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Major institutions are increasingly staking their claim in the crypto world, launching stablecoins, ETFs, and digital custody services, while retail investors get squeezed out.
U.S. banks like Bank of America and Citigroup are developing their own stablecoins to control infrastructure. Meanwhile, institutional players anchor themselves in Bitcoin and Ethereum via ETFs and OTC trades, influencing market direction.
This contrasts sharply with retail behavior, which still gravitates toward speculative altcoins and memecoins. As institutions tighten the reins, many worry the retail voice in crypto is being drowned out.