@TermMax I keep looking at the liquidation side of DeFi, because that’s where many lending ideas get tested for real.

A protocol can offer attractive rates, but what happens when the market suddenly moves 30%?

TermMax has an interesting answer: physical delivery. In certain liquidation situations, collateral can be delivered to lenders instead of relying only on selling assets into a thin market. The design is also intended to make collateral such as lower-liquidity assets and some RWAs more workable.

I think this is one of the less flashy parts of TermMax, but probably one of the more important ones.

If liquidity disappears during a sharp move, simply saying “liquidate it” doesn’t guarantee the lender gets a fair recovery.

But physical delivery isn’t a magic shield either. The collateral itself can still lose value.

Would you trust physical delivery more than a traditional market liquidation during extreme volatility?

#TermMax

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