Evolving from a Growth Protocol into Capital Infrastructure
The enhanced security of Radiant stems from reconstruction rather than mere assurances. It is safer not because of what was promised, but because of what was rebuilt. This narrative chronicles the transformation of a lending protocol into true capital infrastructure.
It is helpful to distinguish between the mechanics of variable-rate and fixed-rate lending models. Variable options serve as the current convention within the decentralized finance ecosystem; they are capital efficient and feature interest percentages that fluctuate in response to utilization metrics.
In contrast, fixed-rate lending allows users to secure a specific rate at the very start of the term. This approach ensures stable and predictable returns, making it a superior choice for institutional capital and strategic treasury management. While the industry has successfully optimized variable structures, the development of fixed-rate solutions represents the next major evolutionary step. These capabilities are arriving on the Radiant platform through the introduction of RIZ v2.
RIZ needed to overhaul its architecture. Even though v1 proved that there was demand for isolated markets, it was unable to scale properly. The process involved high operational overhead, necessitating 5 contracts per market and taking days to deploy. Consequently, the rebuild required a different infrastructure solution. Here is a technical breakdown regarding our decision to use Morpho contracts 🧵
We are pleased to announce that the re-election window for the Community Council is officially open. Following the DAO governance standards ratified in Feb 2025, these elections are held on an annual basis. You can access the complete schedule, review position descriptions, and learn about the nomination process at the following link: https://community.radiant.capital/t/annual-community-council-election-2026/2297
RIZ v1 successfully proved that isolated markets work, but it also demonstrated that the architecture does not scale efficiently.
Currently, each market deployment requires 4-5 smart contracts, extensive configuration, and days to weeks of work. Management involves high overhead due to manual parameter tracking and complex liquidity monitoring.
The result is seeing only 4-6 markets per chain, leading to slow listings and high friction.