Luke Belmar: XRP Made People Money, But Banks Won’t Use It. Here’s why
$XRP A fresh debate over the future of blockchain-based banking infrastructure has emerged following comments circulated online from digital entrepreneur and crypto investor Luke Belmar. In a tweet, crypto analyst Brown Thunder highlighted Belmar’s remarks, asserting that while XRP has historically delivered profits for investors, its long-promoted vision of becoming the primary banking settlement chain may not materialize. Instead, Brown Thunder pointed to Keeta as a project building what he describes as a more complete institutional solution. In the attached video, Belmar reflected on his personal experience investing in XRP, stating that he began accumulating the asset at $0.13 and witnessed its rise to $3.50, followed by a sharp correction and subsequent recovery. He emphasized that XRP has generated returns for participants, making clear that profitability is not his concern. His focus, he explained, is on the long-term viability of XRP’s banking thesis.
💥Competition to Replace Traditional Financial Rails Belmar directly challenged the narrative that XRP will ultimately become the dominant blockchain for banks. He argued that the financial sector is highly competitive and that multiple blockchains and businesses are pursuing the objective of replacing the traditional SWIFT network. According to him, newer technologies compliant, regulated, and traceable may have structural advantages over networks that have existed for more than a decade. When asked for an example of a blockchain positioned for institutional banking, Belmar named Keeta. He differentiated it from networks such as Ethereum, which he described as serving as a decentralized application layer rather than a banking-specific infrastructure. He also referenced the idea that different chains serve distinct purposes, citing examples, such as Bitcoin as a store of value and Solana as a capital markets-focused network. 💥Keeta’s Full-Stack Infrastructure Claim Brown Thunder expanded on Belmar’s assertions by stating that Keeta is building what XRP previously marketed to investors years ago: settlement rails that institutions can actively deploy. He noted that development activity can be reviewed publicly on GitHub and encouraged independent research into the project. According to the tweet, Keeta is developing a full-stack system that includes built-in compliance, foreign exchange swaps, a native decentralized exchange, and an anchor system. Brown Thunder stated that the network is designed with speed, scalability, and low fees in mind, structured in a plug-and-play format that institutions can integrate without requiring extensive customization. 💥A Narrow Settlement Role Versus Integrated Infrastructure In contrasting the two projects, Brown Thunder characterized XRP as primarily a bridge asset in settlement. He described this as a narrower scope compared to what he claims Keeta is constructing. Rather than focusing solely on facilitating transactions, Keeta is presented as assembling the entire operational infrastructure from inception. Belmar’s closing remarks in the video were direct. He stated that banking systems will not operate on the same networks predominantly used by retail traders. He concluded, “With banking, XRP is not gonna succeed. It’ll be KETA. Absolutely, I know it,” before advising viewers to conduct their own research.
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Dogecoin Holds $0.09-$0.11 Support After Liquidity Sweep Phase
$DOGE Dogecoin is trading near critical support levels after a liquidity sweep and consolidation period. How the market responds here could determine the next major move. 💥 Dogecoin is sitting at a crucial support zone after going through a full cycle of bullish momentum, decline, and extended sideways trading. The chart shows an earlier rally followed by a breakdown that cleared out liquidity below previous lows before stabilizing near the bottom of the range.
💥 Following the initial rally phase, DOGE shifted into a downward move that wiped out stop losses sitting below earlier structure. The price then settled into a long consolidation that's stretched into early 2026. Right now, it's trading close to the lower boundary between roughly $0.09 and $0.11—a zone where traders have previously shown interest. 💥 The chart shows resistance levels overhead while recent candles reveal indecision around the support area. The structure indicates the market is testing whether demand appears at this level after the range formation. This kind of base-building behavior mirrors what we've seen in other extended consolidation phases</a> where price stays range-bound before making its next directional move. 💥 Why does this matter? Because how an asset behaves at support often determines whether it reverses course or just continues chopping sideways. If DOGE holds here, it could open up a path toward those resistance zones above. But if support fails, we're likely looking at more time spent inside this broader consolidation structure before anything meaningful happens.
