a blockchain-powered remittance service in partnership with Lightspark, leveraging the Bitcoin network. Initially launching in Mexico, the service promises faster, cheaper, and more secure cross-border payments compared to traditional remittance channels.
SoFi also has broader crypto ambitions, with plans to roll out staking, trading, and even stablecoin offerings. By combining fintech accessibility with blockchain efficiency, SoFi could position itself as a key bridge between mainstream finance and the crypto economy.

Final Thoughts

From Wyoming’s bold step into state-backed stablecoins to Wall Street’s regulatory resistance, the crypto industry is witnessing a mix of government-led innovation, institutional adoption, and fintech-driven disruption. These developments underline a clear trend: despite challenges, digital assets are increasingly becoming embedded in the global financial system.
#crypto #Stablecoins #SOFI #crt #CryptoNews

Fintech uzņēmums SoFi paziņoja par atgriešanās pie kriptovalūtu ekosistēmas ar jaunu starptautisko remesu pakalpojumu sadarbībā ar Lightspark.

🌍 Pakalpojums, kas sākas Meksikā, ļauj lietotājiem:

1️⃣ Pārvērst USD Bitcoinā lietotnē.

2️⃣ Pārskaitīt līdzekļus caur blokķēdi.

3️⃣ Saņemt tos vietējā valūtā, tieši noguldītus saņēmēja bankas kontā.

📊 Ar šo soli SoFi cenšas izmantot kriptovalūtu potenciālu, lai samazinātu izmaksas, paātrinātu sūtījumus un nodrošinātu lielāku caurredzamību remesās, kas ir milzīgs un pastāvīgi augošs tirgus.