Inguquko
Ngaphambi kokuthuthela ohlelweni olusha, i-Fedwire yayisebenzisa ifomethi yelungelo lobunikazi neliphelelwe yisikhathi ebizwa ngokuthi i-FAIM .
Inkinga nge-FAIM ukuthi yayinomkhawulo omkhulu kakhulu wamandla edatha. Uma ibhange lifuna ukuthumela ukudluliswa kwevolumu enkulu ngedatha eyinkimbinkimbi yokukhokha, ukuthobela Anti-Lavado (AML) noma izinkomba zobunikazi benhlangano (LEI), ulwazi “luyasikwa”
.
Ukushintsha ku-ISO 20022 ku-Fedwire manje sebenzisa izifanekiso zemilayezo ye-MX ngendlela ye-XML. Lokhu kuvumela ukuthi umlayezo ngamunye uphathe ndawonye inani elikhulu lama-metadata ahlelekile ngaphandle kokulahlekelwa ngisho nolayini olulodwa lolwazi.
Akukho ukulahlekelwa kwedatha: Ohlelweni oludala, ukuxhumanisa ukudluliswa kwamabhange e-Fedwire nenethiwekhi ye-blockchain kudinga “ukuhumusheka” umbhalo ongahlelwanga ube yikhodi, okwakuvula ama-alamu okuthobela emithethweni kubalawuli.
Ngendlela entsha, umlayezo ophuma e-Fedwire ungena ku-
#XRPL unamaphedi afanayo ngqo nedatha.
$XRP njengo Mgogodla Wokuhlinzeka Ngezimali Ngokushesha (ODL):
--Ukuhlanganiswa ne-Fedwire: Ibhange likhiqiza umyalelo wokuphuma ngendlela ye-
#ISO20022 ovela ku-core yalo yasebhange.
--Ukuguqulwa Ngokushesha nge-XRPL: I-gateway ithatha ama-dollar agelezayo nge-Fedwire bese isebenzisa i-XRP njengefa elixhumanisayo elingathathi hlangothi (noma nge-stablecoins ezilawulwayo ku-ledger) ukuze iguqule lo mvalue uye kumali eliqondiswe ngaphansi kwemizuzwana engu-5.
--Akukho Ama-Akhawunti Amakhulu Okungaphambi Kokuxhaswa (Nostro/Vostro): Ibhange alidingi ukushiya izigidi zama-dollar zinganyakazi emabhange aphakathi kwamazwe angaphandle zilinde ukuthi imakethe ivuleke.
Ngesifinyezo
Ukuthuthela
#Fedwire ku-ISO 20022 kwakufana nokushintsha imigwaqo yezitimela zokhuni kube yimikhondo yezitimela ezihamba ngesivinini esikhulu. I-XRP Ledger ayidingi ukungena esikhundleni sohlelo lwamabhange ukuze isetshenziswe kakhulu; idinga nje ukuba yi-gateway ephezulu yoketshezi exhuma ngendlela yomdabu emoyeni lapho manje kuhamba khona imali yezikhungo.