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Bitcoin Completes $62K Bear Flag Pattern, Reversal Begins
$BTC Bitcoin reached its $62K measured target following a weekly bear flag breakdown, with price now reversing upward after complete pattern fulfillment. 💥 Bitcoin has finally completed its weekly bear flag formation, landing precisely in the $62,000 zone after weeks of downward pressure. The technical setup was textbook—a sharp initial drop from above $120,000, followed by a rising corrective channel that formed the "flag" portion of the pattern. When BTC broke below that channel's lower boundary, the selling accelerated quickly.
💥 The path from the mid-$90,000 range down to $62,000 unfolded with remarkable precision. Once Bitcoin violated the ascending channel support, consecutive red candles pushed price toward the technical objective without much hesitation. The measured move—calculated by projecting the initial decline's distance from the flag breakout point—hit almost exactly at $62K. This type of accuracy isn't uncommon in cryptocurrency markets when a pattern develops cleanly. 💥 What happened next matters just as much as the drop itself. After touching the $62,000 target area, BTC printed a solid reaction candle moving back upward. This price behavior suggests the downward momentum has been exhausted—at least temporarily. The pattern fulfilled its objective, and the immediate shift in direction indicates traders recognized the technical level. Similar dynamics played out in Ethereum's recent measured move completion, where price bounced immediately after hitting projected support. 💥 The completion of this bear flag structure represents more than just a technical milestone. It marks a potential transition point from sustained selling pressure into a new market phase. While the reversal candle from $62K is encouraging for bulls, sustained follow-through above key resistance levels will be needed to confirm a genuine trend change rather than just a temporary relief bounce.
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$XRP 's market capitalization crossed the $91 billion threshold following a robust 6% daily price increase, signaling renewed trader interest in the digital asset. Ripple's XRP token has captured market attention with a significant jump in valuation, breaking through the $91 billion market cap barrier. The move comes amid heightened trading activity and reflects growing momentum across select altcoin markets. 💥$5.4B Added in Single Session XRP's market capitalization reached approximately $91.065 billion during the latest trading session, marking a substantial $5.379 billion increase within 24 hours. The asset posted a solid 6.28% gain that lifted its total valuation from the mid-$80 billion zone into the low-$90 billion range.
The advance didn't arrive as a single dramatic spike. Instead, the chart pattern reveals multiple intraday pushes that gradually stepped the market cap higher throughout the session. This measured climb suggests steady accumulation rather than speculative frenzy. 💥Market Structure Points to Broader Rotation The market cap expansion reflects the combined effect of circulating supply and price strength during active trading conditions. When an asset adds over $5 billion in a single day, it typically ranks among the session's largest movers by absolute value. This dynamic often coincides with rotation patterns across major altcoins, where capital flows from one sector to another. For context on these shifts, traders often reference XRP price analysis and altcoin season momentum to understand cyclical behavior. 💥What This Means for Traders Large market-cap swings carry weight because they can reshape relative strength rankings across top digital assets. When XRP moves decisively, it influences short-term sentiment and draws attention to leadership dynamics within the broader crypto market. A sustained hold above the $90 billion threshold may signal continued participation in the current altcoin market cap breakout narrative. If the level holds, XRP could maintain its position as a focal point for traders watching rotation into established layer-one alternatives. 💥Looking Ahead The $91 billion mark represents more than a psychological milestone. It positions XRP within striking distance of higher valuation tiers and keeps the asset on radars during periods of sector-wide activity. Whether this momentum translates into a longer trend will depend on network activity, regulatory developments, and how capital continues to flow across the altcoin landscape. For now, the 6% daily surge demonstrates that XRP remains a significant player when market conditions favor digital asset appreciation.
