Morpho focuses on transparent fee structures, meaning users always know exactly what costs are involved when lending, borrowing, or interacting with the protocol. There are no hidden fees, surprise deductions, or unclear calculations—everything is visible on-chain and easy to understand.
For lenders, this ensures that returns are predictable, and they can see precisely how much they’re earning after fees. Borrowers benefit from knowing upfront what they will pay in interest or platform charges, making planning and risk management much easier. Transparent fees also help build trust, as users can verify every transaction and see that the protocol operates fairly.
In simple terms, Morpho treats fees like an open scoreboard: everyone knows what they’re paying and earning, creating a fair, predictable, and trustworthy experience for all participants.