The U.S. Department of Labor's 401(k) proposal eliminates minimum market capitalization requirements for digital assets, expanding eligibility.

The proposal requires evaluation of performance, fees, liquidity, and complexity; experts note that smaller-cap tokens may struggle due to limited data and liquidity.

Removing the market cap threshold could broaden crypto access in retirement plans, potentially increasing demand for major assets like Bitcoin and Ethereum through ETFs or managed funds.
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