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Dogecoin Breaks Out of Triangle Pattern as Price Pushes Past $0.12
$DOGE Dogecoin exits a multi-day consolidation triangle on the 4-hour chart, sparking fresh upward momentum and increased trading volatility. Dogecoin (DOGE) has broken free from a prolonged consolidation pattern, catching the attention of traders watching for the next major move in the meme coin sector. After weeks of tight price action, the popular cryptocurrency finally punched through key resistance, signaling a potential shift in market momentum. 💥DOGE Exits Tight Consolidation Zone Dogecoin climbed higher after escaping a classic contracting triangle formation visible on the four-hour chart. The token spent considerable time compressed between converging trendlines before finally breaking above the descending resistance line.
The chart shows DOGE forming lower highs while maintaining a rising support base—a textbook contracting triangle setup. Once price cleared the upper boundary, momentum accelerated quickly, pushing DOGE into the $0.11–$0.12 range. This type of explosive move after compression is exactly what traders look for when volatility contracts into a tight range. The token compressed between converging trendlines before breaking above resistance, confirming a contracting triangle breakout. Similar pattern-driven breakouts have been documented across crypto markets, where triangle resolutions frequently trigger sharp directional moves. The setup reflects a textbook transition from sideways consolidation into expansion mode. 💥Why This Breakout Matters for Traders Volatility compression phases like this triangle often serve as critical inflection points for short-term momentum traders. When price finally breaks out of these tight ranges, it can attract renewed attention from both retail and institutional players watching meme coin action. The confirmed breakout shifts market focus back toward Dogecoin price action and increases sensitivity to follow-through buying. If bulls can maintain control above the breakout level, DOGE could see continued upside pressure in the coming sessions. Previous coverage has highlighted similar triangle breakout setups in DOGE on higher timeframes, suggesting this four-hour pattern aligns with broader technical developments. The move also comes as traders scan meme coins for momentum plays following extended consolidation periods. 💥What's Next for DOGE? The key question now is whether Dogecoin can hold above its breakout zone and build on this initial momentum. A sustained move above $0.12 would confirm the pattern's validity and potentially open the door to higher targets. For now, the breakout has reactivated interest in DOGE as volatility expands following weeks of compression. Traders will be watching closely to see if this marks the start of a larger trending move or just a short-term spike.
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Elon Musk’s X Money Beta Rumored to Launch Soon – Here Is Why Crypto Is Watching Closely
X Money is rumored to enter beta within two months, with a closed beta reportedly already active. CryptoSensei suggested X could evolve into a super-app offering payments, investing, and bill pay inside the platform. $XRP was mentioned as a possible settlement rail only if X integrates crypto infrastructure in the future. Elon Musk might be getting serious (again) about turning X into something much bigger than a social media app. According to a recent post from CryptoSensei, “X Money” could enter beta testing in roughly two months. The tweet claims a closed beta is already running, with a public beta expected to follow after that. If true, this would be one of the clearest signals yet that X is moving toward financial services in a real, product-driven way — not just vague “super-app” talk. And naturally, once payments get mentioned, crypto gets dragged into the conversation fast.
💥X Money Could Push X Toward a Super-App Model CryptoSensei framed the development as a major shift in direction. The idea is that X could evolve from a traditional social platform into a multi-use financial ecosystem where users can send money, invest, and pay bills without ever leaving the app. That’s the super-app blueprint. It’s the WeChat-style model people have been talking about for years, where the social layer becomes the front-end for everything else: finance, commerce, communication, and identity. If X can pull even part of that off, it changes how users interact with the platform. It also changes what kind of company X becomes. Not a media company. Not a “town square.” More like a financial marketplace with a built-in audience. 💥Where Crypto Fits In (If It Fits At All) The tweet also suggested that cryptocurrency settlement technology could become part of X’s financial ambitions, especially if the platform wants fast, global payment rails. That’s where XRP gets mentioned. CryptoSensei argued that if X Money ends up integrating blockchain-based transaction rails, XRP could be a strong candidate because of its reputation for speed and low-cost transfers. The logic is pretty straightforward: if you’re building something that aims to handle cross-border payments at scale, settlement efficiency matters. Still, it’s important to keep this grounded. The tweet does not claim that XRP integration is confirmed. It’s more of a “if X goes this route, here’s what would make sense” kind of argument. 💥XRP Mentioned as a Hypothetical Settlement Option CryptoSensei’s post positioned XRP as a possible fit if crypto settlement becomes part of X Money. Specifically, it highlighted XRP’s potential use in global transfers, where speed and low fees can be a competitive advantage. In theory, that could match what a super-app might need, especially if it wants users in multiple regions moving money quickly. But again, none of this is official. It’s speculation based on how these systems are usually built, and what technical traits would be useful. At this stage, it’s more like a scenario being floated than a confirmed roadmap. 💥The Community Is Split on How This Could Roll Out Not surprisingly, the replies to CryptoSensei’s tweet were all over the place. Chris Wise described the idea as more than just another feature update, calling it an attempt to build a financial super-app similar to WeChat. He leaned into the idea of an all-in-one interface where people can send money, invest, and pay bills, all from the same ecosystem. He also noted that if crypto does become part of the infrastructure later, transaction speed and cost will be key factors — which is why XRP gets brought up. Another commenter, Bagitup, pushed back a bit. They suggested that traditional payment rails like Visa would likely handle fiat transactions first, and that crypto support would come later, if it happens at all. Bagitup also argued X would probably operate more like a marketplace than a bank, and predicted that if crypto integration happens, it would likely involve multiple assets, not just one. That take is honestly pretty realistic. Most platforms roll out the simplest payment infrastructure first, then experiment with crypto after they’ve proven the basic system works. 💥What This Means Going Forward CryptoSensei’s tweet reflects a growing belief that X may be inching closer to its long-rumored financial expansion. If X Money does enter beta soon, it would mark an important step toward turning the platform into something closer to a fintech ecosystem. But for now, it’s still early. There’s no official confirmation of timelines, and there’s definitely no confirmed crypto settlement integration. The XRP angle is a hypothesis, not a guarantee. Still, the bigger story is clear: if X is serious about financial services, the crypto market is going to watch every move like a hawk.
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China’s Alibaba AI KIMI Shares How High XRP Price Will Go in 2026
$XRP KIMI, an artificial intelligence model connected to Alibaba Group’s ecosystem, has outlined a detailed price outlook for XRP through the end of 2026. The projection arrives as the asset continues recovering from ongoing volatility and attempts to regain momentum after its post-rally cooldown. As of February 14, 2026, XRP trades around $1.46, up roughly 7% on the day but still well below its July 2025 peak near $3.66. The model notes the drop largely reflects market weakness and profit-taking following improved regulatory clarity around Ripple. 💥Key Points Alibaba-linked AI KIMI sees XRP ending 2026 between $2.45 and $3.26 in its base-case outlook. A bullish scenario could push XRP to $5, with extreme upside targeting as high as $8.50. The model says adoption and institutional usage, not hype, will drive XRP’s next rally. Failure to hold $1.35 could send XRP back toward $1 if macro and flows weaken. 💥XRP Base Case: Gradual Climb Toward $3+ KIMI places the highest probability on XRP finishing 2026 in the $2.45–$3.26 range. The AI argues that the asset is transitioning from speculation-driven cycles to infrastructure-driven valuation. This means price growth will likely track adoption rather than hype. Under this path, XRP’s price doesn’t explode upward. Instead, it steadily appreciates as institutional usage expands and liquidity deepens. 💥Bullish Scenario: Path to $5 and Beyond A stronger adoption phase could push XRP to roughly $3.50 and $5, while an extreme upside case could push it to $8.50. However, the model stresses that those outcomes require multiple developments happening together. These include: sustained institutional inflows into XRP investment products expanding stablecoin usage on the ledger clearer legal classification and banking access large-scale cross-border settlement integration Without these converging factors, the AI suggests the asset is unlikely to maintain prices well above previous-cycle highs.
The analysis highlights structural demand rather than trading demand as the main driver. Activities from Ripple’s stablecoin ecosystem and tokenized financial assets generate ongoing transaction fees that slowly reduce circulating supply. This differs from earlier cycles, in which retail speculation dominated price movements. The AI suggests XRP’s next rally will depend on whether financial infrastructure actually migrates onto the ledger, not social media sentiment. 💥Downside Risks Still Exist Meanwhile, KIMI also warns that the recovery is fragile. A failure to hold the $1.35 region could send the asset back toward $1, especially if macroeconomic conditions tighten or institutional flows stall. Overall, the model concludes that XRP will most likely end 2026 between $2 and $3.5, representing a moderate but meaningful gain from current prices. In the most optimistic scenario, XRP could reach $5–$8.50, implying a 3X to 6X upside for today’s holders. 💥Other AI Models’ Views on XRP in 2026 According to ChatGPT’s analysis, by the end of 2026, XRP’s base-case price could range from $2.5 to $5.5. Bullish scenarios could push it toward $6–$9, driven by strong institutional inflows via spot XRP ETFs and increased use in cross-border payments. Meanwhile, Elon Musk’s AI, Grok, predicts XRP may reach $10 by the end of 2026. However, some community analysts have challenged this projection, calling it unrealistic.
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XRP Tops the List In This Major Metric, Beats Bitcoin, Others
$XRP Cryptocurrency markets extend beyond price movements and trading volume. Sentiment—the collective mood and engagement of the community—has become a key indicator of potential momentum. Social media chatter, discussion forums, and ranking metrics can reveal investor confidence and excitement, sometimes even before the market reacts. Recently, XRP has demonstrated a surge in attention that signals renewed interest and engagement across the crypto space. In a recent X post, X Finance Bull highlighted that XRP leads cryptocurrency sentiment rankings with a score of 12.9 million on Cookie.fun. This outpaces Bitcoin, which scored 7.6 million, and Chainlink at 6.9 million, signaling that XRP currently dominates online discussions. The post emphasized that, despite claims that “nobody talks about XRP anymore,” the conversation around the asset is louder than ever. This surge demonstrates that community engagement is strong, with both retail investors and broader audiences actively participating in discussions.
💥The Crypto Sentiment Metrics Sentiment rankings aggregate social mentions, reactions, and discussions across platforms to provide a real-time measure of market attention. XRP’s top position suggests that the community is actively monitoring developments within the XRP Ledger ecosystem, from technical upgrades to institutional adoption. Rising sentiment often correlates with increased buying interest, as more participants engage with the asset, creating potential momentum that could influence price trends. 💥Implications for Investors Strong sentiment can shape market behavior. According to X Finance Bull, XRP’s high ranking indicates a favorable environment for those considering accumulation, particularly during short-term dips. Investors often use sentiment as a guide for timing entries, with elevated engagement signaling confidence in the asset’s prospects. The post underscores the potential for sentiment-driven activity to amplify price movements as new participants enter the market. 💥Community Engagement and Market Dynamics XRP’s leading sentiment reflects both active participation and growing visibility. The asset benefits from developments such as partnerships, XRP Ledger ecosystem expansion, and broader adoption by financial institutions. As discussions proliferate online, visibility increases, attracting further attention and creating a feedback loop where community engagement fuels more activity. This dynamic strengthens XRP’s positioning and reinforces investor confidence. 💥Looking Ahead Topping sentiment rankings ahead of Bitcoin and Chainlink demonstrates XRP’s continued relevance in the cryptocurrency conversation. For investors and observers, these metrics offer insights into market psychology, community enthusiasm, and potential momentum. X Finance Bull’s analysis reinforces that high sentiment, combined with structural and adoption developments, can serve as a key indicator for future market performance. XRP’s dominance in sentiment rankings underscores that the asset remains a central focus for the crypto community, signaling excitement, engagement, and confidence that could translate into meaningful market activity in the months ahead.
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